MIRA INFORM REPORT

 

 

Report No. :

321918

Report Date :

19.05.2015

 

IDENTIFICATION DETAILS

 

Name :

COMMODITIES IMPORTERS

 

 

Registered Office :

181/25, White Park, Colombo 10.

 

 

Country :

Sri Lanka

 

 

Date of Incorporation :

Not Available

 

 

Legal Form :

Proprietorship Company

 

 

Line of Business :

Subject is Import & Distributors & general merchants of Agri foods & commodities

 

 

No. of Employee :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Sri Lanka

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

SRI LANKA - ECONOMIC OVERVIEW

 

Sri Lanka continues to experience strong economic growth following the end of the 26-year conflict with the Liberation Tigers of Tamil Eelam. The government has been pursuing large-scale reconstruction and development projects in its efforts to spur growth in war-torn and disadvantaged areas, develop small and medium enterprises and increase agricultural productivity. The government's high debt payments and bloated civil service have contributed to historically high budget deficits, but fiscal consolidation efforts and strong GDP growth in recent years have helped bring down the government's fiscal deficit. However, low tax revenues are a major concern. The 2008-09 global financial crisis and recession exposed Sri Lanka's economic vulnerabilities and nearly caused a balance of payments crisis. Agriculture slowed due to a drought and weak global demand affected exports and trade. In early 2012, Sri Lanka floated the rupee, resulting in a sharp depreciation, and took steps to curb imports. A large trade deficit remains a concern, but strong remittances from Sri Lankan workers abroad help offset the trade deficit. Government debt of about 80% of GDP remains among the highest in emerging markets.

 

Source : CIA


GENERAL

 

Basic information at a glance

      

a.

Name of Subject of Inquiry

:

COMMODITIES IMPORTERS

b.

Legal Form  & Status

 

:

 

Proprietorship Company (In Operation)

c.

Managing Partner

 :

Fazal Ahamed

d.

Primary Line of Business

:

Import & Distributors & general merchants of Agri foods & commodities

e.

Place of Business

:

 

# 181/25, White Park,

Colombo 10.

Sri Lanka.

 

Tel./Fax No: (00 94 11) 472 0388

Mobile: (00 94 77) 385 1408 (Mr. Fazal Ahmed

Email: commodities.importers@gmail.com

 

 

 

f.

No. of  Employees

:

Not Disclosed

           

 

COMPANY DETAILS

 

Registration and Shareholder Details

 

a.

Registration No

:

Not Disclosed

b.

Date of Registration

:

Not Disclosed

c.

Registered Address

:

# 181/25, White Park, Colombo 10.

d.

Proprietor

:

Fazal Ahamed

Managing Partner

e.

Auditors

:

Not Disclosed

f.

Bankers

:

Not Disclosed

 

 

FINANCIAL DETAILS

 

Most recent available Financial Information

 

The Manager of the when contacted declined to provide details regarding the Company registration, financials etc but declined financial details without knowing who the enquiring party is as they have “fear” that the details will go to their competitors and/or govt. agencies

 

      Based on the corporate laws of Sri Lanka, legal entities which are Private Companies with 

      Limited Liability/Proprietorships/Partnerships is not required to make public disclosure of their

      Annual financials. Therefore no financials are available for this entity

 

 

CURRENT INVESTIGATION

 

·         History.

           

The Subject Company COMMODITIES IMPORTERS is Proprietorship Company, in operation.

 

Mr. Fazal was contacted and he declined to provide establishment details to prepare this report without knowing the identity of the enquiring party as they need to know the identity of the enquiring party.

Mr. Fazal stated that “Wayamba Traders” is also an associate company.

 

 Information supplied by is inserted in this report.

 

                  Note:

             The Proprietorship/Partnership companies are being registered at the Provincial Registrar of Companies (Colombo) and when the owner/partner refuses to provide company details and /or not available for contact, it is not possible to extract such details from the Provincial Registry and also to verify the accuracy of the details.

                     

                                                 


Location

 

                   The Subject Company is located at # 181/25, White Park, Colombo 10 which is a very

                    important commercial area.

     

                  The client is also the company’s registered address.

                                    

 

Operational Details.

 

General

                  The subject company primary line of business is Import & Distributors and general merchants of Agri foods & commodities

 

Product

                  Rice, sugar, potatoes etc.

 

·         Import Countries

India, China, Pakistan

 

No of Employees

                  Not Disclosed

 

                  Trade References:

                 

                   Not disclosed

 

 

Credit Recommendations

 

Since no financial information has been forthcoming from the company, it is not possible to comment on the merits or otherwise of the company.

    

No computerised data bases exist to make checks whether the partners or the company has any legal action or lawsuit initiated against any of them but informal (but not in-depth) checks do not indicate any such cases in the public knowledge

 

 

INFORMATION DENIED

 

Name :

Mr. Fazal Ahmed

Designation :

Proprietor

Contact No.:

0009477-3851408

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.55

UK Pound

1

Rs.99.86

Euro

1

Rs.72.67

 

INFORMATION DETAILS

 

Information Gathered by :

MNJ

 

 

Analysis Done by :

RAS

 

 

Report Prepared by :

ASH

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.