IRA INFORM REPORT

Report No. :	324017
Report Date :	22.05.2015

IDENTIFICATION DETAILS

Name :	LMJ INTERNATIONAL LIMITED
Registered Office :	15-B, Hemanta Basu Sarani, 5^th Floor, Kolkata – 700001, West Bengal
Tel. No.:	91-33-39839999
Country :	India
Financials (as on) :	31.03.2014
Date of Incorporation :	11.11.1992
Com. Reg. No.:	21-056951
Capital Investment / Paid-up Capital :	Rs.212.500 Million
CIN No.: [Company Identification No.]	U51226WB1992PLC056951
TAN No.: [Tax Deduction & Collection Account No.]	Not Available
PAN No.: [Permanent Account No.]	Not Available
Legal Form :	A Closely Held Public Limited Liability Company
Line of Business :	Trader, Exporter and Importer of Agro Products.
No. of Employees :	125 (Approximately)

RATING & COMMENTS

MIRA’s Rating :

Ba (48)

RATING		STATUS	PROPOSED CREDIT LINE
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory

Status :	Satisfactory
Payment Behaviour :	Usually Correct
Litigation :	Exist
Comments :	Subject was established as a partnership firm in 1968 and subsequently it was converted into a closely held public limited company in 1992. It is an established company having satisfactory track record. Our executive had word with Mr. Vikas Saraf, General Manager in financial and he has provided the information. Rating takes into consideration company’s long history of business establishment backed by diversified product portfolio led to lower product concentration risks and rich experience of promoters in the trading of various agro and non-agro commodities. Rating also takes into consideration company’s sound financial risk profile supported by adequate operational base and fair profitability margins of the company. Trade relations are reported as fair. Payment terms are reported to be usually correct. In view of aforesaid, the company can be considered for business dealings at usual trade terms and condition.

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

ECGC Country Risk Classification List – March 31, 2015

Country Name	Previous Rating (31.12.2014)	Current Rating (31.03.2015)
India	A1	A1

Risk Category	ECGC Classification
Insignificant	A1
Low	A2
Moderate	B1
High	B2
Very High	C1
Restricted	C2
Off-credit	D

EXTERNAL AGENCY RATING

Rating Agency Name	ICRA
Rating	Long term=BBB-
Rating Explanation	Moderate degree of safety and moderate credit risk.
Date	March, 2015

Rating Agency Name	ICRA
Rating	Short term=A3+
Rating Explanation	Moderate degree of safety and higher credit risk.
Date	March, 2015

RBI DEFAULTERS’ LIST STATUS

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2014.

INFORMATION PARTED BY

Name :	Mr. Vikas Saraf
Designation :	General Manager – Finance
Contact No.:	91-9331289127
Date :	22.05.2015

LOCATIONS

Registered Office/ Factory :	15-B, Hemanta Basu Sarani, 5^th Floor, Kolkata – 700001, West Bengal, India
Tel. No.:	91-33-39839999 / 22310950
Mobile No.:	91-9331289127 (Mr. Vikas Saraf)
Fax No.:	91-33-39839900
E-Mail :	cs@lmjgroup.com admin@lmjgroup.com
Website :	www.lmjinternational.com
Location :	Leased
Locality :	Commercial
Administration Office :	LMJ House, 9, Hanuman Road, New Delhi – 110001, India
Tel. No.:	91-11-23367203 / 05, 43865500
Fax No.:	91-11-23367206
E-Mail :	ndelhi@lmjgroup.com
Branch :	Located At: Bangalore Mumbai Guwahati Vishakhapatnam Coimbatore Jodhpur Khushal Nagar Kandla Cochin Jaipur Chandigarh Bikaner Pali Tinsukia

DIRECTORS

AS ON 29.09.2012

Name :

Mr. Suresh Kumar Jain

Designation :

Managing Director

Address :

26B, Camac Steet, Kolkata – 700016, West Bengal, India

Date of Birth/Age :

21.04.1960

Date of Appointment :

09.01.2013

PAN No:

ACKPJ7702Q

DIN No.:

00177788

Other Directorship:

