MIRA INFORM REPORT

Report No. :	350234
Report Date :	24.11.2015

IDENTIFICATION DETAILS

Name :	GRANEX STONE PERU S.A.C.
Registered Office :	Av. Conquistadores Nro. 1196 Dpto. 601 Lima - Lima - San Isidro
Country :	Peru
Date of Incorporation :	18.11.2013
Legal Form :	Sociedad Anonima Cerrada
Line of Business :	Subject is an import and service company in the area of construction and interior design.
No. of Employee :	2

RATING & COMMENTS

MIRA’s Rating :

B

RATING		STATUS	PROPOSED CREDIT LINE
26-40	B	Capability to overcome financial difficulties seems comparatively below average.	Small

Status :	Moderate
Payment Behaviour :	Slow but correct
Litigation :	Clear

NOTES :

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ECGC Country Risk Classification List – March 31, 2015

Country Name	Previous Rating (31.12.2014)	Current Rating (31.03.2015)
Peru	A2	A2

Risk Category	ECGC Classification
Insignificant	A1
Low	A2
Moderate	B1
High	B2
Very High	C1
Restricted	C2
Off-credit	D

STATUTORY INFORMATION
Legal Name:	GRANEX STONE PERU S.A.C.
Trade Name:	GRANEX STONE PERU
RUC:	20554492364
Date Created:	2013
Date Incorporated:	18/11/2013
Legal Address:	AV. CONQUISTADORES NRO. 1196 DPTO. 601 LIMA - LIMA - SAN ISIDRO, PERU
Operative Address:	AV. CONQUISTADORES NRO. 1196 DPTO. 601 LIMA - LIMA - SAN ISIDRO, PERU
Telephone:	998248265 - 998377243
Fax:	NA
Legal Form:	SOCIEDAD ANONIMA CERRADA
Email:	Granexlatinoamerica@gmail.com
Registered in:	Peru
Website:	No website
Contact:	ARANETA LAVINZ DE TESTINO BEATRIZ
Staff:	2
Activity:	Wholesale Sector Industry
BANKS	Banco Nacional de Perú
	The company does not make its banking data public
History
	The company was founded in 2013
PRINCIPAL ACTIVITY
	This is an import and service company in the area of construction and interior design.
Products/Services description:	Marble, Granite, Onyx, Travertine
Brands:	They are representatives of Granex, Inc.
Sales are:	Wholesale
Clients:	Retailers
Suppliers:	GPN ENTERPRISES USA GRANEX, INC USA
Operations area:	National
The company imports from	USA, India
The company exports to	No exports
The subject employs	2 employees
Payments:	Slow but correct
LOCATION
Headquarters :	AV. CONQUISTADORES NRO. 1196 DPTO. 601 LIMA - LIMA - SAN ISIDRO, PERU
Branches:	The company does not have branches
GROUP STRUCTURE AND SUBSIDIARY COMPANIES
Listed at the stock exchange:	NO
Capital:	NA
Shareholders:	This is a private company. We could not confirm major holders.
Management:	Araneta Lavinz de Testino Beatriz, General Manager Juan Carlos Zuñiga Sainz, Sales Representative
FINANCIAL INFORMATION
	This is a private company which does not make its financials public.
	There are no financial figures connected to the subject
LEGAL FILINGS
	There are no legal for the subject
SUMMARY
	This is an import and service company in the area of construction and interior design. They are representatives of Granex, Inc., USA. The company mainly imports from India and USA, with a small sized structure and 2 years of experience from incorporation. There are no negative for the subject.
RISK INFORMATION
DEBTS	Controlled
PAYMENTS	Slow but correct
CASH FLOW	Normal
STATUS	Active
INTERVIEW
NAME	NA
POSITION	Receptionist
COMMENTS	We contacted the company who confirmed address and activity. The person contacted refused to provide more data.

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	Rs.66.35
UK Pound	1	Rs.100.66
Euro	1	Rs.70.47

INFORMATION DETAILS

Analysis Done by :	TRI
Report Prepared by :	ANK

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
--	NB	New Business	--

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

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