MIRA INFORM REPORT

 

Report No. :

339837.2

Report Date :

17.11.2015

 

IDENTIFICATION DETAILS

 

Name :

CETOTEC GMBH

 

 

Registered Office :

Zilzkreuz 23 D 53604 Bad Honnef

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

13.09.1996

 

 

Com. Reg. No.:

HRB 8649

 

 

Legal Form :

Private limited company

 

 

Line of Business :

Research and development on biotechnology.

 

 

No. of Employee :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

35,000 EUR

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

GERMANY ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

 

 

Company name and address

 

CETOTEC GMBH

 

Supplement

 We refer to your enquiry of  03.09.2015.

 In the meantime there have been changes in particular in the

 following areas subject to monitoring:

   - Financial information

     - Solvency Rating

   - Balance sheets

 

 

 Company Status:      active

                      Zilzkreuz 23

                      D 53604 Bad Honnef

                      Telephone:02224/900000

                      Telefax:  02224/900002

                      Homepage: www.cetotec.com

                      E-mail:   info@cetotec.com

 

 VAT no.:             DE812092492

 

 

 CONCLUSION

 

 Business relations are permissible.

 

 

Summary

 

 LEGAL FORM              Private limited company

 Date of foundation:      13.09.1996

 Shareholders'

 agreement:                   13.09.1996

 Registered on:              27.04.2004

 Commercial Register:   Local court 53721 Siegburg

 under:                          HRB 8649

 

 

 Share capital

 

EUR             25,600.00

 

 Shareholder:

                      Dr. Sylvia Sellmer-Wilsberg

                      Menzenberger Str. 59a

                      D 53604 Bad Honnef

                      born: 06.06.1963

                      née: Sellmer

                      Share:             EUR             12,800.00

 Shareholder:

                      Hans Werner Wilsberg

                      Schulstr. 24

                      D 53619 Rheinbreitbach

                      born: 13.04.1961

                      Share:             EUR             12,800.00

 Manager:

                      Dr. Sylvia Sellmer-Wilsberg

                      Menzenberger Str. 59a

                      D 53604 Bad Honnef

                      having sole power of representation

                      born: 06.06.1963

                      née: Sellmer

                      Marital status: married

 Manager:

                      Hans Werner Wilsberg

                      Schulstr. 24

                      D 53619 Rheinbreitbach

                      born: 13.04.1961

                      Marital status: unknown

 Proxy:

                      Anna-Liesa Wilsberg

                      D 53619 Rheinbreitbach

                      having sole power of representation

                      born: 20.03.1984

 

 Further functions/participations of Hans Werner Wilsberg

 (Manager)

 Shareholder:

                      Wilsberg Metalltechnik GmbH

                      Zilzkreuz 23a

                      D 53604 Bad Honnef

                      Legal form: Private limited company

                      Share capital:     EUR             50,000.00

                      Share:             EUR             19,000.00

                      Registered

                      on:         05.12.2000

                      Reg. data:  53721 Siegburg, HRB 7340

 Shareholder:

                      WWW Zerspanung GmbH

                      Zilzkreuz 23a

                      D 53604 Bad Honnef

                      Legal form: Private limited company

                      Share capital:     EUR             25,050.00

                      Share:             EUR              8,350.00

                      Registered

                      on:         06.12.2010

                      Reg. data:  53721 Siegburg, HRB 11292

 Manager:

                      Wilsberg Metalltechnik GmbH

                      Zilzkreuz 23a

                      D 53604 Bad Honnef

                      Legal form: Private limited company

                      Share capital:     EUR             50,000.00

                      Registered

                      on:         05.12.2000

                      Reg. data:  53721 Siegburg, HRB 7340

 Manager:

                      WWW Zerspanung GmbH

                      Zilzkreuz 23a

                      D 53604 Bad Honnef

                      Legal form: Private limited company

                      Share capital:     EUR             25,050.00

                      Registered

                      on:         06.12.2010

                      Reg. data:  53721 Siegburg, HRB 11292

 

 

 COMPANY HISTORY

 

 27.02.1997 - 14.01.1998  Acetotec Biotechnologie GmbH

                          Hauptstr. 95-97

                          D 53619 Rheinbreitbach

                          Private limited company

 14.01.1998 - 27.04.2004  cetotec biotechnologie GmbH

                          Hauptstr. 95-97

                          D 53619 Rheinbreitbach

                          Private limited company

 27.04.2004 - 14.02.2005  cetotec biotechnologie GmbH

                          In der Brückenwiese 12

                          D 53639 Königswinter

                          Private limited company

 14.02.2005 - 23.05.2013  cetotec biotechnologie GmbH

                          Zilzkreuz 23

                          D 53604 Bad Honnef

                          Private limited company

 

 

 BUSINESS ACTIVITIES

 

 Main industrial sector

 72110   Research and development on biotechnology

 

 

 FINANCIAL INFORMATION

 

Payment experience:  within agreed terms

 

 Negative information:We have no negative information at hand.

