MIRA INFORM REPORT

 

 

Report No. :

321623

Report Date :

13.05.2015

 

IDENTIFICATION DETAILS

 

Name :

DIMERCO COMMERCIAL LTDA

 

 

Registered Office :

Las Rosas 4680 Cerrillos Santiago

 

 

Country :

Chile

 

 

Year of Establishment : 

1992

 

 

Legal Form :

Limited Company

 

 

Line of Business :

The company is engaged in the import of ingredients for the food and flavours industries.

 

 

No. of Employees :

75

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Chile

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

CHILE - ECONOMIC OVERVIEW

 

Chile has a market-oriented economy characterized by a high level of foreign trade and a reputation for strong financial institutions and sound policy that have given it the strongest sovereign bond rating in South America. Exports of goods and services account for approximately one-third of GDP, with commodities making up some three-quarters of total exports. Copper alone provides 19% of government revenue. From 2003 through 2013, real growth averaged almost 5% per year, despite the slight contraction in 2009 that resulted from the global financial crisis. Growth slowed to 4.2% in 2014. Chile deepened its longstanding commitment to trade liberalization with the signing of a free trade agreement with the US, which took effect on 1 January 2004. Chile has 22 trade agreements covering 60 countries including agreements with the European Union, Mercosur, China, India, South Korea, and Mexico. Chile has joined the United States and nine other countries in negotiating the Trans-Pacific-Partnership trade agreement. The Chilean Government has generally followed a countercyclical fiscal policy, accumulating surpluses in sovereign wealth funds during periods of high copper prices and economic growth, and generally allowing deficit spending only during periods of low copper prices and growth. As of 31 December 2012, those sovereign wealth funds - kept mostly outside the country and separate from Central Bank reserves - amounted to more than $20.9 billion. Chile used these funds to finance fiscal stimulus packages during the 2009 economic downturn. In May 2010 Chile signed the OECD Convention, becoming the first South American country to join the OECD.

 

Source : CIA

 

 

STATUTORY INFORMATION

 

Order:

Dimerco Commercial Ltda

 

 

Address in the order:

Las Rosas 4680 Cerillos Santiago, Chile

Legal Name:

DIMERCO COMERCIAL LTDA.     

Trade Name:

DIMERCO

RUC:

76.193.810-K

Date Created:

1992

Date Incorporated:

1992

Legal Address:

Las Rosas 4680
Cerrillos, Santiago de Chile

Operative Address:

Las Rosas 4680
Cerrillos, Santiago de Chile

Telephone:

56 2 2538 0538

Fax:

562 2538 0538

Legal Form:

Limited Company

Email:

contacto@dimerco.cl

Registered in:

Chile

Website:

www.dimerco.cl

Contact:

Matias Berndt Alzerreca, General Manager

Staff:

75

Activity:

Chemical Manufacturing Industry

 

 

BANK DATA

 

Banco Santander Rio

 

The company does not make its banking data public

 

 

HISTORY

 

Dimerco origins date back to 1945 when the House of Flavors Carlos Cramer Products Aromatic SACI was founded in Chile since 1939, chose to import ingredients and complementary products to its essence, in order to provide better service and expand its offering. In 1992 Dimerco SA was created as an autonomous body, both in administration and in its dependencies.

 

 

PRINCIPAL ACTIVITY

 

 

The company is engaged in the import of ingredients for the food and flavours industries.

Products/Services description:

Some ingredients:

o
Softeners
Flavor Acentuantes help reduce salt content
Acesulfame
Ascorbic acid
Citric acid
Lactic acid
Malic acid
Tartaric acid
Acidulants (citric acid, malic acid, ascorbic acid)
Whipping agent
Agitators rotor / stator and propeller
Isolated soy

Brands:

Wellmune®

Sales are:

 Wholesale

Clients:

NESTLE PERU SA

Peru

 

Enologica Vason S.p.A.

Italy

Suppliers:

CONFOCO SA ECUADOR

Ecuador

 

ENOLOGICA VASON SRL

Italy

Operations area:

National and International

The company imports from

Ecuador, Italy 

The company exports to

Europe, Latam 

The subject employs

75 employees

Payments:

Regular

 

 

LOCATION

 

Headquarters :

Las Rosas 4680
Cerrillos, Santiago de Chile

Branches:

The company does not have branches

Industry:

Companies in this industry manufacture basic, intermediate, and specialty chemicals.

Because chemicals are used to make a wide variety of industrial and consumer products, demand is driven by the overall health of the US economy. The profitability of individual companies is closely tied to efficient operations. Big companies have economies of scale in purchasing and production. Small companies can compete effectively by producing specialty products, of which there are a large number, or by operating a single plant highly efficiently.

 

GROUP STRUCTURE AND SUBSIDIARY COMPANIES

 

Listed at the stock exchange:

NO

Capital:

NA

Shareholders %:

This is a private company. Major holder would be  Matias Berndt.

Management:

Matias Berndt Alzerreca, General Manager
Miguel Berndt Briceno, President
Claudio Andres Berndt Cramer, Director

Related Companies:

Subsidiary:
Cramer
RUT 92.845.000-7
%79

 

 

FINANCIAL INFORMATION

 

 

This is a private company which does not make its financial figures public. The following data is estimated and could not be confirmed with the company.

 

 

 2013 USD

 

 Revenue

11 000 000

Cash Flow

Good

 

 

 

 

Imports  FOB DOLLAR

 

2013

6.848.587

2012

12.185.681

2011

9.494.617

2010

7.846.398

2009

6.039.802

 

 

 

 

Exports FOB DOLLAR

 

2013

83.793

2012

366.864

2011

183.286

2010

143.517

2009

86.649

 

 

LEGAL FILINGS

 

There are no legal connected to the subject

SUMMARY

 

The company is engaged in the import of ingredients for the food and flavours industries.

 

The company was created in 1992, and is connected to CRAMER Chile company.

 

It has a medium sized structure, with regular amounts of exports and imports and works with known brands.

 

There are no negative for the subject.

 

 

RISK INFORMATION

 

DEBTS

Controlled

PAYMENTS

No Complaints

CASH FLOW

Normal

STATUS

Active

 

 

INTERVIEW

 

NAME

 NA

POSITION

 Adminsitrative

COMMENTS

 The person contacted confirmed address, activity and brands.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.20

UK Pound

1

Rs.100.03

Euro

1

Rs.71.91

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

VNT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.