MIRA INFORM REPORT

 

 

Report No. :

322233

Report Date :

19.05.2015

 

IDENTIFICATION DETAILS

 

Name :

BECKERS INDUSTRIAL COATINGS LTD

 

 

Registered Office :

K 33 Lagos-Badagry Expressway Agbara, Lagos

 

 

Country :

Nigeria

 

 

Date of Incorporation :

15.04.2002

 

 

Legal Form :

Limited Corporation 

 

 

Line of Business :

Manufacture and distribution of industrial coatings, resins and paints

 

 

No of Employees :

250 employees

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Nigeria

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

D

 

 

NIGERIA ECONOMIC OVERVIEW

 

Following an April 2014 statistical "rebasing" exercise, Nigeria has emerged as Africa's largest economy, with 2014 GDP estimated at US$ 479 billion. Oil has been a dominant source of government revenues since the 1970s. Regulatory constraints and security risks have limited new investment in oil and natural gas, and Nigeria's oil production contracted in 2012 and 2013. Nevertheless, the Nigerian economy has continued to grow at a rapid 6-8% per annum (pre-rebasing), driven by growth in agriculture, telecommunications, and services, and the medium-term outlook for Nigeria is good, assuming oil output stabilizes and oil prices remain strong. Fiscal authorities pursued countercyclical policies in 2011-2013, significantly reducing the budget deficit. Monetary policy has also been contractionary. Following the 2008-9 global financial crises, the banking sector was effectively recapitalized and regulation enhanced. Despite its strong fundamentals, oil-rich Nigeria has been hobbled by inadequate power supply, lack of infrastructure, delays in the passage of legislative reforms, an inefficient property registration system, restrictive trade policies, an inconsistent regulatory environment, a slow and ineffective judicial system, unreliable dispute resolution mechanisms, insecurity, and pervasive corruption. Economic diversification and strong growth have not translated into a significant decline in poverty levels - over 62% of Nigeria's 170 million people live in extreme poverty. President JONATHAN has established an economic team that includes experienced and reputable members and has announced plans to increase transparency, continue to diversify production, and further improve fiscal management. The government is working to develop stronger public-private partnerships for roads, agriculture, and power.

 

Source : CIA

 


 

SUBJECT'S NAME

 

 

Registered Name:

BECKERS INDUSTRIAL COATINGS LTD

Requested Name:

BECKERS INDUSTRIAL COATINGS LTD

Other Names:

None

_______________________________________________________________________

 

ADDRESS AND TELECOMMUNICATION

 

Physical Address:

K 33 Lagos-Badagry Expressway Agbara,

 

Lagos,

Country:

Nigeria

Phone:

234-7036901914/7033735655

Fax:

234-7036901914

Email:

info-ng@beckers-group.com

Website:

www.beckers-group.com

_______________________________________________________________________

 

CREDIT OPINION

 

 

Financial Index as of December 2014 shows subject firm with a medium risk of credit. However, bank and credit information obtained reveal a history of prompt payments.

_______________________________________________________________________

 

LEGAL

 

 

 

Legal Form:

Limited Corporation 

Date Incorporated:

15-April-2002

Reg. Number:

Nigeria

Nominal Capital

NGN. 1,000,000

Subscribed Capital

NGN. 1,000,000

Subscribed Capital is Subscribed in the following form:

 

Position

Shares

Dr. Karsten Eller

Group COO

 

Mr. Olivier Laune

Group CFO

 

Dr. Bernd Vogel

Director

 

Mr. Giordano Mettus

Director

 

Dr. Christian Kober

Director

 

Becker industrial Coatings Group

Holding Co.

100%

_______________________________________________________________________

 

RELATED COMPANIES

 

 

Becker industrial Coatings Group

Parent company.

None

Subsidiary company.

Various worldwide listed below

Affiliated companies.

None

Shareholder of subject firm.

None

Branches of the firm

___________________________________________________________________________

 

OPERATIONS

 

Registered to operate manufacture and distribution of industrial coatings, resins and paints

Imports:

Asia, Africa

Exports:

None

Trademarks:

None

Terms of sale:

Cash (60%) and 25-90 days (40%), invoices.

 

 

Main Customers:

Industries, firms and organizations  

Employees:

250 employees.

Vehicles:

Several motor vehicles.

Territory of sales:

Nigeria

Location:

Owned premises, 100,000 square feet,

_______________________________________________________________________

 

AUDITORS AND INSURANCE

 

 

Auditors:

Information not available.

