|
Report No. : |
320719 |
|
Report Date : |
21.05.2015 |
IDENTIFICATION DETAILS
|
Name : |
CIMED INDÚSTRIA DE MEDICAMENTOS LTDA |
|
|
|
|
Registered Office : |
Rua Engenheiro Prudente,121 - Vila Monumento 01550-000 - São Paulo/Sp |
|
|
|
|
Country : |
Brazil |
|
|
|
|
Financials (as on) : |
31.12.2011 |
|
|
|
|
Date of Incorporation : |
22.10.1998 |
|
|
|
|
Legal Form : |
Limited Liability Company |
|
|
|
|
Line of Business : |
Manufacture and sale of pharmaceuticals. |
|
|
|
|
No. of Employee : |
Not Available |
RATING & COMMENTS
|
MIRA’s Rating : |
B |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
Status : |
Moderate |
|
|
|
|
Payment Behaviour : |
No complaints |
|
|
|
|
Litigation : |
Exist |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – December 31, 2014
|
Country Name |
Previous Rating (30.09.2014) |
Current Rating (31.12.2014) |
|
Brazil |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
BRAZIL ECONOMIC OVERVIEW
Characterized by large and well-developed agricultural, mining, manufacturing, and service sectors, and a rapidly expanding middle class, Brazil's economy outweighs that of all other South American countries, and Brazil is expanding its presence in world markets. Since 2003, Brazil has steadily improved its macroeconomic stability, building up foreign reserves, and reducing its debt profile by shifting its debt burden toward real denominated and domestically held instruments. Since 2008, Brazil became a net external creditor and all three of the major ratings agencies awarded investment grade status to its debt. After strong growth in 2007 and 2008, the onset of the global financial crisis hit Brazil in 2008. Brazil experienced two quarters of recession, as global demand for Brazil's commodity-based exports dwindled and external credit dried up. However, Brazil was one of the first emerging markets to begin a recovery. In 2010, consumer and investor confidence revived and GDP growth reached 7.5%, the highest growth rate in the past 25 years. Unemployment is at historic lows and Brazil's traditionally high level of income inequality has declined for each of the last 15 years. Rising inflation led the authorities to take measures to cool the economy in 2011; these actions and the deteriorating international economic situation slowed growth in 2011-14. Brazil’s fiscal and current account balances have eroded during the past three years as the government attempted to boost economic growth through targeted tax cuts for industry and incentives to spur household consumption. President Dilma ROUSSEFF has indicated that her government in her second term will pursue more austere fiscal policies to reduce these imbalances and preserve the country’s credit rating.
