MIRA INFORM REPORT

 

 

Report No. :

322617

Report Date :

16.05.2015

 

IDENTIFICATION DETAILS

 

Name :

CELULOSE IRANI S/A

 

 

Registered Office :

Rua General Joao ManoeL, 157 9º Andar - SALA 903 - Centro 90010-030 - Porto Alegre/Rs

 

 

Country :

Brazil

 

 

Financials (as on) :

31.03.2015

 

 

Date of Incorporation :

06.06.1941

 

 

Legal Form :

Publicly Held Corporation

 

 

Line of Business :

Manufacture and Trade of Paper, Fibrewood, Corrugated Cardboard Boxes, Furniture and Sawn Wood.

 

 

No. of Employee :

2500 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Brazil

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BRAZIL - ECONOMIC OVERVIEW

 

Characterized by large and well-developed agricultural, mining, manufacturing, and service sectors, and a rapidly expanding middle class, Brazil's economy outweighs that of all other South American countries, and Brazil is expanding its presence in world markets. Since 2003, Brazil has steadily improved its macroeconomic stability, building up foreign reserves, and reducing its debt profile by shifting its debt burden toward real denominated and domestically held instruments. Since 2008, Brazil became a net external creditor and all three of the major ratings agencies awarded investment grade status to its debt. After strong growth in 2007 and 2008, the onset of the global financial crisis hit Brazil in 2008. Brazil experienced two quarters of recession, as global demand for Brazil's commodity-based exports dwindled and external credit dried up. However, Brazil was one of the first emerging markets to begin a recovery. In 2010, consumer and investor confidence revived and GDP growth reached 7.5%, the highest growth rate in the past 25 years. Unemployment is at historic lows and Brazil's traditionally high level of income inequality has declined for each of the last 15 years. Rising inflation led the authorities to take measures to cool the economy in 2011; these actions and the deteriorating international economic situation slowed growth in 2011-14. Brazil’s fiscal and current account balances have eroded during the past three years as the government attempted to boost economic growth through targeted tax cuts for industry and incentives to spur household consumption. President Dilma ROUSSEFF has indicated that her government in her second term will pursue more austere fiscal policies to reduce these imbalances and preserve the country’s credit rating.

Source : CIA


Company name & address

 

CELULOSE IRANI S/A

 

 

ADDRESSES

 

MAIN ADDRESS:

RUA GENERAL JOÃO MANOEL,157 9º ANDAR - SALA 903 - CENTRO

ZIP CODE/CITY:

90010-030 - PORTO ALEGRE/RS

 

 

PHONE:

51 3220-3535

FAX:

51 3220-3535

E-MAIL:

export@irani.com.br

WEB SITE:

www.irani.com.br

 

BRANCHES:

 

 

 

ADDRESS:

VILA CAMPINA DA ALEGRIA - BR 153 - KM,47

ZIP CODE/CITY:

89675-000 VARGEM BONITA/SC

PHONE:

49 3441-9000

CNPJ:

92.791.243/0002-94

STATE REGISTER:

250.168.464

 

 

ADDRESS:

VILA CAMPINA REDONDA - BR 153 - KM,46

ZIP CODE/CITY:

89675-000 VARGEM BONITA/SC

PHONE:

49 3456-1199

CNPJ:

92.791.243/0007-07

STATE REGISTER:

251.724.093

 

 

ADDRESS:

ESTRADA DOS ROMEIROS 943 - KM 39,5

ZIP CODE/CITY:

06500-000 SANTANA DE PARNAÍBA/SP

PHONE:

11 4154-8200

CNPJ:

92.791.243/0011-85

STATE REGISTER:

623.019.886.119

 

 

ADDRESS:

VILA CAMPINA DA ALEGRIA - BR 153 - KM,47

ZIP CODE/CITY:

89675-000 VAGEM BONITA/SC

PHONE:

49 3441-9000

CNPJ:

92.791.243/0014-28

STATE REGISTER:

254.148.182

 

 

