MIRA INFORM REPORT

Report No. :	346362
Report Date :	20.11.2015

IDENTIFICATION DETAILS

Name :	SUISSE CREDIT CAPITAL (2009) LIMITED

Formerly Known As :	SUISSE CREDIT CAPITAL LIMITED

Registered Office :	Hamilton House Mabledon Place, London, WC1H 9BB

Country :	United Kingdom

Financials (as on) :	30.06.2015

Date of Incorporation :	15.07.2009

Com. Reg. No.:	06962855

Legal Form :	Private Limited with Share Capital

Line of Business :	· Other Business Support Service Activities N.e.c. · Provide Consultancy Advice.

No. of Employees :	Not Available

RATING & COMMENTS

MIRA’s Rating :

RATING		STATUS	PROPOSED CREDIT LINE
26-40	B	Capability to overcome financial difficulties seems comparatively below average.	Small

Status :	Moderate

Payment Behaviour :	Slow

Litigation :	Clear

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

ECGC Country Risk Classification List – March 31, 2015

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

United Kingdom

Risk Category	ECGC Classification
Insignificant	A1
Low	A2
Moderate	B1
High	B2
Very High	C1
Restricted	C2
Off-credit	D

UNITED KINGDOM - ECONOMIC OVERVIEW

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK has been a net importer of energy since 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output.

In 2008, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated an austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 20% by 2015. However, the deficit still remains one of the highest in the G7, standing at 6.0% in 2014.

In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.7% and in 2014, 2.6%, accelerating unexpectedly because of greater consumer spending and a recovering housing market.

The Bank of England (BoE) implemented an asset purchase program of 375 billion (approximately $586 billion) as of December 2014. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU).

Source : CIA

Company Name and Address

Company Name: SUISSE CREDIT CAPITAL (2009) LIMITED

Company No: 06962855

Company Status: Active - Accounts Filed

Registered Address: HAMILTON HOUSE MABLEDON PLACE LONDON WC1H 9BB

Company Summary

Registered Address HAMILTON HOUSE MABLEDON PLACE, LONDON, WC1H 9BB

Trading Address Hamilton House, Mabledon Place, London, WC1H 9BB

Website Address http://www.suissecreditcapital.com

Telephone Number 02032861448

Fax Number --

TPS No

FPS No

Incorporation Date 15/07/2009

Previous Name SUISSE CREDIT CAPITAL LIMITED

Type Private limited with Share Capital

FTSE Index -

Date of Change 04/06/2013

Filing Date of Accounts 29/10/2015

Currency GBP

Share Capital £136,000

SIC07 82990

Charity Number -

SIC07 Description OTHER BUSINESS SUPPORT SERVICE ACTIVITIES N.E.C.

Principal Activity To provide consultancy advice.

Key Financials

Year to Date Turnover Pre Tax Profit Shareholder Funds Employees

30/06/2015 - - £139,595 -

31/07/2014 - - £146,199 -

31/07/2013 - - £121 -

Mortgage Summary

Total Mortgage 0

Outstanding 0

Satisfied 0

Trade Debtors / Bad Debt Summary

Total Number of Documented Trade 0

Total Value of Documented Trade £0

Commentary

This company has been treated as a Small company in respect of the rating/limit generated.
The latest Balance Sheet indicates a very positive net working capital position.
The latest cash balances represent a positive level in terms of the overall outstanding creditor obligations.
This company trades in an industry with a moderate level of corporate failures.

CCJ

Total Number of Exact CCJs -	0	Total Value of Exact CCJs -
Total Number of Possible CCJs -	0	Total Value of Possible CCJs -
Total Number of Satisfied CCJs -	0	Total Value of Satisfied CCJs -
Total Number of Writs -	-

Total Current Directors	2
Total Current Secretaries	0
Total Previous Directors / Company Secretaries	4

Current Directors

Name	Robert Bullivant	Date of Birth	02/04/1952
Officers Title	Mr	Nationality	British
Present Appointments	3	Function	Director
Appointment Date	13/06/2011
Address	Hamilton House Mabledon Place, London, WC1H 9BB

Name	Donald Robert Lee	Date of Birth	07/12/1970
Officers Title	Mr	Nationality	British
Present Appointments	1	Function	Director
Appointment Date	08/01/2015
Address	6 Loch View, Tweedbank, Galashiels, Selkirkshire, TD1 3TA

