|
Report No. : |
349449 |
|
Report Date : |
21.11.2015 |
IDENTIFICATION DETAILS
|
Name : |
AKTIEBOLAGET SANDVIK MATERIALS TECHNOLOGY |
|
|
|
|
Registered Office : |
81181 Sandviken |
|
|
|
|
Country : |
Sweden |
|
|
|
|
Financials (as on) : |
2014 |
|
|
|
|
Date of Incorporation : |
11.10.1983 |
|
|
|
|
Com. Reg. No.: |
5562346832 |
|
|
|
|
Legal Form : |
Limited Liability Company |
|
|
|
|
Line of Business : |
Manufacture of Tubes, Pipes, Hollow Profiles and Related Fittings, of
Steel. |
|
|
|
|
No. of Employees : |
Not Available |
RATING & COMMENTS
|
MIRA’s Rating : |
Ca |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
Status : |
Moderate |
|
|
|
|
Payment Behaviour : |
Slow |
|
|
|
|
Litigation : |
Clear |
NOTES:
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31, 2015
|
Country Name |
Previous Rating (31.12.2014) |
Current Rating (31.03.2015) |
|
Sweden |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
SWEDEN - ECONOMIC OVERVIEW
Aided by peace and neutrality for the whole of the 20th
century, Sweden has achieved an enviable standard of living under a mixed system
of high-tech capitalism and extensive welfare benefits. Sweden remains outside
the Eurozone because of concerns over its impact on the country’s economy,
welfare system, and sovereignty. Timber, hydropower, and iron ore constitute
the resource base of an economy heavily oriented toward foreign trade.
Privately owned firms account for vast majority of industrial output.
Agriculture accounts for less than 1% of GDP. Economic growth slowed in 2013,
as a result of continued economic weakness in the EU - Sweden’s main export
market; however, Sweden’s economy experienced modest growth in 2014, with an
adjusted real GDP growth that averaged 2.1%. Sweden’s economy is expected to
grow modestly in 2015, although the country continues to struggle with deflationary
pressure.
|
Source
: CIA |
|
Business Name |
Aktiebolaget Sandvik Materials Technology |
|
Country |
SWEDEN |
|
Company Registration Number |
5562346832 |
|
Activity Code |
24200 |
|
Activity Description |
Manufacture of tubes, pipes, hollow profiles and related fittings, of
steel |
|
Company Status |
Commission (Other) |
|
Latest Turnover Figure |
97.518.000 SEK |
|
Latest Shareholder Equity Figure |
-5.208.000 SEK |
|
Business Name |
Aktiebolaget Sandvik Materials Technology |
|
Registered Company Name |
Aktiebolaget Sandvik Materials Technology |
|
Company Registration Number |
5562346832 |
|
Country |
SWEDEN |
|
VAT Registration Number |
via VAT group |
|
Date of Company Registration |
11/10/1983 |
|
Legal Form |
Limited liability company |
|
Company Status |
Commission (Other) |
|
Currency of this Report |
SEK |
|
Principal Activity Code |
No code |
|
Principal Activity Description |
Object of the company is the development, manufacture and sale of
steel and other metal and metal alloy products, leases of various types of
licenses pertaining thereto, together with associated activities. |
|
Contact Address |
81181 SANDVIKEN |
|
Contact Telephone Number |
026-263000 |
|
Address |
81181 SANDVIKEN |
|
Country |
SWEDEN |
|
Telephone |
