MIRA INFORM REPORT

 

 

Report No. :

350155

Report Date :

24.11.2015

 

IDENTIFICATION DETAILS

 

Name :

JCC LEDERMODEN VERTRIEBS-GMBH

 

 

Registered Office :

Sirnauer Str. 52 D 73779 Deizisau

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

1984

 

 

Com. Reg. No.:

HRB 212322

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

  • Wholesale of clothing and footwear
  • Retail sale of clothing

 

 

No. of Employee :

30

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

 

Company name and address

 

JCC LEDERMODEN VERTRIEBS-GMBH

 

 Company Status:      active

                      Sirnauer Str. 52

                      D 73779 Deizisau

                      Telephone:07153/83290

                      Telefax:  07153/832910

                      Homepage: www.jcc.de

                      E-mail:   info@jcc.de

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

Sumamry

 

 LEGAL FORM                          Private limited company

 Date of foundation:                  1984

 Shareholders'

 agreement:                               09.11.1989

 Registered on:                         20.02.1990

 Commercial Register:               Local court 70190 Stuttgart

 under:                                      HRB 212322

 

 

 Share capital

 

EUR             51,130.00

 

 Shareholder:

                      Horst Christel

                      Im Sonnenwinkel 24

                      D 73733 Esslingen

                      born: 08.04.1959

                      Share:             EUR             25,565.00

 Shareholder:

                      Walter Christel

                      Im Köpfen 27

                      D 73732 Esslingen

                      born: 08.04.1959

                      Share:             EUR             25,565.00

 Manager:

                      Horst Christel

                      Im Sonnenwinkel 24

                      D 73733 Esslingen

                      having sole power of representation

                      born: 08.04.1959

                      Profession: Businessman

                      Marital status: married

 Manager:

                      Walter Christel

                      Im Köpfen 27

                      D 73732 Esslingen

                      having sole power of representation

                      born: 08.04.1959

                      Profession: Businessman

                      Marital status: married

 Proxy:

                      Stefan Geiger

                      D 73269 Hochdorf

                      having sole power of representation

                      born: 22.07.1968

 

 Further functions/participations of Horst Christel (Manager)

 General partner:

                      Horst Christel, Walter Christel

                      Sirnauer Str. 52

                      D 73779 Deizisau

                      Legal form: Partnership under the Civil Code

 General partner:

                      Walter Christel, Horst Christel

                      Sirnauer Str. 52

                      D 73779 Deizisau

                      Post Box:

                      11 08, D 73777 Deizisau

                      Legal form: Partnership under the Civil Code

 Limited partner:

                      Christel Neckartaler Fleischwaren GmbH & Co.

                      KG

                      Waldstr. 42

                      D 73773 Aichwald

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR            270,000.00

                      contribution:

                      Share:             EUR             30,000.00

                      Registered

                      on:         12.03.1985

                      Reg. data:  70190 Stuttgart, HRA 211698

 Limited partner:

                      black-i GmbH & Co. KG

                      Sirnauer Str. 52

                      D 73779 Deizisau

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR              2,000.00

                      contribution:

                      Share:             EUR                667.00

                      Registered

                      on:         03.08.2010

                      Reg. data:  70190 Stuttgart, HRA 725402

 Shareholder:

                      "La bella" Handelsagentur und Vertrieb von

                      Nonfood u. Foodartikeln GmbH

                      Sirnauer Str. 52

                      D 73779 Deizisau

                      Legal form: Private limited company

                      Share capital:     EUR             25,566.00

                      Share:             EUR             12,783.00

                      Registered

                      on:         20.04.1993

                      Reg. data:  70190 Stuttgart, HRB 212756

 Shareholder:

                      black-i Verwaltungsgesellschaft mbH

                      Sirnauer Str. 52

                      D 73779 Deizisau

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR              8,333.00

                      Registered

                      on:         02.08.2010

                      Reg. data:  70190 Stuttgart, HRB 734506

 Manager:

                      "La bella" Handelsagentur und Vertrieb von

                      Nonfood u. Foodartikeln GmbH

                      Sirnauer Str. 52

                      D 73779 Deizisau

                      Legal form: Private limited company

                      Share capital:     EUR             25,566.00

                      Registered

                      on:         20.04.1993

                      Reg. data:  70190 Stuttgart, HRB 212756

 Manager:

                      black-i Verwaltungsgesellschaft mbH

                      Sirnauer Str. 52

                      D 73779 Deizisau

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         02.08.2010

                      Reg. data:  70190 Stuttgart, HRB 734506

 

 Further functions/participations of Walter Christel (Manager)

 General partner:

                      Horst Christel, Walter Christel

                      Sirnauer Str. 52

                      D 73779 Deizisau

                      Legal form: Partnership under the Civil Code

 General partner:

                      Walter Christel, Horst Christel

                      Sirnauer Str. 52

                      D 73779 Deizisau

                      Post Box:

                      11 08, D 73777 Deizisau

                      Legal form: Partnership under the Civil Code

 Limited partner:

                      Christel Neckartaler Fleischwaren GmbH & Co.

                      KG

                      Waldstr. 42

                      D 73773 Aichwald

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR            270,000.00

                      contribution:

                      Share:             EUR             30,000.00

                      Registered

                      on:         12.03.1985

                      Reg. data:  70190 Stuttgart, HRA 211698

 Limited partner:

                      black-i GmbH & Co. KG

                      Sirnauer Str. 52

                      D 73779 Deizisau

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR              2,000.00

                      contribution:

                      Share:             EUR                667.00

                      Registered

                      on:         03.08.2010

                      Reg. data:  70190 Stuttgart, HRA 725402

 Shareholder:

                      "La bella" Handelsagentur und Vertrieb von

                      Nonfood u. Foodartikeln GmbH

                      Sirnauer Str. 52

                      D 73779 Deizisau

                      Legal form: Private limited company

                      Share capital:     EUR             25,566.00

                      Share:             EUR             12,783.00

                      Registered

                      on:         20.04.1993

                      Reg. data:  70190 Stuttgart, HRB 212756

 Shareholder:

                      black-i Verwaltungsgesellschaft mbH

                      Sirnauer Str. 52

                      D 73779 Deizisau

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR              8,333.00

                      Registered

                      on:         02.08.2010

                      Reg. data:  70190 Stuttgart, HRB 734506

 Manager:

                      "La bella" Handelsagentur und Vertrieb von

                      Nonfood u. Foodartikeln GmbH

                      Sirnauer Str. 52

                      D 73779 Deizisau

                      Legal form: Private limited company

                      Share capital:     EUR             25,566.00

                      Registered

                      on:         20.04.1993

                      Reg. data:  70190 Stuttgart, HRB 212756

 Manager:

                      black-i Verwaltungsgesellschaft mbH

                      Sirnauer Str. 52

                      D 73779 Deizisau

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         02.08.2010

                      Reg. data:  70190 Stuttgart, HRB 734506

 

 

 COMPANY HISTORY

 

 01.01.1984 - 09.11.1989  " Walter Christel "

                          Zollbergstr. 62-64

                          D 73734 Esslingen

                          Unregistered commercial enterprise

 

 

 BUSINESS ACTIVITIES

 

 Main industrial sector

 4642    Wholesale of clothing and footwear

47710   Retail sale of clothing

 

 

 FINANCIAL INFORMATION

 

Payment experience:  within periods customary in this trade

 

 Negative information:We have no negative information at hand.

 

 Balance sheet year:  2013

 

 

 PMI:                 No significant / relevant payment experience

                      information pertaining to the company

                      inquired upon is shown in the Deutscher

                      Debitoren Monitor (DDMonitor).

