MIRA INFORM REPORT

 

 

Report No. :

321893

Report Date :

19.05.2015

 

IDENTIFICATION DETAILS

 

Name :

DANIER LEATHER INC.

 

 

Registered Office :

2650 St. Clair Avenue West, Toronto, Ontario M6N 1M2

 

 

Country :

Canada

 

 

Date of Incorporation :

1972

 

 

Legal Form :

Public Company

 

 

Line of Business :

Subject engaged in designs, manufactures, and retails fashion leather and suede apparel and accessories for women and men

 

 

No of Employees :

1,193

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow But Correct

 

 

Litigation :

Exist

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Canada

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

D

 

 

CANADA ECONOMIC OVERVIEW

 

As a high-tech industrial society in the trillion-dollar class, Canada resembles the US in its market-oriented economic system, pattern of production, and high living standards. Since World War II, the impressive growth of the manufacturing, mining, and service sectors has transformed the nation from a largely rural economy into one primarily industrial and urban. The 1989 US-Canada Free Trade Agreement (FTA) and the 1994 North American Free Trade Agreement (NAFTA) (which includes Mexico) touched off a dramatic increase in trade and economic integration with the US, its principal trading partner. Canada enjoys a substantial trade surplus with the US, which absorbs about three-fourths of Canadian merchandise exports each year. Canada is the US's largest foreign supplier of energy, including oil, gas, uranium, and electric power. Given its abundant natural resources, highly skilled labor force, and modern capital plant, Canada enjoyed solid economic growth from 1993 through 2007. Buffeted by the global economic crisis, the economy dropped into a sharp recession in the final months of 2008, and Ottawa posted its first fiscal deficit in 2009 after 12 years of surplus. Canada's major banks, however, emerged from the financial crisis of 2008-09 among the strongest in the world, owing to the early intervention by the Bank of Canada and the financial sector's tradition of conservative lending practices and strong capitalization. Canada achieved marginal growth in 2010-14 and plans to balance the budget by 2015. In addition, the country's petroleum sector is rapidly expanding, because Alberta's oil sands significantly boosted Canada's proven oil reserves. Canada now ranks third in the world in proved oil reserves behind Saudi Arabia and Venezuela.

Source : CIA


Company name & address

 

Company name:            DANIER LEATHER INC.

 

Address:                       2650 St. Clair Avenue West, Toronto, Ontario M6N 1M2 – Canada

 

Telephone:                    +1 416-762-8175

 

Fax:                              +1 416-762-4570

 

Website:                       www.danier.com

 

 

Company details

 

Corporate ID#:              ON-001107739

 

State:                           Ontario

 

 

Judicial form:                Public Company (TSX = DL)

 

Date incorporated:        December 1, 1994

 

Date founded:              1972

 

Stock:                           2,629,839 shares issued and outstanding (as of 05-17-2015)

 

Market Value:                CAD 8,678,469=

 

 

Name of manager:         Jeffrey WORSTMAN

 

 

ACTIVITIES & OPERATIONS

 

IST

 

Business:

 

Danier Leather Inc. designs, manufactures, and retails fashion leather and suede apparel and accessories for women and men in Canada.

The company offers outerwear and sportswear products, including jackets, skirts, shirts, pants, sweat shirts, dresses, leggings, tops, minis, joggers, tanks, T-shirts, sweaters, blouses, blazers, and tunics, as well as provides applicator clothes, and leather cleaning wipes and rejuvenators.

It also offers leather accessories, such as handbags, wallets, gloves, scarves, belts, briefcases, laptop cases, and other travel and business accessories under the Danier brand.

As of August 14, 2014, it operated 90 shopping mall, street-front, and outlet stores under the Danier brand, as well as danier.com online store.

 

The company was formerly known as Royal Leather Goods Limited.

Danier Leather Inc. was founded in 1972 and is headquartered in Toronto, Canada.

 

 

Foreign suppliers include:

 

XIAMEN ALLIED FASHION IMPORT EXPORT TRADING CO., LTD.

ROOM 812 THE BANK CENTRE, NO.189 XIAHE ROAD CHINA

 

Staff:    1,193

 

 

Operations & branches:

 

At the headquarters, we find a factory, warehouse and office, owned.

 

As of August 14, 2014, it operated 90 shopping mall, street-front, and outlet stores under the Danier brand.

 

 

SHAREHOLDERS & MANAGERS

 

Shareholders:

 

The Company is listed with the Toronto Stock Exchange under symbol DL.

 

The major shareholder is:   (50%+)

 

CDS & CO

25 The Esplanade, CP 1038

Toronto, Ontario M5W 1G5 - Canada

 

 

Management:

 

Jeffrey WORTSMAN has been the Chief Executive Officer of Danier Leather Inc. since 1997 and its President since 1994.

At Danier Leather, Mr. Wortsman is responsible for store operations, marketing, logistics, distribution and direct sales. Prior to joining Danier Leather Inc. in 1986, he was employed by a prominent Canadian investment firm. He has been a Non-independent Director of Danier Leather Inc., since December 1994. He has been an Independent Director of Chesswood Group Limited since December 24, 2010. He has been a Trustee of Chesswood Income Fund (also called as Cars4U.com Ltd.) since 1999.

