MIRA INFORM REPORT

 

 

Report No. :

345780

Report Date :

03.11.2015

 

IDENTIFICATION DETAILS

 

Name :

AL YOUSIFI ENGINEERING & CONSTRUCTION CO WLL

 

 

Registered Office :

Block No. A1, Office No.12, Shuaiba Industrial Area, P PO Box: 126, Safat 13002

 

 

Country :

Kuwait

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

18.10.2011

 

 

Com. Reg. No.:

339742

 

 

Legal Form :

With Limited Liability - WLL

 

 

Line of Business :

Subjects operations are performed through the following divisions:

 

·         Civil & Structural Contracting Division

Engaged in the provision of civil and structural contractors

 

·         Heavy Engineering & Fabrication Division

Engaged in the design, engineering, procurement, fabrication, construction and installation of process skids, piping, steel structures and heavy equipment

 

·         MEP & HVAC

Engaged in the provision of heating, ventilation and air conditioning installation

 

·         Site Preparation, Mobilization, Prefab Buildings Temporary Structures

Engaged in the design and fabrication of all types of portable living units

 

·         Aluminium Fabrication

Engaged in the fabrication aluminium products

 

·         Trading Division

Engaged in the import and distribution of military and commercial supplies.

 

 

No. of Employees :

150

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 


 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Kuwait

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

KUWAIT - ECONOMIC OVERVIEW

 

Kuwait has a geographically small, but wealthy, relatively open economy with crude oil reserves of about 102 billion barrels - more than 6% of world reserves. Kuwaiti officials plan to increase oil production to 4 million barrels per day by 2020. Petroleum accounts for over half of GDP, 94% of export revenues, and 89% of government income. For the last decade, high oil prices have generated budget surpluses despite increasing budget expenditures, particularly on wage hikes for public sector employees. Despite Kuwait’s dependence on oil, the government has cushioned itself against the impact of lower oil prices by continuous saving of at least 10% of government revenue in the Fund for Future Generations. Kuwait has done little to diversify its economy, in part, due to a poor business climate and an acrimonious relationship between the National Assembly and the executive branch that has stymied most economic reforms. In 2010, Kuwait passed its first long-term economic development plan in almost twenty-five years. While the government planned to spend up $104 billion over four years to diversify the economy away from oil, attract more investment, and boost private sector participation in the economy, many of the projects did not materialize because of the uncertain political situation.

 

Source : CIA

 

SUMMARY

 

Company Name                                                : AL YOUSIFI ENGINEERING & CONSTRUCTION CO WLL

Country of Origin                                   : Kuwait

Legal Form                                           : With Limited Liability - WLL

Registration Date                                  : 18th October 2011

Commercial Registration Number                       : 339742

Chamber Membership Number               : 129964

Issued Capital                                       : KD 1,000,000

Paid up Capital                                     : KD 1,000,000

Total Workforce                                     : 150

Activities                                               : Subject operates several divisions (see below for details)

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady


COMPANY NAME

 

AL YOUSIFI ENGINEERING & CONSTRUCTION CO WLL

 

 

ADDRESS

 

Registered & Physical Address

 

Building                        : Block No. A1, Office No.12

Area                 : Shuaiba Industrial Area

 

PO Box                        : 126

 

Town                : Safat 13002

Country             : Kuwait

 

Telephone         : (965) 23261646 / 23261647 / 23261648

Facsimile          : (965) 23261648

Email                : ec@alyousifi-epc.com 

 

Premises

 

Subject operates from a large suite of offices that are rented and located in the Industrial Area of Safat.

 

 

KEY PRINCIPALS

 

     Name                                                           Nationality                                Position

 

·       George Varghese                                         Indian                                       Managing Director

 

·       Adel Essa Hussain Al Yousifi                                    Kuwaiti                                      Director

 

·       Varghese  Joseph                                             -                                         Financial Controller

 

·       Venu R                                                               -                                         Safety Officer

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 18th October 2011

 

Legal Form                  : With Limited Liability - WLL

 

Commercial Reg. No.   : 339742

 

Chamber Member No.  : 129964

 

Issued Capital              : KD 1,000,000

 

Paid up Capital            : KD 1,000,000

 

Name of Shareholder (s)

 

·       George Varghese                            

·       Adel Essa Hussain Al Yousifi

 

 

AFFILIATED COMPANIES

 

·       Al Yousifi General Trading & Contracting Co WLL

Cross 4th Ring Road

Al Ghazali Street

Al Shuwaikh Industrial Area

PO Box: 126

Safat 13002

Tel: (965) 24843492 / 24843523 / 24843568

Fax: (965) 24840847

Email: yousifi@qualitynet.net

 

·       National Exhibition for Electrics & Electronic Appliances

PO Box: 126

Safat 13002

Tel: (965) 22417666

Fax: (965) 22457277

 

·       Al Yousifi Tourism & Travels

       PO Box: 126

Safat 13002

Tel: (965) 22406373

Fax: (965) 22406374

 

·       Essa Hussain Al Yousifi Watches Est

PO Box: 126

Safat 13002

Tel: (965) 24835155

Fax: (965) 24835155

 

·       Apple Graphics for Advertising & Publicity

PO Box: 126

Safat 13002

Tel: (965) 24817776

Fax: (965) 24840271

 

·       Al Yousifi Sanitary Equipment

PO Box: 126

Safat 13002

Tel: (965) 22666535

Fax: (965) 22666535

 

·       Essa H Yousifi Electrical Est

PO Box: 126

Safat 13002

Tel: (965) 24820517

Fax: (965) 24841382

 

·       Al Yousifi Jewellery

PO Box: 126

Safat 13002

Tel: (965) 24820361

Fax: (965) 24820517

 

·       Easa Hussain Al Yousifi and Sons General Trading and Contracting WLL

Al Yousifi Building

Abdullah Al Salem Street

Ardiya Industrial Estate

PO Box: 126

Safat 13002

Tel: (965) 24835144 / 24841382 / 24841382 / 1802929 / 1802828

Fax: (965) 22457277 / 24842140

 

 

OPERATIONS

 

Activities: Subjects operations are performed through the following divisions:

 

·         Civil & Structural Contracting Division

 

Engaged in the provision of civil and structural contractors

 

·         Heavy Engineering & Fabrication Division

 

Engaged in the design, engineering, procurement, fabrication, construction and installation of process skids, piping, steel structures and heavy equipment

 

·         MEP & HVAC

 

Engaged in the provision of heating, ventilation and air conditioning installation

 

·         Site Preparation, Mobilization, Prefab Buildings Temporary Structures

 

Engaged in the design and fabrication of all types of portable living units

 

·         Aluminium Fabrication

 

Engaged in the fabrication aluminium products

 

·         Trading Division

Engaged in the import and distribution of military and commercial supplies.

 

Local Clients:

 

·       KOC

·       KGOC

·       Military

·       Kuwait Ministries

·       KNPC

 

Operating Trend: Steady

 

Subject has a workforce of 150 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Kuwaiti Dinars (KD)

 

                                                Year Ending 31/12/13:               Year Ending 31/12/14:

 

Total Sales                                KD 4,270,000                            KD 4,400,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       National Bank of Kuwait SAK

Ali Awadi Tower

Ahmed Al Jaber Street

PO Box: 95

Safat 13001

Tel: (965) 23981188 / 23981189

Fax: (965) 23985643

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.45

UK Pound

1

Rs.101.06

Euro

1

Rs.72.22

 

INFORMATION DETAILS

 

Analysis Done by :

HEE

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.