MIRA INFORM REPORT

 

 

Report No. :

347372

Report Date :

03.11.2015

 

IDENTIFICATION DETAILS

 

Name :

HVK HONG KONG LTD.

 

 

Registered Office :

Unit 913, 9/F., Hung Hom Commercial Centre, Block A, 37-39 Ma Tau Wai Road, Hunghom, Kowloon

 

 

Country :

Hongkong

 

 

Date of Incorporation :

20.12.2010

 

 

Com. Reg. No.:

53486297

 

 

Legal Form :

Private Limited Company

 

 

LINE OF BUSINESS :

IMPORTER, EXPORTER AND WHOLESALER OF ALL KINDS OF DIAMONDS AND GEM STONES.

 

 

No. of Employees :

5. (Including Associates)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Hongkong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

HONGKONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12.5% of total system deposits in Hong Kong by the end of 2014. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 47.3 million in 2014, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2014 mainland Chinese companies constituted about 50% of the firms listed on the Hong Kong Stock Exchange and accounted for about 60.1% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4.4% in 2014. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2014, Hong Kong and China signed a new agreement on achieving basic liberalization of trade in services in Guangdong Province under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from March 2015, cover a negative list and a most-favored treatment provision, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 

Company Name and address

 

HVK HONG KONG LTD.

 

ADDRESS:                   Unit 913, 9/F., Hung Hom Commercial Centre, Block A, 37-39 Ma Tau Wai Road,  Hunghom, Kowloon, Hong Kong.

 

PHONE:                        852-2365 6311

           

FAX:                             852-2365 6212

 

E-MAIL:                        hk@hvkonline.com

 

 

MANAGEMENT

 

Managing Director:        Mr. Dharmeshkumar Hasmukhbhai Patel

 

 

SUMMARY

 

Incorporated on:            20th December, 2010.

 

Organization:                 Private Limited Company.

 

Issued Share Capital:     HK$2,000,000.00

 

Business Category:       Diamond Trader.

 

Employees:                  5. (Including associates)

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.

 

 

ADDRESS

 

Registered Head Office:-

Unit 913, 9/F., Hung Hom Commercial Centre, Block A, 37-39 Ma Tau Wai Road, Hunghom, Kowloon, Hong Kong.

 

Holding Company:-

HVK International Private Ltd., India.

 

Associated Companies:-

Argo Diam, Hong Kong.

Daval Jewels, India.

Gemorina (HK) Ltd., Hong Kong.

H. Vinodkumar & Co., India.

H.V. Diam B.V.B.A., Belgium.

H.V. Jewels Co. Ltd., Thailand.

HVK (Shanghai) Ltd., China.

HVK International Pvt. Ltd., India.

HVK Jewels DMCC, UAE.

HVK Jewels Pvt. Ltd., India.

 

 

BUSINESS REGISTRATION NUMBER

 

53486297

 

 

COMPANY FILE NUMBER

 

1542489

 

 

MANAGEMENT

 

Managing Director:        Mr. Dharmeshkumar Hasmukhbhai Patel

 

 

ISSUED SHARE CAPITAL

 

HK$2,000,000.00

 

 

SHAREHOLDERS

(As per registry dated 20-12-2014)

 

Name

 

No. of shares

HVK International Private Ltd.

Block A/1, Dreamland Building, 3/F., Mama Parmanand Marg, Opera House, Mumbai, 400004 Maharashtra, India.

 

1,020,000

Sunny Nagjibhai SAKARIYA

 

980,000

 

 

–––––––––

 

Total:

2,000,000

=======

 

 

DIRECTORS

(As per registry dated 20-12-2014)

 

Name

(Nationality)

 

Address

Dharmeshkumar Hasmukhbhai PATEL

 

Flat A, 10/F., Grand Villa, 401 Chatham Road North, Hunghom, Kowloon, Hong Kong.

Sunny Nagjibhai SAKARIYA

502, Kripanidhi Association, J.V.P.D., Gulmohar Cross Road-4, Vile Parle (W), Mumbai - 400056, India.

