MIRA INFORM REPORT

 

 

Report No. :

321977

Report Date :

15.05.2015

 

IDENTIFICATION DETAILS

 

Name :

NESTLE PAKISTAN LIMITED

 

 

Registered Office :

308, Upper Mall, Lahore

 

 

Country :

Pakistan

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

1979

 

 

Com. Reg. No.:

0006661

 

 

Legal Form :

Public Limited Company

 

 

Line of Business :

Manufacturing, Processing and Sale of Food Products (Dairy, Confectionery, Culinary, Coffee, Beverages, Infant Nutrition and Drinking Water)

 

 

No. of Employees :

4,017

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Pakistan

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

PAKISTAN - ECONOMIC OVERVIEW

 

Decades of internal political disputes and low levels of foreign investment have led to slow growth and underdevelopment in Pakistan. Agriculture accounts for more than one-fourth of output and two-fifths of employment. Textiles account for most of Pakistan's export earnings, and Pakistan's failure to diversify its exportshas left the country vulnerable to shifts in world demand. Official unemployment was 6.9% in 2014, but this fails to capture the true picture, because much of the economy is informal and underemployment remains high. Pakistan’s human development continues to lag behind most of the region.. As a result of political and macroeconomic instability, the Pakistani rupee has depreciated more than 40% since 2007. The government agreed to an International Monetary Fund Standby Arrangement in November 2008 to preventa balance of payments crisis, but the IMF ended the Arrangement early because of Pakistan’s failure to implement required reforms. The economy has stabilized, it continues to underperform and foreign investment has not returned to levels seen during themid-2000’s, due to investor concerns related to governance, electricity shortages, , and a slow-down in the global economy. Remittances from overseas workers, averaging more than$1 billion a month, remain a bright spot for Pakistan. After a small current account surplus in fiscal year 2011 (July 2010/June 2011), Pakistan's current account turned to a deficit where it remained through 2014, spurred by higher prices for imported oil and lower prices for exported cotton. In September 2013, after facing balance of payments concerns, Pakistan entered into a three-year, $6.7 billion IMF Extended Fund Facility. The Sharif government has since made modest progress implementing fiscal and energy reforms, and in December 2014 the IMF described Pakistan’s progress as “broadly on track.” Pakistan remains stuck in a low-income, low-growth trap, with growth averaging about 3.5% per year from 2008 to 2014. Pakistan must address long standing issues related to government revenues and the electricity and natural gas sectorsin order to spur the amount of economic growth that will be necessary to employ its growing and rapidly urbanizing population, more than half of which is under 22. Other long term challenges include expanding investment in education and healthcare, adapting to the effects of climate change and natural disasters, and reducing dependence on foreign donors.

 

Source : CIA


Business Name

 

NESTLE PAKISTAN LIMITED

 

 

Full Address       

 

Registered Address

 

308, Upper Mall, Lahore, Pakistan

                       

Tel #

92 (42) 111-637-853

Fax #

92 (42) 35789304, 35789303

 

 

Short Description Of Business

 

a.

Nature of Business       

Principal activity of the Company is manufacturing, processing and sale of food products (dairy, confectionery, culinary, coffee, beverages, infant nutrition and drinking water)

b.

Year Established

1979

c.

Registration #

0006661

 

 

Branches

 

In Karachi, Islamabad, Faisalabad, Multan, Peshawar & Quetta

 

 

Factories Location

 

(1) 29th Kilometer, Lahore-Sheikhupura Road, Sheikhupura, Punjab, Pakistan.

 

(2) Khanewal-Kabirwala Road, Kabirwala, District Khanewal, Pakistan.

 

(3) Plot No. A-23, Northwest Industrial Zone, Port Qasim, Karachi, Pakistan.

 

(4) Plot No. 32, Street No. 3, Sector 1-10/3, Industrial Area, Islamabad, Pakistan.

 

 

Auditors

 

KPMG Taseer Hadi & Co.

(Chartered Accountants)

 

 

Legal Status

 

The Company was incorporated as a Public Limited Company in 1979

 

 

Details of Directors

                       

Names

 

Designation

Mr. Syed Yawar Ali

 

Mr. Magdi Batato

 

Mr. Pierre Schaufelberger

 

Mr. John Michael Davis

 

Mr. Syed Babar Ali

 

Mr. Syed Hyder Ali

 

Mr. Naveed A. Khan

 

Mr. Faical Krichane

 

Mr. Osman Khalid Waheed

Chairman

 

Managing Director

 

Director

 

Director

 

Director

 

Director

 

Director

 

Director

 

Director

 

 

Shareholders                

 

Categories

 

    Percentage (%)

Directors CEO / Spouses / Minors

 

Executives

 