|
Source
: CIA |
CIMED INDÚSTRIA DE MEDICAMENTOS LTDA
ADDRESSES
|
|
MAIN ADDRESS: |
RUA ENGENHEIRO
PRUDENTE,121 - VILA MONUMENTO |
|
ZIP CODE/CITY: |
01550-000 - SÃO
PAULO/SP |
|
|
|
|
PHONE: |
11 2915-9090 |
|
FAX: |
11 2915-9090 |
|
E-MAIL: |
contabil.coordenacao@grupocimed.com.br |
|
|
|
|
BRANCHES: |
|
|
|
|
|
ADDRESS: |
AVENIDA
ANGÉLICA,2248 ANDAR 5 ANDAR 6 ANDAR 7
- CONSOLAÇÃO |
|
ZIP CODE/CITY: |
01228-200 SÃO
PAULO/SP |
|
PHONE: |
11 3544-7200 |
|
CNPJ: |
02.814.497/0003-79 |
|
|
|
|
REQUESTED ADDRESS: |
AV. CORONEL ARMANDO RUBENS STORINO,2750 -
UNIDADE INDUSTRIAL I - BAIRRO DO ALGODÃO |
|
ZIP CODE/CITY: |
37550-000 POUSO ALEGRE/MG |
|
PHONE: |
35 2102-2000 |
|
CNPJ: |
02.814.497/0002-98 |
|
|
|
|
ADDRESS: |
RUA GONZALES
PECOTCHE,284 - ARISTOCRATA |
|
ZIP CODE/CITY: |
83030-200 SÃO
JOSÉ DOS PINHAIS/PR |
|
CNPJ: |
02.814.497/0004-50 |
|
|
|
|
ADDRESS: |
AVENIDA RIO BRANCO,847
SALA 605 - CENTRO |
|
ZIP CODE/CITY: |
88015-205
FLORIANÓPOLIS/SC |
|
CNPJ: |
028.144.970-00 |
|
|
|
|
ADDRESS: |
AVENIDA MARGINAL
PROJETADA,1652 GALPÃO 08 - JARDIM MUTINGA |
|
ZIP CODE/CITY: |
06463-400
BARUERI/SP |
|
|
|
|
ADDRESS: |
RUA ENGENHEIRO PRUDENTE,121 - VILA MONUMENTO |
|
ZIP CODE/CITY: |
01550-000 SÃO
PAULO/SP |
|
|
|
|
ADDRESS: |
RUA GRACYRA RESSE
DE GOUVEIA,1514 LOTE 45 - DISTRITO INDUSTRIAL |
|
ZIP CODE/CITY: |
32689-372
BETIM/MG |
LEGAL
DATA
|
|
MAIN ACTIVITIES: |
|
MANUFACTURE AND
SALE OF PHARMACEUTICALS. |
|
LEGAL FORM: |
LIMITED LIABILITY COMPANY |
|
|
|
|
INCORPORATION
DATE: |
22/10/1998 |
|
REGISTER DATE: |
22/10/1998 |
|
BALANCE SHEET
FILING DATE: |
31/12 |
|
TAX CONTRIBUTOR
NUMBER(CNPJ): |
02.814.497/0001-07 |
|
STATE REGISTER: |
115.980.771.110 |
|
|
|
|
SHARE CAPITAL: |
R$ 53.709.924,00 |
|
BOARD OF DIRECTORS: |
|
|
|
|
|
JOÃO DE CASTRO
MARQUES |
MANAGING PARTNER |
|
JOÃO ADIBE
ZACHARIAS MARQUES |
MANAGING PARTNER |
|
KARLA MARQUES
FELMANAS |
MANAGING PARTNER |
|
MARIANA ZACHARIAS
MARQUES BARBOSA |
MANAGING PARTNER |
AUTHORIZED
USE OF SIGNATURE
|
|
THE MANAGING
PARTNERS ARE AUTHORIZED TO SIGN ON BEHALF OF THE COMPANY. |
|
SHAREHOLDERS / PARTNERS: |
|
|
|
|
|
JOÃO DE CASTRO
MARQUES |
R$ 31.382.709,00 |
|
JOÃO ADIBE
ZACHARIAS MARQUES |
R$ 14.281.469,00 |
|
KARLA MARQUES
FELMANAS |
R$ 6.439.820,00 |
|
MARIANA ZACHARIAS
MARQUES BARBOSA |
R$ 1.605.926,00 |
|
AFFILIATES / SUBSIDIARIES: |
|
|
A SCAN THROUGH OUTSIDE SOURCES SHOWED THE SUBJECT
AND/OR DIRECTORS HAS/HAVE THE FOLLOWING UNCONFIRMED HOLDINGS: |
|
|
NECKERMAN
INDUSTRIA FARMACEUTICA LTDA |
|
|
PREDILETA
TOCANTINS DISTRIBUIDORA DE MEDICAMENTOS LTDA. |
|
|
PREDILETA PE
DISTRIBUIDORA DE MEDICAMENTOS LTDA. - EPP |
|
|
TEC-COLOR HAIR
COSMETICOS DO BRASIL LTDA - ME |
|
|
K.M.G.
