MIRA INFORM REPORT

 

 

Report No. :

323001

Report Date :

23.05.2015

 

IDENTIFICATION DETAILS

 

Name :

SCHAEFER SYSTEMSINTERNATIONAL PTE LTD

 

 

Formerly Known As :

INTERPLAN STORAGE SYSTEMS PTE LTD (08/06/1993)

 

 

Registered Office :

73, Tuas Avenue 1, 639512

 

 

Country :

Singapore

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

14.06.1984

 

 

Com. Reg. No.:

198402177-E

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Trading of Intralogistics Systems, General Warehousing

 

 

No of Employees :

57 [2015]

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

D

 

 

SINGAPORE ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. Unemployment is very low. The economy depends heavily on exports, particularly in consumer electronics, information technology products, pharmaceuticals, and on a growing financial services sector. The economy contracted 0.6% in 2009 as a result of the global financial crisis, but rebounded 15.1% in 2010, on the strength of renewed exports. Growth in 2014 was slower at 13.9%, largely a result of soft demand for exports during the second European recession. Over the longer term, the government hopes to establish a new growth path that focuses on raising productivity. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to establish Singapore as Southeast Asia's financial and high-tech hub. Singapore is a member of the 12-nation Trans-Pacific Partnership free trade agreement negotiations and, with the nine other ASEAN members, will form the ASEAN Economic Community in 2015.

 

Source : CIA


 

EXECUTIVE SUMMARY

 

 

REGISTRATION NO.

:

198402177-E

COMPANY NAME

:

SCHAEFER SYSTEMSINTERNATIONAL PTE LTD

FORMER NAME

:

INTERPLAN STORAGE SYSTEMS PTE LTD (08/06/1993)

INCORPORATION DATE

:

14/06/1984

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

REGISTERED ADDRESS

:

73, TUAS AVENUE 1, 639512, SINGAPORE.

BUSINESS ADDRESS

:

73, TUAS AVENUE 1, 639512, SINGAPORE.

TEL.NO.

:

65-68630168

FAX.NO.

:

65-68630288

WEB SITE

:

WWW.SSI-SCHAEFER-ASIA.COM

CONTACT PERSON

:

BRIAN GRAHAM MILES ( MANAGING DIRECTOR )

PRINCIPAL ACTIVITY

:

TRADING OF INTRALOGISTICS SYSTEMS, GENERAL WAREHOUSING

ISSUED AND PAID UP CAPITAL

:

5,000,000.00 ORDINARY SHARE, OF A VALUE OF SGD 5,280,080.00

SALES

:

SGD 113,342,231 [2013]

NET WORTH

:

SGD 27,281,108 [2013]

STAFF STRENGTH

:

57 [2015]

BANKER (S)

:

DEUTSCHE BANK AKTIENGESELLSCHAFT

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

STABLE

PAYMENT

:

AVERAGE

MANAGEMENT CAPABILITY

:

AVERAGE

COMMERCIAL RISK

:

N/A

CURRENCY EXPOSURE

:

N/A

GENERAL REPUTATION

:

SATISFACTORY

INDUSTRY OUTLOOK

:

AVERAGE GROWTH

 

HISTORY / BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

 

The Subject is principally engaged in the (as a / as an) trading of intralogistics systems, general warehousing.

 

The immediate holding company of the Subject is SSI SCHAEFER HOLDING INTERNATIONAL GMBH, a company incorporated in GERMANY.

 

Share Capital History

Date

Issue & Paid Up Capital

20/05/2015

SGD 5,280,080.00

 

The major shareholder(s) of the Subject are shown as follows :

 

Name

Address

IC/PP/Loc No

Shareholding

(%)

SSI SCHAEFER HOLDING INTERNATIONAL GMBH

FRITZ-SCHAEFER-STRASSE 20, D-5908, NEUNKIRCHEN, GERMANY.

S84UF0249

5,000,000.00

100.00

---------------

------

5,000,000.00

100.00

============

=====

+ Also Director



DIRECTORS


DIRECTOR 1

 

Name Of Subject

:

MR. BRIAN GRAHAM MILES

Address

:

20, WEST COAST ROAD, 02-29, STELLAR, THE, 127308, SINGAPORE.

IC / PP No

:

S2698411D

Nationality

:

SINGAPOREAN

Date of Appointment

:

14/06/1984

 

DIRECTOR 2

 

Name Of Subject

:

RUDOLF KARL KELLER

Address

:

ROSSBELGSTT.11/CH-8832, WOLLERAU, SWITZERLAND.