Top 20 Shareholders

Name	Currency	Share Count	Share Type	Nominal Value	% of Total Share Count
MICHAEL MICHAELIDES	GBP	136,000	ORDINARY	1	100

Financials

Profit & Loss

	Date Of Accounts	30/06/15	(%)	31/07/14	(%)	31/07/13	(%)	31/07/12	(%)	31/07/11
	Weeks	48	(%)	52	(%)	52	(%)	52	(%)	52
	Currency	GBP	(%)	GBP	(%)	GBP	(%)	GBP	(%)	GBP
	Consolidated A/cs	N	(%)	N	(%)	N	(%)	N	(%)	N
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Turnover	-	-	-	-	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Export	-	-	-	-	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Cost of Sales	-	-	-	-	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Gross Profit	-	-	-	-	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Wages & Salaries	-	-	-	-	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Directors Emoluments	-	-	-	-	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Operating Profit	-	-	-	-	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Depreciation	£59	-19.2%	£73	-20.7%	£92	-20%	£115	-61.9%	£302
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Audit Fees	-	-	-	-	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Interest Payments	-	-	-	-	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Pre Tax Profit	-	-	-	-	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Taxation	-	-	-	-	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Profit After Tax	-	-	-	-	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Dividends Payable	-	-	-	-	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Retained Profit	-	-	-	-	-	-	-	-	-

Balance Sheet

	Date Of Accounts	30/06/15	(%)	31/07/14	(%)	31/07/13	(%)	31/07/12	(%)	31/07/11
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Tangible Assets	£50,235	-0.1%	£50,294	999.9%	£50	-98.5%	£3,374	487.8%	£574
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Intangible Assets	0	-	0	-	0	-	0	-	0
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Total Fixed Assets	£50,235	-0.1%	£50,294	999.9%	£50	-98.5%	£3,374	487.8%	£574
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Stock	0	-	0	-	0	-	0	-	0
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Trade Debtors	£3,752	-51.2%	£7,682	999.9%	£30	-98.8%	£2,498	-79.4%	£12,097
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Cash	£92,934	-5.1%	£97,903	999.9%	£50	-99.9%	£73,994	5.8%	£69,938
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Other Debtors	0	-	0	-	0	-	0	-	0
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Miscellaneous Current Assets	£1,722	517.2%	£279	-	0	-	0	-	0
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Total Current Assets	£98,408	-7%	£105,864	999.9%	£80	-99.9%	£76,492	-6.8%	£82,035
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Trade Creditors	£9,048	-9.1%	£9,959	999.9%	£9	-99.9%	£10,418	-64%	£28,965
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Bank Loans & Overdrafts	0	-	0	-	0	-	0	-	0
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Other Short Term Finance	0	-	0	-	0	-	0	-	0
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Miscellaneous Current Liabilities	0	-	0	-	0	-	0	-	0
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Total Current Liabilities	£9,048	-9.1%	£9,959	999.9%	£9	-99.9%	£10,418	-64%	£28,965
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Bank Loans & Overdrafts and LTL	0	-	0	-	0	-	0	-	0
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Other Long Term Finance	0	-	0	-	0	-	0	-	0
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Total Long Term Liabilities	0	-	0	-	0	-	0	-	0

Capital & Reserves

	Date Of Accounts	30/06/15	(%)	31/07/14	(%)	31/07/13	(%)	31/07/12	(%)	31/07/11
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Called Up Share Capital	£136,000	-	£136,000	999.9%	£136	-99.9%	£136,000	-	£136,000
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	P & L Account Reserve	-£43,490	-17.9%	-£36,886	-999.9%	-£62	99.9%	-£66,552	19.2%	-£82,356
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Revaluation Reserve	£47,085	-	£47,085	999.9%	£47	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Sundry Reserves	-	-	-	-	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Shareholder Funds	£139,595	-4.5%	£146,199	999.9%	£121	-99.8%	£69,448	29.5%	£53,644

