MIRA INFORM REPORT

 

 

Report No. :

323469

Report Date :

21.05.2015

 

IDENTIFICATION DETAILS

 

Name :

DOW EUROPE GMBH

 

 

Registered Office :

Bachtobelstrasse 3 8810 Horgen/ZH

 

 

Country :

Switzerland

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

14.12.2001

 

 

Com. Reg. No.:

020.4.024.366-7 / 660291

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Wholesale of chemical products

 

 

No. of Employees :

900

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

--

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Switzerland

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

switzerland ECONOMIC OVERVIEW

 

Switzerland is a peaceful, prosperous, and modern market economy with low unemployment, a highly skilled labor force, and a per capita GDP among the highest in the world. Switzerland's economy benefits from a highly developed service sector, led by financial services, and a manufacturing industry that specializes in high-technology, knowledge-based production. Its economic and political stability, transparent legal system, exceptional infrastructure, efficient capital markets, and low corporate tax rates also make Switzerland one of the world's most competitive economies. The Swiss have brought their economic practices largely into conformity with the EU's to enhance their international competitiveness, but some trade protectionism remains, particularly for its small agricultural sector. The fate of the Swiss economy is tightly linked to that of its neighbors in the euro zone, which purchases half of all Swiss exports. The global financial crisis of 2008 and resulting economic downturn in 2009 stalled export demand and put Switzerland in a recession. The Swiss National Bank (SNB) during this period effectively implemented a zero-interest rate policy to boost the economy as well as prevent appreciation of the franc, and Switzerland's economy recovered in 2010 with 3.0% growth. The sovereign debt crises currently unfolding in neighboring euro-zone countries pose a significant risk to Switzerland's financial stability and are driving up demand for the Swiss franc by investors seeking a safe-haven currency. The independent SNB has upheld its zero-interest rate policy and conducted major market interventions to prevent further appreciation of the Swiss franc, but parliamentarians have urged it to do more to weaken the currency. The franc's strength has made Swiss exports less competitive and weakened the country's growth outlook; GDP growth fell to 1.9% in 2011 and 0.8% in 2012. Switzerland has also come under increasing pressure from individual neighboring countries, the EU, the US, and international institutions to reform its banking secrecy laws. Consequently, the government agreed to conform to OECD regulations on administrative assistance in tax matters, including tax evasion. The government has renegotiated its double taxation agreements with numerous countries, including the US, to incorporate the OECD standard, and is considering the possibility of imposing taxes on bank deposits held by foreigners. These steps will have a lasting impact on Switzerland's long history of bank secrecy.

 

Source : CIA

 


Company name and address

 

DOW EUROPE GMBH

 

Operating address:

Bachtobelstrasse 3

8810 Horgen/ZH

Switzerland/CH

 

Telephone:                   044 7282111

Fax:                             044 7282935

 

Web site:                      http://www.dow.com/switzerland

E-mail:                         info@dow.com

 

VAT-No.:                      CHE109399223

 

 

Profile

 

Established:                 1968

History:                        Dow Chemical Company is a leader in specialty chemicals delivering products

                                    and solutions to sectors such as electronics, water, energy, and coatings. The Company’s more than 5,000 products are manufactured at 188 sites in 35 countries across the globe.

Line of Business:          Commercial services, Pharmaceutics, Consumer goods wholesale

Industry Division:          Services, Wholesale trade

Industry-code (NACE):  8299       Other business support service activities n.e.c.

                                    7219       Other research and experimental development on natural sciences and engineering

                                    4675       Wholesale of chemical products

Import/Export:              Import, Export

Banks:                          unknown

 

 

Operational Figures

 

Coverage:                    Company

Figures:                        estimated

Employees:                  900

Branches:                     2

 

 

 

Activity

 

The business activities includes management services. It is the European headquarters for administration, research and development. Another business is the distribution of chemical products.

 

 

Real Estate

 

Real Estate:                  The company owns extensive property.

