MIRA INFORM REPORT

 

 

Report No. :

322790

Report Date :

23.05.2015

 

IDENTIFICATION DETAILS

 

Name :

TOMEN (SINGAPORE) ELECTRONICS PTE LTD

 

 

Registered Office :

600, North Bridge Road, 18-06, Parkview Square, 188778

 

 

Country :

Singapore

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

04.03.1995

 

 

Com. Reg. No.:

199501523-H

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Wholesale of electronic components

 

 

No of Employees :

50 [2015]

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Slow But Correct

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

D

 

 

SINGAPORE ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. Unemployment is very low. The economy depends heavily on exports, particularly in consumer electronics, information technology products, pharmaceuticals, and on a growing financial services sector. The economy contracted 0.6% in 2009 as a result of the global financial crisis, but rebounded 15.1% in 2010, on the strength of renewed exports. Growth in 2014 was slower at 13.9%, largely a result of soft demand for exports during the second European recession. Over the longer term, the government hopes to establish a new growth path that focuses on raising productivity. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to establish Singapore as Southeast Asia's financial and high-tech hub. Singapore is a member of the 12-nation Trans-Pacific Partnership free trade agreement negotiations and, with the nine other ASEAN members, will form the ASEAN Economic Community in 2015.

 

Source : CIA

 


 


EXECUTIVE SUMMARY

 

 

REGISTRATION NO.

:

199501523-H

COMPANY NAME

:

TOMEN (SINGAPORE) ELECTRONICS PTE LTD

FORMER NAME

:

N/A

INCORPORATION DATE

:

04/03/1995

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

REGISTERED ADDRESS

:

600, NORTH BRIDGE ROAD, 18-06, PARKVIEW SQUARE, 188778, SINGAPORE.

BUSINESS ADDRESS

:

175A BENCOOLEN STREET, #09-12 BURLINGTON SQUARE, 189650, SINGAPORE.

TEL.NO.

:

65-62211422

FAX.NO.

:

65-62210400

CONTACT PERSON

:

LEONG KHAI MUN ( DIRECTOR )

PRINCIPAL ACTIVITY

:

WHOLESALE OF ELECTRONIC COMPONENTS

ISSUED AND PAID UP CAPITAL

:

500,000.00 ORDINARY SHARE, OF A VALUE OF SGD 500,000.00

SALES

:

USD 186,347,365 [2013]

NET WORTH

:

USD 20,410,040 [2013]

STAFF STRENGTH

:

50 [2015]

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

LIMITED

PAYMENT

:

GOOD

MANAGEMENT CAPABILITY

:

AVERAGE

COMMERCIAL RISK

:

N/A

CURRENCY EXPOSURE

:

N/A

GENERAL REPUTATION

:

SATISFACTORY

INDUSTRY OUTLOOK

:

AVERAGE GROWTH

 

HISTORY / BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

 

The Subject is principally engaged in the (as a / as an) wholesale of electronic components.

 

The immediate holding company of the Subject is TOMEN ELECTRONICS CORPORATION, a company incorporated in JAPAN.

 

Share Capital History

Date

Issue & Paid Up Capital

19/05/2015

SGD 500,000.00

 

The major shareholder(s) of the Subject are shown as follows :

 

Name

Address

IC/PP/Loc No

Shareholding

(%)

TOMEN ELECTRONICS CORPORATION

3-13, KONAN 2-CHOME, MINATO-KU, TOKYO, 108-8510, JAPAN.

T03UF0318

500,000.00

100.00

---------------

------

500,000.00

100.00

============

=====

 

+ Also Director

 

The Subject's interest in other companies (Subsidiaries/Associates) are shown as follow :

 

Local No

Country

Company

(%)

As At

819518U

MALAYSIA

TOMEN ELECTRONICS (MALAYSIA) SDN. BHD.

100.00

31/12/2013

INDIA

TOMEN ELECTRONICS (INDIA) PVT. LTD.

95.00

31/12/2013

 

DIRECTORS

 

DIRECTOR 1

 

Name Of Subject

:

MINORU HIRATA

Address

:

4-1-106, 7-CHOME, KINUTA, SETAGAYA-KU, TOKYO, 157-0073, JAPAN.

IC / PP No

:

TZ0402311

Nationality

:

JAPANESE

Date of Appointment

:

06/08/2010

 

DIRECTOR 2

 

Name Of Subject

:

TAKEO SUZUKI

Address

:

2-403, 5-4, CHUORINKAN 6CHOME, YAMATO-SHI, KANAGAWA, 242-0007, JAPAN.