 

 Maximum credit:      35,000 EUR

 

Balance sheet year:  2014

 

 

 PMI:                 No significant / relevant payment experience

                      information pertaining to the company

                      inquired upon is shown in the Deutscher

                      Debitoren Monitor (DDMonitor).

 

 Events Index:        1

 

                      At present, NO events are known.

 

                      The Events Index indicates if any particular

                      events have occurred, such as e.g. a

                      relocation of registered office or a change

                      within management. On the basis of number,

                      relevance and up-to-dateness of the events

                      an index value ranging from 1 (no events) to

                      5 is calculated. Companies showing a

                      particularly large number of events receive

                      the index 6.

 

 

 

 REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Zilzkreuz 23

                      D 53604 Bad Honnef

 

 Land register documents were not available.

 

 

 BANKERS

 

 RAIFFEISENBANK NEUSTADT, 53567 ASBACH, WESTERW

 Sort. code: 57069238

 BIC: GENODED1ASN

 DEUTSCHE BANK, 53604 BAD HONNEF

 Sort. code: 38070059

 BIC: DEUTDEDK380

 

 

 FINANCIAL FIGURES

 

 Profit:              2013               EUR            -16,745.00

                      2014               EUR            125,351.00

 further business figures:

 Ac/ts receivable:                       EUR            441,822.00

 Liabilities:                            EUR            396,533.00

 The number of employees is not known.

 

 

 BALANCE SHEETS

 

 Balance sheet ratios 01.01.2014 - 31.12.2014

 Equity ratio [%]:                 54.16

 Liquidity ratio:                  10.00

 Return on total capital [%]:       9.36

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                 56.02

 Liquidity ratio:                   3.36

 Return on total capital [%]:      -1.56

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 63.74

 Liquidity ratio:                  10.00

 Return on total capital [%]:       4.93

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 64.31

 Liquidity ratio:                  10.00

 Return on total capital [%]:       4.17

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 

 Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2014 - 31.12.2014

 

 ASSETS                                  EUR          1,342,165.15

  Fixed assets                           EUR            185,091.00

   Intangible assets                     EUR              6,564.00

   Tangible assets                       EUR            178,527.00

  Current assets                         EUR          1,150,518.02

   Stocks                                EUR            185,058.00

   Accounts receivable                   EUR            441,822.09

   Liquid means                          EUR            523,637.93

  Remaining other assets                 EUR              6,556.13

   Accruals (assets)                     EUR              6,556.13

 

 LIABILITIES                             EUR          1,342,165.15

  Shareholders' equity                   EUR            728,430.08

   Capital                               EUR             25,564.59

    Subscribed capital (share capital)   EUR             25,564.59

   Reserves                              EUR             51,827.00

    Retained earnings / revenue reserves EUR             51,827.00

   Balance sheet profit/loss (+/-)       EUR            651,038.49

    Profit / loss brought forward        EUR            525,687.93

    Annual surplus / annual deficit      EUR            125,350.56

  Provisions                             EUR            217,202.00

  Liabilities                            EUR            396,533.07

 

 Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR          1,076,507.48

  Fixed assets                           EUR            162,527.00

   Intangible assets                     EUR                  3.00

   Tangible assets                       EUR            162,524.00

  Current assets                         EUR            897,823.83

   Stocks                                EUR            218,339.00

   Accounts receivable                   EUR            396,489.27

   Liquid means                          EUR            282,995.56

  Remaining other assets                 EUR             16,156.65

   Accruals (assets)                     EUR             16,156.65

 

 LIABILITIES                             EUR          1,076,507.48

  Shareholders' equity                   EUR            603,079.52

   Capital                               EUR             25,564.59

    Subscribed capital (share capital)   EUR             25,564.59

   Reserves                              EUR             51,827.00

    Retained earnings / revenue reserves EUR             51,827.00

   Balance sheet profit/loss (+/-)       EUR            525,687.93

    Profit / loss brought forward        EUR            542,432.61

    Annual surplus / annual deficit      EUR            -16,744.68

  Provisions                             EUR             72,303.00

  Liabilities                            EUR            401,124.96


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.17

UK Pound

1

Rs.100.66

Euro

1

Rs.70.97

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.