MIRA INFORM REPORT

 

 

Report No. :

322298

Report Date :

16.05.2015

 

IDENTIFICATION DETAILS

 

Name :

MAC CO LTD

 

 

Registered Office :

Chiba Higashi Techno Green Park, 1-12-5 Okayamadai Togane City Chiba-Pref  283-0826

 

 

Country :

Japan

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

April 1974

 

 

Com. Reg. No.:

000703

 

 

Legal Form :

Limited Company

 

 

Line of Business :

Manufactures commercial & industrial-use refrigerators, cooling systems, oil controllers, other (--100%)

 

 

No. of Employees :

13

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Japan

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

JAPAN - ECONOMIC OVERVIEW

 

In the years following World War II, government-industry cooperation, a strong work ethic, mastery of high technology, and a comparatively small defense allocation (1% of GDP) helped Japan develop a technologically advanced economy. Two notable characteristics of the post-war economy were the close interlocking structures of manufacturers, suppliers, and distributors, known as keiretsu, and the guarantee of lifetime employment for a substantial portion of the urban labor force. Both features are now eroding under the dual pressures of global competition and domestic demographic change. Since the complete shutdown of Japan’s nuclear reactors after the earthquake and tsunami disaster in 2011, Japan's industrial sector has become heavily dependent on imported raw materials and fuels. A small agricultural sector is highly subsidized and protected, with crop yields among the highest in the world. While self-sufficient in rice production, Japan imports about 60% of its food on a caloric basis. For three decades, overall real economic growth had been spectacular - a 10% average in the 1960s, a 5% average in the 1970s, and a 4% average in the 1980s. Growth slowed markedly in the 1990s, averaging just 1.7%, largely because of the after effects of inefficient investment and an asset price bubble in the late 1980s that required a protracted period of time for firms to reduce excess debt, capital, and labor. Modest economic growth continued after 2000, but the economy has fallen into recession four times since 2008. A sharp downturn in business investment and global demand for Japan's exports in late 2008 pushed Japan into recession. Government stimulus spending helped the economy recover in late 2009 and 2010, but the economy contracted again in 2011 as the massive 9.0 magnitude earthquake and the ensuing tsunami in March disrupted manufacturing. A sales tax increase caused the economy to contract during the 2nd and 3rd quarters of 2014. The economy has largely recovered in the three years since the disaster, but reconstruction in the Tohoku region has been uneven due to labor shortages. Prime Minister Shinzo ABE has declared the economy his government's top priority; he has overturned his predecessor's plan to permanently close nuclear power plants and is pursuing an economic revitalization agenda of fiscal stimulus, monetary easing, and structural reform. Japan joined the Trans Pacific Partnership negotiations in 2013, a pact that would open Japan's economy to increased foreign competition and create new export opportunities for Japanese businesses. Measured on a purchasing power parity (PPP) basis that adjusts for price differences, Japan in 2014 stood as the fourth-largest economy in the world after second-place China, which surpassed Japan in 2001, and third-place India, which edged out Japan in 2012. The government will continue a longstanding debate on restructuring the economy and reining in Japan's huge government debt, which amounts to more than 240% of GDP. To help raise government revenue and reduce public debt, Japan decided in 2013 to gradually increase the consumption tax to a total of 10% by 2015, although the government in 2014 decided to postpone the final phase of the increase until 2017 to give the economy time to recover from the 2014 increase. Japan is making progress on ending deflation due to a weaker yen and higher energy costs, but reliance on exports to drive growth and an aging, shrinking population pose other major long-term challenges for the economy.

 

Source : CIA

 


Company Name

 

MAC CO LTD

 

 

REGD NAME

 

KK Mac

 

 

MAIN OFFICE

 

Chiba Higashi Techno Green Park, 1-12-5 Okayamadai Togane City Chiba-Pref  283-0826 JAPAN

Tel: 0475-50-1881     Fax: 0475-50-1880

 

URL:                 http//:www.macthelife.jp

E-mail:             macthelife@nifty.com   

 

ACTIVITIES:     Mfg of commercial/industrial-use refrigerators, cooling system, oil controllers

BRANCHES:     Nil

FACTORIES:    At the caption address

 