IC / PP No

:

TK0064040

Nationality

:

JAPANESE

Date of Appointment

:

20/06/2013

 

DIRECTOR 3

 

Name Of Subject

:

LEONG KHAI MUN

Address

:

79, FARRER DRIVE, 12-02, SOMMERVILLE PARK, 259283, SINGAPORE.

IC / PP No

:

S1471316F

Nationality

:

SINGAPOREAN

Date of Appointment

:

20/02/2008

 

DIRECTOR 4

 

Name Of Subject

:

TAKASHI ISHIBASHI

Address

:

2-24-21-101, YOSHIMOTO-CHO, KOHOKU-KU, YOKOHAMA-CITY, KANAGAWA, 2230062, JAPAN.

IC / PP No

:

TK9021200

Nationality

:

JAPANESE

Date of Appointment

:

01/01/2009

 

 

MANAGEMENT

 

1)

Name of Subject

:

LEONG KHAI MUN

Position

:

DIRECTOR

 

AUDITOR

 

Auditor

:

PRICEWATERHOUSECOOPERS LLP

Auditor' Address

:

N/A

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

LOTUS ISABELLA LIM MEI HUA

IC / PP No

:

S2171051B

Address

:

606, CLEMENTI WEST STREET 1, 04-53, 120606, SINGAPORE.

 

2)

Company Secretary

:

MS. LIN MOI HEYANG

IC / PP No

:

S2750922C

Address

:

210, ANG MO KIO AVENUE 3, 07-1614, 560210, SINGAPORE.

 

 

 

BANKING


No Banker found in our databank.



ENCUMBRANCE (S)


No encumbrance was found in our databank at the time of investigation.

 

 

LITIGATION CHECK AGAINST SUBJECT


* A check has been conducted in our databank against the Subject whether the subject has been involved in any litigation.

No legal action was found in our databank.

No winding up petition was found in our databank.

PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

N/A

Overseas

:

N/A


The Subject refused to disclose its suppliers.


The Subject refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

 

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

]

Good 31-60 Days

[

X

]

Average 61-90 Days

[

]

Fair 91-120 Days

[

]

Poor >120 Days

[

]

 

CLIENTELE

 

Local

:

N/A

Overseas

:

N/A


The Subject refused to disclose its clientele.

 

 

OPERATIONS

 

Goods Traded

:

ELECTRONIC COMPONENTS

 

Total Number of Employees:

YEAR

2015

2014


GROUP

N/A

N/A

COMPANY

50

50

 

Branch

:

NO

Other Information:


The Subject is principally engaged in the (as a / as an) wholesale of electronic components.

The Subject distributes electronic devices, such as semiconductors, communication systems, and computer peripherals.


CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

 

Telephone Number Provided By Client

:

N/A

Current Telephone Number

:

65-62211422

Match

:

N/A

Address Provided by Client

:

600 NORTH BRIDGE ROAD,NO.18-06 PARKVIEW SQUARE, SINGAPORE 188778

Current Address

:

175A BENCOOLEN STREET, #09-12 BURLINGTON SQUARE, 189650, SINGAPORE.

Match

:

NO

 

Other Investigations


We contacted one of the staff from the Subject and she provided some information.


The Subject is not aware of the address provided.

 

 

FINANCIAL ANALYSIS

 

 

Profitability

Turnover

:

Erratic

[

2009 - 2013

]

Profit/(Loss) Before Tax

:

Decreased

[

2009 - 2013

]

Return on Shareholder Funds

:

Unfavourable

[

1.34%

]

Return on Net Assets

:

Unfavourable

[

1.93%

]

The fluctuating turnover reflects the fierce competition among the existing and new market players. The dip in profit could be due to the stiff market competition which reduced the Subject's profit margin. The unfavourable return on shareholders' funds could indicate that the Subject was inefficient in utilising its assets to generate returns.

Working Capital Control

Stock Ratio

:

Favourable

[

34 Days

]

Debtor Ratio

:

Acceptable

[

61 Days

]

Creditors Ratio

:

Favourable

[

19 Days

]

The Subject's stocks were moving fast thus reducing its holding cost. This had reduced funds being tied up in stocks. The Subject's management was quite efficient in handling its debtors. The Subject's debtors days were at an acceptable range, thus the risk of its debts turning bad was minimised. The Subject had a favourable creditors' ratio where the Subject could be taking advantage of the cash discounts and also wanting to maintain goodwill with its creditors.