ADDRESS:

RUA FRANCISCO LINDNER,477 - CENTRO

ZIP CODE/CITY:

89600-000 JOAÇABA/SC

PHONE:

49 3527-5117

 

 

REQUESTED ADDRESS:

ESTRADA RS 040, S/N, KM 92

ZIP CODE/CITY:

36820-100 PINHAL/RS

PHONE:

51 3682-0100

 

THE COMPANY ALSO HAS BRANCHES LOCATED IN: VARGEM BONITA/SC AND MINAS GERAIS, INDAIATUBA/SP, BALNEÁRIO PINHAL/RS AND SÃO JOSÉ DO NORTE/RS. IT ALSO HÁS OFFICES IN SÃO PAULO - SP AND JOAÇABA - SC.

 

 

LEGAL DATA

 

MAIN ACTIVITIES:

 

MANUFACTURE AND TRADE OF PAPER, FIBREWOOD, CORRUGATED CARDBOARD BOXES, FURNITURE AND SAWN WOOD.

 

LEGAL FORM:

PUBLICLY HELD CORPORATION

 

 

INCORPORATION DATE:

06/06/1941

REGISTER DATE:

06/06/1941

BALANCE SHEET FILING DATE:

31/12

TAX CONTRIBUTOR NUMBER(CNPJ):

92.791.243/0001-03

STATE REGISTER:

096/2093572

 

 

SHARE CAPITAL:

R$ 161.894.847,81

LAST REGISTER OF CAPITAL:

23/04/2015

 

BOARD OF DIRECTORS:

 

 

 

PERICLES PEREIRA DRUCK

PRESIDENT DIRECTOR

ODIVAN CARLOS CARGNIN

INVESTORS RELATIONS DIRECTOR

SÉRGIO LUIZ COTRIM RIBAS

BUSINESS DIRECTOR

 

 

AUTHORIZED USE OF SIGNATURE

 

THE DIRECTORS ARE AUTHORIZED TO SIGN ON BEHALF OF THE COMPANY.

 

SHAREHOLDERS / PARTNERS:

 

 

 

IRANI PARTICIPAÇÕES S/A

59,12%

HABITASUL DESENVOLVIMENTOS IMOBILIÁRIOS S.A.

16,57%

COMPANHIA HABITASUL DE PARTICIPAÇÕES

12,92%

COMPANHIA COMERCIAL DE IMÓVEIS

1,27%

EMPRESA RIOGRANDENSE DESENV. URBANO LTDA

0,10%

CIACOI ADM DE IMOVEIS LTDA

0,26%

SHARES IN TREASURY

0,02%

OTHERS

9,74%

 

AFFILIATES / SUBSIDIARIES:

 

 

 

HABITASUL FLORESTAL S.A.

100,0%

IRANI TRADING S.A.

99,98%

MEU MÓVEL DE MADEIRA LTDA

99,93%

HGE - GERAÇÃO DE ENERGIA SUSTENTÁVEL

99,98%

 

 

COMPANY'S BACKGROUND

 

CELULOSE IRANI IS A BRAZILIAN COMPANY FOUNDED IN 1941 BY THE SOCIEDADE VINÍCOLA RIOGRANDENSE (A WINERY CORPORATION IN THE RIO GRANDE DO SUL STATE), UNDER OWNERSHIP OF THE TRADITIONAL RIO GRANDE DO SUL FAMILIES, MANDELE, PITTI, OLIVEIRA, AND VELLINHO. AT THE TIME, IT WAS GREETED AS THE SAVIOR OF THE REGION OF JOAÇABA, IN THE STATE OF SANTA CATARINA, BECAUSE OF THE HUGE FOREST RESERVE OF 400,000 PINES THAT ITS 32,000 HECTARES OF LAND SHELTERED.

 

THE COMPANY DEVELOPED SATISFACTORILY IN THE FACE OF AN UNSTABLE AGRICULTURAL AND INDUSTRIAL POLICY. STARTING IN 1992, IT UNDERWENT AN IMPORTANT RESTRUCTURING PROCESS.

