MIRA INFORM REPORT

 

 

Report No. :

323239

Report Date :

27.05.2015

 

IDENTIFICATION DETAILS

 

Name :

JOGIA DIAMONDS INTERNATIONAL PTY LTD

 

 

Registered Office :

488 Murray St Perth, Western Australia 6000

 

 

Country :

Australia

 

 

Date of Incorporation :

29.09.1998

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Subject operates in the manufacture and distribution of jewellery and loose diamonds.

 

 

No. of Employee :

6

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

AUSTRALIA ECONOMIC OVERVIEW

 

The Australian economy has experienced continuous growth and features low unemployment, contained inflation, very low public debt, and a strong and stable financial system. By 2014, Australia had experienced more than 20 years of continued economic growth, averaging more than 3% a year. Demand for resources and energy from Asia and especially China has grown rapidly, creating a channel for resources investments and growth in commodity exports. The high Australian dollar has hurt the manufacturing sector, while the services sector is the largest part of the Australian economy, accounting for about 70% of GDP and 75% of jobs. Australia was comparatively unaffected by the global financial crisis as the banking system has remained strong and inflation is under control. Australia has benefited from a dramatic surge in its terms of trade in recent years, stemming from rising global commodity prices. Australia is a significant exporter of natural resources, energy, and food. Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector. Australia is an open market with minimal restrictions on imports of goods and services. The process of opening up has increased productivity, stimulated growth, and made the economy more flexible and dynamic. Australia plays an active role in the World Trade Organization, APEC, the G20, and other trade forums. Australia has bilateral free trade agreements (FTAs) with Chile, Malaysia, New Zealand, Singapore, Thailand, and the US, has a regional FTA with ASEAN and New Zealand, is negotiating agreements with China, India, Indonesia, Japan, and the Republic of Korea, as well as with its Pacific neighbors and the Gulf Cooperation Council countries, and is also working on the Trans-Pacific Partnership Agreement with Brunei Darussalam, Canada, Chile, Malaysia, Mexico, New Zealand, Peru, Singapore, the US, and Vietnam.

 

Source : CIA

 

 

Note

 

JOGIA INTERNATIONAL PTY LTD

 

A search of failed to trace any registered entity listed under the given style. Further investigations have revealed that the correct legal entity is Jogia Diamonds International Pty Ltd.

 

 

Company name and address

 

JOGIA DIAMONDS INTERNATIONAL PTY LTD

 

ACN: 084 545 817

ABN: 52 084 545 817

 

 

Summary Panel

 

Incorporated

2008

 

Line of Business

Jewellery manufacture

Status

Trading

Chief Executive Officer

NikhillJogia

Adverse Listings

Nil

 

 

 

 SUMMARY

 

Information pertaining to the subject’s financial and trading position were unable to be obtained for the current enquiry.

 

 

CORPORATE SEARCH

 

Company Type                         Australian Proprietary Company

 

Incorporation Date:                    29 Sep 1998

 

Incorporation State:                   Western Australia

 

 

Registered Office

 

488 MURRAY ST PERTH, Western Australia 6000 Australia

 

Number of Shares Issued:         192

 

Paid Capital:                             92100

 

 

Shareholders

 

Current Shareholders

Shareholder Name JOGIA, VIKASH YOGESH

Address 25 ALEXANDER ROAD DALKEITH

WA, 6009

Class ORD

Number Held 5

Beneficially Held Y

Fully Paid Y

Jointly Held N

Document Number 7E0531813

 

Shareholder Name JOGIA, ASHA YOGESH

Address UNIT 19, 1 MOONDINE DRIVE

WEMBLEY WA, 6014

Class ORD

Number Held 5

Beneficially Held N

Fully Paid Y

Jointly Held N

Document Number 7E0864577

 

Shareholder Name LOWTHER, IAN

Address SUITE 2, 1298 HAY STREET

WEST PERTH WA, 6005

Class ORD

Number Held 10

Beneficially Held N

Fully Paid Y

Jointly Held N

Document Number 1F0101903

 

Shareholder Name JOGIA SUPERANNUATION FUND

Number Held 27

Beneficially Held N

Fully Paid N

Address 25 ALEXANDER ROAD DALKEITH

WA, 6009

Class ORD

Jointly Held N

Document Number 7E2101285

 

Shareholder Name WISE, DEVIKA YOGESH

Address 8 MCDERMOTT AVENUE

WANDINA WA, 6530

Class ORD

Number Held 5

Beneficially Held N

Fully Paid Y

Jointly Held N

Document Number 7E3598244

 

Shareholder Name JOGIA, YOGESH KANJI

Address 25 ALEXANDER ROAD DALKEITH

WA, 6009

Class ORD

Number Held 50

Beneficially Held Y

Fully Paid Y

Jointly Held N

Document Number 1F0494617

 

