MIRA INFORM REPORT

 

 

Report No. :

322139

Report Date :

16.05.2015

 

IDENTIFICATION DETAILS

 

Name :

BSRM STEEL MILLS LIMITED

 

 

Registered Office :

Ali Mansion, 1207/1099, Sadarghat Road, Chittagong-4000

 

 

Country :

Bangladesh

 

 

Date of Incorporation :

16.04.2008

 

 

Legal Form :

Private Company

 

 

Line of Business :

Manufacturer and Distributor of MS Billet.       

 

 

No. of Employees :

300

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Yet to Commence its Commercial Operation

Payment Behaviour :

Unknown

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Bangladesh

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BANGLADESH - ECONOMIC OVERVIEW

 

Bangladesh's economy has grown roughly 6% per year since 1996 despite political instability, poor infrastructure, corruption, insufficient power supplies, slow implementation of economic reforms, and the 2008-09 global financial crisis and recession. Although more than half of GDP is generated through the service sector, almost half of Bangladeshis are employed in the agriculture sector with rice as the single-most-important product. Garment exports, the backbone of Bangladesh’s industrial sector, accounted for more than 80% of total exports and surpassed $18 billion in 2014. The sector has remained resilient in recent years amidst a series of factory accidents that have killed over 1,000 workers and crippling strikes that shut down virtually all economic activity. Steady garment export growth combined with remittances from overseas Bangladeshis - which totaled $14 billion and 8% of GDP in 2014 - are the largest contributors to Bangladesh’s current account surplus and rising foreign exchange holdings.

 

Source : CIA


 

IDENTIFICATION DETAILS

Correct company Name

:

BSRM STEEL MILLS LIMITED

Head Office

:

Ali Mansion, 1207/1099, Sadarghat Road, Chittagong-4000, Bangladesh.

Tel No

:

88-031-2854901-10, 613282, 613759

Fax No

:

880-31-610101

E-mail

:

mail@bsrm.com

Website

:

www.bsrm.com

Date/ Year of Incorporation

:

16.04.2008

Incorporation No.

:

Ch-6561 

Legal Form (General)

:

 Public Listed Co        Public (but not listed)   Private Co   State-owned Co

 Sole Proprietorships  Partnership                     Not Registered

 others (please specify) ________________

Legal form (Specific)

:

LTD   CORP    INC  CO    

 others (please specify) ________________

Issuing Authority

:

Registrar of Joint Stock Companies & Firms      City Corporation

 Municipal Administration                                   Union Council

 Cantonment Board                                              Chief Controller of  Import & Export (CCIE)

 

FINANCIALS- SUMMARY

 

      Year

Turnover/ Sales

 Assets

     Income

July’ 13~June’ 14

Not Started Production

N/A

N/A

Exchange Rate

USD1-Tk. 77.8200

EUR 1- Tk. 100.2711

GBP 1- Tk.118.5354

AUD 1 - Tk.82.8563

JPY 1 - Tk.0.9286

CAD 1 - Tk.80.1887

SEK 1 - Tk.12.2870

SGD 1 - Tk.65.3045

CNH 1 - Tk.12.8399

 

 

 

 

 

 

 

 

 

 

 

 

FULLCHECK REPORT DETAILS

 

                                                             Information Parted By

 

 

 

Name

:

Mr. Md. Imran

Designation

:

Deputy Manager

Contract No

:

88-01973432792

 

 

 

                                                               Locations Details

Operating Address

:

Ali Mansion, 1207/1099, Sadarghat Road, Chittagong-4000, Bangladesh.

Tel No

:

88-031-2854901-10, 613282, 613759

Fax No

:

880-31-610101

E-mail

:

mail@bsrm.com

Website

:

www.bsrm.com

 

Location :

: Owned

Ö

 

Rented

 

 

Leased

 

Area

2500

Sq. ft.

 

 

Type of Office :

  :       Commercial Office Bldg.

Ö

 

Semi-commercial office Bldg.

 

     

Retail shop

 

 

Industrial Park

 

     

Business Center

 

 

Home Office

 

     

Residential Bldg.

 

 

 

 

 

 

Factory:

 

 

 

 

 

Address

:

Mirsarai, Chittagong, Bangladesh.

Tel No

:

Nil

Fax No

:

Nil

 

Location :

   Owned

Ö

 

Rented

 

 

Leased

 

Area

5

Acroes

 

Branches:

 

 

 

 

 

Address

:

Mahbub Castle (2nd Floor) 35, Purana Paltan Line, Dhaka-1000, Bangladesh.

Tel No

:

88-02-8313135, 9358135, 8311994

Fax No

:

88-02-8312905

Email

:

dhaka@bsrm.com 

 

Employee:

 

 

 

No. of Employees 

 

In Office

:

50

In Factory

:

250

In Branch:

:

-

Total

:

300

Details:

 

                    

 

 

OWNERSHIP/SHAREHOLDERS

 

         Names of Shareholders

                      No. of Share     

Mr. Alihussain Akberali FCA

                                    2541675

Mr. Zohair Taherali

                                    7032097

Mr. Aameir Alihussain

                                    9339400

Mrs. Tehseen Zohair Taherali

                                    1477300

Mrs. Bilkis Alihussain

                                    10645728

Mrs. Sabeen Aameir

                                    176660

Mr. Abdul Qadir Zohair

                                    33340

Bsrm Steels Limited

                                    45114600

Bangladesh Steel Re- Rolling Mills Ltd.