 

BASED SOLELY ON THE OPTIMIZATION OF EXISTING MATERIAL AND HUMAN RESOURCES, THAT RESTRUCTURING, IN 1994, HAD ALREADY TRIPLED PRODUCTIVITY PER EMPLOYEE AND DOUBLED THE MONTHLY PRODUCTION VOLUME.

 

TODAY, 59 YEARS OLD AND WITH A DAILY PRODUCTION OF 220 TONS, CELULOSE IRANI IS ONE OF THE MOST IMPORTANT TAXPAYERS OF THE WESTERN REGION OF THE STATE OF SANTA CATARINA. IT IS A REJUVENATED COMPANY WITH 30% OF THE BRAZILIAN MARKET, LEADING THE SECTOR OF LOW GRAMMAGE KRAFT PAPER, MUCH VALUED IN THE PACKAGING AND FOOD PRODUCTS SECTORS.

 

FURTHER DETAILS ABOUT THE SUBJECT'S HISTORY ARE SO FAR NOT KNOWN.

 

PUBLIC INFORMATION:

 

LAWSUITS:

 

 

 

DATE:

COURT OF LAW:

 

1

STATE LAWSUIT

31/12/10

2ª VARA DE PR-CURITIBA

1

MUNICIPAL LAWSUIT

09/05/13

VARA DE SP-BARUERI

1

FEDERAL LAWSUIT

11/01/11

VARA DE SP-BARUERI

 

 

FINANCIAL INFORMATION

 

GENERAL BALANCE SHEETS AS OF 31/03/2015, 31/12/2014 AND 31/12/2013.

( FIGURES ARE IN THOUSANDS OF REAIS ).

 

ASSETS

 

 

 

CURRENT:

31/03/2015

31/12/2014

31/12/2013

 

 

 

 

CASH AND BANKS

82.398

153.948

122.300

INVESTMENTS

4.272

2.073

1.161

CLIENTS

146.832

127.605

127.967

DIVIDENDS RECEIVABLES

5.245

5.245

7.987

INVENTORY

66.603

62.588

51.031

RECOVERABLE TAXES

8.820

7.094

5.133

OTHER CREDITS

32.257

28.676

9.956

 

----------------

----------------

----------------

TOTAL CURRENT ASSETS

346.427

387.229

325.535

 

LONG-TERM RECEIVABLES:

 

 

 

 

 

 

 

 BIOLOGICAL ASSETS

99.959

101.114

146.638

INTERCOMPANY CREDITS

1.107

1.093

1.005

RECOVERABLE TAXES

3.408

3.625

3.207

JUDICIAL DEPOSITS

1.264

1.136

628

ACCOUNTS RECEIVABLES

2.513

2.430

6.692

 

----------------

----------------

----------------

TOTAL LONG-TERM RECEIVABLES

108.251

109.398

158.170

 

FIXED ASSETS:

 

 

 

 

 

 

 

INVESTMENTS

271.750

265.528

349.221

FIXED ASSETS

799.833

804.143

588.111

INTANGIBLE

112.334

112.276

1.016

 

----------------

----------------

----------------

TOTAL FIXED ASSETS

1.183.917

1.181.947

938.348

 

================

================

================

TOTAL ASSETS

1.638.595

1.678.574

1.422.053

 

LIABILITIES:

 

 

 

CURRENT:

31/03/2015

31/12/2014

31/12/2013

 

 

 

 

SOCIAL / LABOR OBLIGATIONS

33.827

40.240

30.261

SUPPLIERS

78.215

80.383

121.325

TAX LIABILITIES

23.996

22.332

16.426

BANKING DEBTS

170.047

169.617

136.564

DIVIDENDS

345

12.964

19.772

ADVANCE FROM CLIENTS

7.362

1.995

562

OTHER DEBTS

14.197

15.669

10.670

 

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

327.989

343.200

335.580

 

LONG TERM LIABILITIES:

 

 

 

 

 

 

 

LOANS AND FINANCING

587.787

537.490

301.930

INSTALLMENTS TAXES PAYABLE

3.197

3.635

1.560

TRIBUTARY OBLIGATIONS

10.412

11.293

16.911

DEFERRED TAXES

158.103

183.209

143.247

PROVISIONS

28.836

32.398

33.908

DEBENTURES

65.450

69.738

100.688

 

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

853.785

837.763

598.244

 

NET EQUITY:

 

 

 

 

 

 

 

SHARE CAPITAL

151.895

151.895

116.895

CAPITAL RESERVES

960

960

960

PROFIT RESERVES

171.464

166.139

151.280

OTHER COMPREHENSIVE INCOME

132.502

178.617

219.094

 

----------------

----------------

----------------

TOTAL NET EQUITY

456.821

497.611

488.229

 

================

================

================

TOTAL LIABILITIES

1.638.595

1.678.574

1.422.053

 

PROFIT AND LOSS ACCOUNTS AS OF 31/03/2015, 31/12/2014 AND 31/12/2013.

( FIGURES ARE IN THOUSANDS OF REAIS ).

 

 

31/03/2015

31/12/2014

31/12/2013

 

 

 

 

NET SALES

180.432

666.347

575.365

(-) COST OF SOLD GOODS

131.580

503.541

434.769

 

----------------

----------------

----------------

GROSS PROFIT

48.852

162.806

140.596

OPERATING REVENUE (EXPENSE)

-23.431

-54.339

-22.082

FINANCIAL REVENUE(EXPENSE)

-24.771

-59.234

-51.510

 

----------------

----------------

----------------

OPERATIONAL PROFIT (LOSS)

650

49.233

67.004

CONTRIBUTION/INCOME TAX

2.480

7.346

404

 

----------------

----------------

----------------

NET PROFIT (LOSS)

3.130

56.579

67.408

 

RATIOS:

31/03/2015

31/12/2014

31/12/2013

 

QUICK RATIO

,85

 

,95

 

,82

 

CURRENT RATIO

1,06

 

1,13

 

,97

 

ACCOUNTS RECEIVABLE TURNOVER

1,23

TIMES

5,22

TIMES

4,50

TIMES

DAYS' SALES IN RECEIVABLES

73,24

DAYS

68,94

DAYS

80,07

DAYS

INVENTORY TURNOVER

1,98

TIMES

8,05

TIMES

8,52

TIMES

ACCOUNTS PAYABLE PERIOD

53,50

DAYS

57,47

DAYS

100,46

DAYS

RETURN ON ASSETS

,11

TIMES

,40

TIMES

,40

TIMES

SALES TURNOVER ON NET EQUITY

,40

TIMES

1,34

TIMES

1,18

TIMES

NET WORTH TIE-UP

1,75

 

1,62

 

1,20

 

INDEBTEDNESS

2,59

 

2,37

 

1,91

 

EQUITY RATIO

27,88

%

29,64

%

34,33

%

WORKING CAPITAL RATIO

5,62

%

12,83

%

-2,99

%

GENERAL SOLVENCY

1,39

 

1,42

 

1,52

 

RETURN ON NET EQUITY

,69

%

11,37

%

13,81

%

RETURN ON SALES (PROFIT MARGIN)

1,73

%

8,49

%

11,72

%

GROSS PROFIT MARGIN

27,08

%

24,43

%

24,44

%

OPERATIONAL RESULT

,36

%

7,39

%

11,65

%

SALES TURNOVER ON LIABILITIES

,55

TIMES

1,94

TIMES

1,71

TIMES

FOREIGN CURRENCY ON ASSETS

 

 

 

 

 

 

FOREIGN CURRENCY ON LIABILITIES

 

 

 

 

 

 

 

EXCHANGE RATE:

 

 

US$ 1,00 = R$ 3,01

 - OFFICIAL RATE ON 13/05/2015

US$ 1,00 = R$ 3,20

 - OFFICIAL RATE ON 31/03/2015

US$ 1,00 = R$ 2,65

 - OFFICIAL RATE ON 31/12/2014

US$ 1,00 = R$ 2,34

 - OFFICIAL RATE ON 31/12/2013

 

COMMENTS ON THE FINANCIAL INFORMATION:

 

FOLLOWS ATTACHED WORKSHEET WITH MAIN FINANCIAL RATIOS.