 

 

Company Register

 

Company No:               020.4.024.366-7 / 660291

Legal form:                   Limited Liability Company

Registration:                 14.12.2001

Legal status:                 active

Responsible Register:   Handelsregister des Kantons Zürich

History:                        Date of Statutes: 27.05.2010

                                    Date of Statutes: 08.12.2006

                                    Date of Incorporation Statutes: 29.11.2001

 

Entry          Deleted      Name

14.12.2001                    Dow Europe GmbH

 

Entry          Deleted      Legal domicile

14.12.2001                    Horgen, Switzerland

 

Entry          Deleted      Address

14.12.2001                    Bachtobelstrasse 3, 8810 Horgen/ZH, Switzerland/CH

 

Entry          Deleted      Capital

14.12.2001                    LLC Capital CHF 1'300'000

 

Entry          Deleted      Capital Structure

22.01.2007                    1 Participation shares of CHF 1'300'000.--

 

Entry          Deleted      Activity (original Language)

28.05.2010                    Die Gesellschaft bezweckt in erster Linie, Geschäftsführungsdienste für die Tätigkeit der The Dow Chemical Company in Europa und ihrer Tochtergesellschaften sowie verwandter Unternehmungen in der ganzen Welt zu leisten. Die Gesellschaft überwacht die Handels- und Industrietätigkeit solcher Unternehmungen in Europa und anderswo und kann selber Handels- und Industriegeschäfte tätigen. Zweck der Gesellschaft ist ferner: a) die wissenschaftliche, wirtschaftliche und industrielle Forschung aller Art, besonders auf dem Gebiete der Chemie und verwandten Gebieten; b) Kauf und Verkauf, Registrierung und Verwertung von Patenten, Patentrechten und Markenschutzrechten sowie Erwerb und Gewährung von Lizenzen unter solchen Rechten; c) die Beteiligung an anderen Unternehmungen und Errichtung von Filialen und Tochtergesellschaften; d) die Durchführung aller kommerziellen, industriellen und finanziellen Transaktionen im Zusammenhang mit der Gesellschaftstätigkeit gemäss vorstehenden Absätzen; e) die Gesellschaft kann auch Grundbesitz erwerben, verwalten, verkaufen, mieten und vermieten; f) die Gesellschaft kann an Konzernfinanzierungen teilnehmen, insbesondere indem sie ihren direkten und indirekten Aktionären oder anderen Konzerngesellschaften Kredite gewährt oder für deren Verbindlichkeiten gegenüber Dritten Garantien oder andere Sicherheiten aller Art gewährt, auch wenn diese Kredite oder Sicherheiten im ausschliesslichen Interesse ihrer direkten oder indirekten Aktionäre oder anderer Konzerngesellschaften liegen und unentgeltlich gewährt werden.  

14.12.2001  28.05.2010  Leisten von Geschäftsführungsdiensten für die Tätigkeit der The Dow Chemical Company in Europa und ihrer Tochtergesellschaften sowie verwandter Unternehmungen in der ganzen Welt; überwacht die Handels- und Industrietätigkeit solcher Unternehmungen in Europa und anderswo und kann selber Handels- und Industriegeschäfte tätigen; wissenschaftliche, wirtschaftliche und industrielle Forschung aller Art, besonders auf dem Gebiete der Chemie und verwandten Gebieten; Kauf und Verkauf, Registrierung und Verwertung von Patenten, Patentrechten und Markenschutzrechten sowie Erwerb und Gewährung von Lizenzen unter solchen Rechten; Beteiligung an anderen Unternehmungen und Errichtung von Filialen und Tochtergesellschaften; Durchführung aller kommerziellen, industriellen und finanziellen Transaktionen im Zusammenhang mit der Gesellschaftstätigkeit gemäss vorstehenden Absätzen; kann Grundbesitz erwerben, verwalten, verkaufen, mieten und vermieten.

 

Entry          Deleted      Remarks (original Language)

05.05.2010                    Merger: Übernahme der Aktiven und Passiven der Rohm and Haas Europe Sàrl , in Morges (CH-550-1049282-0 ), gemäss Fusionsvertrag vom 03.05.2010 und Bilanz per 31.12.2009. Aktiven von CHF 682'187'361.00 und Passiven (Fremdkapital) von CHF 569'438'677.00 gehen auf die übernehmende Gesellschaft über. Da dieselbe Gesellschafterin sämtliche Stammanteile der an der Fusion beteiligten Gesellschaften hält, findet weder eine Kapitalerhöhung noch eine Zuteilung von Stammanteilen statt.

