MIRA INFORM REPORT

 

 

Report No. :

350024

Report Date :

14.11.2015

 

IDENTIFICATION DETAILS

 

Name :

YME KUIPER B.V.

 

 

Registered Office :

Businesspark Friesland-W 9 8447sl Heerenveen

 

 

Country :

Netherlands

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

10.07.1995

 

 

Com. Reg. No.:

01072169

 

 

Legal Form :

Private company with regular structure

 

 

Line of Business :

Wholesale of bakery raw materials

 

 

No. of Employee :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Netherlands

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

NETHERLAND - ECONOMIC OVERVIEW

 

The Netherlands, the sixth-largest economy in the European Union, plays an important role as a European transportation hub, with a persistently high trade surplus, stable industrial relations, and moderate unemployment. Industry focuses on food processing, chemicals, petroleum refining, and electrical machinery. A highly mechanized agricultural sector employs only 2% of the labor force but provides large surpluses for food-processing and underpins the country’s status as the world’s second largest agricultural exporter. The Netherlands is part of the Eurozone, and as such, its monetary policy is controlled by the European Central Bank. The Dutch financial sector is highly concentrated, with four commercial banks possessing over 90% of banking assets. The sector suffered as a result of the global financial crisis and required billions of dollars of government support, but the European Banking Authority completed stringent reviews in 2014 and deemed Dutch banks to be well-capitalized. To address the 2009 and 2010 economic downturns, the government sought to stimulate the domestic economy by accelerating infrastructure programs, offering corporate tax breaks for employers to retain workers, and expanding export credits. The stimulus programs and bank bailouts, however, resulted in a government budget deficit of 5.3% of GDP in 2010 that contrasted sharply with a surplus of 0.7% in 2008. The government of Prime Minister Mark RUTTE has since implemented significant austerity measures to improve public finances and has instituted broad structural reforms in key policy areas, including the labor market, the housing sector, the energy market, and the pension system. As a result, the government budget deficit at the end of 2014 dropped to 1.8% of GDP. Following a protracted recession during which unemployment doubled to 7.4% and household consumption contracted for nearly three consecutive years, the year 2014 saw fragile GDP growth of 0.8 percent and a rise in most economic indicators. Drivers of growth included increased exports and business investments, as well as newly invigorated household consumption.

Source : CIA

 

 

 

 


Summary    

 

Company name

YME KUIPER B.V.

Operative address

Businesspark Friesland-W 9

 

8447SL HEERENVEEN

 

Netherlands

 

Risk

Average risk

Status

Active

Legal form

Private company with regular structure

Registration number

KvK-nummer: 01072169

VAT-number

804013196

 

 

Year

2013

Mutation

2012

Mutation

2011

Fixed  assets

1.446.291

 

1.258.174

 

1.427.662

 

 

14,95

 

-11,87

 

Total  receivables

7.406.714

 

5.782.300

 

6.839.775

 

 

28,09

 

-15,46

 

Total  equity

1.999.923

 

1.470.848

 

1.817.769

 

 

35,97

 

-19,08

 

Short  term  liabilities

11.353.185

 

9.019.770

 

10.146.455

 

 

25,87

 

-11,10

 

Net  result

529.075

 

-346.921

 

294.541

 

 

252,51

 

-217,78

 

Working  capital

1.713.777

 

1.054.921

 

1.441.839

 

 

62,46

 

-26,84

 

Quick  ratio

0,71

 

0,71

-8,97

0,78

 

 

Contact information

 

Company name

Yme Kuiper B.V.

Trade names

Yme Kuiper B.V.