 

THE ANNUAL FIGURES AVAILABLE SHOW A SATISFACTORY FINANCIAL STANDING. THE LEVEL OF INDEBTEDNESS IS HIGH BUT IT IS NOTED SATISFACTORY CURRENT RATIO AND POSITIVE WORKING CAPITAL AMOUNT. IN ADDITION IT SHOWS GROWING SALES AND PROFITABILITY.

 

THE QUARTERLY FIGURES FOR MARCH 2015 SHOW IMPROVEMENT IN THE FINANCIALS. THE LEVEL OF INDEBTEDNESS KEEPS VERY HIGH BUT THE LIQUIDITY IS ACCEPTABLE. IN ADDITION IT SHOWS GROWING SALES TREND AND OPERATIONS ARE PROFITABLE.

 

REAL ESTATE:

 

OWNED PREMISES ARE VALUED AT R$ 335.150.000,00

 

VEHICLES:

 

OWNED VEHICLES ARE VALUED AT R$ 3.031.000,00

 

MACHINES:

 

OWNED MACHINES AND EQUIPMENTS ARE VALUED AT R$ 419.467.000,00

 

 

INSURANCE

 

THE INSURANCE COVERAGE IS DETERMINED ACCORDING TO THE NATURE OF THE ASSET RISKS, AND IS CONSIDERED SUFFICIENT TO COVER POSSIBLE LOSSES ARISING FROM DAMAGES. AS AT MARCH 31, 2015, THE COMPANY HAD CORPORATE INSURANCE AGAINST FIRE, LIGHTNING, EXPLOSION, ELECTRIC DAMAGES AND WINDSTORM FOR PLANTS, RESIDENTIAL LOCATIONS AND OFFICES, INCLUDING GENERAL CIVIL LIABILITY COVERAGE AND COVERAGE OF LIABILITIES OF OFFICERS AND DIRECTORS (D&O), IN THE TOTAL AMOUNT OF R$ 469.490.000,00. THE COMPANY ALSO CONTRACTED GROUP LIFE INSURANCE FOR EMPLOYEES WITH A MINIMUM COVERAGE OF 24X OVER SALARY OR A MAXIMUM COVERAGE OF R$ 500, IN ADDITION TO INSURANCE FOR THE FLEET OF VEHICLES AT MARKET VALUE.

 

THE RISK ASSUMPTIONS ADOPTED, IN VIEW OF THEIR NATURE, ARE NOT PART OF THE SCOPE OF THE AUDIT OR REVIEW OF THE FINANCIAL STATEMENTS AND, THEREFORE, WERE NOT AUDITED/REVIEWED BY OUR INDEPENDENT AUDITORS.

 

REGARDING FORESTS, THE COMPANY ASSESSED THE EXISTING RISKS AND ELECTED NOT TO CONTRACT INSURANCE COVERAGE BECAUSE THE PREVENTIVE MEASURES AGAINST FIRE AND OTHER FOREST RISKS HAVE PROVED EFFICIENT. MANAGEMENT UNDERSTANDS THAT THE RISK MANAGEMENT STRUCTURE RELATED TO FOREST ACTIVITIES IS APPROPRIATE TO ENSURE THE CONTINUITY OF THE COMPANY AS A GOING CONCERN.

