MIRA INFORM REPORT

 

 

Report No. :

347394

Report Date :

05.11.2015

 

IDENTIFICATION DETAILS

 

Name :

ALHARAMAIN GROUP OF COMPANY

 

 

Registered Office :

Shop #328, Dahan-E Sq, Afghan Super Market, Kabul

 

 

Country :

Afghanistan  

 

 

Date of Incorporation :

16.07.1990

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Supplier of Tires Tubes and Patches.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Afghanistan

C2

C2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

AFGHANISTAN - ECONOMIC OVERVIEW

 

Afghanistan's economy is recovering from decades of conflict. The economy has improved significantly since the fall of the Taliban regime in 2001 largely because of the infusion of international assistance, the recovery of the agricultural sector, and service sector growth. Despite the progress of the past few years, Afghanistan is extremely poor, landlocked, and highly dependent on foreign aid. Much of the population continues to suffer from shortages of housing, clean water, electricity, medical care, and jobs. Criminality, insecurity, weak governance, lack of infrastructure, and the Afghan Government's difficulty in extending rule of law to all parts of the country pose challenges to future economic growth. Afghanistan's living standards are among the lowest in the world. The international community remains committed to Afghanistan's development, pledging over $67 billion at nine donors' conferences between 2003-10. In July 2012, the donors at the Tokyo conference pledged an additional $16 billion in civilian aid through 2015. Despite this help, the Government of Afghanistan will need to overcome a number of challenges, including low revenue collection, anemic job creation, high levels of corruption, weak government capacity, and poor public infrastructure. Afghanistan's growth rate slowed markedly in 2014. Newly elected President Ashraf GHANI is dedicated to instituting economic reforms. However, the drawdown of international security forces that occurred in 2014 will negatively affect economic growth, as a substantial portion of commerce, especially in the services sector, has catered to the ongoing international troop presence in the country.

 

Source : CIA

 


Contact details

 

NAME OF COMPANY:               ALHARAMAIN GROUP OF COMPANY

COMPANY ACRONYM:             ALHARAMAIN CO LTD

HEADQUARTER ADDRESS:     SHOP #328, DAHAN-E SQ, AFGHAN SUPER MARKET, KABUL,

AFGHANISTAN

TEL:                                         +93 700224715 / 772272931

 E-MAIL:                                   ALHARAMAIN@MSN.COM

WEBSITE:                                 -

 

 

Reg Details

 

Legal Form:                  Limited Liability Company 

Legal Address:              Shop #328, Dahan-E Sq, Afghan Super Market, Kabul, Afghanistan

License No:                   1057

Registration Date:         16/07/1990

Capital:                         2,000,000  AFN

Registration:                 Kabul

Status:                          Live

 

 

Shareholders

 

 

Shareholder Names

 

 

Share%

Ahmad Afghan

100%

 

 

Activation

 

Supplier of tires tubes and patches.

 

 

Branches

 

No Data

 

 

Directors

 

Mr. Khalid Tamburri  – Director

( Nationality: Afghani- Place of his birth: Afghanistan- Age: 35)

 

Mr. Ameer Assadi– Manager

( Nationality: Afghani- Place of his birth: Afghanistan- Age: 26)

 

Mr. Zaheer Zaidi- Manager

( Nationality: Afghani- Place of his birth: Afghanistan- Age: 22)

 

 

Import & Export

 

Import from: India

Import term: L/C

 

 

Affiliates

 

No Data

 

 

Interviews

 

In the interview with Mr. Khalid Tamburri  – Director, he refused to cooperate with us.

The registered name of company is Alharamain Group of Company.

 

Local Reputation:

The company being investigated is considered by local reporters to be a Medium Trade Risk and to be fair.

 

Owner/Shareholders Comments:      

All of the owners / shareholders have an active participation in the running of  the business.

 

Age of Business:  Old business 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.57

UK Pound

1

Rs.101.13

Euro

1

Rs.71.80

 

 

INFORMATION DETAILS

 

Analysis Done by :

HEE

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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