MIRA INFORM REPORT

 

 

Report No. :

350695

Report Date :

20.11.2015

 

IDENTIFICATION DETAILS

 

Name :

YOSHIDA CO LTD

 

 

Registered Office :

3-4 Motoasakusa Taitoku Tokyo 111-0041

 

 

Country :

Japan

 

 

Financials (as on) :

28.02.2015

 

 

Date of Incorporation :

November 1972

 

 

Legal Form :

Limited Company (Kabushiki Kaisha)

 

 

Line of Business :

Subject is engaged in imports and wholesales of bags, belts, umbrellas, sunglasses, gloves, stoles, and other fashion accessories

 

 

No. of Employee :

24

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

COMPANY NAME AND ADDRESS

 

YOSHIDA CO LTD

 

REGD NAME:   Yoshida KK

MAIN OFFICE:  2-3-4 Motoasakusa Taitoku Tokyo 111-0041 JAPAN

                                    Tel: 03-3842-0531      Fax: 03-3842-0537

URL:                 http://www.yoshida-web.jp

E-Mail address: (thru the URL)

 

 

ACTIVITIES

 

Import, wholesale of bags, belts, gloves, stoles & other fashion accessories

 

 

BRANCHES

 

Sendai

 

 

OVERSEAS

 

China, S/E Asia (--Business partners)

 

 

OFFICERS

 

MASAYUKI YOSHIDA, PRES

Miwako Yoshida, dir

                       

Yen Amount:     In million Yen, unless otherwise stated

 

 

SUMMARY

 

FINANCES        R/WEAK                                   A/SALES          Yen 1,380 M

PAYMENTSSLOW BUT CORRECT         CAPITAL           Yen 10 M

TREND SLOW                                       WORTH            Yen 46 M         

STARTED         1973                                         EMPLOYES      24

 

 

COMMENT

 

TRADING FIRM SPECIALIZING IN FASHION ACCESSORIES.

FINANCIAL SITUATION CONSIDERED RATHER WEAK BUT SHOULD BE GOOD FOR MODERATE BUSINESS ENGAGEMENTS.

                       

MAX CREDIT LIMIT: ESTIMATED AT YEN 24.9 MILLION, ON 30 DAYS NORMAL TERMS.

HIGHLIGHTS

           

The subject company is a trading firm for import and wholesale of bags, belts, umbrellas, and other fashion accessories (See OPERATION).  Clients include supermarkets, convenience stores, mail-order houses, other.

 

 

FINANCIAL INFORMATION

           

Financials are disclosed only partially.

 

The sales volume for Feb/2015 fiscal term amounted to Yen 1,380 million, a 6% drop from

Yen 1,470 million in the previous term.  The net profit market time at Yen 1 million.

 

For the current term ending Feb 2016 the net profit is projected at Yen 2 million, on a 3% rise in turnover, to Yen 1,420 million.

 

The financial situation is considered RATHER WEAK but should be good for MODERATE business engagements.  Max credit limit is estimated at Yen 24.9 million, on 30 days normal terms.

 

 

REGISTRATION

    

Date Registered:                       Nov 1972

Regd No.:                                 0105-01-014664 (Tokyo-Taitoku)

Legal Status:                            Limited Company (Kabushiki Kaisha)

Authorized:                  80,000 shares

Issued:                         20,000 shares

Sum:                            Yen 10 million

Major shareholders (%): Masayuki Yoshida (24), other

No. of shareholders: 6

 

Nothing detrimental is known as to the commercial morality of executives.

 

 

OPERATION

           

Activities: Imports and wholesales: bags, belts, umbrellas, sunglasses, gloves, stoles, and other fashion accessories (--100%)

 

Clients: [Mfrs, wholesalers] Harmonick Co, Shaddy Co, Daiwa Co, Y-Yacht Co, Aeon Corp, My Precious Co, Senshukai Co, QVC, Loft Corp, other 

No. of accounts: 350

Domestic areas of activities: Nationwide

Suppliers: [Mfrs, wholesalers] K Onishi & Co, Tamurakoma Co, Alpha Corp, Nagashima Packaging Co, other

 

Payment record: Slow but correct

 

Location: Business area in Tokyo.  Office premises at the caption address are owned and maintained satisfactory.

 

Bank References:

 

Resona Bank (Akihabara)

Asahi Shinkin Bank (Nishimachi)

Relations: Satisfactory

 

 

FINANCES

 

(In Million Yen)

Terms Ending:

 

29/02/2016

28/02/2015

28/02/2014

28/02/2013

Annual Sales

 

1,420

1,380

1,470

1,562

Recur. Profit

 

..

..

..

14

Net Profit

 

2

1

1

10

Total Assets

 

 

N/A

N/A

1,021

Net Worth

 

 

46

45

44

Capital, Paid-Up

 

 

10

10

10

Div.P.Share(¥)

 

 

0.00

0.00

0.00

<Analytical Data>

 

(%)

(%)

(%)

(%)

    S.Growth Rate

 

2.90

-6.12

-5.89

7.43

    Current Ratio

 

 

..

..

..

    N.Worth Ratio

 

 

..

..

4.31

    N.Profit/Sales

 

0.14

0.07

0.07

0.64

 

Notes: Financials are only partially disclosed.

Forecast (or estimated) figures for the 29/02/2016 fiscal term.

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.