Liquidity

Liquid Ratio

:

Favourable

[

1.08 Times

]

Current Ratio

:

Unfavourable

[

1.62 Times

]

A minimum liquid ratio of 1 should be maintained by the Subject in order to assure its creditors of its ability to meet short term obligations and the Subject was in a good liquidity position. Thus, we believe the Subject is able to meet all its short term obligations as and when they fall due.

Solvency

Interest Cover

:

Acceptable

[

3.41 Times

]

Gearing Ratio

:

Acceptable

[

0.84 Times

]

The Subject's interest cover was slightly low. If there is no sharp fall in its profit or sudden increase in the interest rates, we believe the Subject is able to generate sufficient income to service its interest and repay the loans. The Subject's gearing was slightly high. The Subject is utilising the leverage concept to fund its expansion. However, the high gearing has added financial risks to the Subject. It will be more vulnerable in times of economy downturn.

Overall Assessment :

The Subject recorded lower profits as its turnover showed a erratic trend. The Subject's management was unable to control its costs efficiently as its profit showed a downward trend. The Subject was in good liquidity position with its total current liabilities well covered by its total current assets. With its current net assets, the Subject should be able to repay its short term obligations. The Subject had an acceptable interest cover. If there is no sudden sharp increase in interest rate or fall in the Subject's profit, we do believe the Subject is able to generate sufficient cash flow to service its interest payment. The Subject's gearing was slightly high and its financial risk was also high. If no plans are made to reduce its gearing, the Subject's performance may deteriorate in the coming year.

Overall financial condition of the Subject : LIMITED

 

 

 

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

 

Major Economic Indicators :

2009

2010

2011

2012

2013

 

Population (Million)

4.98

5.08

5.18

5.31

5.40

Gross Domestic Products ( % )

(0.8)

14.5

4.9

1.3

3.7

Consumer Price Index

0.6

2.8

5.2

4.6

2.4

Total Imports (Million)

356,299.3

423,221.8

459,655.1

474,554.0

466,762.0

Total Exports (Million)

391,118.1

478,840.7

514,741.2

510,329.0

513,391.0

 

Unemployment Rate (%)

3.2

2.2

2.1

2.0

1.9

Tourist Arrival (Million)

9.68

11.64

13.17

14.49

15.46

Hotel Occupancy Rate (%)

75.8

85.6

86.5

86.4

86.3

Cellular Phone Subscriber (Million)

1.37

1.43

1.50

1.52

1.97

 

Registration of New Companies (No.)

26,414

29,798

32,317

31,892

37,288

Registration of New Companies (%)

4.3

12.8

8.5

(1.3)

9.8

Liquidation of Companies (No.)

22,393

15,126

19,005

17,218

17,369

Liquidation of Companies (%)

113.4

(32.5)

25.6

9.4

(5.3)

 

Registration of New Businesses (No.)

26,876

23,978

23,494

24,788

22,893

Registration of New Businesses (%)

8.15

(10.78)

2.02

5.51

1.70

Liquidation of Businesses (No.)

23,552

24,211

23,005

22,489

22,598

Liquidation of Businesses (%)

11.4

2.8

(5)

(2.2)

0.5

 

Bankruptcy Orders (No.)

2,058

1,537

1,527

1,748

1,992

Bankruptcy Orders (%)

(11.5)

(25.3)

(0.7)

14.5

14.0

Bankruptcy Discharges (No.)

3,056

2,252

1,391

1,881

2,584

Bankruptcy Discharges (%)

103.7

(26.3)

(38.2)

35.2

37.4

 

INDUSTRIES ( % of Growth ) :

Agriculture

Production of Principal Crops

3.25

(0.48)

4.25

3.64

-

Fish Supply & Wholesale

(1.93)

(10.5)

12.10

(0.5)

-

 

Manufacturing *

71.5

92.8

100.0

100.3

102.0

Food, Beverages & Tobacco

90.4

96.4

100.0

103.5

103.5

Textiles

145.9

122.1

100.0

104.0

87.1

Wearing Apparel

211.0

123.3

100.0

92.1

77.8

Leather Products & Footwear

79.5

81.8

100.0

98.6

109.8

Wood & Wood Products

101.4

104.0

100.0

95.5

107.4

Paper & Paper Products

95.4

106.1

100.0

97.4

103.2

Printing & Media

100.9

103.5

100.0

93.0

86.1

Crude Oil Refineries

96.4

95.6

100.0

99.4

93.5

Chemical & Chemical Products

80.3

97.6

100.0

100.5

104.1

Pharmaceutical Products

49.1

75.3

100.0

109.7

107.2

Rubber & Plastic Products

101.2

112.3

100.0

96.5

92.9

Non-metallic Mineral

91.9

92.5

100.0

98.2

97.6

Basic Metals

92.6

102.2

100.0

90.6

76.5

Fabricated Metal Products

90.8

103.6

100.0

104.3

105.1

Machinery & Equipment

57.3

78.5

100.0

112.9

114.5

Electrical Machinery

86.8

124.1

100.0

99.3

108.5

Electronic Components

85.2

113.6

100.0

90.6

94.3

Transport Equipment

96.0

94.0

100.0

106.3

107.5

 