25.07.2006                    Merger: Übernahme der Aktiven und Passiven der SOUND ALLIANCE GmbH, in Freienbach (CH-130.0.008.983-2 ), gemäss Fusionsvertrag vom 21.06.2006 und Bilanz per 31.12.2005. Aktiven von CHF 13'011.-- und Passiven (Fremdkapital) von CHF 1'618'852.--, d.h. ein Passivenüberschuss von CHF 1'605'841.--, gehen auf die übernehmende Gesellschaft über. Die übernehmende Gesellschaft verfügt gemäss Bestätigung des besonders befähigten Revisors über frei verwendbares Eigenkapital im Umfang des Kapitalverlustes und der Überschuldung. Da die übernehmende Gesellschaft einzige Gesellschafterin der übertragenden Gesellschaft ist, findet weder eine Kapitalerhöhung noch eine Zuteilung von Stammanteilen statt.

06.06.2003                    Merger: Die Gesellschaft übernimmt auf dem Wege der Fusion die Dow Automotive GmbH, in Freienbach. Aktiven von CHF 313'118'010.-- und Passiven von CHF 98'295'683.-- gehen gemäss Fusionsbilanz per 31.12.2002 durch Universalsukzession auf die Gesellschaft über. Da die Gesellschafter beider Gesellschaften identisch sind, erlöschen die Stammanteile der übernommenen Gesellschaft und das Stammkapital der übernehmenden Gesellschaft bleibt unverändert.

14.12.2001                    Publishing authority: SHAB.

14.12.2001                    Change of Corporate Form: Ist auf dem Wege der Umwandlung aus der Dow (Europe) SA, in Horgen, hervorgegangen. Übernimmt gemäss Umwandlungsbilanz per 30.09.2001 Aktiven von CHF 1'250'681'356.-- und Passiven von CHF 885'905'215.-- im Sinne von Art. 824 ff. OR. Vom Aktivenüberschuss werden CHF 1'300'000.-- auf das Stammkapital angerechnet.

 

Entry          Deleted      Branches

25.06.2003                    Wolleraustrasse 15 - 17, 8807 Freienbach, SZ, Switzerland/CH

19.03.2002                    Bachtobelstrasse 3, 8810 Horgen, ZH, Switzerland/CH

 

 

Management

 

Title                                           Name

General Manager                         Luis Antuna Calle, Origin: Spain, Residential address: 8800 Thalwil/ZH, Switzerland, single signature, Registered since: 23.02.2010

General Manager                         Kevin Kroll, Origin: United States of America, Residential address: Midland /MI, United States of America, single signature, Registered since: 10.01.2012

Chairman of the management      Heinz Haller, Origin: Gontenschwil, Switzerland, Residential address: Küsnacht /ZH, Switzerland, single signature, Registered since: 14.08.2012

Member with signing authority      Javier Constante, Origin: Argentina, Residential address: Horgen/ZH, Switzerland, single signature, Limited to the headquarters, Registered since: 13.09.2011

Member with signing authority      Juan Antonio Merino Garcia, Origin: Spain, Residential address: 8810 Horgen/ZH, Switzerland, single signature, Limited to the headquarters, Registered since: 28.02.2011

Member with signing authority      Judith Tipping, Origin: Netherlands, Residential address: 5200 Brugg/AG, Switzerland, single signature, Registered since: 01.09.2005

Member with signing authority      Adriaan Tolboom, Origin: Netherlands, Residential address: 8810 Horgen/ZH, Switzerland, single signature, Limited to the headquarters, Registered since: 07.04.2011

 

 

External Positions

 

Title                                           Name

Auditor                                       Deloitte AG, Residential address: Zürich, Switzerland

 

 

Financial Data Dow Chemical Group

 

Consolidation:              consolidated

Industry:                       Trade/Industry

 

Fiscal year end:                                     31.12.2011        31.12.2010        31.12.2009        31.12.2008

Number of months:                                      12                    12                    12                    12

Currency:                                                mil. USD           mil. USD          mil. USD           mil. USD

 

Balance Sheet

Intangible fixed assets                                17'991.0            18'497.0           19'080.0             4'223.0

Tangible fixed assets                                  17'299.0            17'668.0           18'141.0            14'294.0

Financial fixed assets                                   5'913.0             6'383.0             5'995.0             5'725.0

other fixed assets                                         4'599.0             3'259.0             3'161.0             5'172.0

Fixed assets                                               45'802.0            45'807.0           46'377.0            29'414.0

Stocks                                                         7'577.0             7'087.0             6'847.0             6'036.0

