MIRA INFORM REPORT

 

 

Report No. :

348176

Report Date :

17.11.2015

 

IDENTIFICATION DETAILS

 

Name :

ISMAIL BIN ALI STORES

 

 

Registered Office :

Souq Waqif, PO Box : 15 & 5271, Doha

 

 

Country :

Qatar

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

18.06.1996

 

 

Com. Reg. No.:

18350, Doha

 

 

Legal Form :

General Partnership

 

 

Line of Business :

Wholesalers and retailers of textiles

 

 

No. of Employee :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Qatar

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

IDENTIFICATION & CONTACT DETAILS

 

1) Name (s):

Organization Official Name

:

ISMAIL BIN ALI STORES

 

2) Registered Address:

Address

:

Souq Waqif

Town

:

Doha

Country

:

Qatar

PO Box

:

15 & 5271

Phone (s)

:

(974) 44423323

Facsimile

:

(974) 44442002

 

3) Operational Address & Contact Details:

Address

:

Souq Waqif

Town

:

Doha

Country

:

Qatar

PO Box

:

15 & 5271

Phone (s)

:

(974) 44423323

Facsimile

:

(974) 44442002

:

 

LEGAL FORM & INCORPORATION (REGISTRATION) DETAILS

 

Legal Form - Category

:

General Partnership

Date of Registration

:

18th June 1996

Commercial Registration Number

:

18350, Doha

 

 

OTHER REGISTRATION/ MEMBERSHIPS

 

Chamber Membership Number

:

3197

 

 

KEY FACTS

 

Operational Status

:

Steady

Financial Condition

:

Fair

Primary Business Activity

:

Wholesalers and retailers of textiles

Number of Employees

:

10

Partners Capital

:

QR 800,000

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

Currency: Qatari Riyals (QR)

 

Year Ending 31/12/13

Year Ending 31/12/14

Total Sales

QR 12,485,000

QR 12,750,000

Local sources consider subject’s financial condition to be Fair.

The above financial figures are based on estimations by our local sources.

 

 

BANKER

 

1

Name

Doha Bank Ltd

 

Address

Mushaireb

 

PO Box

2822 Doha

 

Tel

(974) 4437555

 

Fax

(974) 4436868

 

SHAREHOLDERS

 

Sr.No

Name of Shareholders

1

Mohamed Ismail Ali Al Emadi

2

Abdullah Ismail Ali Al Emadi

 

 

SENIOR MANAGEMENT

 

Sr.No

Name

Dsignation

1

Mohamed Ismail Ali Al Emadi

Managing Partner

2

Abdullah Ismail Ali Al Emadi

Partner

3

Mohamed Ali Abdullah

Sales Manager

 

 

INTERNATIONAL TRADE ACTIVITY MARKETS

 

Sr.No

Country

Activity

1

Eruope

Import

2

Far East

Import

 

 

PREMISES

 

Subject operates from a small suite of offices and a showroom that are rented and located in the Central Business Area of Doha.

 

 

PAYMENT

 

No complaints regarding subject’s payments have been reported.

 

 

 

ADVERSE DATA

 

Performance Defaults

:

No record found

Payment Defaults

:

No record found

Adverse Press Coverage

:

No record found

Litigations

:

No record found

Former Business Relationships

:

No record found

 

 

INVESTIGATOR'S COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.14

UK Pound

1

Rs.100.55

Euro

1

Rs.71.26

 

INFORMATION DETAILS

 

Analysis Done by :

KIN

 

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.