MIRA INFORM REPORT

 

 

Report No. :

351207

Report Date :

27.11.2015

           

IDENTIFICATION DETAILS

 

Name :

DRAGON PROOF LTD.

 

 

Registered Office :

Room 1103, 11/F., 118 Connaught Road West, Sheung Wan

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

23.11.1990

 

 

Com. Reg. No.:

14217441

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Wholesaler of All kinds of wigs, hair pieces, other related products.

 

 

No. of Employees :

8

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12.5% of total system deposits in Hong Kong by the end of 2014. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 47.3 million in 2014, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2014 mainland Chinese companies constituted about 50% of the firms listed on the Hong Kong Stock Exchange and accounted for about 60.1% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4.4% in 2014. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2014, Hong Kong and China signed a new agreement on achieving basic liberalization of trade in services in Guangdong Province under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from March 2015, cover a negative list and a most-favored treatment provision, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 


Company Name

 

DRAGON PROOF LTD.

 

ADDRESS:       Room 1103, 11/F., 118 Connaught Road West, Sheung Wan, Hong Kong.

 

PHONE:            852-2559 5385

 

FAX:                 852-2548 5479

 

E-MAIL:            raymond@niceton.corp.com.hk

 

MANAGEMENT:

 

Managing Director:  Mr. Guan Wei Min, Raymond

 

 

SUMMARY

 

Incorporated on:            23rd November, 1990.

 

Organization:                 Private Limited Company.

 

Issued Share Capital:     HK$100,000.00

 

Business Category:       Importer, Exporter and Wholesaler.

 

Employees:                  8.

 

Main Dealing Banker:     Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.

 

 

Name

 

DRAGON  PROOF  LTD.

 

 

ADDRESS

 

Registered Head Office:-

Room 1103, 11/F., 118 Connaught Road West, Sheung Wan, Hong Kong.

 

Associated Factories:-

Qingdao Bushin Hair Products Co. Ltd.

Jiaozhouwan Industry Park, Jiaozhou, Qingdao City, Shandong Province, China.

[Tel: 86-532-8526 2882;  Fax: 86-532-8526 2662]

Xuchang Dragon Proof Fashion Ltd.

Economic & Technological Development Zone, Yangguang Road, Xuchang City, Henan Province, China.

[Tel: 86-374-3268377;  Fax: 86-374-3218677

 E-mail: xcdpl@dragonproof.com]

 

Holding Company:-

Niceton International Holdings Ltd., British Virgin Islands.

 

Associated Companies:

Niceton Industrial (H.K.) Ltd., Hong Kong.

Niceton International Ltd., Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER

 

14217441

 

 

COMPANY FILE NUMBER

 

0292326

 

 

MANAGEMENT

 

Managing Director:  Mr. Guan Wei Min, Raymond

Director & Contact Person:  Ms. Xiao Feng

Contact Person:  Mr. Hawkins Guan

 

 

ISSUED SHARE CAPITAL

 

HK$100,000.00

 

 

SHAREHOLDERS

 

(As per registry dated 23-11-2014)

Name

 

No. of shares

Niceton International Holdings Ltd.

P.O. Box 3152, Road Town, Tortola, British Virgin Islands.

 

99,999

XIAO Feng

 

1

 

 

–––––––

 

Total:

100,000

======

 

 

DIRECTORS

 

(As per registry dated 23-11-2014)

Name

(Nationality)

 

Address

GUAN Wei Min, Raymond

Flat A, 6/F., Block 2, 1 Po Shan Road, Mid-Levels, Hong Kong.

 

XIAO Feng

Flat A, 6/F., Block 2, 1 Po Shan Road, Mid-Levels, Hong Kong.

 

GUAN Hong Yan

Flat A, 6/F., Block 2, 1 Po Shan Road, Mid-Levels, Hong Kong.

 

Niceton International Holdings Ltd.

P.O. Box 3152, Road Town, Tortola, British Virgin Islands.