S.No.	CIN/LLPIN	Name of the Company/ LLP	Current designation of the Director/ Designated Partner	Date of appointment at current designation	Original date of appointment	Date of cessation	Company/ LLP Status	Defaulting status
1	U51103WB1984PTC037719	L M J COMMERCIALS PRIVATE LIMITED	Director	02/09/2013	17/07/1984	-	Active	NO
2	U51226WB1990PLC050417	LMJ OVERSEAS LIMITED	Director	18/12/1990	18/12/1990	31/08/2012	Active	NO
3	U01132AS1984PTC002198	BANASPATY TEA AND INDUSTRIES PRIVATE LIMITED	Director	22/03/1995	22/03/1995	12/11/2008	Active	NO
4	U51226WB1992PLC056951	LMJ INTERNATIONAL LIMITED	Managing director	09/01/2013	29/03/2004	15/06/2013	Active	NO
5	U74999MH1968GAP014120	INDO-AMERICAN CHAMBER OF COMMERCE	Director	06/10/2004	06/10/2004	28/09/2007	Active	NO
6	U74210WB2007PLC120195	OCTAVIUS CONSULTING ENGINEERING SERVICES INFRATECH LIMITED	Director	05/11/2007	05/11/2007	09/10/2013	Active	NO
7	U15490WB2007PLC121159	BENGAL FOODPARK LIMITED	Director	24/12/2007	24/12/2007	-	Active	NO
8	U74120DL2008PLC176562	PRIME ASSET RECONSTRUCTION COMPANY LIMITED	Director	09/01/2013	09/04/2008	15/06/2013	Active	NO
9	U15209WB2009PLC133151	TAMILNADU MEGA FOOD PARK LIMITED	Director	25/02/2009	25/02/2009	02/01/2013	Active	NO
10	U15490AS2009PLC008973	NORTH EAST MEGA FOOD PARK LIMITED	Director	25/02/2009	25/02/2009	17/06/2011	Active	NO
11	U27205WB2004PTC099111	LMJ COMMUNICATIONS PRIVATE LIMITED	Director	01/04/2009	01/04/2009	18/12/2012	Active	NO
12	U74900WB1995PTC067555	AMODINI SECURITIES PRIVATE LIMITED	Director	09/01/2013	20/08/2009	15/06/2013	Active	NO
13	U40106DL2010PLC211399	LMJ ENERGY INFRALOGISTICS LIMITED	Director	09/01/2013	14/12/2010	15/06/2013	Active	NO
14	U15500WB2011PTC159151	SHIMOGA FOOD PARK PRIVATE LIMITED	Director	15/02/2011	15/02/2011	09/10/2013	Under Process of Striking off	NO
15	U65923DL2011PLC225056	AHINSA CAPITAL MARKET & HOLDINGS LIMITED	Director	14/09/2011	14/09/2011	-	Active	NO
16	L51226WB1983PLC035807	L M J SERVICES LIMITED	Additional director	11/02/2012	11/02/2012	11/05/2012	Active	NO
17	U72900WB2004PTC099110	LMJ TECHNOLOGIES PRIVATE LIMITED	Additional director	09/01/2013	30/08/2012	15/06/2013	Active	NO
18	U21014WB1978PLC031473	INTERNET VALLEY LIMITED	Additional director	15/10/2012	30/08/2012	15/06/2013	Active	NO
19	U63090WB2004PTC099109	LMJ DISTRIBUTORS PRIVATE LIMITED	Additional director	15/10/2012	30/08/2012	15/06/2013	Active	NO
20	U15492WB1922PLC004611	OCTAVIUS TEA & INDUSTRIES LIMITED	Director	30/08/2012	30/08/2012	14/09/2012	Active	NO
21	U70101WB2004PTC099099	LMJ PROJECTS PRIVATE LIMITED	Additional director	15/10/2012	15/10/2012	-	Active	NO
22	U61200WB1994PTC065426	LMJ SHIPPINGS PRIVATE LIMITED	Director	18/12/2012	18/12/2012	-	Active	NO
23	U01403WB2014PTC199683	ODISHA TERMINAL MARKET PRIVATE LIMITED	Director	21/01/2014	21/01/2014	-	Active	NO

Name :