OFFICER(S):     HIROAKI MATSUSHITA, PRES   Kazuo Furukawa, dir

                        Kazuyuki Matsushita, dir                        Hiroshi Ishida, dir

 

Yen Amount:     In million Yen, unless otherwise stated

 

 

SUMMARY

 

FINANCES        FAIR                             A/SALES          Yen 274 M

PAYMENTS      NO COMPLAINTS          CAPITAL           Yen 60 M

TREND SLOW                           WORTH            Yen 137 M

STARTED         1974                             EMPLOYES      13

 

COMMENT:      MFR OF REFRIGERATORS. FINANCIAL SITUATION CONSIDERED FAIR AND GOOD FOR ORDINARY BUSINESS ENGAGEMENTS, BUT DOUBTFUL FOR CREDIT ENGAGEMENTS: US$200,000/TERMS O/A 90 DAYS.

 

 

HIGHLIGHTS

 

This is a specialized mfr of commercial & industrial-use refrigerators, cooling systems, control boilers, other.  Goods are exported.  Clients include major heavy machinery makers, other, nationwide.

 

FINANCIAL INFORMATION

 

Financials are only partially disclosed.

 

The sales volume for Dec/2014 fiscal term amounted to Yen 274 million, a 28% down from Yen 379 million in the previous term.  The net profit was posted at Yen 11 million, compared with Yen 29 million recurring profit and Yen 29 million net profit, respectively, a year ago.  .

 

For the current term ending Dec 2015 the net profit is projected at Yen 12 million, on a 4% rise in turnover, to Yen 285 million.

 

The financial situation is considered maintained FAIR and good for ORDINARY business engagements. Hence, the proposed amount for 90 days terms is more than the firm’s financial capacities, and not feasible.

 

 

REGISTRATION

 

Date Registered:                       Apr 1974

Regd No.:                                 (Chiba-Togane) 000703

Legal Status:                 Limited Company (Kabushiki Kaisha)

Authorized:                   48,000 shares

Issued:                          12,000 shares

Sum:                             Yen 60 million

Major shareholders (%):           Hiroaki Matsushita (50), Sachiko Matsushata (20), other

No. of shareholders:                 7

           

Nothing detrimental is known as to the commercial morality of executives.

 

 

OPERATION

 

Activities: Manufactures commercial & industrial-use refrigerators, cooling systems, oil controllers, other (--100%)

 

Clients: [Mfrs, wholesalers] Mitsubishi Heavy Industries, Asahi Glass Co, Okuma Corp, Sojitz Machinery Corp, Tsuda Industries Co, Yamazaki Mazak Corp, Ulvac Inc, Japan Viline Co, Hirano Ko-On Co, Chugoku Electric Power, other

Exports to China, India, other S/E Asian countries

No. of accounts: 500

Domestic areas of activities: Nationwide

 

Suppliers: [Mfrs, wholesalers] Toyo Electric, Yanagawa Tekko Co, Emerson Japan, Japan Oil Pump, Fuji Electric FA Components & Systems Co, other

 

Payment record: No Complaints

 

Location: Business area in Chiba.  Office premises at the caption address are leased and maintained satisfactorily.

 

Bank References:

Chiba Bank (Togane)

Keiyo Bank (Togane)

Relations: Satisfactory

 

 

FINANCES

 

(In Million Yen)

Terms Ending:

 

31/12/2015

31/12/2014

31/12/2013

31/12/2012

Annual Sales

 

285

274

379

273

Recur. Profit

 

..

..

29

2

Net Profit

 

12

11

29

-60

Total Assets

 

 

N/A

385

443

Net Worth

 

 

137

126

97

Capital, Paid-Up

 

 

60

60

60

Div.P.Share(¥)

 

 

0.00

0.00

0.00

<Analytical Data>

 

(%)

(%)

(%)

(%)

    S.Growth Rate

 

4.01

-27.70

38.83

-45.94

    Current Ratio

 

 

..

..

..

    N.Worth Ratio

 

 

..

32.73

21.90

    N.Profit/Sales

 

4.21

4.01

7.65

-21.98

 

Notes: Finances are only partially disclosed.

Forecast (or estimated) figures for the 31/12/2015 fiscal term. 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.57

UK Pound

1

Rs.100.30

Euro

1

Rs.72.37

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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