 

 

SECRETARY

 

XIAO Feng  (As per registry dated 23-11-2014)

 

 

HISTORY

 

The subject was incorporated on 23rd November, 1990 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Formerly the subject was located at Room 2006, 20/F., 118 Connaught Road West, Sheung Wan, Hong Kong, moved to Room 3102-3103, 31/F. of the same building in August 2006, and further to Room 1103, 11/F. of the same building in August 2011.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                                              Importer, Exporter and Wholesaler.

 

Lines:                                                   All kinds of wigs, hair pieces, other related products.

 

Trade mark:                                           DPL.

 

Employees:                                          8.

 

Materials/Commodities Imported:-

Raw materials –                                     Europe, other Asian countries.

Finished products – China.

 

Markets:                                                Europe, North America.

 

Terms/Sales:                                         As per contracted.

 

Terms/Buying:                                       L/C, D/P and D/A.

 

MEMBERSHIP:                                     Federation of Hong Kong Industries, Hong Kong.  [Member No. A7300]

The Chinese Manufacturers’ Association of Hong Kong, Hong Kong.
[Membership No. 010863]

 

 

FINANCIAL INFORMATION

 

Issued Share Capital:                 HK$100,000.00

 

Mortgage or Charge:                 (See attachment)

 

Profit or Loss:                           Business is profitable.

 

Condition:                                 Keeping in a satisfactory manner.

 

Facilities:                                  Rather actively using general banking facilities.

 

Payment:                                  No Complaints.

 

Commercial Morality:                 Satisfactory.

 

Banker:                                     Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

 

Standing:                                  Good.

 

 

GENERAL

 

Having issued 100,000 ordinary shares of HK$1.00 each, Dragon Proof Ltd. formerly was jointly owned by a couple, Mr. Raymond Guan Wei Min, holding 65% interests; and Ms. Xiao Feng, holding 35%.  Now, the subject has become a wholly-owned subsidiary of Niceton International Holdings Ltd. which is a BVI-registered firm.

Guan and Xiao were Chinese citizens who have been in Hong Kong for a long time and now have become Hong Kong citizens.

 

The subject is a wigs trader.  It has got its own factories in China known as Xuchang Dragon Proof Fashion Ltd. [DF] and Qingdao Bushin Hair Products Co. Ltd.  The former is in Xuchang City, Henan Province while the latter in Qingdao City, Shandong Province, China.

 

DF is one of the largest hair products manufacturers in China.  It is solely funded by the subject.  It is located in the Xuchang Economic and Technological Development Zone, Henan Province, China.  Specialized in the development and manufacture of all kinds of hair products, DF covers an area of 98,530 sq.m.  Its assets are over RMB360 million Yuan and employing about 2,800 employees.

 

DF is engaged in manufacturing and exporting different styles, various colours and all sizes human hair wefts, man and woman wigs, and accessories, which are the most popular in the America, the United Kingdom, France, Japan, Nigeria, and South Africa.

 

The monthly production capacity of DF is the following:-

  • 60,000 female accessories;
  • 80,000 synthetic fibre skeins; &
  • 100,000 human hair skeins.

 

Most of the products bear the trade mark DPL which has been registered in China.

 

Now, the annual sales turnover of DF ranges from RMB360 to 400 million Yuan.  Business is profitable.

 

The subject has had an associated company Niceton International Ltd. [NIL] located at the same address.  NIL and the subject are engaged in the same lines of business, more or less.

 

According to the subject, it also trades in tableware (Glass products), stainless steel products, dinner ware, glass ware, coffee mugs.

 

NIL has been the supplier of the following significant companies:

Disney, American Greetings, Wal-Mart, Target, Nestle, Unilever.

NIL has got ISO 9001:2008 certification.

 

Having a history of more than twenty-five years, the subject has developed long terms buyers in Japan, the United States, Africa and some of the European countries.

 

On the whole, consider it good for normal business engagements.