IC / PP No

:

X4208870

Nationality

:

SWISS

Date of Appointment

:

01/09/1995

 

DIRECTOR 3

 

Name Of Subject

:

WOLF UDO PFEIL

Address

:

HOEHENWEG, 7, 57234, WILNSDORF, GERMANY.

IC / PP No

:

571916856

Nationality

:

GERMAN

Date of Appointment

:

22/05/1995



MANAGEMENT

 

1)

Name of Subject

:

BRIAN GRAHAM MILES

Position

:

MANAGING DIRECTOR

 

AUDITOR

 

Auditor

:

PKF-CAP LLP

Auditor' Address

:

N/A

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

JENNY TANG

IC / PP No

:

S1324157J

Address

:

24, FULTON AVENUE, FULTON HILL, 578990, SINGAPORE.

 

BANKING


Banking relations are maintained principally with :

1)

Name

:

DEUTSCHE BANK AKTIENGESELLSCHAFT

 

 

ENCUMBRANCE (S)

 

Charge No

Creation Date

Charge Description

Chargee Name

Total Charge

Status

200101657

10/04/2001

N/A

DEUTSCHE BANK AKTIENGESELLSCHAFT

-

Unsatisfied

200101658

10/04/2001

N/A

DEUTSCHE BANK AKTIENGESELLSCHAFT

-

Unsatisfied

C201301736

31/01/2013

N/A

DEUTSCHE BANK AKTIENGESELLSCHAFT

-

Unsatisfied

 

 

LITIGATION CHECK AGAINST SUBJECT


* A check has been conducted in our databank against the Subject whether the subject has been involved in any litigation.

No legal action was found in our databank.


No winding up petition was found in our databank.



PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

N/A

Overseas

:

N/A


The Subject refused to disclose any information on its trade suppliers.

The Subject refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

]

Good 31-60 Days

[

]

Average 61-90 Days

[

X

]

Fair 91-120 Days

[

]

Poor >120 Days

[

]

 

 

CLIENTELE

 

Local

:

N/A

Overseas

:

N/A


The SC refused to disclose any information on its clientele.

 

 

OPERATIONS

 

Goods Traded

:

INTRALOGISTICS SYSTEMS

Services

:

GENERAL WAREHOUSING

 

Total Number of Employees:

YEAR

2015

2013


GROUP

N/A

N/A

COMPANY

57

57

 

Branch

:

NO

Other Information:


The Subject is principally engaged in the (as a / as an) trading of intralogistics systems, general warehousing.

The Subject showcases automated storage systems such as Logimat (automatic vertical storage), Orbiter, and Mobile pallet racking; and order picking technologies such as the Pick-By-Light, Pick-By-Voice, and RF picking.


CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

 

Telephone Number Provided By Client

:

6568630168

Current Telephone Number

:

65-68630168

Match

:

YES

Address Provided by Client

:

NO 73 TUAS AVENUE 1, SINGAPORE 639512

Current Address

:

73, TUAS AVENUE 1, 639512, SINGAPORE.

Match

:

YES

 

Other Investigations


We contacted one of the staff from the Subject and he provided some information.



FINANCIAL ANALYSIS

 

 

Profitability

Turnover

:

Increased

[

2009 - 2013

]

Profit/(Loss) Before Tax

:

Increased

[

2009 - 2013

]

Return on Shareholder Funds

:

Acceptable

[

29.08%

]

Return on Net Assets

:

Favourable

[

33.87%

]

The Subject's turnover increased steadily as the demand for its products / services increased due to the goodwill built up over the years. The higher profit could be attributed to the increase in turnover. The Subject's management had generated acceptable return for its shareholders using its assets.

Working Capital Control

Stock Ratio

:

Unfavourable

[

80 Days

]

Debtor Ratio

:

Unfavourable

[

146 Days

]

Creditors Ratio

:

Unfavourable

[

106 Days

]

The Subject could be incurring higher holding cost. As its capital was tied up in stocks, it could face liquidity problems. The Subject's debtors ratio was high. The Subject should tighten its credit control and improve its collection period. The unfavourable creditors' ratio could be due to the Subject taking advantage of the credit granted by its suppliers. However this may affect the goodwill between the Subject and its suppliers and the Subject may inadvertently have to pay more for its future supplies.