Mr. Lalit Tilakraj Bhasin

Designation :

Director

Address :

10/38, Hailey Road, 10^th Floor, Dakshineshwar Building, New Delhi – 110001, India

Date of Birth/Age :

19.01.1939

Date of Appointment :

01.01.2010

PAN No:

AADPB9629D

DIN No.:

00001607

Other Directorship:

S.No.	CIN/LLPIN	Name of the Company/ LLP	Current designation of the Director/ Designated Partner	Date of appointment at current designation	Original date of appointment	Date of cessation	Company/ LLP Status	Defaulting status
1	L16004MH1936PLC008587	GODFREY PHILLIPS INDIA LIMITED	Director	31/03/1986	31/03/1986	-	Active	NO
2	U26945MH1985PLC165329	SAINT-GOBAIN GYPROC INDIA LIMITED	Director	25/08/1987	25/08/1987	16/12/2009	Active	NO
3	L26921GJ1985PLC008196	BELL CERAMICS LIMITED	Director	05/12/1987	05/12/1987	30/03/2008	Amalgamated	NO
4	L74899DL1981PLC011274	BHARAT HOTELS LIMITED	Director	19/02/1988	19/02/1988	-	Active	NO
5	L55101DL1980PLC011037	ASIAN HOTELS (NORTH) LIMITED	Director	19/03/2010	24/05/2000	-	Active	NO
6	U72200DL1973PLC110617	MODI CARE LIMITED	Director	29/09/2001	29/09/2001	-	Active	NO
7	L23200GJ1969PLC001569	INDIAN PETROCHEMICALS CORPORATION LIMITED	Director	04/06/2002	04/06/2002	-	Amalgamated	NO
8	U36999WB2004PLC097656	APOLLO ZIPPER INDIA LIMITED	Director	30/11/2005	30/11/2005	-	Active	NO
9	U65991MH2005PLC158050	URBAN INFRASTRUCTURE TRUSTEES LIMITED	Director	30/09/2006	06/01/2006	-	Active	NO
10	L45101DL1967PLC004759	ANSAL PROPERTIES AND INFRASTRUCTURE LIMITED	Director	30/10/2006	30/10/2006	-	Active	NO
11	U74120TN2007PTC091471	QUATRRO LEGAL SOLUTIONS PRIVATE LIMITED	Director	02/03/2007	02/03/2007	02/05/2013	Active	NO
12	L30103HR1983PLC026142	OMAX AUTOS LIMITED	Director	30/09/2008	01/07/2008	-	Active	NO
13	L55101DL2007PLC157518	ASIAN HOTELS (WEST) LIMITED	Director	03/10/2009	23/12/2008	-	Active	NO
14	U80301MH2009NPL196813	CHARTERED INSTITUTE OF ARBITRATORS (INDIA)	Director	03/11/2009	03/11/2009	-	Active	NO
15	U51226WB1992PLC056951	LMJ INTERNATIONAL LIMITED	Director	01/01/2010	01/01/2010	25/02/2013	Active	NO
16	U55101DL2005PLC143141	LEADING HOTELS LIMITED	Director	30/08/2013	29/03/2013	-	Active	NO
17	L85110KA1915PLC000740	UNITED BREWERIES (HOLDINGS) LIMITED	Director appointed in casual vacancy	30/05/2013	30/05/2013	-	Active	NO

Name :

Mr. Basudev Chandra Mallik

Designation :

Director

Address :

58, Munirka Enclave, New Delhi – 110067, India

Date of Birth/Age :

01.02.1945

Date of Appointment :

15.10.2007

PAN No:

ADMPM2569C

DIN No.:

01605906

Other Directorship:

S.No.	CIN/LLPIN	Name of the Company/ LLP	Current designation of the Director/ Designated Partner	Date of appointment at current designation	Original date of appointment	Date of cessation	Company/ LLP Status	Defaulting status
1	U00000DL2000PTC108914	PANTECH INTERNATIONAL PRIVATE LIMITED	Director	18/12/2000	18/12/2000	-	Active	YES
2	U74899DL2000PLC105794	DAWN TRANSCRIPT AND SOFTWARE TECHNOLOGY LIMITED	Director	30/06/2007	30/06/2007	03/07/2012	Active	NO
3	U65910DL1992PLC048289	TRANS CONTINENTAL LEASING AND FINANCIAL SERVICES LIMITED	Director	30/06/2007	30/06/2007	19/03/2012	Active	NO
4	U51226WB1992PLC056951	LMJ INTERNATIONAL LIMITED	Director	15/10/2007	15/10/2007	-	Active	NO
5	U45400DL2007PTC169561	U-TURN INFRASTRUCTURE PRIVATE LIMITED	Director	01/03/2008	01/03/2008	12/06/2009	Active	NO
6	U51909WB1956PTC023037	MITRA S K PRIVATE LIMITED	Director	12/06/2012	01/11/2010	-	Active	NO

KEY EXECUTIVES

Name :	Mr. Akhilesh Shukla
Designation :	Secretary
Address :	14, Madho Babu Lane, Ghusuri, Howrah - 711107, West Bengal, India
Date of Birth/Age :	26.06.1985
Date of Appointment :	31.03.2011
PAN No.:	BCSPS1004B

MAJOR SHAREHOLDERS

AS ON 29.09.2012

Names of Shareholders	No. of Shares
Suresh Kumar Jain	3424080
Suresh Kumar Jain (HUF)	1480000
Siddharth Jain	2137850
Jayant Kumar Jain	1605300
Navin Kumar Jain	1926800
Sunita Jain	1042600
Hulash Chand Jain	1865870
Ekta Jain	894000
Nilima Jain	744000
Shalini Jain	686000
LMJ Services Limited	89000
LMJ Overseas Limited	12000
LMJ Distributors Private Limited	7000
LMJ Commercial Private Limited	5500
Veerprabhu Marketing Limited	80000
TOTAL	16000000

Equity Share Break up (Percentage of Total Equity)

AS ON 29.09.2012

Category	Percentage
Bodies corporate	1.21
Directors or relatives of Directors	98.79
Total	100.00

BUSINESS DETAILS

Line of Business :

Trader, Exporter and Importer of Agro Products.

Products :

Item Code No	Product Description
090111 00	Coffee
100630 000	Rice
090240 00	Tea
091099 02	Fenugreek
120740 00	Seseam seeds
071320 00	Chickpeas
090240 04	Tea Bag
170100 00	Sugar
100820 19	Bazra
260111 40	Iron Ore
100590 00	Maize
100190 10	Wheat
120100 90	Soyabean Meal
120590 00	Rapeseed Meal
151110 00	Crude Palm Oil
150710 00	Crude Soya Oil

Brand Names :

Not Divulged

Agencies Held :

Not Divulged

Exports :

Products :

Agro Products

Countries :

• UAE
• Singapore
• Malaysia

Imports :

Products :

Raw Material

Countries :

• Indonesia
• Canada
• Australia

Terms :

Selling :

Cash, Credit

Purchasing :

Cash, Credit

PRODUCTION STATUS – NOT AVAILABLE

GENERAL INFORMATION

Suppliers :

Company Name :	Not Divulged
Name of the Person :	Not Divulged
Contact No.:	Not Divulged
Since How Long Known :	Not Divulged
Maximum Limit Dealt :	Not Divulged
Experience :	Not Divulged
Remark :	Not Divulged

Customers :

Company Name :	Not Divulged
Name of the Person :	Not Divulged
Contact No.:	Not Divulged
Since How Long Known :	Not Divulged
Maximum Limit Dealt :	Not Divulged
Experience :	Not Divulged
Remark :	Not Divulged

No. of Employees :

125 (Approximately)

Bankers :

Banker Name :	Indian Overseas Bank
Branch :	Janpath, New Delhi, India
Person Name (With Designation) :	Ms. Amruta (Assistant Manager)
Contact Number :	91-11-23315304
Name of Account Holder :	LMJ International Limited
Account Number :	--
Account Since (Date/Year of Account Opening) :	5 Year
Average Balance Maintained :	--
Credit Facilities Enjoyed (CC/OD/Term Loan) :	PC= Rs.150.000 Million
Account Operation :	Good
Remark :	As claimed by Ms. Amruta (Assistant Manager) that subject is having very good track record for banking transaction.