 

 

BANKING REFERENCES

 

 

BRANCH/PHONE:

 

BANCO DO BRASIL S/A

010-8

 

BANCO BRADESCO S/A

0433-2

 

BANCO SAFRA S/A

400-9

 

 

REMARKS: IN BRAZIL THE BANKS ARE PROHIBITED BY LAW TO PROVIDE INFORMATION OR ANY KIND OF COMMENTS ABOUT THEIR CLIENTS. DUE TO THIS LAW PROHIBITION WE ARE UNABLE TO PROVIDE ANY BANKING DETAILS.

 

ACCORDING TO THE CENTRAL BANK OF BRAZIL OFFICIAL REPORT, THE COMPANY HAS NO RETURNED CHECKS UP TO DATE. (IN THE TERMS OF "CIRCULAR 1682 BRAZILIAN CENTRAL BANK").

 

 

ACTIVITIES COMMENTS

 

CELULOSE IRANI S.A. (THE "COMPANY") AND ITS SUBSIDIARIES MANUFACTURE PAPER, CORRUGATED CARDBOARD PACKAGING, AND GUM ROSIN AND TURPENTINE EXTRACTED FROM WOOD RESINS, AS WELL AS SALE OF FURNITURE PREDOMINANTLY OF WOOD. THE COMPANY IS ALSO ENGAGED IN FORESTATION AND REFORESTATION AND USE THE WOOD FROM THEIR OWN REFORESTATION AREAS.

 

THE COMPANY DECIDED FOR THE CLOSURE OF FURNITURE MANUFACTURING OPERATIONS AS WELL AS THE SELLING OF ITS ASSETS DUE TO CURRENT ECONOMIC CONDITIONS OF THE FURNITURE MARKET FOR EXPORTS AND ALSO DUE TO THE SMALL REPRESENTATIVENESS OF THIS BUSINESS IN THE GROSS REVENUE OF THE COMPANY, THAT ACCOUNT FOR LESS THAN 3% IN THE FIRST HALF OF 2010.

 

IMPORT AND EXPORT:

 

   IMPORTS FROM:

NOT AVAILABLE.

 

   EXPORTS TO:

HOLLAND, ARGENTINA, SAUDI ARÁBIA, SOUTH AFRICA, FRANCE, PORTUGAL, CHILE, PARAGUAY, NORWAY, PERU, TURKEY, INDIA, BOLIVIA, VENEZUELA, GERMANY, UNITED ARAB EMIRATES AND COLOMBIA.

 

MAIN CLIENTS:

 

 

 

 

 

DOMESTIC CLIENTS:

CITY:

 

ADAMI MADEIRAS S/A

CAÇADOR/SC

 

ADESI IND. COM. ADESIVOS LTDA

ARAUCÁRIA/PR

 

ALVACARIM CIA LTDA

CASCAVEL/PR

 

CURIPEL EMBALAGENS LTDA

PORTO AMAZONAS/PR

 

FRANGOSUL S/A

MONTENEGRO/RS

 

IMBALLAGGIO LTDA

BELO HORIZONTE/MG

 

INDÚSTRIA NACIONAL DE EMBALAGENS LTDA

JABOATÃO DOS GUARARAPES/PE

 

MOSCHETTI S/A

CANOAS/RS

 

SACOTEM EMBALAGENS LTDA

PENAPOLIS/SP

 

SEEBER FASTIPLAS LTDA

DIADEMA/SP

 

STRAPACK EMBALAGENS LTDA

DIADEMA/SP

 

 

FOREIGN CLIENTS:

COUNTRY:

 

AL -TRUYA FACTORY FOR AND PLASTIC

SAUDI ARABIA

 

BAHAMDAIN EST. FRO TRADE CONT. AND IND.

SAUDI ARABIA

 

BOLSI PAPELERA SARANDI S/A

PARAGUAY

 

CENTRO SERVIZE CARTA SRL

ITALY

 

CIA PAPELARIA SARANDI S/A

ARGENTINA

 

DAIEI PAPERS CORP

UNITED STATES

 

EDWARDS DUNLOP PAPER

AUSTRALIA

 

INTERNATIONAL FORESTRY INDUSTRIE CC

SOUTH AFRICA

 

NORSE PAPER A S

NIGERIA

 

 

STAFF:

 

THE COMPANY HAS: 2500 EMPLOYEE(S)

 

 

CONCEPT AND FULFILMENT

 

THE SUBJECT IS AN OLD-ESTABLISHED COMPANY, OPERATING SINCE 1941. SO FAR IT HAS A CLEAR TRADE HISTORY AND NO PAYMENT PROBLEMS ARE NOTED.