Liquidity

Liquid Ratio

:

Acceptable

[

0.99 Times

]

Current Ratio

:

Unfavourable

[

1.38 Times

]

The Subject's liquid ratio was slightly low. This could indicate that the Subject's working capital was slightly deficient. The Subject will have to improve its liquidity position either by obtaining short term financing or increase its paid up capital so that it can meet all its short term obligations as and when they fall due.

Solvency

Interest Cover

:

Favourable

[

3,735.49 Times

]

Gearing Ratio

:

Favourable

[

0.00 Times

]

The interest cover showed that the Subject was able to service the interest. The favourable interest cover could indicate that the Subject was making enough profit to pay for the interest accrued. The Subject had no gearing and hence it had virtually no financial risk. The Subject was financed by its shareholders' funds and internally generated fund. During the economic downturn, the Subject, having a zero gearing, will be able to compete better than those which are highly geared in the same industry.

Overall Assessment :

Generally, the Subject's performance has improved with higher turnover and profit. The Subject's liquidity was at an acceptable range. If the Subject is able to obtain further short term financing, it should be able to meet all its short term obligations. With the favourable interest cover, the Subject could be able to service all the accrued interest without facing any difficulties. The Subject was a zero gearing company, it was solely dependant on its shareholders to provide funds to finance its business. The Subject has good chance of getting loans, if the needs arises.

Overall financial condition of the Subject : STABLE

 

 

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

 

Major Economic Indicators :

2009

2010

2011

2012

2013

 

Population (Million)

4.98

5.08

5.18

5.31

5.40

Gross Domestic Products ( % )

(0.8)

14.5

4.9

1.3

3.7

Consumer Price Index

0.6

2.8

5.2

4.6

2.4

Total Imports (Million)

356,299.3

423,221.8

459,655.1

474,554.0

466,762.0

Total Exports (Million)

391,118.1

478,840.7

514,741.2

510,329.0

513,391.0

 

Unemployment Rate (%)

3.2

2.2

2.1

2.0

1.9

Tourist Arrival (Million)

9.68

11.64

13.17

14.49

15.46

Hotel Occupancy Rate (%)

75.8

85.6

86.5

86.4

86.3

Cellular Phone Subscriber (Million)

1.37

1.43

1.50

1.52

1.97

 

Registration of New Companies (No.)

26,414

29,798

32,317

31,892

37,288

Registration of New Companies (%)

4.3

12.8

8.5

(1.3)

9.8

Liquidation of Companies (No.)

22,393

15,126

19,005

17,218

17,369

Liquidation of Companies (%)

113.4

(32.5)

25.6

9.4

(5.3)

 

Registration of New Businesses (No.)

26,876

23,978

23,494

24,788

22,893

Registration of New Businesses (%)

8.15

(10.78)

2.02

5.51

1.70

Liquidation of Businesses (No.)

23,552

24,211

23,005

22,489

22,598

Liquidation of Businesses (%)

11.4

2.8

(5)

(2.2)

0.5

 

Bankruptcy Orders (No.)

2,058

1,537

1,527

1,748

1,992

Bankruptcy Orders (%)

(11.5)

(25.3)

(0.7)

14.5

14.0

Bankruptcy Discharges (No.)

3,056

2,252

1,391

1,881

2,584

Bankruptcy Discharges (%)

103.7

(26.3)

(38.2)

35.2

37.4

 

INDUSTRIES ( % of Growth ) :

Agriculture

Production of Principal Crops

3.25

(0.48)

4.25

3.64

-

Fish Supply & Wholesale

(1.93)

(10.5)

12.10

(0.5)

-

 

Manufacturing *

71.5

92.8

100.0

100.3

102.0

Food, Beverages & Tobacco

90.4

96.4

100.0

103.5

103.5

Textiles

145.9

122.1

100.0

104.0

87.1

Wearing Apparel

211.0

123.3

100.0

92.1

77.8

Leather Products & Footwear

79.5

81.8

100.0

98.6

109.8

Wood & Wood Products

101.4

104.0

100.0

95.5

107.4

Paper & Paper Products

95.4

106.1

100.0

97.4

103.2

Printing & Media

100.9

103.5

100.0

93.0

86.1

Crude Oil Refineries

96.4

95.6

100.0

99.4

93.5

Chemical & Chemical Products

80.3

97.6

100.0

100.5

104.1

Pharmaceutical Products

49.1

75.3

100.0

109.7

107.2

Rubber & Plastic Products

101.2

112.3

100.0

96.5

92.9

Non-metallic Mineral

91.9

92.5

100.0

98.2

97.6

Basic Metals

92.6

102.2

100.0

90.6

76.5

Fabricated Metal Products

90.8

103.6

100.0

104.3

105.1

Machinery & Equipment

57.3

78.5

100.0

112.9

114.5

Electrical Machinery

86.8

124.1

100.0

99.3

108.5

Electronic Components

85.2

113.6

100.0

90.6

94.3

Transport Equipment

96.0

94.0

100.0

106.3

107.5

 

