MIRA INFORM REPORT

 

 

Report No. :

323415

Report Date :

21.05.2015

 

IDENTIFICATION DETAILS

 

Name :

JESSORE FEED LIMITED

 

 

Registered Office :

Paragon House,   5, Mohakhali C/A, Gulshan, Dhaka-1212

 

 

Country :

Bangladesh

 

 

Date of Incorporation :

22.08.2001

 

 

Com. Reg. No.:

c-43815

 

 

Legal Form :

Private Company

 

 

Line of Business :

Engaged as manufacturer & Distributor of Fish and Shrimp Feed

 

[NOTE: We tried to confirm / obtain the detailed activity but the same is not available from any sources.]

 

 

No of Employees :

225 (48 In Office & 117 In Factory)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear 

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Bangladesh

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Bangladesh ECONOMIC OVERVIEW

 

Bangladesh's economy has grown roughly 6% per year since 1996 despite political instability, poor infrastructure, corruption, insufficient power supplies, slow implementation of economic reforms, and the 2008-09 global financial crisis and recession. Although more than half of GDP is generated through the service sector, almost half of Bangladeshis are employed in the agriculture sector with rice as the single-most-important product. Garment exports, the backbone of Bangladesh’s industrial sector and 80% of total exports, surpassed $21 billion last year, 18% of GDP. The sector has remained resilient in recent years amidst a series of factory accidents that have killed over 1,000 workers and crippling strikes that shut down virtually all economic activity. Steady garment export growth combined with remittances from overseas Bangladeshis, which totaled almost $15 billion and 13% of GDP IN 2013, are the largest contributors to Bangladesh’s current account surplus and record foreign exchange holdings.

 

Source : CIA

 


IDENTIFICATION DETAILS

Correct company Name

:

Jessore Feed Limited

Head Office

:

Paragon House,   5, Mohakhali C/A, Gulshan, Dhaka-1212, Bangladesh 

Tel No

:

88-02-9882107-8

Fax No

:

88-02-8821394

E-mail

:

commercial@paragongroup-bd.com, dm.fa@paragongroup-bd.com

Website

:

www.paragongroup-bd.com

Year of Incorporation

:

22.08.2001

Incorporation No.

:

C-43815

Legal Form (General)

:

 Public Listed Co        Public (but not listed)   Private Co   State-owned Co

 Sole Proprietorship  Partnership                     Not Registered

 others (please specify) ________________

Legal form (Specific)

:

LTD   CORP    INC  CO    

 others (please specify) ________________

Issuing Authority

:

Registrar of Joint Stock Companies & Firms   City Corporation

 Municipal Administration                                   Union Council

 Cantonment Board                                              Chief Controller of  Import & Export

 

 

FINANCIALS- SUMMARY

 

      Year

Turnover/ Sales

 Assets

     Income

July’ 12~June’ 13

BDT 348 Million

BDT 650.50 Million

BDT 13.22 Million

July’ 13~June’ 14

BDT 496 Million

BDT 678.28 Million

BDT 19.34 Million

Exchange Rate

USD1-Tk. 77.8200

EUR 1- Tk. 100.2711

GBP 1- Tk.118.5354

AUD 1 - Tk.82.8563

JPY 1 - Tk.0.9286

CAD 1 - Tk.80.1887

SEK 1 - Tk.12.2870

SGD 1 - Tk.65.3045

CNH 1 - Tk.12.8399

 

 

Information Parted By

 

 

 

Name

:

Mr. Md. Akbor Kabir

Designation

:

Manager (Commercial)

 

 

Locations Details

Operating Address

:

Paragon House,   5, Mohakhali C/A, Gulshan, Dhaka-1212, Bangladesh 

Tel No

:

88-02-9882107-8

Fax No

:

88-02-8821394

E-mail

:

commercial@paragongroup-bd.com , dm.fa@paragongroup-bd.com

Website

:

www.paragongroup-bd.com

 

Location :

: Owned

Ö

 

Rented

 

 

Leased

 

Area

4800

Sq. ft.

 

 

Type of Office :

  :       Commercial Office Bldg.

Ö

 

Semi-commercial office Bldg.

 

     

 

Retail shop

 

 

Industrial Park

 

     

 

Business Center

 

 

Home Office

 

     

 

Residential Bldg.

 

 

 

 

 

 

Factory:

 

 

Address

:

Baniargati, Bosundia, Jessore , Bangladesh

 

Location :

   Owned

Ö

 

Rented

 

 

Leased

 

Area

65,000

Sq. ft.