 


MORTGAGE OR CHARGE

 

Date

 

Particulars

Amount

26-03-2010

Instrument:        Legal Charge/Mortgage

Property:

28/5,674th parts or shares of and in Section A of Marine Lot No. 534, The Remaining Portion of Marine Lot No. 533, Section A of Marine Lot No. 532, Section A of Marine Lot No. 531, Section A of Marine Lot No. 530, Section A of Marine Lot No. 529, The Remaining Portion of Marine Lot No. 528, Marine Lot No. 527, Marine Lot No. 475, Marine Lot No. 474, Marine Lot No. 473, Marine Lot No. 472, Inland Lot No. 2866, The Remaining Portion of Inland Lot No. 2871, The Remaining Portion of Inland Lot No. 2860, The Remaining Portion of Inland Lot No. 2870 and The Remaining Portion of Inland Lot No. 2861 (Unit 3 on 11/F. of 118 Connaught Road West, 118 Connaught Road West, Hong Kong.)

Mortgagee:        Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

To secure all moneys in respect of banking facilities

26-03-2010

Instrument:        Rental Assignment

Property:

28/5,674th parts or shares of and in Section A of Marine Lot No. 534, The Remaining Portion of Marine Lot No. 533, Section A of Marine Lot No. 532, Section A of Marine Lot No. 531, Section A of Marine Lot No. 530, Section A of Marine Lot No. 529, The Remaining Portion of Marine Lot No. 528, Marine Lot No. 527, Marine Lot No. 475, Marine Lot No. 474, Marine Lot No. 473, Marine Lot No. 472, Inland Lot No. 2866, The Remaining Portion of Inland Lot No. 2871, The Remaining Portion of Inland Lot No. 2860, The Remaining Portion of Inland Lot No. 2870 and The Remaining Portion of Inland Lot No. 2861 (Unit 3 on 11/F. of 118 Connaught Road West, 118 Connaught Road West, Hong Kong.)

Mortgagee:        Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

To secure all moneys in respect of banking facilities

30-04-2010

Instrument:        Tripartite Second Legal Charge/Mortgage

Property:

28/5,674th parts or shares of and in Section A of Marine Lot No. 534, The Remaining Portion of Marine Lot No. 533, Section A of Marine Lot No. 532, Section A of Marine Lot No. 531, Section A of Marine Lot No. 530, Section A of Marine Lot No. 529, The Remaining Portion of Marine Lot No. 528, Marine Lot No. 527, Marine Lot No. 475, Marine Lot No. 474, Marine Lot No. 473, Marine Lot No. 472, Inland Lot No. 2866, The Remaining Portion of Inland Lot No. 2871, The Remaining Portion of Inland Lot No. 2860, The Remaining Portion of Inland Lot No. 2870 and The Remaining Portion of Inland Lot No. 2861 (Unit 3 on 11/F. of 118 Connaught Road West, 118 Connaught Road West, Hong Kong.)

Mortgagee:        Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

To secure all moneys in respect of banking facilities

30-04-2010

Instrument:        Further Tripartite Rental Assignment

Property:

28/5,674th parts or shares of and in Section A of Marine Lot No. 534, The Remaining Portion of Marine Lot No. 533, Section A of Marine Lot No. 532, Section A of Marine Lot No. 531, Section A of Marine Lot No. 530, Section A of Marine Lot No. 529, The Remaining Portion of Marine Lot No. 528, Marine Lot No. 527, Marine Lot No. 475, Marine Lot No. 474, Marine Lot No. 473, Marine Lot No. 472, Inland Lot No. 2866, The Remaining Portion of Inland Lot No. 2871, The Remaining Portion of Inland Lot No. 2860, The Remaining Portion of Inland Lot No. 2870 and The Remaining Portion of Inland Lot No. 2861 (Unit 3 on 11/F. of 118 Connaught Road West, 118 Connaught Road West, Hong Kong.)

Mortgagee:        Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

To secure all moneys in respect of banking facilities

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.55

UK Pound

1

Rs.100.64

Euro

1

Rs.70.70

HKD

1

Rs.8.61

 

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

TPT

 


               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.