MIRA INFORM REPORT

 

 

Report No. :

347969

Report Date :

07.11.2015

 

IDENTIFICATION DETAILS

 

Name :

JUMBO SA

 

 

Registered Office :

9, Kyprou & Ydras, BUILDINGS m2: 2030, 18346, Moschato , Attiki,

 

 

Country :

Greece

 

 

Financials (as on) :

30.06.2015

 

 

Date of Incorporation :

01.01.1986

 

 

Com. Reg. No.:

7650/006/Β/86/04

 

 

Legal Form :

SA - Société Anonyme

 

 

Line of Business :

Subject is engaged in Imports and trade of toys and games, seasonal goods, stationery, baby wear and goods, slippers, personal hygiene and care products, garment accessories, sugar products, household goods and giftware.

 

 

No. of Employee :

2974

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Greece

B2

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

GREECE ECONOMIC OVERVIEW

 

Greece has a capitalist economy with a public sector accounting for about 40% of GDP and with per capita GDP about two-thirds that of the leading euro-zone economies. Tourism provides 18% of GDP. Immigrants make up nearly one-fifth of the work force, mainly in agricultural and unskilled jobs. Greece is a major beneficiary of EU aid, equal to about 3.3% of annual GDP. The Greek economy averaged growth of about 4% per year between 2003 and 2007, but the economy went into recession in 2009 as a result of the world financial crisis, tightening credit conditions, and Athens' failure to address a growing budget deficit. By 2013 the economy had contracted 26%, compared with the pre-crisis level of 2007. Greece met the EU's Growth and Stability Pact budget deficit criterion of no more than 3% of GDP in 2007-08, but violated it in 2009, with the deficit reaching 15% of GDP. Austerity measures reduced the deficit to about 4% in 2013, including government debt payments, but the deficit spiked to 12.7% of GDP in 2014. Deteriorating public finances, inaccurate and misreported statistics, and consistent underperformance on reforms prompted major credit rating agencies to downgrade Greece's international debt rating in late 2009, and led the country into a financial crisis. Under intense pressure from the EU and international market participants, the government adopted a medium-term austerity program that includes cutting government spending, decreasing tax evasion, overhauling the health-care and pension systems, and reforming the labor and product markets. Athens, however, faced long-term challenges to continue pushing through unpopular reforms in the face of widespread unrest from the country's powerful labor unions and the general public.

In April 2010, a leading credit agency assigned Greek debt its lowest possible credit rating, and in May 2010, the International Monetary Fund and Euro-Zone governments provided Greece emergency short- and medium-term loans worth $147 billion so that the country could make debt repayments to creditors. In exchange for the largest bailout ever assembled, the government announced combined spending cuts and tax increases totaling $40 billion over three years, on top of the tough austerity measures already taken. Greece, however, struggled to meet 2010 targets set by the EU and the IMF, especially after Eurostat - the EU's statistical office - revised upward Greece's deficit and debt numbers for 2009 and 2010. European leaders and the IMF agreed in October 2011 to provide Athens a second bailout package of $169 billion. The second deal however, called for holders of Greek government bonds to write down a significant portion of their holdings. As Greek banks held a significant portion of sovereign debt, the banking system was adversely affected by the write down and $60 billion of the second bailout package was set aside to ensure the banking system was adequately capitalized. In exchange for the second loan, Greece promised to introduce an additional $7.8 billion in austerity measures during 2013-15. However, the massive austerity cuts have prolonged Greece's economic recession and depressed tax revenues. Greece's lenders have continually called on Athens to step up efforts to increase tax collection, dismiss public servants, privatize public enterprises, and rein in health spending.