 

Employee:

 

No. of Employees 

 

In Office

:

48

             In Factory

:

117

In Branch:

:

 

             Total

:

225

 

 

OWNERSHIP/SHAREHOLDERS

 

         Names of Shareholders

                      No. of Share     

Mr. Moshiur Rahman

                                     750

Mrs. Yasmin Rahman

                                     250

Paragon Poultry Ltd

                                   9000

 

 

DIRECTORS

 

Name

Designation

Mr. Moshiur Rahman

Managing Director

Mrs. Yasmin Rahman

Director

 


 

MANAGEMENT

 

Name

:

Mr. Md. Akbor Kabir

Job Description

:

Manager (Commercial)

Nationality

:

Bangladeshi

Email address

:

commercial@paragongroup-bd.com

Other details

:

N/A

 

BUSINESS OPERATIONS

 

Nature of Activity       :

Manufacturer

Ö

Trader

 

Dealer

 

Distributor

Ö

 

 

 

Exporter

 

Importer

Ö

Services

 

Others

 

 

Range of Products:

 

Products

:

Fish And Shrimp Feed

Production Capacity

:

N/A

Last Year Production

:

N/A

 

Trading Terms:

Purchasing Terms:

L/C

Ö

Cash

 

Others

 

 

 

Credit :

 

30 days

 

60 days

Ö

90 days

 

 

days

 

Selling Terms      :

L/C

 

Cash

Ö

Others

 

 

 

Credit :

Ö

30 days

 

60 days

 

90 days

 

 

days

 

 

DETAILED DATA

 

 

Trade Markets

 

:

 

 

Imports

:

USA, Belgium, Canada, China, India, Thailand

 

Operation Status

:

Active

 

 

 

CAPITAL STRUCTURE

 

 

Authorized Capital

:

BDT 25 Million

 

Paid-up Capital

:

BDT10,00,000

 No. of Shares

:

10,000

Share Value

:

BDT100.00Each

Main Assets

:

BDT678.28 Million

 

 

 

FINANCIAL STATEMENT- DETAILED

 

The subject company don’t submit update financial figure to local registry office.

 

 

 

ASSOCIARES/SUBSIDIARIES/RELATED PARTIES

 

Sister Concerns

:

Usha Feed Ltd.

Poultry Care Lab

Sports Zone Ltd.

 Usha Poultry Ltd

Paragon Agro Ltd

Paragon Press Ltd

Paragon Feed Ltd

Aqua Breeders Ltd

Parasol Energy Ltd

Paragon Tea Estates

Paragon Poultry Ltd.

Rangpur Poultry Ltd. 

Chittatgong Feed Ltd.

Hazinagar Tea Estate

Rahmania Teas Estate

Chittagong Chicks Ltd

DENM Poultry Complex

Paragon Plast Fiber Ltd.

Malek Spinning Mills Ltd

Grand Parent Breeding Farm

Name of  The Group

:

Paragon Group 

 

 

BANKING

           

Bank Name  

:

HSBC

Bank Address

:

Dhaka Main Office

Anchor Tower, 108, Bir Uttam C R Dutta Road,

Dhaka - 1205 Bangladesh

Tel: 88-02-9660536-43 (Hunting)

Fax : 88-02-9660554

 

Bank Name  

:

One Bank Ltd.

Bank Address

:

Principal Branch

45, Dilkusha C/A, Dhaka-1000, Bangladesh

Phone:  88-02-9564249

Fax: 88-02-9561960

 

 

 

Bank Name  

:

Prime Bank Ltd.

Bank Address

:

Mohakhali Branch

69, Mohakhali C/A, Dhaka-1212

Phone: 88-02-9882291, 8826483

Email: pblmohakhali@primebank.com.bd

Fax: 88-02-9888873

Swift: PRBLBDDH007

 

Bank Name  

:

The City Bank Ltd.

Bank Address

:

Head Office

City Bank Center

136, Gulshan Avenue, Gulshan-2

Dhaka-1212, Bangladesh

Tel: 88-: 02 8813483, 8814375, 8813126

Fax: 88-02 9884446         

 

 

ADVERSE DATA MONITORING

                       

Dishonored Checks           

 

:     

No Record Found         

Debt

 

:

No Record Found

Litigation  

                   

:

Clear         

Performance Defaults

 

:

No Record Found         

Adverse Local Media Coverage/ Adverse Filling History

:

No Record Found

 

 

SITE VISIT COMMENTARY

 

Our representative visited the subject company Head Office which is situated at Paragon House,   5, Mohakhali C/A, Gulshan, Dhaka-1212, Bangladesh. It is well decorated modern office.  

 

 

GENERAL COMMENTS

 

The subject company is engaged in manufacturer & Distributor. It is reputed company in this line of business. We recommended that Credit can proceed normally.

 

 Adopted Abbreviations:

NA- Not Available

 TK- Bangladeshi Taka

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.86

UK Pound

1

Rs.98.88

Euro

1

Rs.70.73

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.