MIRA INFORM REPORT

 

 

Report No. :

321808

Report Date :

12.05.2015

 

IDENTIFICATION DETAILS

 

Name :

MAN KING JEWELLERY CO. LTD.

 

 

Registered Office :

Unit 1105, 11/F., Block 1, Harbour Centre, Tower 1, 1 Hok Cheung Street, Hunghom, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

06.03.1987

 

 

Com. Reg. No.:

10963638

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Wholesaler of All kinds of Jewellery Products.

 

 

No. of Employee :

25.

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 40.7 million in 2013, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 48.5% of the firms listed on the Hong Kong Stock Exchange and accounted for about 56.9% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies. As of year-end 2014, the Democracy protests that began in late September probably will have some adverse effects on economic growth, particularly retail sales.

 

Source : CIA

 

Company name and address

 

MAN KING JEWELLERY CO. LTD.

 

ADDRESS:             Unit 1105, 11/F., Block 1, Harbour Centre, Tower 1, 1 Hok Cheung Street, Hunghom, Kowloon, Hong Kong.

 

PHONE:                  852-2736 8289

 

FAX:                       852-2736 8389

 

E-MAIL:                  mankingjew@biznetvigator.com

 

MANAGEMENT:

 

Managing Director:  Mr. Man Sik Leung

 

 

SUMMARY

 

Incorporated on:                        6th March, 1987.

 

Organization:                             Private Limited Company.

 

Issued Share Capital:                  HK$10,000.00

 

Business Category:                    Jewellery Trader.

 

Employees:                                25.

 

Main Dealing Banker:                  The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:                        Satisfactory.

 

 

ADDRESS

 

Registered Head Office:-

Unit 1105, 11/F., Block 1, Harbour Centre, Tower 1, 1 Hok Cheung Street, Hunghom, Kowloon, Hong Kong.

 

Associated Companies:-

Man King Jewellery Co., Hong Kong.

Soho Jewellery Co. Ltd., Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER

 

10963638

 

 

COMPANY FILE NUMBER

 

0184149

 

 

MANAGEMENT

 

Managing Director:  Mr. Man Sik Leung

Contact Person:  Ms. Chung Ka Yan

 

 

ISSUED SHARE CAPITAL

 

HK$10,000.00

 

SHAREHOLDERS

 

(As per registry dated 06-03-2015)

Name

 

No. of shares

MAN King Sing

 

6,500

MAN Sik Leung

 

2,000

CHEUNG Yuk Fong, Winnie

 

1,500

 

 

––––––

 

Total:

10,000

=====

 

 

DIRECTORS

 

(As per registry dated 06-03-2015)

Name

(Nationality)

 

Address

MAN King Sing

Room A2, 1/F., Block A, Greenwood Villas Phase 2, Chung Shan Terrace, Mei Foo, Kowloon, Hong Kong.

 

MAN Sik Leung

Room A2, 1/F., Block A, Greenwood Villas Phase 2, Chung Shan Terrace, Mei Foo, Kowloon, Hong Kong.

 

CHEUNG Yuk Fong, Winnie

Room A2, 1/F., Block A, Greenwood Villas Phase 2, Chung Shan Terrace, Mei Foo, Kowloon, Hong Kong.

 

 

SECRETARY

 

(As per registry dated 06-03-2015)

Name

Address

LI Chi Hung

Flat A, 3/F., Block 2, Noble Place, 10 King Fung Path, Tuen Mun, New Territories, Hong Kong.

 

 

HISTORY

 

The subject was incorporated on 6th March, 1987 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Originally the subject was registered under the name of Diamond Wealth Investment Ltd., name changed to the present style on 21st October, 2008.

 

Formerly the subject was located at ‘Unit C3, 8/F., Kaiser Estate Phase 1, 41 Man Yue Street, Hunghom, Kowloon, Hong Kong’, moved to the present address in January 2013.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                                  Importer, Exporter and Wholesaler.