                                    45114600

H. Akberali And Co. Limited

                                    44264600

BSRM Foundation

                                    100000

Mr. Ali Asghar Badruddin Africawala

                                    3160000

Mr. Abbas Jumani

                                    100000

Mr. Saifuddin Abbas Unwala

                                    18100000

Mr. Iqbal Hussain

                                    20100000

 

DIRECTORS

 

Name

Designation

Mr. Alihussain Akberali

Chairman

Mr. Aameir Alihussain

Managing Director

Mr. Zohair Taherali

Director

Mrs. Tehseen Zohair Taherali

Director

 

MANAGEMENT

 

Name

:

Mr. Md. Imran

Job Description

:

Deputy Manager

Nationality

:

Bangladeshi.

Email address

:

N/A

Other details

:

N/A

 

 

 

 

Name

:

Mr. Bipin Sharma,

Job Description

:

Plant Head

Nationality

:

Bangladeshi.

Email address

:

N/A

Other details

:

N/A

 

 

BUSINESS OPERATIONS

 

Nature of Activity       :

Manufacturer

Ö

Trader

 

Dealer

 

Distributor

Ö

 

 

 

Exporter

 

Importer

 

Services

 

Others

 

 

Range of products :

 

Products

:

MS Billet.       

Production Capacity

:

N/A

Last Year Production

:

N/A

 

 

Trading Terms:

 

Purchasing Terms:

L/C

Ö

Cash

 

Others

 

 

 

Credit :

 

30 days

 

60 days

Ö

90 days

 

 

days

 

Selling Terms      :

L/C

N/A

Cash

 

Others

 

 

 

Credit :

 

30 days

 

60 days

 

90 days

 

 

days

 

DETAILED DATA

 

 

Trade Reference & Related Parties

:

 

Overseas Clients

:

N/A

Local Clients

:

N/A

 

Overseas Suppliers

:

N/A

Local Suppliers

:

N/A

 

Trade Markets

 

:

 

Exports

:

N/A

 

Imports

:

China, India, Singapore, Hong Kong

 

Brand Name

:

N/A

Certified

:

N/A

Auditors

:

N/A

Operation Status

:

Active.

Member

:

N/A

 

CAPITAL STRUCTURE

 

 

Authorized Capital

:

BDT  500,00,00,000

 

Paid-up Capital

:

BDT 2073000000

    No. of Shares

:

207300000

Share Value

:

BDT 10.00Each

Main Assets

:

N/A

 

 

 

 

 

 

 

 

 

 

FINANCIAL STATEMENT- DETAILED

 

New Company

 

 

 

 

ASSOCIARES/SUBSIDIARIES/ RELATED PARTIES

 

Sister Concerns

:

KEW Ltd.

BSRM Wires Ltd.

BsRM Wear Limited

BSRM Ispat Limited

Burhani Estates Ltd

BSRM Steels Limited

BSRM Recycling Ltd.

BSRM Metals Limited

H.Akbar Ali & Co.Ltd.

BSRM Logistics Limited

Bangladesh Steels Limited

South Asia Secrities Limited

BSRM Real Estate Limited

Megna Engineering Works Ltd

Meghna Engineering Works Ltd.

Chittagong Power Company Ltd.

BSRM Iron & Steel Co. Limited

Karnafully Engineering Works Ltd.

BSRM Recycling Industries Limited

Bangladesh Steel Re-Rolling Mills Ltd.

East Bengal Trading & Industrial Corporation Limited

Subsidiary

:

N/A

Name of  The Group

:

BSRM Group of Companies

 

BANKING

 

 

Bank Name  

:

Hong Kong Shanghai Banking Corporation.

Bank Address

:

Agrabad Branch.

Osman Court, 70 Agrabad C/A, Chittagong - 4100

Tel: 88-03-710008, 711154, 724406, 723750

Fax : 88-031-710007

 

Bank Name  

:

Standard Chartered Bank Ltd.

Bank Address

:

Agrabad Branch.

PHP House, 31 Agrabad C/A

 

Bank Name  

:

Prime Bank Ltd.

Bank Address

:

Agrabad Branch.

Chittagong Chamber House, 38 Agrabad C/A, Chittagong-4100

Phone: (031) 727018, 716724-5

Fax: 88-031-718971

Telex: 633028 PBLAG BJ

SWIFT: PRBLBDDH015

Email: pblagrabad@primebank.com.bd

 

Bank Name  

:

Agrani Bank Ltd.

Bank Address

:

COMM AREA CORP.

Agrabad Comm. Area

Agrabad Chittagong-4100

Tel: 88-031-716370

 

 

Bank Name  

:

Islami Bank Bangladesh Ltd.

Bank Address

:

Jubilee Road Branch.

200/B, Jubilee Road Chittagong

Phone: 88-(031) 2854747

 

 

ADVERSE DATA MONITORING

 

Dishonored Checks           

 

:     

No Record Found         

Debt

 

:

No Record Found

Litigation  

                   

:

Clear         

Performance Defaults

 

:

No Record Found         

Adverse Local Media Coverage/ Adverse Filling History

:

No Record Found

 

 

SITE VISIT COMMENTARY

 

We talked with of the Company. Our Representative Visited the subject company address at Ali Mansion, 1207/1099, Sadarghat Road, Chittagong-4000, Bangladesh. Its office is decorated by western furniture.

 

GENERAL COMMENTS

 

Established in 16.04.2008, Subject company not starts their commercial production.

The subject company sister concerns doing good business & they have good reputation to Bangladeshi local people.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.57

UK Pound

1

Rs.100.30

Euro

1

Rs.72.37

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.