MIRA INFORM REPORT

 

 

Report No. :

350112

Report Date :

20.11.2015

 

IDENTIFICATION DETAILS

 

Name :

BOSHI TRADING CO.

 

 

Registered Office :

Room 01, 8/F., Luk Yu Building 24-26 Stanley Street, Central

 

 

Country :

Hongkong

 

 

Date of Incorporation :

14.10.2004

 

 

Com. Reg. No.:

35011820-000-10

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Importer, Exporter and Wholesaler of Carpets, Rugs, Garments, Garment Accessories, Machinery & Equipment, Spare Parts.

 

 

No. of Employees :

3

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

 

Status :

Small Company

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Hongkong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

HONGKONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12.5% of total system deposits in Hong Kong by the end of 2014. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 47.3 million in 2014, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2014 mainland Chinese companies constituted about 50% of the firms listed on the Hong Kong Stock Exchange and accounted for about 60.1% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4.4% in 2014. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2014, Hong Kong and China signed a new agreement on achieving basic liberalization of trade in services in Guangdong Province under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from March 2015, cover a negative list and a most-favored treatment provision, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 

Company name and Address

 

BOSHI TRADING CO.

 

ADDRESS:                   Room 01, 8/F., Luk Yu Building 24-26 Stanley Street, Central, Hong Kong.

 

PHONE:                        852-2868 4877

 

FAX:                             852-2840 1990

 

E-MAIL:                        sales@boshitrdhk.com

 

 

MANAGEMENT

 

Manager:                      Mr. Surinder Singh Pahil

 

 

SUMMARY

 

Establishment:                          14th October, 2004.

 

Organization:                 Sole Proprietorship.

 

Capital:                         Not disclosed.

 

Business Category:       Importer, Exporter and Wholesaler.

 

Employees:                  3.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.

 

 

ADDRESS

 

Head Office:-

Room 01, 8/F., Luk Yu Building 24-26 Stanley Street, Central, Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER

 

35011820-000-10

 

 

MANAGEMENT

 

Manager:  Mr. Surinder Singh Pahil

 

 

SOLE PROPRIETOR

 

Name:                           Mr. Surinder Singh PAHIL

Residential Address:     2/F., Block B, 55-57 San Fung Avenue, Sheung Shui, New Territories, Hong Kong.

 

 

HISTORY

 

The subject was established on 14th October, 2004 as a sole proprietorship concern owned by Mr. Surinder Singh Pahil under the Hong Kong Business Registration Regulations.

 

Formerly the subject was located at 14/F., Block E-3, Mirador Mansion, 54-58 Nathan Road, Tsimshatsui, Kowloon, Hong Kong, moved to the present address in October 2004.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           Carpets, rugs, garments, garment accessories, machinery & equipment, spare parts.

 

Employees:                  3.

 

Commodities Imported: China, other Asian countries, etc.

 

Markets:                        India, other Asian countries, Europe, etc.

 

Terms/Sales:                 L/C, Advanced T/T, etc.

 

Terms/Buying:               L/C, D/P, O/A, etc.

 

 

FINANCIAL INFORMATION

 

Capital:                         Not disclosed.

 

Profit or Loss:               Making a small profit every year.

 

Condition:                     Keeping in a satisfactory manner.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Banker:                         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Small.

 

 

GENERAL

 

Boshi Trading Co. is a sole proprietorship set up and owned by Mr. Surinder Singh Pahil who is an India merchant.

 

The subject is trading in variety of products.  It is trading in the following commodities: Carpets, rugs, garments, garment accessories, leather products, fabrics, textile machinery & equipment, other kinds of machinery & equipment, spare parts, tools, general household electric appliances, audio & video products, electronic products, computer and related products, telecommunication products, chemicals, agro-chemicals, dyestuffs, plastic raw materials, rubber products, footwear, sporting shoes, watches & clocks, glasses, ferrous and non-ferrous metals, etc.

 

Most of the products are sourced from China.  It is therefore, Mr. Surinder Singh Pahil is in China most of the time.  He can be reached at his China mobile phone 86-1392 8272 930.

 

Most of the commodities are exported to India and the other Asian countries.  Business is normal.

 

According to the subject, it is able to maintain its business steady as regular suppliers and foreign customers have been maintained.

 

The history of the subject in Hong Kong is over eleven years.

 

On the whole, consider the subject good for normal credit requirements.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.11

UK Pound

1

Rs.101.03

Euro

1

Rs.70.78

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.