Construction

(36.9)

14.20

20.50

28.70

-

Real Estate

1.4

21.3

25.4

31.9

-

 

Services

Electricity, Gas & Water

1.70

4.00

7.00

6.30

-

Transport, Storage & Communication

3.90

12.80

7.40

5.30

-

Finance & Insurance

(16.4)

(0.4)

8.90

0.50

-

Government Services

4.50

9.70

6.90

6.00

-

Education Services

0.10

(0.9)

(1.4)

0.30

-

 

* Based on Index of Industrial Production (2011 = 100)



INDUSTRY ANALYSIS

 

INDUSTRY :

TRADING

The wholesale and retail trade sectors have expanded by 2.0% in the third quarter of 2014, extending the 1.8 per cent growth in the previous quarter. In 2013, the wholesale and retail sector expanded by 5.0%, after declining by 1.4% the year before. Growth of the sector was driven by the wholesale trade segment.

The domestic wholesale trade index has increased by 3.2% in the fourth quarter of 2013, moderating from the 6.6% growth in the previous quarter. The slower growth was due to a decline in the sales of furniture and household equipment (-12%) and petroleum and petroleum products (-0.6%). For the full year, the domestic wholesale trade index grew by 5.2% reversing the 2.2% decline in 2012. On the other hand, the foreign wholesale trade index has increased by a slower pace of 5.6% in the fourth quarter, compared to the 7.7% expansion in the preceding quarter. The slowdown was due to a fall in the sales of telecommunication equipment and computer (-3.8%) and petroleum and petroleum products (-2.5%). For the full year, the growth of the foreign wholesale trade index moderated slightly to 8.6% from 9.1% in the previous year.

In the fourth quarter of 2013, retail sales volume fell by 6.2%, extending the 5.6% decline in the previous quarter. Excluding motor vehicles, retail sales volume increased by 0.4%, a slower pace of expansion as compared to the 1.6% gain in the preceding quarter. The sales volume of motor vehicles fell by 33% in the fourth quarter of 2013, extending the 32% decline in the previous quarter. Meanwhile, the sales of several discretionary items also fell in the fourth quarter of 2013. For instance, the sales of telecommunications apparatus and computers fell by 12%, while the sales of furniture and household equipment declined by 5.4%.

For the full year, retail sales volume contracted by 4.3%, a reversal from the 1.3% expansion in 2012. Excluding motor vehicle sales, the retail sales volume grew by 1.1% in 2013, slower than the 1.7% increase in 2012. Watches and jewellery recorded the largest increase (11%) in sales in 2013, followed by optical goods and book (3%) and medical goods and toiletries (3%). By contrast, the sales of telecommunications apparatus and computer (-7.3%), furniture and household equipment (-4.2%) and petrol service stations (-1.4) declined in 2013.

OVERALL INDUSTRY OUTLOOK : AVERAGE GROWTH



CREDIT RISK EVALUATION & RECOMMENDATION

 


Incorporated in 1984, the Subject is a Private Limited company, focusing on trading of intralogistics systems, general warehousing. The Subject has been in business for over two decades. It has built up a strong clientele base and satisfactory reputation will enable the Subject to further enhance its business in the near term. The Subject is expected to enjoy a stable market shares. Having strong support from its holding company has enabled the Subject to remain competitive despite the challenging business environment.

Being a moderate size company, the Subject has a total workforce of 57 employees in its business operations. Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject.

We noted that both the turnover and profits have increased compared to the previous year. The higher profit could be due to increase in turnover and better control over its operating costs. Return on shareholders' funds of the Subject was at a favourable range which indicated that the management was efficient in utilising its funds to generate income. The Subject managed to maintain an adequate liquidity level, indicating that the Subject has the ability to meet its financial obligations. Being a zero geared company, the Subject virtually has no financial risk as it is mainly dependent on its internal funds to finance its business. Given a positive net worth standing at SGD 27,281,108, the Subject should be able to maintain its business in the near terms.