DISTRIBUIDORA FARMACEUTICA LTDA - EPP |
|
|
KAZAC
PARTICIPACOES E EMPREENDIMENTOS LTDA. |
|
|
PREDILETA SE
DISTRIBUIDORA DE MEDICAMENTOS LTDA - EPP |
|
|
PREDILETA MT DISTRIBUIDORA
DE MEDICAMENTOS LTDA |
|
|
PREDILETA DF
DISTRIBUIDORA DE MEDICAMENTOS LTDA |
|
|
ASSOCIACAO
EDUCACIONAL CLAUDIA MARQUES DE EDUCACAO |
|
COMPANY'S
BACKGROUND
|
|
THE SUBJECT WAS ESTABLISHED
ON OCTOBER 22, 1998 AS CIMED INDÚSTRIA DE MEDICAMENTOS S/A TO BE ENGAGED IN
THE SAID LINE OF BUSINESS. LATER IT ADOPTED THE ABOVE MENTIONED NAME. TRADE NAME:
"CIMED". PARTNERS: JOÃO DE CASTRO
MARQUES: BRAZILIAN, MARRIED, HOLDER OF DOCUMENTS RG 3718471 SP, CPF
232.877.308-780, RESIDENTIAL ADDRESS AT RUA ENGENHEIRO EDGARD EGIDIO DE SOUSA
303, APTO 31, PACAEMBU, ZIP CODE 01233-020, SÃO PAULO/SP; JOÃO ADIBE
ZACHARIAS MARQUES: BRAZILIAN, MARRIED, HOLDER OF DOCUMENTS RG 14600581 SP,
CPF 129.633.008-75, RESIDENTIAL ADDRESS AT RODOVIA HAROLDO SOARES GLAVAN
4450, CASA 05, CACUPE, ZIP CODE 88050-005, FLORIANOPOLIS/SC; KARLA MARQUES
FELMANAS: BRAZILIAN, DIVORCED, HOLDER OF DOCUMENTS RG 14.600.582-X SP, CPF
128.260.488-05, RESIDENTIAL ADDRESS AT RUA MELO MORAIS FILHO 169, JARDIM
GUEDALA, ZIP CODE 05610-040, SÃO PAULO/SP; MARIANA ZACHARIAS
MARQUES BARBOSA: BRAZILIAN, MARRIED, HOLDER OF DOCUMENTS RG 18.190-178-X SP,
CPF 166.310.298-80, RESIDENTIAL ADDRESS AT RUA DR. SERAFICO DE ASSIS CARVALHO
103, APTO 74, JARDIM LEONOR, ZIP CODE 05614-040, SÃO PAULO/SP; FURTHER DETAILS
ARE SO FAR NOT KNOWN. REMARKS: -------- WHEN CONTACTING
THE SUBJECT WE INTERVIEWED MS. ANA, ACCOUNTING DEPARTMENT, WHO INFORMED THAT
WOULD NOT DISCLOSE ANY KIND OF INFORMATION UNLESS THE INQUIRING PARTY'S NAME
WAS DISCLOSED. IF IT IS POSSIBLE
TO DISCLOSE THE NAME OF THE INTERESTED SUPPLIER OF THE SUBJECT, WE MAY RESUME
OUR CONTACTS AND TRY TO OBTAIN FURTHER INFORMATION. THE DATA
CONTAINED HEREIN WERE OBTAINED FROM OUTSIDE SOURCES, OUR DATABASE AND
OFFICIAL. NO FURTHER DATA WAS AVAILABLE WITH SEVERAL SOURCES USUALLY
INVESTIGATED. |
|
PUBLIC INFORMATION: |
|
LAWSUITS: |
|
|
|
|
DATE: |
COURT OF LAW: |
|
1 |
STATE LAWSUIT |
31/12/12 |
VARA DE
FLORIANOPOLIS/SC |
|
1 |
FEDERAL LAWSUIT |
23/07/13 |
2ª VARA DE POUSO
ALEGRE/MG |
FINANCIAL
INFORMATION
|
|
GENERAL BALANCE
SHEETS AS OF 31/12/2011. |
|
( FIGURES ARE IN
REAIS ). |
|
ASSETS |
|
|
|
|
CURRENT: |
31/12/2011 |
|
|
|
|
|
|
|
|
CASH AND CASH
EQUIVALENTS |
931.050,70 |
|
|
|
CLIENTS |
75.167.174,31 |
|
|
|
INVENTORY |
22.548.474,03 |
|
|
|
RECOVERABLE TAXES |
2.408.032,74 |
|
|
|
PRE PAID EXPENSES |
677.921,53 |
|
|
|
OTHER CREDITS |
1.582.185,33 |
|
|
|
|
---------------- |
|
|
|
TOTAL CURRENT ASSETS
|
103.314.838,64 |
|
|
|
LONG-TERM RECEIVABLES: |
|
|
|
|
|
|
|
|
|
RECOVERABLE TAXES |
306.323,34 |
|
|
|
GUARANTEE
DEPOSITS |
6.072.334,24 |
|
|
|
JUDICIAL DEPOSITS |
462.999,78 |
|
|
|
|
---------------- |
