MIRA INFORM REPORT

 

 

Report No. :

323706

Report Date :

25.05.2015

 

IDENTIFICATION DETAILS

 

Name :

LOBOPRINT LTD.

 

 

Registered Office :

P.O. Box 8056, 26 Yad Harutzim Street, Park Siyim, Netanya 4250526

 

 

Country :

Israel

 

 

Date of Incorporation :

27.07.1987

 

 

Com. Reg. No.:

51-121388-6

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Subject have printing mill, manufacturers and marketers of flexible packaging, shrink sleeves and wrap-around reel-fed labels, for the food and beverage industries

 

 

No. of Employee :

40

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Israel

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

ISRAEL - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Its major imports include crude oil, grains, raw materials, and military equipment. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. Between 2004 and 2013, growth averaged nearly 5% per year, led by exports. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals, following years of prudent fiscal policy and a resilient banking sector. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. Slowing demand domestically and internationally and reduced investment due to uncertainties caused by the Gaza conflict in summer 2014 have reduced GDP growth to about 2% during 2014. Natural gas fields discovered off Israel's coast since 2009 have brightened Israel's energy security outlook. The Tamar and Leviathan fields were some of the world's largest offshore natural gas finds this past decade. The massive Leviathan field is expected to come online no sooner than 2017, but production from Tamar provided a one percentage point boost to Israel's GDP in 2013 and a 0.5% boost in 2014. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. Israel's income inequality and poverty rates are among the highest of OECD countries and there is a broad perception among the public that a small number of "tycoons" have a cartel-like grip over the major parts of the economy. The government formed committees and has started splitting up the oligopolies to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands. Over the long term, Israel faces structural issues, including low labor participation rates for its fastest growing social segments - the ultra-orthodox and Arab-Israeli communities. Also, Israel's progressive, globally competitive, knowledge-based technology sector employs only 9% of the workforce, with the rest employed in manufacturing and services - sectors which face downward wage pressures from global competition.

 

Source : CIA

 

Company name and address

 

LOBOPRINT LTD.

 

Telephone      972 9 865 80 90

Fax                972 9 865 80 89

Email:            info@laboprint.co.il

                    

P.O. Box 8056

26 Yad Harutzim Street

Park Siyim

NETANYA 4250526, ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-121388-6 on the 27.07.1987.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 2,640.00, divided into -

2,640 ordinary shares of NIS 1.00 each,

of which 105 shares amounting to  NIS 105.00 were issued.

 

 

SHAREHOLDERS

 

The Company is fully owned by LOBOCOM LTD., owned by Oded Polig.

 

LOBOCOM used to hold some 86% in subject, the rest owned by Eli Sachs. A year and a half ago LOBOCOM became a 100% owner.

 

 

SOLE DIRECTOR & GENERAL MANAGER

 

Oded Polig

 

 

BUSINESS

 

Printing mill, manufacturers and marketers of flexible packaging, shrink sleeves and wrap-around reel-fed labels, for the food and beverage industries.

 

All sales are local.

 

Subject’s clientele includes leading companies in the local foodstuff industries, such as: JAFORA-TABORI; TEMPO BEVERAGES (“Pepsi”), OSEM,
SODA CLUB, NEVIOT, CARLSBERG ISRAEL, STRAUSS ELITE, UNILEVER ISRAEL (TELMA), CENTRAL BOTTLING CO. (Coca Cola Israel), etc.

 

Most purchases are imports, importing films for the printing works.

Among foreign suppliers: EXXONMOBILE CHEMICAL.

                                                                                                                           

Among local suppliers: DOR CHEMICALS, JOLIBAR FILMTECHNIC PRODUCTS, GADOT CHEMICALS, YAACOBOVITZ HAIM – COMPUTERIZED TURNING & MILLING, FIRE CENTER, PIONEER PLATES, etc.

 

Operating from rented premises, offices and plant, on an area of 5,000 sq. meters, in 26 Yad Harutzim Street, Park Siyim, Netanya.

Note: Subject's premises are located in the large Industrial Zone of Netanya, known as Sapir Industrial Park, divided into Sapir Park North and Sapir Park South. Subject is located in Sapir Park South, also known as Poleg Industrial Zone and/or Kiryat Nordau Industrial Zone. Inside the industrial park, in subject's area, it is Park Siyim.

 

Having 40 employees (similar to previous years).

 

 

MEANS

 

Current stock is valued at NIS 3,000,000 (similar to the previous years).

Other financial data not forthcoming.

 

There are 6 charges for unlimited amounts registered on the company's assets (financial, fixed and other assets), in favor of Mercantile Discount Bank Ltd. and 2 companies. Charges were placed in 2001 (1), and in 2013 (5).

 

 

REVENUES

 

2007 sales claimed to be NIS 25,000,000.

2008 sales claimed to be NIS 25,000,000.

2009 sales claimed to be NIS 25,000,000.

2010 sales claimed to be NIS 22,000,000.

2011 sales claimed to be NIS 23,000,000.

2012 sales claimed to be NIS 25,000,000.

2013 sales claimed to be NIS 25,000,000.

2014 sales claimed to be NIS 25,000,000.

 

 

BANKERS

 

Bank Leumi Le’Israel Ltd., Alonim Business Branch (No. 654), Tel Aviv, account No. 582000/60.

Bank Hapoalim Ltd., Hayetzira Branch (No. 459), Netanya, account No. 18612.

Mercantile Discount Bank Ltd., Givatayim Branch (No. 666), Givatayim, account No. 15583.

A check with the Central Banks' database did not reveal any negative information regarding subject's a/m accounts.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned.

 

In the past, local suppliers reported prompt payments.

 

Subject is long established, supplying to local leading companies in the food and beverage industry. The local food and beverage industry has been growing in recent years.

 

Subject is a member of the Israeli Institute of Packaging & Products Logistics.

 

Investments in machinery and equipment from import for the printing and publishing industries in 2012 summed up to NIS 518 million. In terms of quantity change (percent change on previous year) it decreased by 15.6%, after in 2011 it rose by 2.3% from 2010.

There are over 21,000 employees serving in the local printing industry, employed in some 1,050 printing houses, 960 of which considered small.

 

 

SUMMARY

 

Good for trade engagements.

 

Note: As we wrote above, the Industrial Zone in which subject is situated, is known by few names (somewhat confusing), hence "Kiryat Nordau" which you gave in the address is also possible.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.57

UK Pound

1

Rs.99.67

Euro

1

Rs.70.93

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.