MIRA INFORM REPORT

 

 

Report No. :

348692

Report Date :

10.11.2015

 

IDENTIFICATION DETAILS

 

Name :

LA DISTRIBUIDORA DE CASIMIRES S.A. DE C.V.

 

 

Registered Office :

Benjamin Franklin No. 100 Escandon I Seccion, Miguel Hidalgo Ciudad De Mexico, 11800

 

 

Country :

Mexico

 

 

Date of Incorporation :

1959

 

 

Legal Form :

Sociedad Anónima De Capital Variable

 

 

Line of Business :

Wholesale distribution of piece goods or yard goods of natural or manmade fibers.

 

 

No. of Employee :

119

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Mexico

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

MEXICO ECONOMIC OVERVIEW

 

Mexico's $1.3 trillion economy has become increasingly oriented toward manufacturing in the 21 years since the North American Free Trade Agreement (NAFTA) entered into force. Per capita income is roughly one-third that of the US; income distribution remains highly unequal. Mexico has become the United States' second-largest export market and third-largest source of imports. In 2014, two-way trade in goods and services exceeded $550 billion. Mexico has free trade agreements with 46 countries, putting more than 90% of trade under free trade agreements. In 2012, Mexico formally joined the Trans-Pacific Partnership negotiations and formed the Pacific Alliance with Peru, Colombia and Chile. Mexico's current government, led by President Enrique PENA NIETO, emphasized economic reforms during its first two years in office, passing and implementing sweeping education, energy, financial, fiscal and telecommunications reform legislation, among others, with the long-term aim to improve competitiveness and economic growth across the Mexican economy. Although the economy is expected to experience stronger growth in 2015 as a result of increased investment and stronger demand for Mexican exports, growth is predicted to remain below potential for reasons of inefficiencies, with a large portion of the economy and workforce in the informal sector, and corruption. Over the medium-term, the economy is vulnerable to global economic pressures, such as lower external demand, rising interest rates, and low oil prices - approximately 30% of government revenue comes from the state-owned oil company, PEMEX. The increasing integration of supply chains, development of the energy sector, and government-to-government focus on trade facilitation will continue to make the North American region increasingly competitive and contribute to Mexican economic development and strength.

 

Source : CIA

 

STATUTORY INFORMATION

 

Legal Name:

LA DISTRIBUIDORA DE CASIMIRES S.A. DE C.V.

Trade Name:

DICSA

RFC:

DCA870130BH9

Date Created:

1959

Date Incorporated:

1959

Legal Address:

Benjamin Franklin No. 100
Escandon I Seccion, Miguel Hidalgo
Ciudad De Mexico, 11800
Mexico

Operative Address:

Benjamin Franklin No. 100
Escandon I Seccion, Miguel Hidalgo
Ciudad De Mexico, 11800
Mexico

Telephone:

52-55527733

Fax:

52-55551624

Legal Form:

SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE

Email:

dicsamexico@dicsamexico.com.mx

Registered in:

Mexico

Website:

www.dicsamexico.com.mx

Contact:

Roberto Nathan Cheres Campeas, General Manager

Staff:

119

Activity:

Textile Industry

BANKS

BANAMEX

 

 

 

The company does not make its banking data public

 

 

History

 

 

La Distribuidora De Casimires, S.A. De C.V. was founded in 1959.

 

 

PRINCIPAL ACTIVITY

 

 

The Company's line of business includes the wholesale distribution of piece goods or yard goods of natural or manmade fibers.

Products/Services description:

Fantasy fabrics for trousers and Smooth
Plain and printed fabrics for dresses, blouses, skirt, bag and Lingerie
cortiner
Rug
Bath
Tableware

Brands:

DICSA

Sales are:

Wholesale

Clients:

RJ Torres MFG, S.A.
Dominican Republic

CEVA FREIGHT MANAGEMENT MEXICO SA DE CV
Mexico

Zeon Far East Limited
UK

Suppliers:

DECOTEX CO., LTD.
UK

RAGOLLE NV
Belgium

HISPANO TEX S.A.
Spain

Operations area:

National

The company imports from

Europe

The company exports to

UK, Dominican Republic

The subject employs

119 employees

Payments:

No Complaints

 

 

LOCATION

 

Headquarters :

Benjamin Franklin No. 100
Escandon I Seccion, Miguel Hidalgo
Ciudad De Mexico, 11800
Mexico

Branches:

The company does not have branches

 

 

GROUP STRUCTURE AND SUBSIDIARY COMPANIES

 

Listed at the stock exchange:

NO

Capital:

NA

Shareholders:

This is a private company. Major holders are the Cheres Campeas family.

Management:

Roberto Nathan Cheres Campeas, General Manager
Isidoro Cheres Eskenazi, Administrator
León Cheres Campeas, Credit Manager

 

 

FINANCIAL INFORMATION

 

 

This is a private company which does not make its financials public. The following information has been provided by our private sources:

 

 

USD 2014

 

Revenue

27 628 000

Net Income

8 634 000

Total Equity

6 464 700

 

 

LEGAL FILINGS

 

 

 

 

There are no legal connected to the subject

 

 

SUMMARY

 

 

The Company's line of business includes the wholesale distribution of piece goods or yard goods of natural or manmade fibers.

 

It has 56 years of experience in the market with a large sized structure.

 

It mainly imports from Europe and operates in Latin America.

 

The company's profitability is positive, without negative. 

 

 

RISK INFORMATION

 

DEBTS

Controlled

PAYMENTS

No Complaints

CASH FLOW

Normal

STATUS

Active

 

 

INTERVIEW

 

NAME

Guillermo 

POSITION

Administrative 

COMMENTS

He confirmed managers, staff, address, activity. 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.34

UK Pound

1

Rs.100.03

Euro

1

Rs.71.45

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.