Insurance Brokers:

Information not available.

 

 

_______________________________________________________________________

 

FINANCE

 

 

 

Currency Reported:

Nigerian Naira (NGN.)

Approx. Ex. Rate:

1 US Dollar = 197.66 Nigerian Naira

Fiscal Year End:

December 31, 2014

Inflation:

According to information given by independent sources, the inflation at December 31st, 2014 was of 13%.

 

Financial Information not Submitted

 

 

 

 

 

Profit and Loss (expressed in NGN.)

 

 

2014

Sales

 

2,500,000,000

_______________________________________________________________________

 

BANK

 

 

 

Bank Name:

Standard Chartered Bank

Branch:

Nigeria

Comments:

None

 

 

_______________________________________________________________________

 

TRADE REFERENCES

 

 

Experiences:

Good

 

 

_______________________________________________________________________

NOTARIAL BONDS

None

_______________________________________________________________________

 

COMMENTS / ADDITIONAL INFORMATION

 

 

This information was obtained from outside sources other than the subject company itself and confirmed the above subject.

 

 

 

AFFILIATED COMPANIES

 

 

SOAB AB

BECKER INDUSTRIAL PRODUCTS AB

BECKER ACROMA HOLDING AB

BECKER ACROMA KB

BECKER ACROMA GROUP AB

BECKER ACROMA A/S

BECKER ACROMA SPOL.S R.O.

BECKER ACROMA UKRAINE LTD

BECKER ACROMA BENELUX N.V.

BECKER ACROMA BELARUS LTD

BECKER ACROMA EASTERN EUROPE AB

S.C. BECKER ACROMA BALKAN S.R.L.

OY BECKER ACROMA AB

UAB BECKER ACROMA

A/S BECKER ACROMA

BECKER ACROMA POLSKA SP.Z O.O.

ZAO BECKER ACROMA

KLINTENS AB

BECKER ACROMA SAS

KLINTENS LACK HANDELSGES.MBH

BECKER ACROMA INC.

KLINTENS HOLDING EUROPE BV

BECKER ACROMA ITALIA S.P.A

WILH. BECKER HOLDING GMBH

BECKER INDUSTRIELACK GMBH

BECKER ACROMA ARTI GMBH

KUHN & KLEMMER GMBH

BECKER ACROMA (THAILAND) LTD

BECKER ACROMA CHINA LTD

BECKER ACROMA HOLDINGS CORP

BECKER ACROMA CORP.

BECKER ACROMA LLC

BECKER ACROMA (IRELAND) LTD

BECKER ACROMA LTD

SYNTEMA SCOTLAND LTD

CHILTERN SURFACE COATINGS LTD

KLINTENS INTERNATIONAL AR

BECKER ACROMA (DUBLIN) LTD

BECKER ACROMA QUINGDAO TRADING LTD

BECKER ACROMA QUINGDAO CO LTD

BECKER ACROMA VIETNAM CO LTD

BECKER INDUSTRIAL COATINGS HOLDING AB

TEGO BECKER S.R.L.

SIQUAM S.P.A.

SIQUAM INKS ITALY S.R.L.

BECKERS ITALIA S.P.A.

BECKER INDUSTRIE SA

BECKER PINTURA ESPANA SA

SCI DES ILES DE MARS

BECKER IND COATINGS LLC (RAK) RAS AL KHAIMAH, UAE

BECKER HIGH PERFORMANCE COATINGS

BECKER INDUSTRIAL COATINGS (SHANGHAI) LTD

BECKER INDUSTRIAL COATINGS INC

BERGER BECKER COATINGS (PVT) LIMITED

BECKER INDUSTRIAL COATINGS (GUANGHZHOU) LTD

BECKER FARBY PRZEMYSLOWE SP.Z O.O.

BECKER INDUSTRIAL COATINGS (M) SDN. BHD

BECKER INDUSTRIAL COATINGS (VIETNAM) CO LTD

BECKER INDUSTRIAL COATINGS AB

BECKER INDUSTRIAL COATINGS (HK) LTD

BECKER INDUSTRIAL COATINGS (KOREA) LTD

BECKER INDUSTRIAL COATINGS (CHINA) LTD

BECKER INDUSTRIAL COATINGS RUSSIA MOSCOW

BECKER HOLDINGS LTD UK

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 63.55

UK Pound

1

Rs. 99.86

Euro

1

Rs. 72.67

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.