|
|
|
TOTAL LONG-TERM RECEIVABLES |
6.841.657,36 |
|
|
|
FIXED ASSETS: |
|
|
|
|
|
|
|
|
|
INVESTMENTS |
12.564.068,84 |
|
|
|
FIXED ASSETS |
87.929.102,16 |
|
|
|
|
---------------- |
|
|
|
TOTAL FIXED
ASSETS |
100.493.171,00 |
|
|
|
|
================ |
|
|
|
TOTAL ASSETS |
210.649.667,00 |
|
|
|
LIABILITIES: |
|
|
|
|
CURRENT: |
31/12/2011 |
|
|
|
|
|
|
|
|
SUPPLIERS |
9.689.059,47 |
|
|
|
FOREIGN SUPPLIERS |
4.635.245,25 |
|
|
|
BANKING DEBTS |
29.061.121,85 |
|
|
|
TAXES &
CONTRIBUTIONS |
6.173.513,87 |
|
|
|
SALARIES PAYABLE |
6.426.895,94 |
|
|
|
INTERCOMPANY
DEBTS |
2.197.220,91 |
|
|
|
COMMISSIONS DUE |
1.119.285,35 |
|
|
|
OTHER DEBTS |
895.470,52 |
|
|
|
PROVISIONS |
25.000,00 |
|
|
|
|
---------------- |
|
|
|
TOTAL CURRENT LIABILITIES
|
60.222.813,16 |
|
|
|
LONG TERM LIABILITIES: |
|
|
|
|
|
|
|
|
|
LOANS AND
FINANCING |
83.494.097,15 |
|
|
|
TAXES AND
CONTRIBUTIONS |
1.523.758,76 |
|
|
|
|
---------------- |
|
|
|
TOTAL LONG TERM
LIABILITIES |
85.017.855,91 |
|
|
|
NET EQUITY: |
|
|
|
|
|
|
|
|
|
SHARE CAPITAL |
34.038.000,00 |
|
|
|
PROFIT SHARING |
-819.057,98 |
|
|
|
PROFIT (LOSS) OF
PERIOD |
-4.014.191,36 |
|
|
|
PROFIT RESERVES |
16.502.448,30 |
|
|
|
RESOURCE/INCREASE
CAPITAL |
19.671.924,00 |
|
|
|
PRIOR YEARS
ADJUSTMENTS |
29.874,97 |
|
|
|
|
---------------- |
|
|
|
TOTAL NET EQUITY |
65.408.997,93 |
|
|
|
|
================ |
|
|
|
TOTAL LIABILITIES
|
210.649.667,00 |
|
|
|
PROFIT AND LOSS
ACCOUNTS AS OF 31/12/2011. |
|
( FIGURES ARE IN
REAIS ). |
|
|
31/12/2011 |
|
|
|
|
|
|
|
|
GROSS SALES |
237.293.246,95 |
|
|
|
(-) TAXES ON
SALES |
54.612.791,31 |
|
|
|
|
---------------- |
|
|
|
NET SALES |
182.680.455,64 |
|
|
|
(-) COST OF SOLD
GOODS |
97.135.326,19 |
|
|
|
|
---------------- |
|
|
|
GROSS PROFIT |
85.545.129,45 |
|
|
|
OPERATING REVENUE
(EXPENSE) |
-69.807.421,54 |
|
|
|
FINANCIAL
REVENUE(EXPENSE) |
-20.367.895,71 |
|
|
|
|
---------------- |
|
|
|
OPERATIONAL
PROFIT (LOSS) |
-4.630.187,80 |
|
|
|
NON-OPERATING
RESULT |
615.996,44 |
|
|
|
|
---------------- |
|
|
|
NET PROFIT (LOSS)
|
-4.014.191,36 |
|
|
|
MONTHLY SALES |
|||
|
|
2012 |
|
|
|
|
--------------------- |
|
|
|
JANUARY |
R$ 20.205.894,19 |
|
|
|
FEBRUARY |
R$ 23.058.131,07 |
|
|
|
MARCH |
R$ 24.336.229,44 |
|
|
|
APRIL |
R$ 23.610.187,93 |
|
|
|
MAY |
R$ 28.518.585,53 |
|
|
|
JUNE |
R$ 25.624.704,58 |
|
|
|
JULY |
R$ 28.964.915,48 |
|
|
|
AUGUST |
R$ 32.700.072,52 |
|
|
|
SEPTEMBER |
R$ 22.912.289,82 |
|
|
|
OCTOBER |
R$ 28.769.067,36 |
|
|
|
NOVEMBER |
|
|
|
|
DECEMBER |
|
|
|
|
TOTAL |
R$ 258.700.077,92 |
|
|
|
RATIOS: |
31/12/2011 |
|
|
|
QUICK RATIO |
1,34 |
|
|
|
|
|
|
CURRENT RATIO |
1,72 |
|
|
|
|
|
|
ACCOUNTS
RECEIVABLE TURNOVER |
2,43 |
TIMES |
|
|
|
|
|
DAYS' SALES IN
RECEIVABLES |
148,13 |
DAYS |
|
|
|
|
|
INVENTORY
TURNOVER |
4,31 |
TIMES |
|
|
|
|
|
ACCOUNTS PAYABLE