026-263000 |
|
Address |
Country |
|
No other addresses for this company |
|
|
Activity Code |
Activity Description |
|
24200 |
Manufacture of tubes, pipes, hollow profiles and related fittings, of
steel |
|
24100 |
Manufacture of basic iron and steel and of ferro-alloys |
|
24320 |
Cold rolling of narrow strip |
|
24450 |
Other non-ferrous metal production |
No email addresses for this company
www.smt.sandvik.com
|
Year |
Number of Employees |
|
2014 |
0 |
|
2013 |
0 |
|
2012 |
0 |
|
2011 |
0 |
|
2010 |
0 |
|
Auditor Name |
KPMG AB |
|
|
Registered for FTax |
Yes |
|
|
Registered for VAT |
Yes |
|
|
Registered for Employee Tax |
Yes |
|
|
Type |
Category |
Issuer |
|
No certificate information for this company |
|
|
|
Activity Code |
24200 |
|
|
Activity Description |
Manufacture of tubes, pipes, hollow profiles and related fittings, of
steel |
|
|
Event Date |
Event
Description |
|
11/11/2015 |
Group Structure Change |
|
09/11/2015 |
Group Structure Change |
|
06/11/2015 |
Group Structure Change |
|
27/10/2015 |
Group Structure Change |
|
21/10/2015 |
Group Structure Change |
|
19/10/2015 |
Group Structure Change |
|
14/10/2015 |
Group Structure Change |
|
06/10/2015 |
Authorised signatories amended or new/amended vacancy text |
|
06/10/2015 |
Company representatives, changed |
|
30/09/2015 |
Group Structure Change |
|
04/09/2015 |
Group Structure Change |
|
31/08/2015 |
Group Structure Change |
|
26/08/2015 |
Group Structure Change |
|
24/08/2015 |
Group Structure Change |
|
20/08/2015 |
Group Structure Change |
|
07/08/2015 |
Annual account, new |
|
04/08/2015 |
Group Structure Change |
|
29/07/2015 |
Company business activity, changed |
|
27/07/2015 |
Group Structure Change |
|
24/07/2015 |
Annual report (PDF), new |
|
23/07/2015 |
Group Structure Change |
|
22/07/2015 |
Group Structure Change |
|
10/07/2015 |
Group Structure Change |
|
08/07/2015 |
Group Structure Change |
|
07/07/2015 |
Group Structure Change |
|
06/07/2015 |
Group Structure Change |
|
03/07/2015 |
Group Structure Change |
|
02/07/2015 |
Group Structure Change |
|
30/06/2015 |
Group Structure Change |
|
29/06/2015 |
Group Structure Change |
|
26/06/2015 |
Group Structure Change |
|
25/06/2015 |
Group Structure Change |
|
22/06/2015 |
Group Structure Change |
|
17/06/2015 |
Group Structure Change |
|
16/06/2015 |
Group Structure Change |
|
12/06/2015 |
Group Structure Change |
|
10/06/2015 |
Group Structure Change |
|
01/06/2015 |
Group Structure Change |
|
21/05/2015 |
Group Structure Change |
|
19/05/2015 |
Group Structure Change |
|
14/05/2015 |
Group Structure Change |
|
13/05/2015 |
Group Structure Change |
|
19/03/2015 |
Limit, decrease |
|
13/03/2015 |
Company representatives, changed |
|
Event Date |
Event Description |
|
13/03/2015 |
Authorised signatories amended or new/amended vacancy text |
|
29/11/2014 |
Limit, increase |
|
15/11/2014 |
Limit, decrease |
|
08/11/2014 |
Limit, increase |
|
06/11/2014 |
Group Structure Change |
|
16/10/2014 |
Authorised signatories amended or new/amended vacancy text |
|
10/10/2014 |
Authorised signatories amended or new/amended vacancy text |
|
