MIRA INFORM REPORT

 

 

Report No. :

348594

Report Date :

17.11.2015

 

IDENTIFICATION DETAILS

 

Name :

EUROFOODS LLC

 

 

Registered Office :

Delger International Office Building, Chinggis Avenue 13, Tsagaan Khaalga, Khan Uul District, 3rd Khoroo, P.O. Box No.: 36/213, Ulaanbaatar 17110

 

 

Country :

Mongolia

 

 

Year of Establishment :

2010

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading as importers, wholesalers, retailers and distributors of foodstuffs including alcohol & wine, beverages, canned food, confectionery, frozen foods, fruit, meat & poultry, milk & dairy products, noodles & pasta.

 

 

No. of Employee :

·         30 (Subject)

·         350 (Group)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

TUGRIK 200,000,000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Mongolia

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

MONGOLIA - ECONOMIC OVERVIEW

 

Mongolia's extensive mineral deposits and attendant growth in mining-sector activities have transformed Mongolia's economy, which traditionally has been dependent on herding and agriculture. Mongolia's copper, gold, coal, molybdenum, fluorspar, uranium, tin, and tungsten deposits, among others, have attracted foreign direct investment (FDI). Soviet assistance, at its height one-third of GDP, disappeared almost overnight in 1990 and 1991 at the time of the dismantlement of the USSR. The following decade saw Mongolia endure both deep recession because of political inaction and natural disasters, as well as strong economic growth because of market reforms and extensive privatization of the formerly state-run economy. The country opened a fledgling stock exchange in 1991. Mongolia joined the World Trade Organization in 1997 and seeks to expand its participation in regional economic and trade regimes. Growth averaged nearly 9% per year in 2004-08 largely because of high copper prices globally and new gold production. By late 2008, Mongolia was hit hard by the global financial crisis. Slower global economic growth hurt the country's exports, notably copper, and slashed government revenues. As a result, Mongolia's real economy contracted 1.3% in 2009. In early 2009, the International Monetary Fund reached a $236 million Stand-by Arrangement with Mongolia and the country emerged from the crisis with a stronger banking sector and needed reforms to the government’s fiscal management. In October 2009, Mongolia passed long-awaited legislation on an investment agreement to develop the Oyu Tolgoi (OT) mine, considered to be among the world's largest untapped copper-gold deposits. However, Mongolia's ongoing dispute with foreign investors developing Oyu Tolgoi has called into question the attractiveness of Mongolia as a destination for foreign investment. This caused a loss of investor confidence, a severe drop in FDI, and a slowing economy, leading to the dismissal of Prime Minister ALTANKHUYAG in November. The new government has made restoring investor trust and reviving the economy its top priority, but it will be challenged to unwind the monetary and fiscal stimulus programs in use since 2013 to counteract the fall in foreign investment. In December 2014 the government awarded a deal to develop the massive Tavan Tolgoi (TT) coal field to a consortium comprising Energy Resources/MCS (Mongolia), Shenhua (China), and Sumitomo (Japan); talks continue to hammer out the financing and the operating details. The economy grew more than 10% per year since 2010, largely on the strength of commodity exports to nearby countries and high government spending domestically, before slowing to 7.8% in 2014. Mongolia's economy faces near-term economic risks from the government's loose fiscal and monetary policies, which are contributing to high inflation, and from uncertainties in foreign demand for Mongolian exports. Trade with China represents nearly 62% of Mongolia's total external trade - China receives some 90% of Mongolia's exports and supplies Mongolia with more than one-third of its imports. Mongolia has relied on Russia for energy supplies, leaving it vulnerable to price increases; in 2014, Mongolia purchased nearly 90% of its gasoline and diesel fuel from Russia. A drop in FDI has put pressure on Mongolia's external finances. Remittances from Mongolians working abroad, particularly in South Korea, are significant.

 

Source : CIA

 

Company name

 

EUROFOODS LLC (Correct)

 

OOO EWROFUUDS (WERSJA ANG EURO-FOODS COMPANY LTD)(Requested)

 

 

ADDRESS

 

Building            : Delger International Office Building

Street               : Chinggis Avenue 13

Area                 : Tsagaan Khaalga, Khan Uul District, 3rd Khoroo

P.O. Box No.    : 36/213

Province           : Ulaanbaatar 17110

Country             : Mongolia

Telephone         : (976 11) 342 634 / 345 150 / Mobiles (976 99) 112 469

                         (Bold Uundai) / (976 99) 004 103 (Urangoo Zorigt) / (976 96) 699 676

Fax                   : (976 11) 341 834

E-Mail               : urangoo0520@gmail.com / golden_oil@mail.mn /

                          del-int@mongol.net

Website            : www.euro-foods.mn /

 

Also Known As : Euro Foods LLC Eurofoods Co. Ltd / Eurofoods XXK

 

 

SENIOR COMPANY PERSONNEL

 

   Name                                    Position

 

1. Bold Uundai                                      Group Managing Director

 

2. Nimkhjargal Dorj                      Chief Financial Officer

 

3. Urangoo Zorigt (Mrs)               Foreign Relation Manager

 

Total Employees :                     30 (subject)

                                                350 (group)

 

PAYMENTS

 

No complaints have been heard regarding payments from local suppliers or banks.

Subject is a member of Delger International Group of Companies, which comprises 20 companies engaged in diversifying operations. Revenue for the Group is EURO 80 million. The Group employs around 350 people and has activities in foreign and domestic trade, manufacture, tourism, real estate agency and service.

 

We consider it is acceptable to deal with subject for MEDIUM amounts.

Although it is normal accepted practice for international suppliers to deal on secured terms with Mongolian importers.