Operative address

Businesspark Friesland-W 9 8447SL HEERENVEEN Netherlands

 

Correspondence address

Postbus 259

 

8440AG HEERENVEEN

 

Netherlands

 

Telephone number

0513-617010

 

 

 

Registration

                                         

Registration number

01072169

Branch number

000019916418

VAT-number

804013196

Status

Active

First registration company register

1995-07-10

Memorandum

1995-07-10

Establishment date

1995-07-10

Legal form

Private company with regular structure

Last proposed admendment

2006-01-03

Issued placed capital

EUR 18.000

Paid up share capital

EUR 18.000

 

 

Activities  

 

SBI

46384: Wholesale of bakery raw materials

Exporter

No

Importer

Yes

Goal

Import van en groothandel in bakkerijgrondstoffen.

 

 

Relations

 

Shareholders                                         Qpr Holding B.V.

Businesspark Friesland-West 9 8447SL Heerenveen

Netherlands

Registration number: 01072168 Percentage: 100%

 

 

Companies on same address                 De Notelaer Heerenveen B.V.

Registration number: 01072170

Kuiper Meel B.V.

Registration number: 01013169

 

 

Management

 

Active management                   Qpr Holding B.V.

Businesspark Friesland-West 9 8447SL Heerenveen

Netherlands

Registration number: 01072168

Competence: Fully authorized

Function: Manager

Starting date: 1995-07-10

 

I.B. Kuiper IJme Berend

Netherlands

Competence: Fully authorized

Function: Proxy

Starting date: 2013-03-13

Date of birth: 1960-06-30, Heerenveen, NL

 

H.W. Kuiper Hendrik Willem

Netherlands

Competence: Fully authorized

Function: Proxy

Starting date: 2013-06-18

Date of birth: 1964-12-26, Heerenveen, NL

 

 

Employees

 

Year

2015

2014

2013

2012

2011

Total

NA

NA

42

40

31

 

 

Key figures

 

Year

2013

2012

2011

2010

2009

Quick  ratio

0,71

0,71

0,78

0,92

0,79

Current  ratio

1,15

1,12

1,14

1,23

1,14

Working  capital/  balance  total

0,12

0,09

0,11

0,17

0,11

Equity  /  balance  total

0,14

0,13

0,14

0,06

0,02

Equity  /  Fixed  assets

1,38

1,17

1,27

0,82

0,24

Equity  /  liabilities

0,16

0,15

0,16

0,06

0,02

Balance  total  /  liabilities

1,16

1,15

1,16

1,06

1,02

Working  capital

1.713.777

1.054.921

1.441.839

1.873.300

789.760

Equity

1.999.923

1.470.848

1.817.769

656.228

142.751

Mutation  equity

35,97

-19,08

177,00

359,70

143,89

Mutation  short  term  liabilities

25,87

-11,10

22,05

49,64

-14,35

Return  on  total  assets  (ROA)

4,70

-4,09

3,01

6,01

6,12

Return  on  equity  (ROE)

34,13

-31,50

21,56

100,56

297,37

Gross  margin

6.595.650

4.671.831

4.980.580

3.046.909

2.863.292

Operating  result

1.067.040

-100.400

781.067

862.305

644.669

Net  result  after  taxes

529.075

-346.921

294.541

513.477

335.713

Cashflow

915.370

32.503

556.285

672.400

507.920

EBIT

1.067.040

-100.400

781.067

862.305

644.669

EBITDA

1.453.335

279.024

1.042.811

1.021.228

816.876

 

 

Summary                                  The 2013 financial result structure is a postive working captial of 1.713.777 euro, which is in agreement with 12 % of the total assets of the company.

 

The working capital has increased with 62.46 % compared to previous year. The ratio, with respect to the total assets of the company has however, increased.

 

The improvement between 2012 and 2013 has mainly been caused by an increase of the current assets.

 

The current ratio of the company in 2013 was 1.15. When the current ratio is below 1.5, the company may have problems meeting its short-term obligations.

 

The quick ratio in 2013 of the company was 0.71. A company with a Quick Ratio of less than 1 cannot currently pay back its current liabilities.

 

The 2012 financial result structure is a postive working captial of 1.054.921 euro, which is in agreement with 9 % of the total assets of the company.

