MIRA INFORM REPORT

 

 

Report No. :

349936

Report Date :

20.11.2015

 

IDENTIFICATION DETAILS

 

Name :

TEXTILCHEMIE DR. PETRY GMBH

 

 

Registered Office :

Ferdinand-Lassalle-Str. 57, D 72770 Reutlingen

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

19.11.1974

 

 

Com. Reg. No.:

HRB 351339

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         Manufacture of other chemical products

·         Other research and experimental development on natural sciences and engineering

 

 

No. of Employees :

50

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

 


Company Name & address

 

TEXTILCHEMIE DR. PETRY GMBH

 

 Company Status:         active

                                    Ferdinand-Lassalle-Str. 57

                                    D 72770 Reutlingen

                                    Telephone:07121/95890

                                    Telefax:  07121/95890-33

                                    Homepage: www.drpetry.de

                                    E-mail:   office@drpetry.de

 

 VAT no.:                       DE146483115

 

 

CONCLUSION

 

 Business relations are permissible.

 

 LEGAL FORM           Private limited company

 Date of foundation:  19.11.1974

 Shareholders'

 agreement:           22.10.1976

 Registered on:       02.03.1977

 Commercial Register: Local court 70190 Stuttgart

 under:               HRB 351339

 

 Share capital:                          EUR            400,000.00

 

 Shareholder:

                      Dr. Friedrich Petry

                      Steinenbergstr. 44

                      D 72764 Reutlingen

                      born: 05.02.1972

                      Share:             EUR            252,000.00

 Shareholder:

                      Dr. Carolin Petry-Münch

                      D 72070 Tübingen

                      Share:             EUR             54,000.00

 Shareholder:

                      Constanze Dehnen

                      D 82319 Starnberg

                      Share:             EUR             54,000.00

 Shareholder:

                      Rudi Breier

                      D 72762 Reutlingen

                      Share:             EUR             20,000.00

 Shareholder:

                      Dr. Rolf Stöhr

                      D 72810 Gomaringen

                      Share:             EUR             20,000.00

 Manager:

                      Dr. Jörg Petry

                      Helenenweg 4

                      D 72764 Reutlingen

                      born: 23.10.1939

                      Profession: Fully qualified chemist

                      Marital status: married

 Manager:

                      Dr. Friedrich Petry

                      Steinenbergstr. 44

                      D 72764 Reutlingen

                      born: 05.02.1972

                      Marital status: married

 Proxy:

                      Rudi Breier

                      D 72762 Reutlingen

                      having sole power of representation

 Proxy:

                      Dr. Rolf Stöhr

                      D 72810 Gomaringen

                      having sole power of representation

 

 Further functions/participations of Dr. Friedrich Petry (Manager)

 Shareholder:

                      brandoscope GmbH

                      Waldhäuser Str. 75

                      D 72076 Tübingen

                      Legal form: Private limited company

                      Share capital:     EUR             50,000.00

                      Share:             EUR             31,500.00

                      Registered

                      on:         13.08.2008

                      Reg. data:  70190 Stuttgart, HRB 727067

 Manager:

                      brandoscope GmbH

                      Waldhäuser Str. 75

                      D 72076 Tübingen

                      Legal form: Private limited company

                      Share capital:     EUR             50,000.00

                      Registered

                      on:         13.08.2008

                      Reg. data:  70190 Stuttgart, HRB 727067

 

 

COMPANY HISTORY

 

 19.11.1974 - 21.10.1976  Dr. Jörg Petry

                          D 72661 Grafenberg

                          Unregistered commercial enterprise

 22.10.1976 - 01.06.1979  Textilchemie Dr. Petry GmbH

                          D 72760 Reutlingen

                          Private limited company

 02.06.1979 - 31.12.1992  Textilchemie Dr. Petry GmbH

                          Albstr. 52

                          D 72764 Reutlingen

                          Private limited company

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 2059    Manufacture of other chemical products n.e.c.

 

 Secondary industrial sector

 7219    Other research and experimental development on natural sciences and engineering

 

 

FINANCIAL INFORMATION

 

Payment experience:  within agreed terms

 

 Negative information: We have no negative information at hand.

 

Balance sheet year:  2013

 

 PMI:                 No significant / relevant payment experience

                      information pertaining to the company

                      inquired upon is shown in the Deutscher

                      Debitoren Monitor (DDMonitor).

 

 

REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Ferdinand-Lassalle-Str. 57

                      D 72770 Reutlingen

 

 Land register documents were not available.

 

 

BANKERS

 

 Principal bank

 VOLKSBANK METZINGEN-BAD URACH, 72555 METZINGEN, WÜRTT

 Sort. code: 64091200, Account no.: 260600008

 BIC: GENODES1MTZ, IBAN: DE52640912000260600008

 

 

FINANCIAL FIGURES

 

 Turnover:            2014              *EUR         11,270,000.00

 Profit:              2013               EUR            439,287.00

 further business figures:

 Equipment:                             *EUR            245,000.00

 Ac/ts receivable:                       EUR          3,687,907.00

 Liabilities:                            EUR          2,299,528.00

 Total numbers of vehicles:                                      7

 Employees:                                                     50

 - Trainees:                                                     1

 

 The business figures marked with an asterisk are estimates based

  on average values in the line of business.