· Standard Chartered Bank, 19, Netaji Subhas Road, Kolkata-700001, West Bengal, India

· UCO Bank, International Branch, 4 and 4/1, Red Cross Lance, Kolkata-700001, West Bengal, India

· Indian Overseas Bank, F47, Malhotra Building, Janpath, New Delhi – 110001, India

· Canara Bank, Chowringhee Branch, 7, Kyd Street, Kolkata – 700016, West Bengal, India

· Syndicate Bank, Camac Street Branch, 26, Shakespeare Sarani, Kolkata – 700017, West Bengal, India

Auditors :
Name :	M. K. Mitra and Associates Chartered Accountant
Address :	178A, Kankulia Road, Ground Floor, Kolkata – 700029, West Bengal, India
Tel. No.:	91-33-24611006
Mobile No.:	91-9830087692
PAN No.:	ADSPM8838P
Collaborators :	Not Divulged
Membership :	Not Divulged
Subsidiaries :	Unicorp FZE, Dubai , UAE
Associates :	· LMJ Logistics Limited · LMJ Services Limited · Veerprabhu Marketing Limited · Bengal Food Park Limited · Internet Valley Limited · LMJ Business Centre Private Limited · LMJ Commercial Private Limited · LMJ Distributors Private Limited · LMJ Overseas Limited · LMJ Projects Private Limited · LMJ Technologies Private Limited · LMJ Warehousing Private Limited · LMJ Shipping Private Limited · Tamilnadu Mega Food Park Limited

CAPITAL STRUCTURE

AS ON 31.03.2014

Authorised Capital : Not Divulged

Issued, Subscribed & Paid-up Capital : Rs.212.500 Million

AS ON 29.09.2012

Authorised Capital :

No. of Shares	Type	Value	Amount
30000000	Equity Shares	Rs.10/- each	Rs.300.000 Million

Issued, Subscribed & Paid-up Capital :

No. of Shares	Type	Value	Amount
16000000	Equity Shares	Rs.10/- each	Rs.160.000 Million

FINANCIAL DATA

[all figures are in Rupees Million]

ABRIDGED BALANCE SHEET

SOURCES OF FUNDS	31.03.2014	31.03.2013	31.03.2012
I. EQUITY AND LIABILITIES
(1)Shareholders' Funds
(a) Share Capital	212.500	160.000	160.000
(b) Reserves & Surplus	1091.613	920.087	825.695
(c) Money received against share warrants	0.000	0.000	0.000
(2) Share Application money pending allotment	0.000	0.000	0.000
Total Shareholders’ Funds (1) + (2)	1304.113	1080.087	985.695
(3) Non-Current Liabilities
(a) long-term borrowings	0.000	61.451	86.126
(b) Deferred tax liabilities (Net)	8.153	5.437	6.582
(c) Other long term liabilities	0.000	0.000	0.000
(d) long-term provisions	10.437	10.225	9.210
Total Non-current Liabilities (3)	18.590	77.113	101.918
(4) Current Liabilities
(a) Short term borrowings	1482.157	1621.289	1631.655
(b) Trade payables	1443.003	1080.682	215.229
(c) Other current liabilities	495.720	222.333	203.117
(d) Short-term provisions	0.965	0.368	0.000
Total Current Liabilities (4)	3421.845	2924.672	2050.001
TOTAL	4744.548	4081.872	3137.614
II. ASSETS
(1) Non-current assets
(a) Fixed Assets
(i) Tangible assets	427.185	416.159	442.879
(ii) Intangible Assets	0.354	0.556	0.914
(iii) Capital work-in-progress	17.436	0.000	24.480
(iv) Intangible assets under development	0.000	0.000	0.000
(b) Non-current Investments	11.690	71.490	23.990
(c) Deferred tax assets (net)	0.000	0.000	0.000
(d) Long-term Loan and Advances	9.574	10.069	9.160
(e) Other Non-current assets	0.000	0.000	0.000
Total Non-Current Assets	466.239	498.274	501.423
(2) Current assets
(a) Current investments	0.000	0.000	0.000
(b) Inventories	2062.331	1720.345	1018.877
(c) Trade receivables	1354.460	838.101	638.999
(d) Cash and cash equivalents	498.578	299.132	253.896
(e) Short-term loans and advances	329.303	701.019	684.419
(f) Other current assets	33.637	25.001	40.000
Total Current Assets	4278.309	3583.598	2636.191
TOTAL	4744.548	4081.872	3137.614