PERIOD |
35,91 |
DAYS |
|
|
|
|
|
RETURN ON ASSETS |
,87 |
TIMES |
|
|
|
|
|
SALES TURNOVER ON
NET EQUITY |
2,79 |
TIMES |
|
|
|
|
|
NET WORTH TIE-UP |
1,34 |
|
|
|
|
|
|
INDEBTEDNESS |
2,22 |
|
|
|
|
|
|
EQUITY RATIO |
31,05 |
% |
|
|
|
|
|
WORKING CAPITAL
RATIO |
71,55 |
% |
|
|
|
|
|
GENERAL SOLVENCY |
1,45 |
|
|
|
|
|
|
RETURN ON NET
EQUITY |
-6,14 |
% |
|
|
|
|
|
RETURN ON SALES
(PROFIT MARGIN) |
-2,20 |
% |
|
|
|
|
|
GROSS PROFIT
MARGIN |
46,83 |
% |
|
|
|
|
|
OPERATIONAL
RESULT |
-2,53 |
% |
|
|
|
|
|
SALES TURNOVER ON
LIABILITIES |
3,03 |
TIMES |
|
|
|
|
|
FOREIGN CURRENCY
ON ASSETS |
|
|
|
|
|
|
|
FOREIGN CURRENCY
ON LIABILITIES |
|
|
|
|
|
|
|
EXCHANGE RATE: |
|
|
US$ 1,00 = R$
2,99 |
- OFFICIAL RATE ON 30/04/2015 |
|
US$ 1,00 = R$
2,87 |
- OFFICIAL RATE ON 31/12/2011 |
|
COMMENTS ON THE FINANCIAL INFORMATION: |
|
FOLLOWS ATTACHED
WORKSHEET WITH MAIN FINANCIAL RATIOS. THE FIGURES
AVAILABLE SHOW AN ACCEPTABLE FINANCIAL STANDING. THE LEVEL OF INDEBTEDNESS IS
HIGH AND MAINLY IS COMPRISED BY FINANCIAL DEBTS. DESPITE THIS, IT HAS GOOD
LIQUIDITY RATIOS AND WORKING CAPITAL, CONSIDERED SUFFICIENT TO COVER THE
SHORT-TERM LIABILITIES. IN ADDITION IT SHOWS HIGH SALES BUT ITS HIGH EXPENSES
DROVE THE COMPANY TO MAKE NEGATIVE RESULTS. |
|
REAL ESTATE: |
THE PARTNERS OWN
REAL ESTATE VALUED AT R$ 2.399.175,00
|
VEHICLES: |
NOT AVAILABLE
|
MACHINES: |
NOT AVAILABLE
INSURANCE
|
|
NOT AVAILABLE. |
BANKING
REFERENCES
|
|
|
BRANCH/PHONE: |
|
|
BANCO DO BRASIL
S/A |
3322 -7 / 11
3708-8987 |
|
|
BANCO BRADESCO
S/A |
0138 / 11
2178-4280 |
|
|
BANCO ITAÚ S/A |
3381-2 / 11
2065-4071 |
|
ACTIVITIES
COMMENTS
|
|
SUBJECT IS
ENGAGED IN THE MANUFACTURE AND SALE OF PHARMACEUTICALS. |
|
IMPORT AND EXPORT: |
IMPORTS
FROM:
|
UNITED STATES,
CHINA, INDIA, ITALY, GERMANY, URUGUAY, PANAMA AND MEXICO. |
EXPORTS TO:
|
DOES NOT EXPORT. |
|
MAIN CLIENTS: |
|
|
|
|
|
|
|
DOMESTIC CLIENTS: |
|
|
|
DEMAC PRODUTOS
FARMACÊUTICOS LTDA |
|
|
|
DROG MAIS ECONÔMICA
LTDA |
|
|
|
EMPREENDIMENTOS
PAGUE MENOS |
|
|
|
STAFF: |
|
|
|
NOT AVAILABLE |
CONCEPT
AND FULFILMENT
|
|
THE SUBJECT IS A
WELL-ESTABLISHED COMPANY OPERATING SINCE 1998. SO FAR IT HAS A CLEAR TRADE
HISTORY AND GOOD PAYMENT BEHAVIOUR. THE COMPANY HAS
TRADE RELATIONS WITH SEVERAL SUPPLIERS IN BRAZIL. THE SUPPLIERS EXTEND CREDIT
FACILITIES TO THE SUBJECT IN TERMS AND AMOUNTS ACCORDING TO THE COMPANY'S
NEEDS AND SO FAR NO PAYMENT PROBLEMS ARE NOTED. THE LAWSUITS
REPORTED ARE NOT RELATED WITH TRADE DEBTS. THEY ARE RELATED TO TAX DEBTS THAT
FOR ANY REASON THE COMPANY HAS NOT YET PAID. NEVERTHELESS WE POINT OUT THAT
THE SAID LAWSUITS DO NOT AFFECT THE COMPANY'S TRADE REPUTATION. |
|
MAIN SUPPLIERS: |
|
|
|
|
|
|
|
DOMESTIC SUPPLIERS: |
|
|
|
ART PACK
EMBALAGENS LTDA |
|
|
|
BRASÍLIA MÁQUINAS
E FERRAMENTAS LTDA |
|
11 6097-8500 |
|
C A S IMP. EXP.