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                 55.20

 Liquidity ratio:                   3.00

 Return on total capital [%]:       5.11

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 54.66

 Liquidity ratio:                   2.29

 Return on total capital [%]:       0.66

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 57.19

 Liquidity ratio:                   2.23

 Return on total capital [%]:       3.56

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 55.60

 Liquidity ratio:                   2.48

 Return on total capital [%]:       8.17

 

 EQUITY RATIO

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 LIQUIDITY RATIO

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 RETURN ON TOTAL CAPITAL

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

Type of balance sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR          8,600,973.82

  Fixed assets                           EUR          1,554,739.99

   Intangible assets                     EUR             17,207.69

   Tangible assets                       EUR            447,628.65

   Financial assets                      EUR          1,089,903.65

    Other / unspecified financial assets EUR          1,089,903.65

  Current assets                         EUR          7,044,831.25

   Stocks                                EUR          2,849,858.50

   Accounts receivable                   EUR          3,687,906.81

   Liquid means                          EUR            507,065.94

  Remaining other assets                 EUR              1,402.58

   Accruals (assets)                     EUR              1,402.58

 

 LIABILITIES                             EUR          8,600,973.82

  Shareholders' equity                   EUR          4,189,824.13

   Capital                               EUR            400,000.00

    Subscribed capital (share capital)   EUR            400,000.00

   Reserves                              EUR            360,256.00

    Capital reserves                     EUR            360,256.00

   Balance sheet profit/loss (+/-)       EUR          3,429,568.13

    Balance sheet profit / loss          EUR          3,429,568.13

  Provisions                             EUR          2,111,622.00

  Liabilities                            EUR          2,299,527.69

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR          6,377,874.91

  Staff expenses                         EUR          3,111,152.96

   Wages and salaries                    EUR          2,623,643.59

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            487,509.37

  Total depreciation                     EUR            107,535.39

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            107,535.39

  Other operating expenses               EUR          2,822,240.05

  Operating result from continuing

  operations                             EUR            336,946.51

  Result from participating interests

  (+/-)                                  EUR            406,372.00

   Expenses / income from participations EUR            406,372.00

    Income from related companies        EUR            406,372.00

  Interest result (+/-)                  EUR           -113,889.17

   Interest and similar income           EUR             10,180.92

    thereof from related companies       EUR              6,426.33

   Interest and similar expenses         EUR            124,070.09

  Financial result (+/-)                 EUR            292,482.83

  Result from ordinary operations (+/-)  EUR            629,429.34

  Income tax / refund of income tax (+/-)EUR           -187,751.55

  Other taxes / refund of taxes          EUR             -2,390.76

  Tax (+/-)                              EUR           -190,142.31

  Annual surplus / annual deficit        EUR            439,287.03

 

 Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR          8,689,717.87

  Fixed assets                           EUR          1,225,344.03

   Intangible assets                     EUR              8,655.69

    Concessions, licences, rights        EUR              8,655.69

   Tangible assets                       EUR            476,784.69

    Land / similar rights                EUR            131,063.12

    Plant / machinery                    EUR            131,839.64

    Other tangible assets / fixtures and

    fittings                             EUR            213,881.93

   Financial assets                      EUR            739,903.65

    Shares in participations /

    subsidiaries and the like            EUR            739,903.65

     Shares in related companies         EUR            739,903.65

  Current assets                         EUR          7,463,353.32

   Stocks                                EUR          3,148,454.00

   Accounts receivable                   EUR          4,001,176.33

    Amounts due from related companies   EUR          1,676,459.16

    Other debtors and assets             EUR          2,324,717.17

   Liquid means                          EUR            313,722.99

  Remaining other assets                 EUR              1,020.52

   Accruals (assets)                     EUR              1,020.52

 

 LIABILITIES                             EUR          8,689,717.87

  Shareholders' equity                   EUR          3,750,537.10

   Capital                               EUR            400,000.00

    Subscribed capital (share capital)   EUR            400,000.00

   Reserves                              EUR            360,256.00

    Capital reserves                     EUR            360,256.00

   Balance sheet profit/loss (+/-)       EUR          2,990,281.10

    Balance sheet profit / loss          EUR          2,990,281.10

  Provisions                             EUR          1,878,784.00

  Liabilities                            EUR          3,060,396.77

   Financial debts                       EUR            823,058.73

    Liabilities due to banks             EUR            823,058.73

   Other liabilities                     EUR          2,237,338.04

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          1,164,000.00

    Liabilities due to shareholders      EUR            999,000.00

    Unspecified other liabilities        EUR             74,338.04

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR          6,662,901.39

  Staff expenses                         EUR          3,171,755.26

   Wages and salaries                    EUR          2,469,487.17

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            702,268.09

  Total depreciation                     EUR            107,844.62

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            107,844.62

  Other operating expenses               EUR          3,105,454.32

  Operating result from continuing

  operations                             EUR            277,847.19

  Result from participating interests

  (+/-)                                  EUR                130.00

   Expenses / income from participations EUR                130.00

    Income from related companies        EUR                130.00

  Interest result (+/-)                  EUR           -119,790.89

   Interest and similar income           EUR              3,558.05

   Interest and similar expenses         EUR            123,348.94

  Financial result (+/-)                 EUR           -119,660.89

  Result from ordinary operations (+/-)  EUR            158,186.30

  Income tax / refund of income tax (+/-)EUR            -98,770.06

  Other taxes / refund of taxes          EUR             -2,030.06

  Tax (+/-)                              EUR           -100,800.12

  Annual surplus / annual deficit        EUR             57,386.18

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.11

UK Pound

1

Rs.101.03

Euro

1

Rs.70.77

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.