MIRA INFORM REPORT

 

 

Report No. :

347533

Report Date :

04.11.2015

 

IDENTIFICATION DETAILS

 

Name :

TERRA FOR IMPORT & EXPORT

 

 

Registered Office :

5 El Nakhil Street, off El-Batal Ahmed Abdel Aziz Street, Mohandiseen, Giza, Cairo

 

 

Country :

Egypt 

 

 

Financials (as on) :

31.12.2014

 

 

Year of Establishment :

2006

 

 

Com. Reg. No.:

22696643, Cairo

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Import, Distribution and Installation of Sanitary Ware, Tiles and Ceramics.

 

 

No. of Employees :

45

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Egypt 

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 


SUMMARY

 

Company Name                                     : TERRA FOR IMPORT & EXPORT

Country of Origin                                    : Egypt

Legal Form                                            : Limited Liability Partnership

Registration Date                                   : 2006

Commercial Registration Number            : 22696643, Cairo

Tax Card Number                                   : 259-612-057

Issued Capital                                        : £E 100,000

Paid up Capital                                      : £E 100,000

Total Workforce                                     : 45

Activities                                               : Distributors of sanitary ware, tiles and ceramics

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : Marwan Abdullatif, Logistic Officer

 

 


COMPANY NAME

 

TERRA FOR IMPORT & EXPORT

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : 5 El Nakhil Street, off El-Batal Ahmed Abdel Aziz Street

Area                 : Mohandiseen, Giza

 

Town                 : Cairo

Country             : Egypt

 

Telephone         : (20-2) 33357111

Email                : logistics@terra-egypt.com

 

Premises

 

Subject operates from a medium sized suite of offices and a showroom that are rented and located in the Central Business Area of Cairo.

 

Branch Offices

 

     Location                                                                                           Description

 

·       90 Street                                                                                          Showroom premises

5th Settlement

Cairo

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Khalid Shoukri                                                                                  Managing Partner

 

·       Kamal Zaki                                                                                       Partner

 

·       Thamer Fouzi                                                                                    General Manager

 

·       Ayman Mostafa                                                                                 Sales Manager

 

·       Marwan Abdullatif                                                                              Logistic Officer

 

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 2006

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.  : 22696643, Cairo

 

Tax Card No.               : 259-612-057

 

Issued Capital              : £E 100,000

 

Paid up Capital            : £E 100,000

 

Name of Partner (s)                                                

 

·       Khalid Shoukri                                                                                 

·       Kamal Zaki

 

 

OPERATIONS

 

Activities: Engaged in the import, distribution and installation of sanitary ware, tiles and ceramics.

 

Import Countries: Spain and Italy

 

International Suppliers:

 

·         Cotto                      Italy

·         Seazer                    Italy

·         Eco Ceramic           Spain

 

Operating Trend: Steady

 

Subject has a workforce of 45 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/13:                Year Ending 31/12/14:

 

Total Sales                                £E 15,875,000                           £E 16,120,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Arab Bank Plc

PO Box: 68

Cairo

Tel: (20-2) 33029069 / 33029070

Fax: (20-2) 33029068

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.45

UK Pound

1

Rs.100.96

Euro

1

Rs.72.10

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.