PROFIT & LOSS ACCOUNT

	PARTICULARS		31.03.2014	31.03.2013	31.03.2012
	SALES
		Income	13158.013	11930.277	11391.163
		Other Income	13.803	15.439	27.855
		TOTAL (A)	13171.816	11945.716	11419.018
Less	EXPENSES
		Purchases of Stock-in-Trade	12651.359	11722.140	9594.359
		Changes Inventories of stock-in-trade	(341.986)	(701.468)	559.786
		Employee related expenses	27.022	24.269	45.011
		Other expenses	426.290	508.988	745.910
		TOTAL (B)	12762.685	11553.929	10945.066
	PROFIT / (LOSS) BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B) (C)		409.131	391.787	473.952
Less	FINANCIAL EXPENSES (D)		194.359	225.683	325.917
	PROFIT / (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D) (E)		214.772	166.104	148.035
Less	DEPRECIATION/ AMORTISATION (F)		26.410	29.632	26.670
	PROFIT / (LOSS) BEFORE TAX (E-F) (G)		188.362	136.472	121.365
Less	TAX (H)		16.836	5.498	(7.429)
	PROFIT / (LOSS) AFTER TAX (G-H) (I)		171.526	130.974	128.794
	Earnings Per Share (Rs.)		8.07	8.19	8.05

CURRENT MATURITIES OF LONG TERM DEBT DETAILS

Particulars	31.03.2014	31.03.2013	31.03.2012
Current Maturities of Long term debt	NA	NA	NA
Cash generated from operations	NA	NA	NA

KEY RATIOS

PARTICULARS		31.03.2014	31.03.2013	31.03.2012
Net Profit Margin PAT / Sales	(%)	1.30	1.10	1.13
Operating Profit Margin (PBDIT/Sales)	(%)	3.11	3.28	4.16
Return on Total Assets (PBT/Total Assets}	(%)	3.99	3.40	3.93
Return on Investment (ROI) (PBT/Networth)		0.14	0.13	0.12
Debt Equity Ratio (Total Debt /Networth)		1.14	1.56	1.74
Current Ratio (Current Asset/Current Liability)		1.25	1.23	1.29

FINANCIAL ANALYSIS

[all figures are in Rupees Million]

DEBT EQUITY RATIO

Particular	31.03.2012	31.03.2013	31.03.2014
	Rs. In Million	Rs. In Million	Rs. In Million
Share Capital	160.000	160.000	212.500
Reserves & Surplus	825.695	920.087	1091.613
Net worth	985.695	1080.087	1304.113
long-term borrowings	86.126	61.451	0.000
Short term borrowings	1631.655	1621.289	1482.157
Total borrowings	1717.781	1682.740	1482.157
Debt/Equity ratio	1.743	1.558	1.137

YEAR-ON-YEAR GROWTH

Year on Year Growth	31.03.2012	31.03.2013	31.03.2014
	Rs. In Million	Rs. In Million	Rs. In Million
Sales	11391.163	11930.277	13158.013
		4.733	10.291

NET PROFIT MARGIN

Net Profit Margin	31.03.2012	31.03.2013	31.03.2014
	Rs. In Million	Rs. In Million	Rs. In Million
Sales	11391.163	11930.277	13158.013
Profit	128.794	130.974	171.526
	1.13%	1.10%	1.30%