Investor confidence began to show signs of strengthening by the end of 2013, and the decline in GDP slowed to 3.9% that year, Greece’s best performance since 2009. Greece subsequently marked three significant milestones in 2014: balancing its 2013 budget - not including debt repayments; re-entering financial markets in April with the first issue of government debt since 2010; and posting its first quarter of positive growth since 2008. Buoyed by Greece’s success, Prime Minister Antonios SAMARAS in October announced plans to exit its bailout program early, provoking a plunge in the Greek stock and debt markets that pushed Greece back to the negotiating table with its creditors and ultimately resulted in an agreement to extend the EU portion of Greece’s bailout through February 2015. The Greek economy posted an annual economic growth rate of 0.8 percent in 2014, the first year of positive growth since 2008. However, widespread discontent with austerity measures resulted in a victory for the anti-austerity SYRIZA in the January 2015 parliamentary elections. In February, Greece reached a tentative agreement with its creditors that would provide emergency liquidity to Greece in exchange for significant economic reforms. Uncertainty regarding Greece’s future in the Eurozone has dampened investor confidence and lowered growth projections for 2015.

 

Source : CIA


Basic Information

 

Registered Name

JUMBO SA

Trade Name

JUMBO

Registered Address

9, Kyprou & Ydras, BUILDINGS m2: 2030, 18346, Moschato , Attiki, Greece

Telephone

+30 2810318922 RETAIL STORE, +30 2810315806 RETAIL STORE

Fax

+30 2610435530 RETAIL STORE, +30 2104805212

E-mail

ab@jumbo.gr

Web Site

www.jumbo.gr

Status

Registered and operational

Legal Type

SA - Société Anonyme

 

VAT Number

094173365

Registration No

7650/006/Β/86/04

Registration Date

01/01/1986

Start Date

01/01/1986

Years of Operation

30

CR number

7650/006/Β/86/04

CINFO ID

26874460

 

 

Summary

 

Employees

Nov 2015

Total Number

2974

 

 

Lawyers

 

Konstantina Sta. Demiri

 

 

Payment

 

Assessment:

Low Risk

 

Payment habits:

UNDETERMINED

Please note that no payment information is available for the subject company.

Maximum credit

2500000€

Please note that our rating system has the amount of 2 500 000 EUR as a maximum credit amount ceiling.

 

 

Capital

 

Authorized Capital

161,911,113.00 EUR

 

Corporate Structure

 

Directors

Position

ID

Nationality

Occupation

Age

Appointed

Other dir.

Mr Chr. Oikonomou, John

Director

Ρ648317 (IDcard)

Greece

Vice President

-

-

No

Mrs Emm. Vernadaki, Kalliopi

Director

Γ232710 (IDcard)

Greece

Chief Executive Officer (CEO)

-

-

No

Mr Dim. Papaevangelou, Evangelos

Director

� 366738 (IDcard)

Greece

Deputy Director

-

-

No

Joh. Velissariou, Nikolaos

Director

054713195 (Reg. No)

Greece

Board Member

-

-

No

Mrs Geo. Kavoura, Paraskevi

Director

043947756 (Reg. No)

Greece

Board Member

-

-

No

Mr Spy. Katsaros, George

Director

Σ103608 (IDcard)

Greece

Board Member

-

-

No

Mr Geo. Vakakis, Apostolos-Evag

Director

ÎÂ746179 (IDcard)

Greece

Chairman

-

-

No

 

 

Other Relations

 

Position

 

ID

 

Nationality

 

Appointed

 

Mr Spy. Katsaros, George

-

Σ103608 (IDcard)

Greece

 

 

 

Shareholders

ID/Reg. No.

Nationality

Shares

%

REST INVESTORS

 

Greece

 

55.02

CAPITAL GROUP COMPANIES INC

 

Greece

 

5.01

 

FMR LLC

 

Greece

 

13.18

 

TANOSSIRIAN S.A.

094351451

Greece

 

26.79

 

 

Operation

 

Activity Code

Description

52.47

Retail sale of books, newspapers and stationery

52.42

Retail sale of clothing

52.48

Other retail sale in specialized stores

52.24

Retail sale of bread, cakes, flour confectionery and sugar confectionery

52.44

Retail sale of furniture, lighting equipment and household articles n.e.c.

52.33

Retail sale of cosmetic and toilet articles

51.47

Wholesale of other household goods

 

 

Line of business

The subject company is engaging in Imports and trade of toys and games, seasonal goods, stationery, baby wear and goods, slippers, personal hygiene and care products, garment accessories, sugar products, household goods and giftware.
Manufacture and trade of toys.