 

Opinion on maximum credit : TUGRIK 200,000,000

 

 Trade risk assessment : Normal

 

 

PRINCIPAL BANKERS

 

NAME               : TRADE AND DEVELOPMENT BANK OF MONGOLIA

 

Branch              : Juulnchny Gudamj 7

Town                : Ulaanbaatar 210646

 

Telephone         : (976 11) 312 362 / 331 133

Fax                   : (976 11) 325 449

 

Subject also has an account with the following banks :

 

1. Khan Bank of Mongolia

   Peace Avenue

   P.O Box-185

   Ulaanbaatar

   Telephone      : (976 11) 457 880

   Fax                : (976 11) 457 880

 

2. Golomt Bank of Mongolia

   Bodi Tower, Sukhbaatar Square

   Ulaanbaatar

   Telephone      : (976 11) 311 530

   Fax                : (976 11) 312 307

 

 

FINANCIAL INFORMATION

 

Private companies in Mongolia are not required to publish or disclose balance sheets. However, the subject interviewed offered

the following information :

 

Sales Turnover              : US DLRS 5,000,000 - 2015 - exact

                                                : US DLRS 7,000,000 - 2016 - projected

 

Net Profit                      : US DLRS   280,000 - 2015 - exact

 

Financial year ends 28 February.

The following financial information applies to Delger International Co Ltd, subject’s affiliated company (latest available) :

 

Sales Turnover              : EURO 25,000,000 - 2012 - exact

                                                : EURO 40,000,000 - 2013 - approx

 

Net Profit                      : but stated to be 15-20% of the sales turnover

 

Financial year ends 28 February.

 

The financial information applies to the Group (latest available) :

 

Sales Turnover              : EURO  80,000,000 - 2012 - exact

                                                : EURO 100,000,000 - 2013 - approx

 

Net Profit                      : not given but stated to be profitable

 

Financial year ends 28 February.

 

 

LEGAL STATUS AND HISTORY

 

Date Started                 : 2010

 

History                          : Subject was established in Ulaanbaatar in 2010.

 

Tax No.                         : 5429064

 

Capital                          : not given

 

Limited Liability Company with the following sole shareholder :

 

Bold Uundai                          100%

(Mongolian national)

 

Affiliated companies of the Eurofoods LLC : 

 

Associates

 

Subject is a member of the Delger International Group of Companies, Mongolia, which also includes the following companies :

 

1. Delger International Co Ltd

   Delger Office Building

   Chinggis Khan Avenue

   Tsagaan Khaalga, Khan Uul District

   Ulaanbaatar 97623

   C.R. No. : 9011023027

   Tax No.  : 2083086

 

2. Delger Express Ltd

   Ulaanbaatar

  (Banking company)

 

3. Delger Interior Ltd

   Ulaanbaatar

  (Building constructors of residential projects)

 

4. Daach Ltd

   Ulaanbaatar

  (Operators of 3 restaurants)

 

5. UAZ Mongolia Ltd

   Ulaanbaatar

 

6. Delta Food Ltd

   Ulaanbaatar

  (Wholesalers, retailers and distributors of building materials,

   food products)

 

7. Delta Auto Service Ltd

   Ulaanbaatar

  (Importers and retailers of vehicles as well as its spare parts)

 

8. Delger Consulting Ltd

   Ulaanbaatar

 

9. Kamaz World Auto Center

   Ulaanbaatar

  (Engages in assembly of UAZ cars and maintenance)

 

10.Marko

   Ulaanbaatar

  (Operators of a supermarket and a chain of groceries)

 

11.Mongolian Golden Oil Co., ltd

   Ulaanbaatar

  (Manufacturers of vegetable oil under the brand name “Mongol    

   Astan Toss)

 

12.Delger Exim Ltd

   Ulaanbaatar

  (Importers, wholesalers, retailers and distributors of building

   Materials)

   Annual sales: US DLRS 5,500,000

 

 

ACTIVITIES

 

The Company is involved in the following activities :

 

Trading as importers, wholesalers, retailers and distributors of foodstuffs including alcohol & wine, beverages, canned food, confectionery, frozen foods, fruit, meat & poultry, milk & dairy products, noodles & pasta.

 

Subject’s corporate clients are as follows :

 

- Minii chain stores;

- Nomin chain stores;

- Sansar chain stores;

- Bosa chain stores;

- Max chain stores;

- Sky department store;

- Orgil wholesales center;

- Everyday chain store.

Subject’s main suppliers with following :

 

- Pamapol S.A;

- Kwydzin;

- TIR KON;

- Farmona;

- Biogened;

- Unicell Poland S.A;

- Linter;

- Maspex;

- Blux and Vitpol.

 

NACE Codes : 4617 / 4634 / 4725

 

Imports from Poland, Russia, Turkey and China.

 

Subject does not export, all sales are domestic.

 

 

FACILITIES

 

The Company has the following facilities :

 

Owned premises comprising administrative offices and 3,000 sq. m. two warehouse units located at the heading address as well as 7 retail shops located elsewhere in Ulaanbaatar.

 

 

SPECIAL NOTES

 

You enquired on : “OOO EWROFUUDS (WERSJA ANG EURO-FOODS COMPANY LTD)”. Please note that subject's correct registered name is as per heading.

 

The address given by you : “Delger International office Buil, Tsagaan Khaalga, 13 Chinggis Ave, PO 36/213 Ulaanbaatar Khan UUl District” is misspelt. Please note that the correct spelling is as per heading.

 

Interviewed : Bold Uundai (Group Managing Director).

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.17

UK Pound

1

Rs.100.66

Euro

1

Rs.70.97

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.