Shareholder Name JOGIA, NIKHIL YOGESH

Address UNIT 119, 138 BARRACK STREET

PERTH WA, 6000

Class ORD

Number Held 90

Beneficially Held Y

Fully Paid Y

Jointly Held N

Document Number

 

 

Director

 

JOGIA, NIKHIL YOGESH

Appointment Date: 05 Dec 2006

Date of Birth: 08 Feb 1982

Gender: Male

Address: 1/86 BARRACK Street PERTH, Western Australia 6000 Australia

Resident Overseas: No

 

 

SECURITY INTERESTS

 

Effective 30 January 2012 the Personal Property Securities Register (PPSR)  was introduced to give the different Commonwealth, State and Territory laws and registers regarding security interests in personal property under one national system.

 

As a result of PPS Reform a number of existing Commonwealth, State and Territory personal property security registers will close. Interests registered on existing security interest registers will be migrated to the national PPS Register. Subsequently Registered Charges are no longer lodged with the Australian Securities and Investments Commission (ASIC).

 

Please contact us should you require a search of the PPSR.

 

 

BUSINESS STRUCTURE

 

TRADING ADDRESS                 488 MURRAY ST

                                                PERTH, WA 6000                                 

 

TELEPHONE                             (618) 9218 9865

 

WEBSITE                                  www.jogiadiamonds.com.au

 

BANK                                       COMMONWEALTH BANK OF AUSTRALIA

                                               

EMPLOYEES                            6         

           

           

 

BACKGROUND

 

The subject was incorporated in Western Australia on 29 September 1998 to commence operations under the current style as a new venture.

 

 

OPERATIONS

 

The subject operates in the manufacture and distribution of jewellery and loose diamonds.

 

Activities are conducted from premises located at the above listed trading address.

 

 

ADVERSE

                                               

A search of of on 18 May 2015 failed totrace any litigation listed against the subject at that date.

 

 

FINANCES

 

The subject is not required to lodge financial statements with the Australian Securities and Investments Commission.

 

During the current interview conducted with Director Nikhil Jogia, he declined to confirm or release any details pertaining to the subject.

 

As a result, information pertaining to the subject’s financial and trading position were unable to be obtained for the current enquiry.

 

 

TRADE SURVEY

 

Details pertaining to the subjects suppliers were not provided for the current enquiry.

 

A trade survey on the subject was subsequently unable to be conducted.

 

 


 

DIAMOND INDUSTRY – INDIA

 

-            From time immemorial, India is well known in the world as the birthplace for diamonds.  It is difficult to trace the origin of diamonds but history says that in the remote past, diamonds were mined only in India. Diamond production in India can be traced back to almost 8th Century B.C.  India, in fact, remained undisputed leader till 18th Century when Brazilian fields were discovered in 1725 followed by emergence of S. Africa, Russia and Australia.

-            The achievement of the Indian diamond industry was possible only due to combination of the manufacturing skills of the Indian workforce and the untiring and unflagging efforts of the Indian diamantaires, supported by progressive Government policies.

-            The area of study of family owned diamond businesses derives its importance from the huge conglomerate of family run organizations which operate in the diamond industry since many generations.

-            Some of the basic traits of family run business enterprises include spirit of entrepreneurship, mutual trust lowers transaction costs, small, nimble and quick to react, information as a source of advantage and philanthropy.

-            Family owned diamond businesses need to improve on many fronts including higher standard of corporate governance, long-term performance – focused strategies, modern management and technology.

-            Utmost caution is to be exercised while dealing with some medium and large diamond traders which are usually engaged in fictitious import – export, inter-company transactions, financially assisted by banks. In the process, several public sector banks lost several hundred million rupees. They mostly diverted borrowed money for diamond business into real estate and capital markets.

-            Excerpts from Times of India dated 30th October 2010 is as under –

-            Gem & Jewellery Export Promotion Council in its statistical data has shown the export of polished diamonds to have increase by 28 % in February 2013. Compared to $ 1.4 bn worth of polished diamond export in February, 2012, India exported $ 1.84 billion worth of polished diamonds in February 2013. A senior executive of GJEPC said, “Export of cut and polished diamonds started falling month-wise after the imposition of 2 % of import duty on the polished diamonds. But February, 2013 has given a new ray of hope to the industry as the export of polished diamonds has actually increased by 28 %. It means the industry  is on the track of recovery and round tripping of diamonds has stopped completely.” Demand has started coming from the US, the UK, Japan and China. India’s polished diamond export is expected to cross $ 21 bn in 2013-14.

-            The banking sector has started exercising restraint while following prudent risk management norms when lending money to gems and jewellery sector. This follows the implementation of Basel III accord – a global voluntary regulatory standard on bank capital adequacy, stress testing and market liquidity.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.84

UK Pound

1

Rs.98.38

Euro

1

Rs.69.64

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.