 

THE COMPANY HAS TRADE RELATIONS WITH SEVERAL SUPPLIERS IN BRAZIL. THE SUPPLIERS EXTEND CREDIT FACILITIES TO THE SUBJECT IN TERMS AND AMOUNTS ACCORDING TO THE COMPANY'S NEEDS AND SO FAR NO PAYMENT PROBLEMS ARE NOTED.

 

THE LAWSUITS REPORTED ARE NOT RELATED WITH TRADE DEBTS. THEY ARE RELATED TO TAX DEBTS THAT FOR ANY REASON THE COMPANY HAS NOT YET PAID. NEVERTHELESS WE POINT OUT THAT THE SAID LAWSUITS DO NOT AFFECT THE COMPANY'S TRADE REPUTATION.

 

MAIN SUPPLIERS:

 

 

 

 

 

DOMESTIC SUPPLIERS:

CITY:

 

AÇOS GERAIS COMÉRCIO DE METAIS LTDA

CACHOEIRINHA/SC

 

AGOROSE COM. APARAS DE PAPEIS LTDA

CURITIBA/PR

 

ALBANY INT. FELTROS E TELAS IND. LTDA

INDAIAL/SC

 

DALQUIM INDÚSTRIA QUÍMICA LTDA

TRÊS BARRAS/RS

 

DOW QUÍMICA DO NORDESTE LTDA

ITAJAÍ/SC

 

FERRAMENTAS GERAIS COM. IMPORT. S/A

PORTO ALEGRE/RS

 

HERGEN S/A MÁQUINAS E EQUIPAMENTOS

RIO DO SUL/SC

 

PETROBRAS DISTRIBUIDORA S/A

ARAUCÁRIA/PR

 

VOITH S/A MÁQUINAS E EQUIPAMENTOS

SÃO PAULO/SP

 

WEG INDÚSTRIA LTDA

JARAGUÁ DO SUL/SC

 

 

PAYMENT HISTORY:

 

54 SUPPLIERS REPORTED PAYMENTS:

   TOTAL AMOUNT:  R$ 9.553.564,00

 

AMOUNT OF INVOICES PAID: 1488

TOTAL OF PROMPT PAYMENTS: 99,8%

TOTAL OF DELAYED PAYMENTS: 0,2%

 

HIGHEST INVOICE: R$ 311.424,00

HIGHEST CREDIT: R$ 344.424,00

 

OUTSTANDING INVOICES DUE WITHIN THE NEXT 90 DAYS:

 

---------------------------

SUPPLIERS:

INVOICES:

TOTAL AMOUNT:

DUE WITHIN 30 DAYS

11

42

R$ 98.644,92

DUE WITHIN 60 DAYS

3

14

R$ 19.053,13

DUE WITHIN 90 DAYS

1

2

R$ 788,97

 

 

FINAL OPINION

 

THE SUBJECT IS A WELL-ESTABLISHED COMPANY IN BUSINESS FOR SEVERAL YEARS. UP TO DATE IT HAS A CLEAR TRADE HISTORY AND GOOD PAYMENT BEHAVIOR.

 

BASED ON THE GENERAL INFORMATION AVAILABLE IT IS BELIEVED THAT GOOD TRADE RELATIONS MAY BE ESTABLISHED. CREDIT FACILITIES MAY BE EXTENDED WITHIN TERMS AND AMOUNTS ADEQUATE TO THE COMPANY'S FINANCIAL STRENGTH.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.58

UK Pound

1

Rs.100.30

Euro

1

Rs.72.38

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

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NB

                                       New Business

 

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This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.