MIRA INFORM REPORT

 

 

Report No. :

321989

Report Date :

15.05.2015

 

IDENTIFICATION DETAILS

 

Name :

EGYPTIAN COMPANY FOR TRADE AND INDUSTRY (SOGIC)

 

 

Registered Office :

Canal Suez Street El Mansheya, Moharram Bey Alexandria

 

 

Country :

Egypt

 

 

Date of Incorporation :

1991

 

 

Com. Reg. No.:

132067, Alexandria

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Engaged in the import and distribution of readymade garments. Subject is also involved in the processing and dyeing of fabrics.

 

 

No. of Employee :

650

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Egypt

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

EGYPT ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 pursued business climate reforms to attract foreign investment and facilitate growth. Poor living conditions and limited job opportunities for the average Egyptian contribute to public discontent, a major factor leading to the January 2011 revolution that ousted Mubarak. The uncertain political, security, and policy environment since 2011 caused economic growth to slow significantly, hurting tourism, manufacturing, and other sectors and pushing up unemployment. Weak growth and limited foreign exchange earnings have made public finances unsustainable, leaving authorities dependent on expensive borrowing for deficit finance and on Gulf allies to help cover the import bill.

 

Source : CIA

 

 

 

SUMMARY

 

Company Name                                    : EGYPTIAN COMPANY FOR TRADE AND INDUSTRY (SOGIC)

Country of Origin                                   : Egypt

Legal Form                                           : Egyptian Joint Stock Company

Registration Date                                  : 1991

Commercial Registration Number           : 132067, Alexandria

Authorised Capital                                 : £E 50,000,000

Issued Capital                                       : £E 30,000,000

Paid up Capital                                     : £E 30,000,000

Total Workforce                         : 650

Activities                                               : Distributors of readymade garments.

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Fouad Daoud Gobrial,             Finance Manager

 

 

 


 

COMPANY NAME

 

EGYPTIAN COMPANY FOR TRADE AND INDUSTRY (SOGIC)

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : Canal Suez Street

Area                 : El Mansheya, Moharram Bey

 

Town                : Alexandria

Country : Egypt

 

Telephone         : (20-3) 3612597 / 3615748

Facsimile          : (20-3) 3615748 / 3618004

Mobile              : (20-122) 3188222 / 3247533

Email                : sogic@link.net / sogicaraf@gmail.com

 

Premises

 

Subject operates from a large suite of offices and a factory that are owned and located in the Industrial Area of Alexandria.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Mohamed Abdul Sattar Arafa                                                            Chairman

 

·       Salim Mohamed Salim                                                                      Vice Chairman

 

·       Mona Abdul Sattar Arafa                                                                   Director

 

·       Huda Abdul Sattar Arafa                                                                   Director

 

·       Fouad Daoud Gobrial                                                                       Finance Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1991

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.   : 132067, Alexandria

 

Authorised Capital       : £E 50,000,000

 

Issued Capital              : £E 30,000,000

 

Paid up Capital            : £E 30,000,000

 

Name of Shareholder (s)

 

·       Mohamed Abdul Sattar Arafa

 

·       Mona Abdul Sattar Arafa

 

·       Huda Abdul Sattar Arafa

 

·       Ahmed Mohamed Abdul Sattar Arafa

 

·       Aliya Mohamed Abdul Sattar Arafa

 

·       Yasmeen Mohamed Abdul Sattar Arafa

 

·       Hanfi Mohamed Hanfi

 

·       Hussam Karim Hanfi Mohamed Hanfi

 

·       Dina Amal Hanfi Mohamed Hanfi

 

·       Rowiya Hassan Fathi

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of readymade garments. Subject is also involved in the processing

     and dyeing of fabrics.

 

Import Countries: Europe and the Far East

 

Operating Trend: Steady

 

Subject has a workforce of approximately 650 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 30/06/13:               Year Ending 30/06/14:

 

Total Sales                                £E 38,878,526                           £E 54,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr Fouad Daoud Gobrial, Finance Manager

 

 

BANKERS

 

·       Bank of Alexandria

6 Salah Salem Street

Alexandria

Tel: (20-3) 4824056

 

 

PAYMENT HISTORY

No complaints regarding subject’s payments have been reported.

 

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.84

UK Pound

1

Rs.100.65

Euro

1

Rs.72.88

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.