LTDA |
|
11 5677-9696 |
|
DAMATEC CORREIAS
INDUSTRIAIS LTDA |
|
11 6421-7752 |
|
IMPACTA S/A.
INDÚSTRIA E COMÉRCIO |
|
|
|
INDURKERN DO BRASIL
QUÍMICA LTDA |
|
11 3689-7676 |
|
M CASSAB COMÉRCIO
E INDÚSTRIA LTDA |
|
11 5522-7788 |
|
ORBIS INDUSTRIAL
E COMERCIO LTDA |
|
|
|
OWENS ILLINOIS DO
BRASIL S/A |
|
|
|
RINEPLAST
PLASTICOS RIO NEGRINHO LTDA |
|
|
|
SHELLMAR
EMBALAGEM MODER LTDA |
|
11 4128-5200 |
|
SOUFER INDUSTRIAL
LTDA |
|
19 3634-3600 |
|
VALDEQUÍMICA
PRODUTOS QUÍMICOS LTDA |
|
11 3721-6407 |
|
FOREIGN SUPPLIERS: |
COUNTRY: |
PHONE: |
|
ASHFORD INVEST
& TRADE |
PANAMA |
59829244525 |
|
FERRO IM - UND
EXPORT GMBH |
GERMANY |
49403068680 |
|
MEDISEAL GMBH |
GERMANY |
49522078880 |
|
PAYMENT HISTORY: |
|
24 SUPPLIERS
REPORTED PAYMENTS: |
|
TOTAL AMOUNT: R$ 295.628,00 |
|
|
|
AMOUNT OF
INVOICES PAID: 24 |
|
TOTAL OF PROMPT
PAYMENTS: 97,6% |
|
TOTAL OF DELAYED
PAYMENTS: 2,4% |
|
|
|
HIGHEST INVOICE:
R$ 45.725,00 |
|
HIGHEST CREDIT:
R$ 45.725,00 |
|
|
|
OUTSTANDING INVOICES DUE WITHIN THE NEXT
30 DAYS: |
|
--------------------------- |
SUPPLIERS: |
INVOICES: |
TOTAL
AMOUNT: |
|
DUE WITHIN 30
DAYS |
1 |
2 |
R$ 5.665,00 |
FINAL
OPINION
|
|
THE SUBJECT HAS
BEEN IN BUSINESS SINCE 1998. UP TO DATE IT HAS A CLEAR TRADE HISTORY AND GOOD
PAYMENT BEHAVIOR. BASED ON THE
GENERAL INFORMATION AVAILABLE ITS IS BELIEVED THAT GOOD TRADE RELATIONS MAY
BE ESTABLISHED. CREDIT FACILITIES MAY BE EXTENDED WITHIN TERMS AND AMOUNTS
ADEQUATE TO THE COMPANY'S FINANCIAL STRENGTH. DESPITE THE
NEGATIVE RESULT A CREDIT LIMIT OF USD 1.000.000,00 MAY BE CONSIDERED. FOR
HIGHER AMOUNTS IT WOULD BE RECOMMENDED DEMANDING A COLLATERAL OF THE
SHAREHOLDERS. |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.63.86 |
|
|
1 |
Rs.98.89 |
|
Euro |
1 |
Rs.70.73 |
INFORMATION DETAILS
|
Analysis Done by
: |
KAR |
|
|
|
|
Report Prepared
by : |
ANK |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with full
security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s
credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or
its officials.