Associated Co’s, Undertakings & related parties

 

NIT

 

ICP

 

Financial Institutions

 

Insurance Companies

 

Modaraba Companies

 

Funds

 

Investment Companies

 

Joint Stock Companies

 

Charitable Trust

 

Foreign Investors

 

General Public (Individuals)

 

Locals

 

Foreign

 

Public Sector Companies & Corporations

 

Others

4.47

 

0.00

 

 

78.45

 

0.01

 

---

 

0.98

 

0.01

 

---

 

0.29

 

0.01

 

0.01

 

0.04

 

2.85

 

 

 

12.85

 

0.00

 

 

0.02

 

---

 

 

Parent Company

 

Nestle S.A. is the Holding Company of Nestle Pakistan Limited

 

 

Business Activities

 

Principal activity of the Company is manufacturing, processing and sale of food products (dairy, confectionery, culinary, coffee, beverages, infant nutrition and drinking water).  

 

 

Number of Employees

 

4,017   

 

 

Capacity & Production

 

 

                                                            Annual Capacity                        Actual Production

                                                      2014                   2013              2014                    2013

                                                     ----------------------------Metric Tons------------------------

                       

Liquid Products - Liters  (000)  1,528,374           1,461,735       867,734                848,124

 

Non-liquid Products Kgs (000)    178,261                     182,188      120,128                  88,335

 

Under utilization of capacity was mainly due to seasonality impact of fresh milk and increase in capacity through new investment to meet future requirement.

 

 

Annual Sales Volume

 

Years

 

In Pak Rupees

2013

2014

86,226,869,000/-

96,457,743,000/-

 

 

Authorized Distributors

 

Mainly exist at major cities of Pakistan

 

 

Bankers

 

(1) Faysal Bank Limited, Pakistan.

(2) Citibank N.A., Pakistan.

(3) Deutsche Bank A.G., Pakistan.

(4) Habib Bank Limited, Pakistan.

(5) MCB Bank Limited, Pakistan.

(6) Standard Chartered Bank, Pakistan.

(7) United Bank Limited, Pakistan.

(8) National Bank of Pakistan.

(9) Allied Bank Limited, Pakistan.

(10) Barclays Bank PLC, Pakistan.

 

 

Financial Performance

 

The year 2014 continued to be a challenging year with adverse security situation coupled with uncertainties around the political environment and ongoing energy crisis resulting in regular disruptions of business. Despite all these challenges, the Company reported a top line growth of 11.9% way ahead of the country’s GDP. The Company also improved on its gross margins by 30 bps. The growth was fuelled by effective product mix management, optimisation of our value chain through Nestlé Continuous Excellence (NCE) initiatives and processes, enabling us to continue investing behind our brands. Nestlé Pakistan continues to be committed to enhancing its product base through innovation and renovation which remains an integral  part of the Company’s vision to positively enhance the quality of life. The major new product launches during 2014 included: NESCAFÉ CHILLED LATTE, Nestlé FRUITA VITALS Orange and Carrot, MAGGI Chicken Tikka, NESTEA Cardamom Chai and renovation of Nestlé MILKPAK packaging. Moreover, the Pakistan Safe Milk movement driven by Nestlé MILKPAK has helped the consumers make a safe choice.Total sales grew by 11.9% to PKR 96.5 billion, with growth coming from both increased volumes and selling prices. The Gross Profit (GP) margin has improved by 30 bps as compared to last year due to positive volume growth, optimal product mix and effective control on total delivered cost through the NCE mindset. The Company continued to invest behind its brands. With continuous focus on operational costs together with the appreciation of the Pakistani rupee, the Company’s Net Profit margin has increased by 140 bps.

 

 

Future Outlook

 

Despite the challenges being faced in the country, we are confident of the strong potential of Pakistan and we believe it will continue to offer huge investment potential driven by its growing population. We are hopeful that economic prospects of the country will improve in the future. Nestlé is committed to Pakistan and will continue to enhance the quality of life by bringing products that promote Nutrition, Health and Wellness.

 

 

Memberships

 

Federation Pakistan Chamber of Commerce & Industry.(FPCCI)

 

 

Foreign Exchange Rates

 

Currency

 

Unit

Pakistani Rupee

US Dollar

1

          Rs. 102.50

UK Pound

1

          Rs. 158.75

Euro

1

          Rs. 114.25

 

 

Comments

 

Subject Company enjoys good reputation in Pakistan as well as in abroad. Directors of the Company are reported as qualified, experienced and resourceful businessmen. Payments are usually correct and as per commitments. Company can be considered for normal business dealings at usual trade terms and conditions.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.84

UK Pound

1

Rs.100.65

Euro

1

Rs.72.88

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.