10/10/2014 |
Group Structure Change |
|
10/10/2014 |
Company representatives, changed |
|
09/10/2014 |
Group Structure Change |
|
03/10/2014 |
Group Structure Change |
|
01/10/2014 |
Group Structure Change |
|
29/09/2014 |
Group Structure Change |
|
26/09/2014 |
Group Structure Change |
|
22/09/2014 |
Group Structure Change |
|
18/09/2014 |
Group Structure Change |
|
10/09/2014 |
Group Structure Change |
|
09/09/2014 |
Group Structure Change |
|
08/09/2014 |
Group Structure Change |
|
27/08/2014 |
Group Structure Change |
|
22/08/2014 |
Group Structure Change |
|
18/08/2014 |
Group Structure Change |
|
13/08/2014 |
Limit, decrease |
|
13/08/2014 |
Annual account, new |
|
11/08/2014 |
Group Structure Change |
|
07/08/2014 |
Annual report (PDF), new |
|
07/08/2014 |
Group Structure Change |
|
04/08/2014 |
Group Structure Change |
|
01/08/2014 |
Group Structure Change |
|
31/07/2014 |
Group Structure Change |
|
30/07/2014 |
Group Structure Change |
|
28/07/2014 |
Group Structure Change |
|
24/07/2014 |
Group Structure Change |
|
23/07/2014 |
Group Structure Change |
|
22/07/2014 |
Group Structure Change |
|
21/07/2014 |
Group Structure Change |
|
18/07/2014 |
Group Structure Change |
|
16/07/2014 |
Group Structure Change |
|
11/07/2014 |
Authorised signatories amended or new/amended vacancy text |
|
11/07/2014 |
Company representatives, changed |
|
10/07/2014 |
Group Structure Change |
|
09/07/2014 |
Group Structure Change |
|
08/07/2014 |
Group Structure Change |
|
07/07/2014 |
Group Structure Change |
|
Event Date |
Event Description |
|
11/06/2014 |
Authorised signatories amended or new/amended vacancy text |
|
11/06/2014 |
Company representatives, changed |
|
18/05/2014 |
Limit, increase |
|
11/05/2014 |
Limit, decrease |
|
07/12/2013 |
Authorised signatories amended or new/amended vacancy text |
|
07/12/2013 |
Company representatives, changed |
|
10/11/2013 |
Limit, increase |
|
02/10/2013 |
Group Structure Change |
|
25/09/2013 |
Group Structure Change |
|
08/09/2013 |
Limit, decrease |
|
06/09/2013 |
Group Structure Change |
|
05/09/2013 |
Group Structure Change |
|
30/08/2013 |
Group Structure Change |
|
28/08/2013 |
Group Structure Change |
|
26/08/2013 |
Group Structure Change |
|
19/08/2013 |
Group Structure Change |
|
16/08/2013 |
Group Structure Change |
|
15/08/2013 |
Group Structure Change |
|
14/08/2013 |
Group Structure Change |
|
13/08/2013 |
Group Structure Change |
|
12/08/2013 |
Group Structure Change |
|
08/08/2013 |
Group Structure Change |
|
07/08/2013 |
Group Structure Change |
|
06/08/2013 |
Group Structure Change |
|
05/08/2013 |
Group Structure Change |
|
31/07/2013 |
Group Structure Change |
|
30/07/2013 |
Group Structure Change |
|
29/07/2013 |
Group Structure Change |
|
24/07/2013 |
Annual account, new |
|
24/07/2013 |
Limit, increase |
|
20/07/2013 |
Limit, decrease |
|
19/07/2013 |
Group Structure Change |
|
17/07/2013 |
Group Structure Change |
|
13/07/2013 |
Limit, increase |
|
12/07/2013 |
Group Structure Change |
|
11/07/2013 |
Group Structure Change |
|
10/07/2013 |
Group Structure Change |
|
09/07/2013 |
Group Structure Change |
|