He served as a Director of Chesswood GP Limited since 1999.

Mr. Wortsman received a Masters Degree in Business Administration and a Bachelor of Laws Degree from York University and a Bachelor of Arts Degree in Economics from the University of Western Ontario.

 

Edwin F. HAWKEN is the Chairman.

 

Directors include Clare R. COPELAND, Douglas M. MURPHYS, Thomas HAIG and

Stephen I. KAHN.

 

Brian TATOFF is the CFO.

 

 

Subsidiaries

And partnership:                        Several

 

 

FINANCIALS

 

On May 8, 2015, Danier Leather Inc. announced unaudited consolidated earnings results for the third quarter and nine months ended March 28, 2015.

 

For the quarter, the company announced revenue of CAD 26,295,000 compared to CAD 31,011,000 for the same period a year ago. Loss before income taxes was CAD 5,476,000 compared to CAD 5,711,000 for the same period a year ago. Net loss and comprehensive loss was CAD 4,136,000 compared to CAD 4,286,000 for the same period a year ago. Net loss per share, basic and diluted was CAD 1.07 compared to CAD 1.12 for the same period a year ago. Net cash used in operating activities was CAD 7,536,000 compared to CAD 7,520,000 for the same period a year ago. Acquisition of property and equipment was CAD 146,000 compared to CAD 215,000 for the same period a year ago. Acquisition of computer software was CAD 54,000 compared to CAD 116,000 for the same period a year ago. LBITDA was CAD 4,651,000 compared to CAD 4,694,000 for the same period a year ago. Adjusted LBITDA was CAD 4,406,000 compared to CAD 4,225,000 for the same period a year ago. The decrease in net loss was mainly due to reduced SG&A.

 

For the nine months, the company announced revenue of CAD 102,577,000 compared to CAD 117,221,000 for the same period a year ago. Loss before income taxes was CAD 8,701,000 compared to CAD 1,397,000 for the same period a year ago. Net loss and comprehensive loss was CAD 6,578,000 compared to CAD 983,000 for the same period a year ago. Net loss per share, basic and diluted was CAD 1.71 compared to CAD 0.26 for the same period a year ago. Net cash used in operating activities was CAD 9,920,000 compared to CAD 4,413,000 for the same period a year ago. Acquisition of property and equipment was CAD 2,699,000 compared to CAD 3,840,000 for the same period a year ago. Acquisition of computer software was CAD 306,000 compared to CAD 1,048,000 for the same period a year ago. LBITDA was CAD 6,186,000 compared to EBITDA of CAD 1,587,000 for the same period a year ago. Adjusted LBITDA was CAD 6,415,000 compared to adjusted EBITDA of CAD 2,254,000 for the same period a year ago. Year-to-date decrease in revenue mainly relates to the Fall and Winter merchandise assortment which lacked sufficient quantities of longer length winter-weight leather and non-leather jackets. The increase in net loss was mainly due to reduced sales and gross profit dollars.

For the third quarter ended March 31, 2015, the company announced impairment loss on property and equipment of CAD 516,000 compared to CAD 153,000 for the same period a year ago.

 

On attachment:

- 10K 2013-2014            (fiscal year ending

- 3rd 10Q 2015

 

 

Banks:  Canadian Imperial Bank of Commerce

            HSBC Bank

 

 

LEGAL FILINGS

 

Legal filings & complaints:

 

As of today date, there are several legal filing pending with the Courts.

 

Secured debts summary:   Several

 

 

COMPANY CREDIT HISTORY

 

Trade references:

 

Date reported:               April 2015

High credit:                   USD 50,000+

Now owing:                   0

Past due:                      0

Last purchase:              March 2015

Line of business:           Office supply

Paying status:               8 days beyond terms

 

Date reported:               April 2015

High credit:                   USD 2,000,000

Now owing:                   0

Past due:                      0

Last purchase:              March 2015

Line of business:           Payroll

Paying status:               As agreed

 

Date reported:               April 2015

High credit:                   USD 12,000

Now owing:                   0

Past due:                      0

Last purchase:              March 2015

Line of business:           Telecommunications

Paying status:               8 days beyond terms

 

 

Domestic credit history:

 

National Credit Bureaus gave a medium credit risk.

 

According to our credit analysts, during the last 6 months, domestic payments were made with an average of 5 to 10 days beyond terms.

 

 

International credit history:

 

Payments of imports are currently made on terms.

 

 

Other comments:

 

The market is flat and the company is facing commercial and financial difficulties.

 

The Company is in good standing.

This means that all local and federal taxes were paid on due date.

Last report was filed on September 3, 2014.

 

The risk is medium.

 

 

Our opinion:

 

A business connection may be conducted but we suggest you to check regularly the way of payments.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 63.55

UK Pound

1

Rs. 99.86

Euro

1

Rs. 72.67

 

INFORMATION DETAILS

 

Analysis Done by :

KRN

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.