PRODUCTS:
Slippers-Trade
Household goods-Trade
Personal hygiene and care products-Trade
Games & toys-Trade
Children`s garments-Trade
Sea & beach goods-Trade
Sugar products-Trade
Giftware-Trade
Garment accessories-Trade
Baby goods-Trade
Seasonal goods-Trade
Electronic games-Trade
School & office goods stationery-Trade
 

 

Export to

Payment terms

Percentage

Bulgaria, Cyprus

-

N/A

 

Import from

Payment terms

Percentage

The subject company imports from Hong Kong, Taiwan, Province of China, Korea, Republic of, China, Malaysia

 

Banks

Swift code

HSBC BANK PLC - PERSONAL BANKING - HEAD OFFICE
ATHENS, Greece

 

Comment

Bank Number: 0710006

CITIBANK International plc - ATHENS
ATHENS CENTER , Greece

 

Comment

Bank Number: 0840001

EFG EUROBANK ERGASIAS S.A. - KALLITHEA
KALLITHEA , Greece

 

Comment

Bank Number: 0260044

EFG EUROBANK ERGASIAS S.A. - OTHONOS STR. SYNTAGMA
ATHENS, CENTER, Greece

 

Comment

Bank Number: 0260025

NATIONAL BANK OF GREECE S.A. - STADIOU 38
ATHENS CENTER, Greece

 

Comment

Bank Number: 0110080

NATIONAL BANK OF GREECE S.A. - HEAD OFFICE
ATHENS CENTER, Greece

 

Comment

Bank Number: 0110040

 

Premises

Date Updated

Operates as:

05/11/2015

Leased

9, Kyprou & Ydras, 197568, BUILDINGS m2: 2030, 197568, Moschato , Attiki, Greece

 

Affiliates and Subsidiaries

Country

Relation

Date Reg.

No information available

 

Agencies and Suppliers

Country

Relation

Date Reg.

PLAYMOBIL HELLAS S.A.

Greece

Supplier

 

 

HASBRO HELLAS S.A.

Greece

Supplier

 

 

SKARMOUTSOS, B. & M., S.A.

Greece

Supplier

 

 

NORTEC MULTIMEDIA S.A.

Greece

Supplier

 

 

 

CHARGES

 

No

Date Registered

Date Prepared

Type

Description

Amount

Secondary amount

Property

Unit

Beneficiary

 

No information available

 

Charges History

 

No

Date Registered

Date Prepared

Date End

Type

Description

Amount

Secondary amount

Property

Unit

Beneficiary

 

No information available

 

 

Negatives

 

According to our against the subject no negatives have been registered.

 

 

Additional Information

 

GENERAL COMMENTS

 

It was established in 1986, in Moschato in Attica, under the name BABY LAND TOYS S.A., dealing with the trade of toys and games, seasonal goods. On 17.04.1995 (Gov. Gaz. No: 1658/1995), it absorbed the companies PANTHER S.A., MAMOUTH S.A. and PRIMO TOYS S.A.. In 2000, it functioned under the name JUMBO S.A.,with district name JUMBO. On 9/5/2006 (Gov. Gaz. No. 02994/2006) a change of subject`s head office was published. . Its retail stores (52 In Greece), which along with the shops of its subsidiary firms in Cyprus (3 shops),Romania (2 shops) and Bulgaria (8 shops), amounts totally to 66 stores and operate under the trade name "JUMBO". It is noted that the shareholding firm, TANOCERIAN S.A., is controlled by the foreign firm, TANOCERIAN MARITIME S.A. which is controlled by the foreign foundation KARPATHIA FOUNDATION.
Subject`s shares have been quoted at Athens Exchange since 21.05.1997 (Gov. Gaz. No: 2255/97).

G.E.MI.: 121653960000


PUBLIC LISTING INFORMATION:


Athens Stock Exchange (ASE)-BELA-Toys

 

 

Contact Information

 

No information available


Recent Enquiries

 

Recent Enquiries on this subject

 

Last 1 months: 1

Last 3 months: 1

Last 6 months: 1

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.79

UK Pound

1

Rs.99.95

Euro

1

Rs.71.55

 

 

INFORMATION DETAILS

 

Analysis Done by :

KIN

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.