08/07/2013 |
Group Structure Change |
|
04/07/2013 |
Authorised signatories amended or new/amended vacancy text |
|
04/07/2013 |
Company representatives, changed |
|
04/07/2013 |
Annual report (PDF), new |
|
03/07/2013 |
Group Structure Change |
|
01/07/2013 |
Group Structure Change |
|
Event Date |
Event Description |
|
24/06/2013 |
Limit, decrease |
|
03/04/2013 |
Company representatives, changed |
|
03/04/2013 |
Authorised signatories amended or new/amended vacancy text |
|
21/02/2013 |
Authorised signatories amended or new/amended vacancy text |
|
21/02/2013 |
Company representatives, changed |
|
02/02/2013 |
Limit, increase |
|
19/01/2013 |
Limit, decrease |
|
15/12/2012 |
Limit, increase |
|
01/12/2012 |
Limit, decrease |
|
24/11/2012 |
Limit, increase |
|
23/10/2012 |
Limit, increase |
|
25/07/2012 |
Annual account, new |
|
04/07/2012 |
Company representatives, changed |
|
04/07/2012 |
Board, changed |
|
04/07/2012 |
Authorised signatories amended or new/amended vacancy text |
|
03/07/2012 |
Annual report (PDF), new |
|
14/03/2012 |
Authorised signatories amended or new/amended vacancy text |
|
14/03/2012 |
Board, changed |
|
14/03/2012 |
Company representatives, changed |
|
17/01/2012 |
Authorised signatories amended or new/amended vacancy text |
|
17/01/2012 |
Board, changed |
|
17/01/2012 |
Company representatives, changed |
|
26/11/2011 |
Limit, decrease |
|
06/11/2011 |
Limit, increase |
|
20/10/2011 |
Limit, decrease |
|
07/10/2011 |
Company representatives, changed |
|
07/10/2011 |
Authorised signatories amended or new/amended vacancy text |
|
07/10/2011 |
Board, changed |
|
03/09/2011 |
Company representatives, changed |
|
03/09/2011 |
Board, changed |
|
03/09/2011 |
Authorised signatories amended or new/amended vacancy text |
|
08/08/2011 |
Annual account, new |
|
08/08/2011 |
Limit, decrease |
|
01/08/2011 |
Board, changed |
|
19/07/2011 |
Annual report (PDF), new |
|
08/06/2011 |
Certificate, deregistered |
|
14/05/2011 |
Authorised signatories amended or new/amended vacancy text |
|
14/05/2011 |
Board, changed |
|
14/05/2011 |
Limit, decrease |
|
14/05/2011 |
Company representatives, changed |
|
30/04/2011 |
Limit, increase |
|
09/04/2011 |
Limit, decrease |
|
29/03/2011 |
Phone number, changed |
|
17/02/2011 |
Company representatives, changed |
|
17/02/2011 |
Board, changed |
|
17/02/2011 |
Authorised signatories amended or new/amended vacancy text |
|
05/01/2011 |
Limit, increase |
|
18/12/2010 |
Limit, decrease |
|
15/12/2010 |
Limit, increase |
No status history events for this company
|
Financial Year |
2014 |
2013 |
2012 |
|
Number of Weeks |
52 |
52 |
52 |
|
Currency |
SEK |
SEK |
SEK |
|
Consolidated Accounts |
No |
No |
No |
|
Revenue |
97.518.000 |
90.126.000 |
84.806.000 |
|
Operating Costs |
97.518.000 |
90.126.000 |
84.806.000 |
|
Operating Profit |
- |
- |
- |
|
Wages & Salaries |
- |
- |
- |
|
Depreciation |
-91.371.000 |
-84.497.000 |
-75.853.000 |
|
Financial Income |
- |
- |
- |
|
Financial Expenses |
- |
- |
- |
|
Extraordinary Income |
- |
- |
- |
|
Extraordinary Costs |
- |
- |
- |
|
Profit before Tax |
- |
- |
- |
|
Tax |