Having a strong assets backing, the Subject possesses latent assets as collateral for further financial extension. Hence, it has good chance of getting loans if the needs arises.

The Subject's payment habit is average. With its adequate working capital, the Subject should be able to pay its short term debts.

The industry shows an upward trend and this trend is very likely to sustain in the near terms. Hence, the Subject is expected to benefit from the favourable outlook of the industry.

Based on the above condition, we recommend credit be granted to the Subject promptly.

PROFIT AND LOSS ACCOUNT

 

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

SCHAEFER SYSTEMSINTERNATIONAL PTE LTD

 

Financial Year End

2013-12-31

2012-12-31

2011-12-31

2010-12-31

2009-12-31

Months

12

12

12

12

12

Consolidated Account

Company

Company

Company

Company

Company

Audited Account

YES

YES

YES

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

YES

YES

YES

Financial Type

FULL

FULL

FULL

SUMMARY

SUMMARY

Currency

SGD

SGD

SGD

SGD

SGD

TURNOVER

113,342,231

74,139,129

68,308,894

51,120,215

55,684,920

Other Income

2,075,178

2,106,052

1,456,473

-

-

----------------

----------------

----------------

----------------

----------------

Total Turnover

115,417,409

76,245,181

69,765,367

51,120,215

55,684,920

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) FROM OPERATIONS

9,272,741

4,334,230

2,969,428

3,405,254

3,697,352

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

9,272,741

4,334,230

2,969,428

3,405,254

3,697,352

Taxation

(1,340,018)

(639,438)

(612,874)

(514,597)

(687,188)

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

7,932,723

3,694,792

2,356,554

2,890,657

3,010,164

----------------

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

As previously reported

14,062,573

10,367,781

8,011,227

5,120,570

2,110,406

----------------

----------------

----------------

----------------

----------------

As restated

14,062,573

10,367,781

8,011,227

5,120,570

2,110,406

----------------

----------------

----------------

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

21,995,296

14,062,573

10,367,781

8,011,227

5,120,570

----------------

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

21,995,296

14,062,573

10,367,781

8,011,227

5,120,570

=============

=============

=============

=============

=============

Lease interest

2,483

7,481

3,514

-

-

----------------

----------------

----------------

----------------

----------------

2,483

7,481

3,514

-

-

=============

=============

=============

-

-

DEPRECIATION (as per notes to P&L)

441,974

407,382

335,337

-

-

----------------

----------------

----------------

----------------

----------------

441,974

407,382

335,337

-

-

=============

=============

=============

 

 

 

 

BALANCE SHEET

 

 

SCHAEFER SYSTEMSINTERNATIONAL PTE LTD

 

ASSETS EMPLOYED:

FIXED ASSETS

2,348,831

2,722,773

2,786,833

3,069,460

3,058,369

LONG TERM INVESTMENTS/OTHER ASSETS

Subsidiary companies

856,065

856,065

840,988

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM INVESTMENTS/OTHER ASSETS

856,065

856,065

840,988

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM ASSETS

3,204,896

3,578,838

3,627,821

3,069,460

3,058,369

Stocks

24,929,527

37,584,152

10,132,455

-

-

Trade debtors

45,485,358

33,004,200

24,636,622

-

-

Other debtors, deposits & prepayments

2,234,044

334,809

379,937

-

-

Short term deposits

1,456,119

3,500,000

17,760,468

-

-

Amount due from subsidiary companies

10,648

534,286

249,783

-

-

Amount due from related companies

1,367,500

1,554,023

1,777,648

-

-

Cash & bank balances

12,557,672

3,233,340

3,575,466

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL CURRENT ASSETS

88,040,868

79,744,810

58,512,379

28,598,979

33,896,678

----------------

----------------

----------------

----------------

----------------

TOTAL ASSET

91,245,764

83,323,648

62,140,200

31,668,439

36,955,047

=============

=============

=============

=============

=============

CURRENT LIABILITIES

Trade creditors

32,913,611

16,095,888

16,294,791

-

-

Other creditors & accruals

4,469,261

1,668,336

1,602,414

-

-

Amounts owing to subsidiary companies

370,916

390,230

551,738

-

-

Amounts owing to related companies

2,237,214

307,323

212,118

-

-

Provision for taxation

1,338,075

610,781

439,854

-

-

Lease payables

969

13,420

17,754

-

-

Other liabilities

22,534,213

44,786,698

27,291,575

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

63,864,259

63,872,676

46,410,244

18,299,863

26,465,536

----------------

----------------

----------------

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

24,176,609

15,872,134

12,102,135

10,299,116

7,431,142

----------------

----------------

----------------

----------------

----------------

TOTAL NET ASSETS

27,381,505

19,450,972

15,729,956

13,368,576

10,489,511

=============

=============

=============

=============

=============

SHARE CAPITAL

Ordinary share capital

5,280,080

5,280,080

5,280,080

5,280,080

5,280,080

----------------

----------------

----------------

----------------

----------------

TOTAL SHARE CAPITAL

5,280,080

5,280,080

5,280,080

5,280,080

5,280,080

Exchange equalisation/fluctuation reserve

5,732

6,953

2,745

-

-

Retained profit/(loss) carried forward

21,995,296

14,062,573

10,367,781

8,011,227

5,120,570

Others

-

-

-

(2,895)

(878)

----------------

----------------

----------------

----------------

----------------

TOTAL RESERVES

22,001,028

14,069,526

10,370,526

8,008,332

5,119,692

----------------

----------------

----------------

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

27,281,108

19,349,606

15,650,606

13,288,412

10,399,772

Lease obligations

-

969

14,389

-

-

Deferred taxation

100,397

100,397

64,961

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

100,397

101,366

79,350

80,164

89,739

----------------

----------------

----------------

----------------

----------------

27,381,505

19,450,972

15,729,956

13,368,576

10,489,511

=============

=============

=============

=============

=============

 

 

 

 

FINANCIAL RATIO

 

 

SCHAEFER SYSTEMSINTERNATIONAL PTE LTD

 

TYPES OF FUNDS

Cash

14,013,791

6,733,340

21,335,934

-

-

Net Liquid Funds

14,013,791

6,733,340

21,335,934

-

-

Net Liquid Assets

(752,918)

(21,712,018)

1,969,680

10,299,116

7,431,142

Net Current Assets/(Liabilities)

24,176,609

15,872,134

12,102,135

10,299,116

7,431,142

Net Tangible Assets

27,381,505

19,450,972

15,729,956

13,368,576

10,489,511

Net Monetary Assets

(853,315)

(21,813,384)

1,890,330

10,218,952

7,341,403

BALANCE SHEET ITEMS

Total Borrowings

0

969

14,389

-

-

Total Liabilities

63,964,656

63,974,042

46,489,594

18,380,027

26,555,275

Total Assets

91,245,764

83,323,648

62,140,200

31,668,439

36,955,047

Net Assets

27,381,505

19,450,972

15,729,956

13,368,576

10,489,511

Net Assets Backing

27,281,108

19,349,606

15,650,606

13,288,412

10,399,772

Shareholders' Funds

27,281,108

19,349,606

15,650,606

13,288,412

10,399,772

Total Share Capital

5,280,080

5,280,080

5,280,080

5,280,080

5,280,080

Total Reserves

22,001,028

14,069,526

10,370,526

8,008,332

5,119,692

LIQUIDITY (Times)

Cash Ratio

0.22

0.11

0.46

-

-

Liquid Ratio

0.99

0.66

1.04

-

-

Current Ratio

1.38

1.25

1.26

1.56

1.28

WORKING CAPITAL CONTROL (Days)

Stock Ratio

80

185

54

-

-

Debtors Ratio

146

162

132

-

-

Creditors Ratio

106

79

87

-

-

SOLVENCY RATIOS (Times)

Gearing Ratio

0.00

0.00

0.00

-

-

Liabilities Ratio

2.34

3.31

2.97

1.38

2.55

Times Interest Earned Ratio

3,735.49

580.37

846.03

-

-

Assets Backing Ratio

5.19

3.68

2.98

2.53

1.99

PERFORMANCE RATIO (%)

Operating Profit Margin

8.18

5.85

4.35

6.66

6.64

Net Profit Margin

7.00

4.98

3.45

5.65

5.41

Return On Net Assets

33.87

22.32

18.90

25.47

35.25

Return On Capital Employed

33.87

22.32

18.90

25.47

35.25

Return On Shareholders' Funds/Equity

29.08

19.09

15.06

21.75

28.94

Dividend Pay Out Ratio (Times)

0.00

0.00

0.00

-

-

NOTES TO ACCOUNTS

Contingent Liabilities

0

0

0

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 63.57

UK Pound

1

Rs. 99.66

Euro

1

Rs. 70.92

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.