 

Lines:                                       All kinds of jewellery products.

 

Employees:                              25.

 

Commodities Imported:             India, Belgium, other European countries

 

Markets:                                    Hong Kong, other Asian countries, North America, Western Europe

 

Terms/Sales:                              L/C, T/T

 

Terms/Buying:                           L/C, T/T, D/P, O/A

 

 

MEMBERSHIP

 

Hong Kong Jewelry Manufacturers’ Association, Hong Kong.

 

 

FINANCIAL INFORMATION

 

Issued Share Capital:                 HK$10,000.00

 

Profit or Loss:                           Making a small profit every year.

 

Condition:                                 Keeping in an active and satisfactory condition.

 

Facilities:                                  Making active use of general banking facilities.

 

Payment:                                  Met trade commitments as contracted.

 

Commercial Morality:                 Satisfactory.

 

Banker:                                     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                                  Good.

 

 

GENERAL

 

Having issued 10,000 ordinary shares of HK$1.00 each, Man King Jewellery Co. Ltd. formerly was jointly owned by Mr. Li Chi Hung, holding 35% interests; Mr. Man King Sing, holding 30%; Mr. Man Sik Leung, 20%; and Ms. Winnie Cheung Yuk Fong, 15%.  On 21st April, 2010, Li Chi Hung transferred all his shares to Man King Sing who is now holding 65% of the subject’s stake while Mr. Man Sik Leung, still holding 20%; and Ms. Winnie Cheung Yuk Fong, still 15%.

 

The subject is a diamond importer, exporter, wholesaler and retailer.  The subject’s registered address is also a retailing outlet.

 

The subject is a manufacturer of fine jewellery.  The subject has got an affiliated company Man King Jewellery Co. [Man King Jewellery] located at its operating address.  Both firms are engaged in the same lines of business and under the same management.

 

The subject has set up its headquarters in Hong Kong and distribution offices in some of the countries of the world.  It has had professional designers, sales team and supporting staff all of whom are able to provide clients with comprehensive services.

 

The subject and Man King Jewellery provide vertical integration of business from designing, production, assembly and exportation.

 

Its comprehensive product range includes diamond, precious stone, semi-precious stone, pearl as well as 14K and 18K gold and white gold jewellery.  Its main products include bracelets, brooches, earrings, necklaces, 9K to 24K gold jewellery, 9K to 24K white gold jewellery, diamond rings, pendants, semi-mounting rings, silver lock bracelets, floral drop necklaces

 

Over the year, the subject has established a sizeable customer base over 20 countries and regions which includes jewellery wholesaler distributors, retailers throughout the United States, Europe, Japan, Australia, the Middle East and Southeast Asia

 

The subject has had an affiliated factory in China.

 

In order to penetrate the international market further, the subject has taken part in fairs and exhibitions held in Hong Kong and other foreign large cities.  For instance, it is going to take part in “HKTDC Hong Kong International Jewellery Show 2016” which will be held in Hong Kong Convention and Exhibition Centre, Wanchai, Hong Kong during the period of 5th to 9th March, 2016.  Its booth No. is CEC 1E-D18.

Besides, the subject has had an associated company Soho Jewellery Co. Ltd. [Soho], a Hong Kong-registered company located at the same address.  Soho was incorporated on 20th December, 2010.

 

The subject has another associated company ‘D for Diamond’ which is engaged in e-commerce.  It sells its jewellery and diamond products on-line.  It is selling diamonds which are GIA certified (or certified by the other organizations such as EGL, AGS, HARD, IGI, etc.).

 

According to the subject, ‘D for Diamond’ has set up an office in Antwerp, Belgium.

 

The subject is able to maintain a number of regular customers throughout the world.

 

As the history of the subject in Hong Kong is over twenty-five years, on the whole, consider it good for normal business engagements.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.85

UK Pound

1

Rs.98.47

Euro

1

Rs.71.51

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.