 

The working capital has diminished with -26.84 % compared to previous year. The ratio, with respect to the total assets of the company has however, declined.

 

The deterioration between 2011 and 2012 has mainly been caused by an increase of the current liabilities.

 

The current ratio of the company in 2012 was 1.12. When the current ratio is below 1.5, the company may have problems meeting its short-term obligations.

 

The quick ratio in 2012 of the company was 0.71. A company with a Quick Ratio of less than 1 cannot currently pay back its current liabilities.

 

 

Financial statement

 

Last annual account

2013

Remark annual account

There is no financial data published

Type of annual account

Corporate

Annual account

Yme Kuiper B.V.

    Businesspark Friesland-W 9 8447SL HEERENVEEN Netherlands

    Registration number: 01072169

 

 

Balance

 

Year

 

2013

2012

2011

2010

2009

End  date

 

2013-12-31

2012-12-31

2011-12-31

2010-12-31

2009-12-31

Tangible  fixed  assets

 

1.446.291

1.258.174

1.427.662

801.247

592.117

Fixed  assets

 

1.446.291

1.258.174

1.427.662

801.247

592.117

Total  stock

 

4.961.737

3.708.340

3.627.540

2.577.035

1.961.487

Total  receivables

 

7.406.714

5.782.300

6.839.775

6.690.206

4.006.633

Liquid  funds

 

698.511

584.051

1.120.979

919.078

376.917

Current  assets

 

13.066.962

10.074.691

11.588.294

10.186.319

6.345.037

Total  assets

 

14.513.253

11.332.865

13.015.956

10.987.566

6.937.154

Issued  capital

 

18.000

18.151

18.151

18.151

18.151

Share  premium  reserve

 

867.151

867.000

867.000

 

 

Other  reserves

 

585.697

932.618

638.077

124.600

-211.113

Non-distributable  profit

 

529.075

-346.921

294.541

513.477

335.713

Total  reserves

 

1.981.923

1.452.697

1.799.618

638.077

124.600

Total  equity

 

1.999.923

1.470.848

1.817.769

656.228

142.751

Provisions

 

222.410

66.962

183.398

57.393

 

Long  term  interest  yielding  debt

 

937.735

775.285

868.334

1.960.926

1.239.126

Long  term  liabilities

 

937.735

775.285

868.334

1.960.926

1.239.126

Short  term  liabilities

 

11.353.185

9.019.770

10.146.455

8.313.019

5.555.277

Total  short  and  long  term  liabilities

 

12.513.330

9.862.017

11.198.187

10.331.338

6.794.403

Total  liabilities

 

14.513.253

11.332.865

13.015.956

10.987.566

6.937.154

 

Summary                                  The total assets of the company increased with 28.06 % between 2012 and 2013.

 

The fixed asset growth of 14.95 % is lower than the total asset growth. The asset growth has mainly been financed by a Net Worth increase of 35.97 %. Debt, however, grew with 26.88 %.

 

In 2013 the assets of the company were 9.97 % composed of fixed assets and 90.03 % by current assets. The assets are being financed by an equity of 13.78 %, and total debt of 86.22 %.

 

The total assets of the company decreased with -12.93 % between 2011 and 2012. This total assets decrease has been reflected in a reduction of non current assets of -11.87 %.

 

Assets reduction is explained by a Net Worth decrease of -19.08 %, and an indebtedness reduction of -11.93 %.

 

In 2012 the assets of the company were 11.1 % composed of fixed assets and 88.9 % by current assets. The assets are being financed by an equity of 12.98 %, and total debt of 87.02 %.