 

 

 Events Index:        1

 

                      At present, NO events are known.

 

                      The Events Index indicates if any particular

                      events have occurred, such as e.g. a

                      relocation of registered office or a change

                      within management. On the basis of number,

                      relevance and up-to-dateness of the events

                      an index value ranging from 1 (no events) to

                      5 is calculated. Companies showing a

                      particularly large number of events receive

                      the index 6.

 

 

 REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Sirnauer Str. 52

                      D 73779 Deizisau

 

 Land register documents were not available.


 BANKERS

 

 KREISSPARKASSE ESSLINGEN-NÜRTINGEN, 73702 ESSLINGEN AM NECKAR

 Sort. code: 61150020

 BIC: ESSLDE66XXX

 VOLKSBANK ESSLINGEN, 73704 ESSLINGEN AM NECKAR

 Sort. code: 61190110

 BIC: GENODES1ESS

 

 

 FINANCIAL FIGURES

 

 Turnover:            2014              *EUR          3,780,000.00

 Profit:              2013               EUR             93,903.00

 further business figures:

 Equipment:                             *EUR            216,000.00

 Ac/ts receivable:                       EUR          3,380,048.00

 Liabilities:                            EUR          6,186,603.00

 Employees:                                                     30

 - Trainees:                                                     3

 

 The business figures marked with an asterisk are estimates based

  on average values in the line of business.

 

 

 BALANCE SHEETS

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                 18.92

 Liquidity ratio:                   0.63

 Return on total capital [%]:       1.39

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 24.42

 Liquidity ratio:                   0.58

 Return on total capital [%]:       1.17

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 19.45

 Liquidity ratio:                   0.70

 Return on total capital [%]:       1.47

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 14.98

 Liquidity ratio:                   0.98

 Return on total capital [%]:       3.24

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR          6,743,991.72

  Fixed assets                           EUR            281,408.00

   Intangible assets                     EUR              9,887.00

   Tangible assets                       EUR            271,521.00

  Current assets                         EUR          6,455,616.88

   Stocks                                EUR          3,048,936.76

   Accounts receivable                   EUR          3,380,048.43

   Liquid means                          EUR             26,631.69

  Remaining other assets                 EUR              6,966.84

   Accruals (assets)                     EUR              6,966.84

 

 LIABILITIES                             EUR          6,743,991.72

  Shareholders' equity                   EUR            523,161.83

   Capital                               EUR             51,130.00

    Subscribed capital (share capital)   EUR             51,130.00

   Balance sheet profit/loss (+/-)       EUR            472,031.83

    Profit / loss brought forward        EUR            378,128.80

    Annual surplus / annual deficit      EUR             93,903.03

  Provisions                             EUR             34,227.02

  Liabilities                            EUR          6,186,602.87

 

 Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR          4,781,463.01

  Fixed assets                           EUR            336,349.00

   Intangible assets                     EUR             10,665.00

   Tangible assets                       EUR            325,684.00

  Current assets                         EUR          4,442,114.21

   Stocks                                EUR          2,335,334.00

   Accounts receivable                   EUR          2,071,828.62

   Liquid means                          EUR             34,951.59

  Remaining other assets                 EUR              2,999.80

   Accruals (assets)                     EUR              2,999.80

 

 LIABILITIES                             EUR          4,781,463.01

  Shareholders' equity                   EUR            429,258.80

   Capital                               EUR             51,130.00

    Subscribed capital (share capital)   EUR             51,130.00

   Balance sheet profit/loss (+/-)       EUR            378,128.80

    Profit / loss brought forward        EUR            322,171.38

    Annual surplus / annual deficit      EUR             55,957.42

  Provisions                             EUR             21,700.00

  Liabilities                            EUR          4,330,504.21


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.35

UK Pound

1

Rs.100.66

Euro

1

Rs.70.47

 

 

INFORMATION DETAILS

 

Analysis Done by :

KIN

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.