Trade accounts receivable                             4'900.0             4'616.0             5'656.0             3'782.0

Liquid assets                                                5'444.0             7'039.0             2'846.0             2'800.0

Securities                                                           2.0

other trade accounts                                     5'499.0             5'039.0             4'211.0             3'442.0

Other current assets                                    10'945.0            12'078.0             7'057.0             6'242.0

Current assets                                             23'422.0            23'781.0           19'560.0            16'060.0

Total assets                                                69'224.0            69'588.0           65'937.0            45'474.0

 

Capital                                                         9'624.0             9'217.0             8'819.0             3'325.0

Other shareholders funds                            12'657.0            12'622.0           11'736.0            10'186.0

Total shareholders equity                             22'281.0            21'839.0           20'555.0            13'511.0

Minority interests                                          1'157.0                803.0                569.0                  69.0

long term debt (financial debts)                   18'310.0            20'605.0           19'152.0             8'042.0

Other non current liabilities                           13'842.0            12'445.0           12'555.0            10'744.0

Non current liabilities                                   32'152.0            33'050.0           31'707.0            18'786.0

short term debt (financial debts)                    2'749.0             1'755.0             1'082.0             1'454.0

Trade accounts payable                                4'778.0             4'356.0             4'153.0             3'306.0

other accounts payable                                 6'107.0             7'785.0             7'871.0             8'348.0

other current liabilities                                   6'107.0             7'785.0             7'871.0             8'348.0

Current liabilities                                          13'634.0            13'896.0           13'106.0            13'108.0

Shareh. equity, min. interests + liabilities      69'224.0            69'588.0           65'937.0            45'474.0

 

Profit and loss account

Sales                                                          59'985.0            53'674.0           44'875.0            57'361.0

Net sales                                                    59'985.0            53'674.0           44'875.0            57'361.0

Other operating revenue                                                                                  891.0                143.0

Operating revenue                                       59'985.0            53'674.0           45'766.0            57'504.0

Cost of goods sold                                    51'029.0            45'780.0           39'148.0            51'913.0

Gross profit                                                  8'956.0             7'894.0             6'618.0             5'591.0

Other operating expenses                             5'277.0             4'947.0             5'247.0             4'539.0

Operating result                                            3'679.0             2'947.0             1'371.0             1'052.0

Interest revenues                                               40.0                  37.0                 39.0                  86.0

other financial revenues                                 1'223.0             1'291.0                630.0                787.0

Financial income                                           1'263.0             1'328.0                669.0                873.0

Interest expenses                                          1'341.0             1'473.0             1'571.0                648.0

Financial expenses                                       1'341.0             1'473.0             1'571.0                648.0

Financial result                                                 -78.0               -145.0               -902.0                225.0

Result before extraordinary items                  3'601.0             2'802.0                469.0             1'277.0

Extraordinary income                                                                                      110.0                  28.0

Extraordinary expenses                                                           340.0

Extraordinary Result                                            0.0               -340.0                110.0                  28.0

Result before taxes                                       3'601.0             2'462.0                579.0             1'305.0

Taxes                                                             817.0                481.0                -97.0                651.0

Result before minority interests                     2'784.0             1'981.0                676.0                654.0

minority interests                                               42.0                  11.0                 28.0                  75.0

Result for the financial year                           2'742.0             1'970.0                648.0                579.0

 

Cash flow

Depreciation                                                 2'883.0             2'962.0             2'827.0             2'236.0

Cash flow                                                     5'667.0             4'943.0             3'503.0             2'890.0

Cash flow from operating activities                3'879.0             4'102.0             2'075.0             4'711.0

Investments in tangible fixed assets              2'687.0                  45.0             1'410.0             2'276.0

Cash flow from investing activities                -1'994.0                135.0          -14'767.0            -2'737.0

Cash flow from financing activities               -3'362.0               -178.0           12'659.0               -978.0

Others                                                           -118.0                134.0                 79.0                  68.0

Change in liquidity                                       -1'595.0             4'193.0                 46.0             1'064.0

Liquidity at beginning of the year                   7'039.0             2'846.0             2'800.0             1'736.0

Liquidity at end ot the year                            5'444.0             7'039.0             2'846.0             2'800.0

 

Notes

Research and Development                           1'646.0             1'660.0             1'492.0             1'310.0

Added value                                                 7'825.0             6'897.0             4'977.0             4'189.0