Construction

(36.9)

14.20

20.50

28.70

-

Real Estate

1.4

21.3

25.4

31.9

-

 

Services

Electricity, Gas & Water

1.70

4.00

7.00

6.30

-

Transport, Storage & Communication

3.90

12.80

7.40

5.30

-

Finance & Insurance

(16.4)

(0.4)

8.90

0.50

-

Government Services

4.50

9.70

6.90

6.00

-

Education Services

0.10

(0.9)

(1.4)

0.30

-

 

* Based on Index of Industrial Production (2011 = 100)



INDUSTRY ANALYSIS

 

INDUSTRY :

TRADING

The wholesale and retail trade sectors have expanded by 2.0% in the third quarter of 2014, extending the 1.8 per cent growth in the previous quarter. In 2013, the wholesale and retail sector expanded by 5.0%, after declining by 1.4% the year before. Growth of the sector was driven by the wholesale trade segment.

The domestic wholesale trade index has increased by 3.2% in the fourth quarter of 2013, moderating from the 6.6% growth in the previous quarter. The slower growth was due to a decline in the sales of furniture and household equipment (-12%) and petroleum and petroleum products (-0.6%). For the full year, the domestic wholesale trade index grew by 5.2% reversing the 2.2% decline in 2012. On the other hand, the foreign wholesale trade index has increased by a slower pace of 5.6% in the fourth quarter, compared to the 7.7% expansion in the preceding quarter. The slowdown was due to a fall in the sales of telecommunication equipment and computer (-3.8%) and petroleum and petroleum products (-2.5%). For the full year, the growth of the foreign wholesale trade index moderated slightly to 8.6% from 9.1% in the previous year.

In the fourth quarter of 2013, retail sales volume fell by 6.2%, extending the 5.6% decline in the previous quarter. Excluding motor vehicles, retail sales volume increased by 0.4%, a slower pace of expansion as compared to the 1.6% gain in the preceding quarter. The sales volume of motor vehicles fell by 33% in the fourth quarter of 2013, extending the 32% decline in the previous quarter. Meanwhile, the sales of several discretionary items also fell in the fourth quarter of 2013. For instance, the sales of telecommunications apparatus and computers fell by 12%, while the sales of furniture and household equipment declined by 5.4%.

For the full year, retail sales volume contracted by 4.3%, a reversal from the 1.3% expansion in 2012. Excluding motor vehicle sales, the retail sales volume grew by 1.1% in 2013, slower than the 1.7% increase in 2012. Watches and jewellery recorded the largest increase (11%) in sales in 2013, followed by optical goods and book (3%) and medical goods and toiletries (3%). By contrast, the sales of telecommunications apparatus and computer (-7.3%), furniture and household equipment (-4.2%) and petrol service stations (-1.4) declined in 2013.

OVERALL INDUSTRY OUTLOOK : AVERAGE GROWTH



CREDIT RISK EVALUATION & RECOMMENDATION

 


Incorporated in 1995, the Subject is a Private Limited company, focusing on wholesale of electronic components. Having been in the industry for over a decade, the Subject has achieved a certain market share and has built up a satisfactory reputation in the market. It should have received supports from its regular customers. The Subject is considered as a medium size company with issued and paid up capital standing at SGD 500,000. With a strong backing from its holding company, the Subject enjoys timely financial assistance should the needs arise.

The Subject is operating on a medium scale and it has approximately 50 employees in its business operations. Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject.

Financially, the Subject registered a higher turnover compared to previous year. However, its profits showed a reverse trend. The lower profit achieved was a result of higher operating cost and increased competition. The Subject has generated an unfavourable return on shareholders' funds indicating that the management was inefficient in utilising its funds to generate return. The Subject is in good liquidity position with its current liabilities well covered by it current assets. Hence, it has sufficient working capital to meet its short term financial obligations. The gearing level of the Subject is slightly high, therefore it faces moderate financial risk. Given a positive net worth standing at USD 20,410,040, the Subject should be able to maintain its business in the near terms.