242.000 |
-845.000 |
2.879.000 |
|
Profit after Tax |
242.000 |
-845.000 |
2.879.000 |
|
Minority Interests |
- |
- |
- |
|
Other Appropriations |
-3.307.000 |
513.000 |
428.000 |
|
Retained Profit |
-3.065.000 |
-333.000 |
3.307.000 |
|
Financial Year |
2014 |
2013 |
2012 |
|
Number of Weeks |
52 |
52 |
52 |
|
Currency |
SEK |
SEK |
SEK |
|
Consolidated Accounts |
No |
No |
No |
|
Land & Buildings |
1.685.109.000 |
1.713.807.000 |
1.516.817.000 |
|
Plant & Machinery |
4.443.000 |
4.934.000 |
5.475.000 |
|
Other Tangible Assets |
- |
- |
100.000.000 |
|
Total Tangible Assets |
1.689.552.000 |
1.718.741.000 |
1.622.292.000 |
|
Goodwill |
- |
- |
- |
|
Other Intangible Assets |
- |
- |
- |
|
Total Intangible Assets |
- |
- |
- |
|
Loans To Group |
- |
- |
- |
|
Other Loans |
- |
- |
- |
|
Miscellaneous Fixed Assets |
- |
- |
- |
|
Total Other Fixed Assets |
- |
- |
- |
|
TOTAL FIXED ASSETS |
1.689.552.000 |
1.718.741.000 |
1.622.292.000 |
|
Work In Progress |
- |
- |
- |
|
Other Inventories |
- |
- |
- |
|
Total Inventories |
- |
- |
- |
|
Trade Receivables |
- |
- |
- |
|
Group Receivables |
- |
- |
- |
|
Miscellaneous Receivables |
- |
- |
- |
|
Total Receivables |
- |
- |
- |
|
Cash |
- |
- |
- |
|
Other Current Assets |
- |
- |
- |
|
TOTAL CURRENT ASSETS |
- |
- |
- |
|
TOTAL ASSETS |
1.689.552.000 |
1.718.741.000 |
1.622.292.000 |
|
Trade Payables |
- |
- |
- |
|
Bank Liabilities |
- |
- |
- |
|
Group Payables |
1.671.551.000 |
1.699.068.000 |
1.589.058.000 |
|
Miscellaneous Liabilities |
295.000 |
361.000 |
8.978.000 |
|
TOTAL CURRENT LIABILITIES |
1.671.846.000 |
1.699.429.000 |
1.598.036.000 |
|
Bank Liabilities Due After 1 Year |
- |
- |
- |
|
Other Loans Or Finance Due After 1 Year |
- |
- |
- |
|
Group Payables Due After 1 Year |
- |
- |
- |
|
Miscellaneous Liabilities Due After 1 Year |
22.914.000 |
23.454.000 |
24.209.000 |
|
TOTAL LONG TERM LIABILITIES |
22.914.000 |
23.454.000 |
24.209.000 |
|
TOTAL LIABILITIES |
1.694.760.000 |
1.722.883.000 |
1.622.245.000 |
|
Called Up Share Capital |
100.000 |
100.000 |
100.000 |
|
Share Premium |
- |
- |
- |
|
Revenue Reserves |
-7.328.000 |
-406.000 |
1.530.000 |
|
Other Reserves |
2.020.000 |
-3.836.000 |
-1.583.000 |
|
TOTAL SHAREHOLDERS EQUITY |
-5.208.000 |
-4.142.000 |
47.000 |
|
Contingent Liabilities |
- |
- |
- |
|
Working Capital |
-1.671.846.000 |
-1.699.429.000 |
-1.598.036.000 |
|
Net Worth |
-5.208.000 |
-4.142.000 |
47.000 |
|
Pre-Tax Profit Margin |
0 |
0 |
0 |
|
Return On Capital Employed |
0 |
0 |
0 |
|
Return On Total Assets Employed |
0 |
0 |
0 |
|
Return On Net Assets Employed |
0 |
0 |
0 |
|
Sales/Net Working Capital |
-0.06 |
-0.05 |
-0.05 |
|
Stock Turnover Ratio |
0 |
0 |
0 |
|
Debtor Days |
0.00 |
0.00 |
0.00 |
|
Creditor Days |
0.00 |
0.00 |
0.00 |
|
Current Ratio |
0.00 |
0.00 |
0.00 |
|
Liquidity Ratio/Acid Test |
0.00 |
0.00 |
0.00 |
|
Current Debt Ratio |
-321.01 |
-410.29 |
34000.77 |
|
Gearing |
0 |
0 |
0 |
|
Equity In Percentage |
-0.31 % |
-0.24 % |
0 |
|
Total Debt Ratio |
-325.41 |
-415.95 |
34515.85 |
|
Issued Share Capital |
100.000 SEK |
|
No shareholders data for this company.