 

HVK International Private Ltd.

Block A/1, Dreamland Building, 3/F., Mama Parmanand Marg, Opera House, Mumbai, 400004 Maharashtra, India.

 

 

SECRETARY

(As per registry dated 20-12-2014)

 

Name

Address

Co. No.

C K Registrations Ltd.

Room 902, 9/F., Bank Centre, 636 Nathan Road, Kowloon, Hong Kong.

0803965

 

 

HISTORY

 

The subject was incorporated on 20th December, 2010 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Formerly the subject was located at Unit 913, 9/F., Hung Hom Square, 37‑39 Ma Tau Wai Road, To Kwa Wan, Kowloon, Hong Kong, moved to Room 1001, 10/F., Guardforce Centre, 3 Hok Yuen Street East, Hunghom, Kowloon, Hong Kong in late 2011, and further moved to the present address in late April 2013.

 

The subject increased its issued share capital to HK$2 million and changed its shareholders in April 2013.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           All kinds of diamonds and gem stones.

 

Brand Name:                 HVK.

 

Employees:                  5.  (Including associates)

 

Commodities Imported: India, Thailand, etc.

 

Markets:                        Hong Kong, Japan, US, Middle East, Europe, etc.

 

Terms/Sales:                 CAD, L/C, T/T, etc.

 

Terms/Buying:               L/C, T/T, D/P, Prepayment, etc.

 

 

FINANCIAL INFORMATION

 

Issued Share Capital:     HK$2,000,000.00

 

Profit or Loss:               Made small profits in past three years.

 

Condition:                     Business is normal.

 

Facilities:                      Adequate for current running.

 

Payment:                      Met trade commitments as contracted.

 

Commercial Morality:     Satisfactory.

 

Banker:                         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Normal.

 

 

GENERAL

 

Formerly had issued 10,000 ordinary shares of HK$1.00 each, HVK Hong Kong Ltd. was wholly owned by Mr. Ashok Bhai Mohanbhai Sakriya who is an India merchant.

 

Now, the subject has increased its issued share capital to HK$2 million.  51% of the subject’s stake is held by HVK International Private Ltd. which is an India-based company while the balance 49% is held by Mr. Sunny Nagjibhai Sakriya.

 

Now, the managing director of the subject Mr. Dharmeshkumar Hasmukhbhai Patel is also an Indian but he is a Hong Kong ID Card holder and has got the right to reside in Hong Kong permanently.

 

The subject’s associated factories are in Surat and Mumbai of India.

 

Business commenced in December 2010, the subject is a diamond trader.  Its main products are the followings: peridot, amethyst, aquamarine, citrine, emerald, garnet, lapis-lazuli, tourmaline, turquoise, chrome diopside and single cut diamond, 14K, 18K, 10K gold and 925 silver jewellery, etc.

 

Most of its products bear the brand name of HVK.  However, the subject is significant for its loose diamonds and natural coloured diamonds.

 

Products are chiefly imported from India, Thailand, Europe, etc.  Prime markets are Japan, other Asian countries, the United States, etc.  Business is keeps on improving.

 

In recent year, the HVK Group has set up a branch company in Shanghai, China known as HVK (Shanghai) Ltd., a China-registered company.  The China company is trading in all kinds of diamond jewellery.

 

HVK Group now has three self-owned factories and seven contracted factories.  Its total employees are about 2,400 (excluding contracted factories).

 

The subject’s business is chiefly handled by D H Patel himself.

 

In order to penetrate the international market further, the subject has taken part in fairs and exhibitions held in Hong Kong and other foreign large cities.  For instance, it is going to take part in “HKTDC Hong Kong International Diamond, Gem & Pearl Show 2016” which will be held in Hong Kong AsiaWorld-Expo, Lantau, Hong Kong during the period of 1st to 5th March, 2016.

 

The history of the subject is just about five years.  It is fully supported by the HVK Group.

 

On the whole, consider the subject good for normal business engagements in moderate credit amounts.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.45

UK Pound

1

Rs.101.06

Euro

1

Rs.72.22

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.