Having a strong assets backing, the Subject possesses latent assets as collateral for further financial extension. Hence, it has good chance of getting loans if the needs arises.

Overall, the Subject's payment habit is good as the Subject has a good credit control and it could be taking advantage of the cash discounts while maintaining a good reputation with its creditors.

The industry shows an upward trend and this trend is very likely to sustain in the near terms. Hence, the Subject is expected to benefit from the favourable outlook of the industry.

Based on the above condition, we recommend credit be granted to the Subject normally.

 



PROFIT AND LOSS ACCOUNT

 

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

TOMEN (SINGAPORE) ELECTRONICS PTE LTD

 

Financial Year End

2013-12-31

2012-12-31

2011-12-31

2010-12-31

2009-12-31

Months

12

12

12

12

12

Consolidated Account

Company

Company

Company

Company

Company

Audited Account

YES

YES

YES

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

YES

YES

YES

Financial Type

FULL

FULL

FULL

SUMMARY

SUMMARY

Currency

USD

USD

USD

SGD

SGD

TURNOVER

186,347,365

181,222,227

202,223,363

313,450,461

202,249,788

Other Income

325,363

204,412

827

-

-

----------------

----------------

----------------

----------------

----------------

Total Turnover

186,672,728

181,426,639

202,224,190

313,450,461

202,249,788

Costs of Goods Sold

(178,806,248)

(173,180,701)

(193,047,161)

-

-

----------------

----------------

----------------

----------------

----------------

Gross Profit

7,866,480

8,245,938

9,177,029

-

-

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) FROM OPERATIONS

277,714

299,854

1,237,150

1,501,298

362,689

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

277,714

299,854

1,237,150

1,501,298

362,689

Taxation

(4,172)

(44,782)

(26,323)

(319,043)

(99,241)

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

273,542

255,072

1,210,827

1,182,255

263,448

----------------

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

As previously reported

19,779,355

19,524,283

18,313,456

21,945,388

21,681,940

----------------

----------------

----------------

----------------

----------------

As restated

19,779,355

19,524,283

18,313,456

21,945,388

21,681,940

----------------

----------------

----------------

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

20,052,897

19,779,355

19,524,283

23,127,643

21,945,388

----------------

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

20,052,897

19,779,355

19,524,283

23,127,643

21,945,388

=============

=============

=============

=============

=============

INTEREST EXPENSE (as per notes to P&L)

Term loan / Borrowing

115,229

120,250

119,123

-

-

----------------

----------------

----------------

----------------

----------------

115,229

120,250

119,123

-

-

=============

=============

=============

-

-

 

 

 

 

BALANCE SHEET

 

 

TOMEN (SINGAPORE) ELECTRONICS PTE LTD

 

ASSETS EMPLOYED:

FIXED ASSETS

163,358

236,259

241,037

639,514

578,260

LONG TERM INVESTMENTS/OTHER ASSETS

Subsidiary companies

184,249

184,249

184,249

-

-

Deferred assets

41,651

43,004

87,133

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM INVESTMENTS/OTHER ASSETS

225,900

227,253

271,382

-

-

Others

6,383

6,383

6,383

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL INTANGIBLE ASSETS

6,383

6,383

6,383

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM ASSETS

395,641

469,895

518,802

639,514

578,260

Stocks

17,461,522

18,941,603

20,839,123

-

-

Trade debtors

31,032,885

36,775,028

28,212,347

-

-

Other debtors, deposits & prepayments

204,718

217,552

122,459

-

-

Amount due from holding company

5,528

774

25,584

-

-

Amount due from subsidiary companies

320,931

371,968

57,561

-

-

Amount due from related companies

2,046,649

1,844,240

1,940,221

-

-

Cash & bank balances

977,658

1,589,206

3,778,568

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL CURRENT ASSETS

52,049,891

59,740,371

54,975,863

83,604,713

61,358,209

----------------

----------------

----------------

----------------

----------------

TOTAL ASSET

52,445,532

60,210,266

55,494,665

84,244,227

61,936,469

=============

=============

=============

=============

=============

CURRENT LIABILITIES

Trade creditors

9,089,345

9,615,565

7,578,287

-

-

Other creditors & accruals

692,842

698,558

84,194

-

-

Short term borrowings/Term loans

17,134,378

25,654,000

23,112,000

-

-

Amounts owing to holding company

4,111,375

3,019,474

4,006,374

-

-

Amounts owing to subsidiary companies

132,640

68,367

71,472

-

-

Amounts owing to related companies

872,093

1,017,804

641,716

-

-

Provision for taxation

2,819

-

119,196

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

32,035,492

40,073,768

35,613,239

60,616,584

39,491,082

----------------

----------------

----------------

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

20,014,399

19,666,603

19,362,624

22,988,129

21,867,128

----------------

----------------

----------------

----------------

----------------

TOTAL NET ASSETS

20,410,040

20,136,498

19,881,426

23,627,643

22,445,388

=============

=============

=============

=============

=============

SHARE CAPITAL

Ordinary share capital

357,143

357,143

357,143

500,000

500,000

----------------

----------------

----------------

----------------

----------------

TOTAL SHARE CAPITAL

357,143

357,143

357,143

500,000

500,000

Retained profit/(loss) carried forward

20,052,897

19,779,355

19,524,283

23,127,643

21,945,388

Others

-

-

-

0

0

----------------

----------------

----------------

----------------

----------------

TOTAL RESERVES

20,052,897

19,779,355

19,524,283

23,127,643

21,945,388

----------------

----------------

----------------

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

20,410,040

20,136,498

19,881,426

23,627,643

22,445,388

TOTAL LONG TERM LIABILITIES

-

-

-

0

0

----------------

----------------

----------------

----------------

----------------

20,410,040

20,136,498

19,881,426

23,627,643

22,445,388

=============

=============

=============

=============

=============

 

 

 

 

FINANCIAL RATIO

 

 

TOMEN (SINGAPORE) ELECTRONICS PTE LTD

 

TYPES OF FUNDS

Cash

977,658

1,589,206

3,778,568

-

-

Net Liquid Funds

977,658

1,589,206

3,778,568

-

-

Net Liquid Assets

2,552,877

725,000

(1,476,499)

22,988,129

21,867,128

Net Current Assets/(Liabilities)

20,014,399

19,666,603

19,362,624

22,988,129

21,867,128

Net Tangible Assets

20,403,657

20,130,115

19,875,043

23,627,643

22,445,388

Net Monetary Assets

2,552,877

725,000

(1,476,499)

22,988,129

21,867,128

BALANCE SHEET ITEMS

Total Borrowings

17,134,378

25,654,000

23,112,000

-

-

Total Liabilities

32,035,492

40,073,768

35,613,239

60,616,584

39,491,082

Total Assets

52,445,532

60,210,266

55,494,665

84,244,227

61,936,469

Net Assets

20,410,040

20,136,498

19,881,426

23,627,643

22,445,388

Net Assets Backing

20,410,040

20,136,498

19,881,426

23,627,643

22,445,388

Shareholders' Funds

20,410,040

20,136,498

19,881,426

23,627,643

22,445,388

Total Share Capital

357,143

357,143

357,143

500,000

500,000

Total Reserves

20,052,897

19,779,355

19,524,283

23,127,643

21,945,388

LIQUIDITY (Times)

Cash Ratio

0.03

0.04

0.11

-

-

Liquid Ratio

1.08

1.02

0.96

-

-

Current Ratio

1.62

1.49

1.54

1.38

1.55

WORKING CAPITAL CONTROL (Days)

Stock Ratio

34

38

38

-

-

Debtors Ratio

61

74

51

-

-

Creditors Ratio

19

20

14

-

-

SOLVENCY RATIOS (Times)

Gearing Ratio

0.84

1.27

1.16

-

-

Liabilities Ratio

1.57

1.99

1.79

2.57

1.76

Times Interest Earned Ratio

3.41

3.49

11.39

-

-

Assets Backing Ratio

57.13

56.36

55.65

47.26

44.89

PERFORMANCE RATIO (%)

Operating Profit Margin

0.15

0.17

0.61

0.48

0.18

Net Profit Margin

0.15

0.14

0.60

0.38

0.13

Return On Net Assets

1.93

2.09

6.82

6.35

1.62

Return On Capital Employed

1.92

2.09

6.82

6.35

1.62

Return On Shareholders' Funds/Equity

1.34

1.27

6.09

5.00

1.17

Dividend Pay Out Ratio (Times)

0.00

0.00

0.00

-

-

NOTES TO ACCOUNTS

Contingent Liabilities

0

0

0

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 63.57

UK Pound

1

Rs. 99.66

Euro

1

Rs. 70.92

 

INFORMATION DETAILS

 

Analysis Done by :

RSM

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.