 

 

Profit and loss

 

Year

2013

2012

2011

2010

2009

Gross  margin

6.595.650

4.671.831

4.980.580

3.046.909

2.863.292

Wages  and  salaries

1.396.673

1.423.138

1.245.521

938.279

775.953

Amorization  and  depreciation

386.295

379.424

261.744

158.923

172.207

other  operating  costs

3.745.642

2.969.669

2.692.248

1.087.402

1.270.463

Operating  expenses

5.528.610

4.772.231

4.199.513

2.184.604

2.218.623

Operating  result

1.067.040

-100.400

781.067

862.305

644.669

Financial  income

 

 

 

5.194

7.841

Financial  expenses

384.496

362.957

389.143

207.607

228.016

Financial  result

-384.496

-362.957

-389.143

-202.413

-220.175

Result  on  ordinary  operations  before  taxes

682.544

-463.357

391.924

659.892

424.494

Taxation  on  the  result  of  ordinary  activities

153.469

-116.436

97.383

146.415

88.781

Result  of  ordinary  activities  after  taxes

529.075

-346.921

294.541

513.477

335.713

Net  result

529.075

-346.921

294.541

513.477

335.713

 

Summary                     The gross profit of the company grew with 41.18 % between 2012 and 2013.

 

The operating result of the company grew with 1162.79 % between 2012 and 2013. This evolution implies an increase of the company's economic profitability.

 

The result of these changes is an increase of the company's Economic Profitability of 214.91 % of the analysed period, being equal to 4.7 in the year 2013.

 

The Net Result of the company increased by 252.51 % between 2012 and 2013. The company's Financial Profitability has been negatively affected by the financial activities in comparison to the EBITs behaviour. The result of these variations is a profitability reduction of 208.35 % of the analysed period, being 34.13 in the year 2013.

 

The company's financial structure has slowed down its financial profitability.

 

The gross profit of the company decreased by -6.2 % between 2011 and 2012. The operating result of the company declined with -112.85 % between 2011 and 2012. This evolution implies an decrease of the company's economic profitability. The result of these changes is a reduction of the company's Economic Profitability of -235.88 % of the analysed period, being equal to -4.09 in the year 2012.

 

The Net Result of the company decreased by -217.78 % between 2011 and 2012. The company's Financial Profitability has been negatively affected by the financial activities in comparison to the EBITs behaviour. The result of these variations is a profitability reduction of -246.1 % of the analysed period, being -31.5 in the year 2012.

 

The company's financial profitability has been positively affected by its financial structure.

 

 

Analysis

 

Branch (SBI)

Wholesale trade (no motor vehicles and motorcycles) (SBI code 46)

Region

Friesland

Summary

In the Netherlands 109662 of the companies are registered with the SBI code 46

In the region Friesland 3361 of the companies are registered with the SBI code 46

In the Netherlands 2387 of the bankrupcties are published within this sector

In the region Friesland 74 of the bankruptcies are published within this sector

The risk of this specific sector in the Netherlands is normal

The risk of this specific sector in the region Friesland is normal

 

Publications

 

Deposits                                   07-01-2015: De jaarrekening over 2013 is gepubliceerd.

13-02-2014: De jaarrekening over 2012 is gepubliceerd.

11-02-2013: De jaarrekening over 2011 is gepubliceerd.

21-12-2011: De jaarrekening over 2010 is gepubliceerd.

12-04-2011: De jaarrekening over 2008 is gepubliceerd.

12-04-2011: De jaarrekening over 2009 is gepubliceerd.

 

Functions                      19-06-2013: Per 18-06-2013 is gevolmachtigde Hendrik Willem Kuiper in functie getreden.

                                    14-03-2013: Per 13-03-2013 is gevolmachtigde IJme Berend Kuiper in functie getreden.

 

 

Company structure

 

Relations

3

 

 

Company

 

Qpr  Holding  B.V.  (Heerenveen)

|  -  -  De  Notelaer  Heerenveen  B.V.  (HEERENVEEN)

|  -  -  Yme  Kuiper  B.V.  (HEERENVEEN)

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.14

UK Pound

1

Rs.100.55

Euro

1

Rs.71.26

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.