LOCAL AGENCY FURTHER INFORMATION

Sr. No.	Check list by info agents	Available in Report (Yes/No)
1	Year of establishment	Yes
2	Constitution of the entity -Incorporation details	Yes
3	Locality of the entity	Yes
4	Premises details	No
5	Buyer visit details	--
6	Contact numbers	Yes
7	Name of the person contacted	Yes
8	Designation of contact person	Yes
9	Promoter’s background	Yes
10	Date of Birth of Proprietor / Partners / Directors	Yes
11	Pan Card No. of Proprietor / Partners	No
12	Voter Id Card No. of Proprietor / Partners	No
13	Type of business	Yes
14	Line of Business	Yes
15	Export/import details (if applicable)	Yes
16	No. of employees	Yes
17	Details of sister concerns	Yes
18	Major suppliers	No
19	Major customers	No
20	Banking Details	Yes
21	Banking facility details	Yes
22	Conduct of the banking account	Yes
23	Financials, if provided	Yes
24	Capital in the business	Yes
25	Last accounts filed at ROC, if applicable	Yes
26	Turnover of firm for last three years	Yes
27	Reasons for variation <> 20%	--
28	Estimation for coming financial year	No
29	Profitability for last three years	Yes
30	Major shareholders, if available	Yes
31	External Agency Rating, if available	Yes
32	Litigations that the firm/promoter involved in	Yes
33	Market information	--
34	Payments terms	Yes
35	Negative Reporting by Auditors in the Annual Report	No

NOTE: The Registered Office of the company has been shifted from 30 Jawahar Lal Nehru Roadsuit No.13A Block C 2nd Floor, Kolkata – 700016, West Bengal, India to the present address w.e.f 01.04.2008.

LITIGATION DETAILS:

CALCUTTA HIGH COURT
CASE STATUS INFORMATION SYSTEM

Case Status    :   Pending

Status of          APPEAL FROM ORDER (APO)  277        of    2010    

EMIRATES GRAINS CO PRODUCTS (P) LLC                 Vs.                  LMJ INTERNATIONAL LIMITED & ORS.

Pet's Adv.       :   SHARDUL S. SHROFF                   

Res's Adv.      :       

Court No.       :  2     Last Listed On :     Thursday, November 29, 2012     

Category        :   MONEY CLAIMS/COMPENSATION/DAMAGES/MESNE PROFITS     

CONNECTED APPLICATION (S) No Connected Application.

CONNECTED MATTER (S) No Connected Cases.

Case Updated on:   Tuesday, November 27, 2012

INDEX OF CHARGE:

Sr. No.	Charge ID	Date of Charge Creation/Modification	Charge amount secured	Charge Holder	Address	Service Request Number (SRN)
1	10451277	07/08/2013	40,000,000.00	CANARA BANK	CHOWRINGHEE BRANCH, 7, KYD STREET, KOLKATA, WEST BENGAL - 700016, INDIA	B85826873
2	10272475	19/02/2011	800,000,000.00	ALLAHABAD BANK	SME FINANCE BRANCH, 3, RED CROSS PLACE,, KOLKATA, WEST BENGAL - 700001, INDIA	B07975931
3	10231244	09/06/2010	200,000,000.00	UNION BANK OF INDIA	INDUSTRIAL FINANCE BRANCH, M-11, 1ST FLOOR, MIDDLE CIRCLE, CONNAUGHT CIRCUS, NEW DELHI, DELHI - 110001, INDIA	A90801341
4	10203454	03/03/2010	400,000,000.00	UCO BANK	MID CORPORATE BRANCH (IBB), 4 & 4/1, RED CROSS PLACE, KOLKATA, WEST BENGAL - 700001, INDIA	A80052145
5	10135791	08/10/2010 *	4,519,500,000.00	STATE BANK OF INDIA	COMMERCIAL BRANCH, KOLKATA, 24, PARK STREET, KOLKATA, WEST BENGAL - 700016, INDIA	A96666037
6	10107880	16/05/2008	150,000,000.00	EXPORT IMPORT BANK OF INDIA	CENTRE ONE BUILDING, FLOOR - 21, WORLD TRADE CENTRE COMPLEX, MUMBAI, MAHARASHTRA - 400005, INDIA	A39312087
7	10284078	17/03/2008	300,000,000.00	INDIAN OVERSEAS BANK	F47,MALHOTRA BUILDING, JANPATH, NEW DELHI, DELHI - 110001, INDIA	A39023106
8	10074586	25/09/2007	75,300,000.00	ALLAHABAD BANK	SSI FINANCE BRANCH, 3, RED CROSS PLACE, KOLKATA, WEST BENGAL - 700001, INDIA	A26489047
9	10046399	12/06/2008 *	300,000,000.00	STANDARD CHARTERED BANK	19, N. S. ROAD, KOLKATA, WEST BENGAL - 700001, INDIA	A39512439
10	10041548	24/06/2010 *	750,000,000.00	ALLAHABAD BANK	SME FINANCE BRANCH, 3, RED CROSS PLACE,, KOLKATA, WEST BENGAL - 700001, INDIA	A88943584
11	10029189	17/08/2010 *	4,452,500,000.00	BANK OF BARODA (LEADER)	INTERNATIONAL BUSINESS BRANCH, 4, INDIA EXCHANGE PLACE, KOLKATA, WEST BENGAL - 700001, INDIA	A93214534
12	90254723	18/08/2005	12,500,000.00	L & T FINANCE LIMITED	SHAKESPERIAN SARANI, CALCUTTA, WEST BENGAL - 700071, INDIA	-
13	90252984	13/06/2005	50,000,000.00	KOTAK MAHINDRA BANK LIMITED	36-38; NARIMAN BHAVAN, NARIMAN POINT, MUMBAI, MAHARASHTRA - 400021, INDIA	-
14	90254177	29/01/2003	80,000,000.00	CANARA BANK	CHOWRINGHEE BRANCH, 7; KYD ROAD, CALCUTTA, WEST BENGAL - 700016, INDIA	-
15	90253911	11/10/2010 *	852,800,000.00	STATE BANK OF INDIA	COMMERCIAL BRANCH, KOLKATA, 24, PARK STREET, KOLKATA, WEST BENGAL - 700016, INDIA	A99840035
16	90253910	03/10/1999	195,000,000.00	STATE BANK OF INDIA	24 PARK STREET, COMMERCIAL BRANCH, KOLKATA, WEST BENGAL - 700016, INDIA	-