|
Name |
Appointment Date |
Position |
|
Lars Bengt Olov Wijk |
10/07/2014 |
Actual Member of Board |
|
Petra Irene Einarsson |
16/02/2013 |
Actual Member of Board |
|
Andreas Erik Urban Burman |
06/10/2011 |
Actual Member of Board |
|
Arne Thomas Mårtensson |
13/03/2012 |
Actual Member of Board |
|
Bettina Baumgartner |
10/06/2014 |
Actual Member of Board |
|
Tomas Ivar Kärnström |
05/10/2015 |
Actual Member of Board |
|
Name |
Appointment Date |
Position |
|
Arto Tapani Tolppanen |
05/10/2015 |
Substitute |
|
Mats Walter Lundberg |
03/07/2012 |
Substitute |
|
Name |
Appointment Date |
Position |
Resignation Date |
|
Bo Wilhelm Boström |
11/10/1983 |
Actual Member of Board |
05/10/2015 |
|
Tomas Ivar Kärnström |
20/04/2000 |
Substitute |
05/10/2015 |
|
Bo Stefan Severin |
16/02/2013 |
Actual Member of Board |
10/07/2014 |
|
Johan Tomas Hedlund |
02/04/2013 |
Actual Member of Board |
10/06/2014 |
|
Anders Erik Forslund |
16/02/2011 |
Actual Member of Board |
02/04/2013 |
|
Jonas Mikael Gustavsson |
13/05/2011 |
Actual Member of Board |
16/02/2013 |
|
Lars Ola Salmén |
13/03/2012 |
Actual Member of Board |
16/02/2013 |
|
Lars Bengt Olov Wijk |
16/02/2011 |
External Signatory |
16/02/2013 |
|
Karin Maria Östring |
02/09/2011 |
Substitute |
03/07/2012 |
|
Antti Juha Laine |
12/08/1998 |
Actual Member of Board |
13/03/2012 |
|
Carl Erik Peter Larsson |
31/10/2003 |
Chairman of Board |
13/03/2012 |
|
Jan Åke Öhman |
03/02/2007 |
Actual Member of Board |
06/10/2011 |
|
Lars Anders Sjödén |
15/04/2009 |
Substitute |
02/09/2011 |
|
Peter Gossas |
12/06/2002 |
Actual Member of Board |
13/05/2011 |
|
Debt Balance |
|
|
Currency |
SEK |
|
Number Of Private Claims |
0 |
|
Balance Of Private Claims |
0 |
|
Number Of Public Claims |
0 |
|
Balance Of Public Claims |
0 |
|
Total Balance |
0 |
|
Record of Non
Payment |
|
|
Number Of Distraint Or Repossessions |
0 |
|
Number Of Public Claims |
2 |
|
Number Of Private Claims |
7 |
|
Number Of Applications |
2 |
|
Number Of Revoked Applications |
41 |
|
Latest Public
Claim |
|
|
Type |
Roadtraffic-tax |
|
Date |
2015-03-18 |
|
Amount |
284 (SEK) |
|
Currency |
SEK |
|
Latest Private
Claim |
|
|
Date |
2014-08-07 |
|
Amount |
9199 (SEK) |
|
|
|
|
Debt Balance |
|
|
Currency |
SEK |
|
Creditor |
Momentum Industrial AB |
|
Comments |
Decision |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.66.09 |
|
|
1 |
Rs.101.04 |
|
Euro |
1 |
Rs.70.86 |
INFORMATION DETAILS
|
Analysis Done by
: |
TRI |
|
|
|
|
Report Prepared
by : |
NIT |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
|
-- |
NB |
New Business |
-- |
|
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major sections
of this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.