Working Capital                                            7'699.0             7'347.0             8'350.0             6'512.0

Sales per Employee                                            1.2                   1.1                   0.9                   1.2

Gross cost land and buildings                     12'372.0            10'062.0             9'108.0             7'692.0

Gross cost other tangible fixed assets         39'844.0            41'586.0           44'459.0            40'699.0

Gross cost total                                          52'216.0            51'648.0           53'567.0            48'391.0

 

Employees  at year end                                 51'705              49'505              52'195              46'102

 

 

Ultimate Parent Company

 

Name:                          The Dow Chemical Company

City/Country:                Midland/Michigan, United States of America/US

 

 

Owner/-s

 

No. of Owner/-s:           1

Owner:                         The company is foreign owned.

 

Class:                          100%

Name:                          Dow Europe Holding B.V.

City/Country:                Hoek, Netherlands/NL

Capital share:               CHF 1'300'000.--

Interest:                        100.00% voting right, 100.00% capital interest (since 14.12.2001)

Investments

 

Class:                          100%

Name:                          Dolpa S.a.r.l.

City/Country:                Luxembourg, Luxembourg/LU

Interest:                        100.00% voting right, 100.00% capital interest

 

Class:                          100%

Name:                          Dow Chemical IMEA GmbH

City/Country:                Horgen/ZH, Switzerland/CH

Interest:                        100.00% voting right, 100.00% capital interest (since 19.12.2001)

 

Class:                          100%

Name:                          Dow Contract Services FZE

City/Country:                Dubai/Dubai, Saudi Arabia/SA

Interest:                        100.00% voting right, 100.00% capital interest

 

Class:                          50%

Name:                          DOW-GACL SOLVENTURE LIMITED

City/Country:                VADODARA/Gujarat, India/IN

Interest:                        50.00% voting right, 50.00% capital interest

 

Class:                          20-29%

Name:                          Dow Egypt Services Limited

City/Country:                Cairo, Egypt/EG

Interest:                        25.00% voting right, 25.00% capital interest

 

Class:                          0-9%

Name:                          Dow Mideast Systems S.A.E. (JSC)

City/Country:                Egypt/EG

Interest:                        0.02% voting right, 0.02% capital interest

 

 

Legal Actions

 

Control date     Year     No.       Amount CHF    Status

06.08.2012        2012     5          1'465.-- Legal actions

06.08.2012        2012     1          382.--    Open legal actions

06.08.2012        2012     1          1'014.-- Request for bankruptcy-liquidation

06.08.2012        2011     5          15'810.--            Paid legal actions

06.08.2012        2011     1          1'000'000.--       Opposition filed

06.08.2012        2011     2          6'275.-- Threat of bankruptcy-liquidation

06.08.2012        2010     2          1'000'555.--       Opposition filed

06.08.2012        2010     1          663.--    Threat of bankruptcy-liquidation

15.11.2011        2009     1          5'380.-- Legal actions

15.11.2011        2009     1          1'000'000.--       Opposition filed

15.11.2011        2009     2          9'768.-- Threat of bankruptcy-liquidation

15.11.2011        2008     3          1'506.-- Paid legal actions

15.11.2011        2008     1          1'000'000.--       Opposition filed

15.11.2011        2007     7          11'471.--            Legal actions

15.11.2011        2007     5          Paid legal actions

31.12.2010        2006     3          Legal actions

31.12.2010        2006     1          Paid legal actions

31.12.2010        2006     1          19'754.--            Opposition filed

 

An updated legal action check is only available against proof of interest. e.g. a copy of an enquiry letter, and order or invoice relating to the subject company.

 

 

Remarks

 

Debt collection case:

JUN 2012: CHF 23'130.00, in process.

SEP 2010: CHF 409.00, finished.

AUG 2009: CHF 1'492.00, paid.

DEZ 2008: CHF 61'424.00, paid.

 

According to the Swiss Company Law Dow Europe GmbH is not obliged to publish its financial statements.

 

 

Credit Information

 

Financial Statements:    The company does not disclose any financial statements. Third parties are not permitted any insight into the financial affairs. It is therefore difficult to make a proper assessment of the actual situation.

 

Financial Situation:        The financial situation appears to be good.

 

Payment experiences:   The financial obligations are met with slowly.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.20

UK Pound

1

Rs.97.00

Euro

1

Rs.69.33

 

INFORMATION DETAILS

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.