* Date of charge modification

FIXED ASSETS:

· Leasehold land

· Freehold land

· Non factory building

· Factory building

· Plant and machinery

· Computer and computer accessories

· Furniture and fixture

· Motor vehicle

· Computer software

CMT REPORT (Corruption, Money Laundering & Terrorism]

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

1] INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

2] Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

3] Asset Declaration :

No exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

4] Record on Financial Crime :

Charges or conviction registered against subject: None

5] Records on Violation of Anti-Corruption Laws :

Charges or investigation registered against subject: None

6] Records on Int’l Anti-Money Laundering Laws/Standards :

Charges or investigation registered against subject: None

7] Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

8] Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

9] Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

10] Press Report :

No press reports / filings exists on the subject.

CORPORATE GOVERNANCE

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

CONTRAVENTION

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	Rs.63.70
UK Pound	1	Rs.98.92
Euro	1	Rs.70.67

INFORMATION DETAILS

Information Gathered by :	NYA
Analysis Done :	KAR
Report Prepared by :	NKT

SCORE & RATING EXPLANATIONS

SCORE FACTORS	RANGE	POINTS
HISTORY	1~10	6
PAID-UP CAPITAL	1~10	5
OPERATING SCALE	1~10	6
FINANCIAL CONDITION
--BUSINESS SCALE	1~10	6
--PROFITABILIRY	1~10	5
--LIQUIDITY	1~10	5
--LEVERAGE	1~10	5
--RESERVES	1~10	5
--CREDIT LINES	1~10	5
--MARGINS	-5~5	--
DEMERIT POINTS
--BANK CHARGES	YES/NO	YES
--LITIGATION	YES/NO	YES
--OTHER ADVERSE INFORMATION	YES/NO	NO
MERIT POINTS
--SOLE DISTRIBUTORSHIP	YES/NO	NO
--EXPORT ACTIVITIES	YES/NO	YES
--AFFILIATION	YES/NO	YES
--LISTED	YES/NO	NO
--OTHER MERIT FACTORS	YES/NO	YES
DEFAULTER
--RBI	YES/NO	NO
--EPF	YES/NO	NO
TOTAL		48

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
NB		NEW BUSINESS

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.