Other Financial Items

	Date Of Accounts	30/06/15	(%)	31/07/14	(%)	31/07/13	(%)	31/07/12	(%)	31/07/11
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Net Worth	£139,595	-4.5%	£146,199	999.9%	£121	-99.8%	£69,448	29.5%	£53,644
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Working Capital	£89,360	-6.8%	£95,905	999.9%	£71	-99.9%	£66,074	24.5%	£53,070
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Total Assets	£148,643	-4.8%	£156,158	999.9%	£130	-99.8%	£79,866	-3.3%	£82,609
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Total Liabilities	£9,048	-9.1%	£9,959	999.9%	£9	-99.9%	£10,418	-64%	£28,965
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Net Assets	£139,595	-4.5%	£146,199	999.9%	£121	-99.8%	£69,448	29.5%	£53,644

Cash Flow

	Date Of Accounts	30/06/15	(%)	31/07/14	(%)	31/07/13	(%)	31/07/12	(%)	31/07/11
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Net Cashflow from Operations	-	-	-	-	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Net Cashflow before Financing	-	-	-	-	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Net Cashflow from Financing	-	-	-	-	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Increase in Cash	-	-	-	-	-	-	-	-	-

Miscellaneous

	Date Of Accounts	30/06/15	(%)	31/07/14	(%)	31/07/13	(%)	31/07/12	(%)	31/07/11
	Contingent Liability	NO	-	NO	-	NO	-	NO	-	NO
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Capital Employed	£139,595	-4.5%	£146,199	999.9%	£121	-99.8%	£69,448	29.5%	£53,644
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Number of Employees	-	-	-	-	-	-	-	-	-
	Accountants	CHRIS SYRIMIS & CO
	Auditors
	Auditor Comments	The company is exempt from audit
	Bankers	METRO BANK
	Bank Branch Code	23-05-80

Ratios

	Date Of Accounts	30/06/15	31/07/14	31/07/13	31/07/12	31/07/11
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Pre-tax profit margin %	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Current ratio	10.88	10.63	8.89	7.34	2.83
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Sales/Net Working Capital	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Gearing %	0	0	0	0	0
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Equity in %	93.90	93.60	93.10	87	64.90
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Creditor Days	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Debtor Days	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Liquidity/Acid Test	10.87	10.62	8.88	7.34	2.83
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Return On Capital Employed %	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Return On Total Assets Employed %	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Current Debt Ratio	0.06	0.06	0.07	0.15	0.53
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Total Debt Ratio	0.06	0.06	0.07	0.15	0.53
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Stock Turnover Ratio %	-	-	-	-	-
$Description: \\SHRADDHA\Online Foreign Reports\SUISSE CREDIT CAPITAL (2009) LIMITED_files\barchart-grey.png$	Return on Net Assets Employed %	-	-	-	-	-

Report Notes

There are no notes to display.

Status History

No Status History found

Event History

Date	Description
03/11/2015	New Accounts Filed
21/07/2015	Annual Returns
13/01/2015	New Board Member Mr D.R. Lee appointed
27/11/2014	New Accounts Filed
10/09/2014	New Accounts Filed
10/09/2014	New Accounts Filed
07/08/2014	Mr M.P. Patel has left the board
25/07/2014	Annual Returns
27/09/2013	New Accounts Filed
01/08/2013	Annual Returns
21/06/2013	New Board Member Mr M.P. Patel appointed
06/06/2013	Change of Name
17/11/2012	New Accounts Filed
17/10/2012	Mr D.J. Wood has left the board
02/10/2012	Annual Returns

Previous Company Names

Date	Previous Name
04/06/2013	SUISSE CREDIT CAPITAL LIMITED
09/09/2011	KIM CAPITAL LTD

Writ Details

No writs found

Statistics

Group	-
Linkages	0 companies
Countries	In 0 countries

Summary

Holding Company	-
Ownership Status
Ultimate Holding Company	-

Group Structure Full

No Group Structure

Previous Director/Company Secretaries

Name		Current Directorships	Previous Directorships
Alevtina Nepomniachpchikh		0	2
Alevtina Nepomniachpchikh		0	2
David John Wood		0	1
Mahendra Parbhubhai Patel		0	1
Average Invoice Value	n/a
Invoices available	n/a
Paid	n/a
Outstanding	n/a

Trade Payment Data is information that we collect from selected third party partners who send us information about their whole sales ledger.

	Within Terms	0-30 Days	31-60 Days	61-90 Days	91+ Days
Paid
Outstanding

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	Rs.66.11
UK Pound	1	Rs.101.03
Euro	1	Rs.70.78

INFORMATION DETAILS

Analysis Done by :	KAS

Report Prepared by :	NIT

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
--	NB	New Business	--

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.