MIRA INFORM REPORT

 

 

Report No. :

351342

Report Date :

27.11.2015

 

IDENTIFICATION DETAILS

 

Name :

GO JUTE LTD

 

 

Registered Office :

Unit 2 Millendreath St Ingunger Country Offices Lani Bodmin Pl30 5hs

 

 

Country :

United Kingdom

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

14.12.2006

 

 

Com. Reg. No.:

06028997

 

 

Legal Form :

Private limited with Share Capital

 

 

Line of Business :

Non-Specialised Wholesale Trade

[We tried to confirm / obtain the detailed activity but the same is not available from any sources]

 

 

No. of Employee :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

UNITED KINGDOM - ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK has been a net importer of energy since 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output.

In 2008, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated an austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 20% by 2015. However, the deficit still remains one of the highest in the G7, standing at 6.0% in 2014.

In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.7% and in 2014, 2.6%, accelerating unexpectedly because of greater consumer spending and a recovering housing market.

The Bank of England (BoE) implemented an asset purchase program of 375 billion (approximately $586 billion) as of December 2014. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU).

 

Source : CIA

 

company name

 

Company Name:           GO JUTE LTD

Company No:                06028997

Company Status:          Active - Accounts Filed

 

 

Company Summary

 

Registered Address

UNIT 2 MILLENDREATH
ST INGUNGER COUNTRY OFFICES LANI
BODMIN
PL30 5HS

 

Trading Address

Unit 2 Millendreath
St Ingunger Country Offices Lani
Bodmin
Cornwall PL30 5HS
PL30 5HS

 

138 Alexandra Road St A

ustell Cornwell PL 25 4QJ Britian,

United Kingdom

 

Website Address           http://www.gojute.co.uk

 

Telephone Number        -

 

TPS                              -

FPS                             No

Incorporation Date         14/12/2006

Type                             Private limited with Share Capital

FTSE Index                   -

Date of Change             -

Filing Date of Accounts 27/03/2015

Currency                       GBP

Share Capital                £5

SIC07                           46900

Charity Number             -

SIC07 Description         NON-SPECIALISED WHOLESALE TRADE

 

 

 

Key Financials

 

Year to Date     Turnover        Pre Tax Profit     Shareholder Funds      Employees

31/12/2014        -                       -                       £102,051                       -

31/12/2013        -                       -                       £55,888                         -

31/12/2012        -                       -                       £9,490                         

 

 

Mortgage Summary

 

Total Mortgage              2

Outstanding                  2

Satisfied                       0

 

 

Trade Debtors / Bad Debt Summary

 

Total Number of Documented Trade       0

Total Value of Documented Trade          £0

 

 

Commentary

 

This company has been treated as a Small company in respect of the rating/limit generated.

This company has only made late payments on a low percentage of invoices.

The latest Balance Sheet indicates a positive net working capital position.

There has been an increase in shareholders funds compared with the previous balance sheet.

This company trades in an industry with a moderate level of corporate failures.

 

 

CCJ

 

Total Number of Exact CCJs -

0

Total Value of Exact CCJs -

Total Number of Possible CCJs -

0

Total Value of Possible CCJs -

Total Number of Satisfied CCJs -

1

Total Value of Satisfied CCJs -

£295

Total Number of Writs -

-

 

Total Current Directors

1

Total Current Secretaries

1

Total Previous Directors / Company Secretaries

2

 

 

Current Directors

 

Name

Gary Terence Warren

Date of Birth

19/01/1971

Officers Title

Mr

Nationality

British

Present Appointments

2

Function

Director

Appointment Date

14/12/2006

Address

86 Killyvarder Way, St. Austell, Cornwall, PL25 3DL

 

Current Company Secretary

Name

Gary Terence Warren

Date of Birth

19/01/1971

Officers Title

Mr

Nationality

British

Present Appointments

2

Function

Company Secretary

Appointment Date

14/12/2006

Address

86 Killyvarder Way, St. Austell, Cornwall, PL25 3DL

 

Top 20 Shareholders

Name

Currency

Share Count

Share Type

Nominal Value

% of Total Share Count

GARY WARREN

GBP

4

ORDINARY

1

80

TONY WARREN

GBP

1

ORDINARY

1

20

 

 

financials

 

Profit & Loss

Date Of Accounts

31/12/14

(%)

31/12/13

(%)

31/12/12

(%)

31/12/11

(%)

31/12/10

Weeks

52

(%)

52

(%)

52

(%)

52

(%)

52

Currency

GBP

(%)

GBP

(%)

GBP

(%)

GBP

(%)

GBP

Consolidated A/cs

N

(%)

N

(%)

N

(%)

N

(%)

N

Turnover

-

-

-

-

-

-

-

-

-

Export

-

-

-

-

-

-

-

-

-

Cost of Sales

-

-

-

-

-

-

-

-

-

Gross Profit

-

-

-

-

-

-

-

-

-

Wages & Salaries

-

-

-

-

-

-

-

-

-

Directors Emoluments

-

-

-

-

-

-

-

-

-

Operating Profit

-

-

-

-

-

-

-

-

-

Depreciation

£6,015

1.1%

£5,950

23.5%

£4,818

30.6%

£3,688

-6%

£3,922

Audit Fees

-

-

-

-

-

-

-

-

-

Interest Payments

-

-

-

-

-

-

-

-

-

Pre Tax Profit

-

-

-

-

-

-

-

-

-

Taxation

-

-

-

-

-

-

-

-

-

Profit After Tax

-

-

-

-

-

-

-

-

-

Dividends Payable

-

-

-

-

-

-

-

-

-

Retained Profit

-

-

-

-

-

-

-

-

-

 

Balance Sheet

Date Of Accounts

31/12/14

(%)

31/12/13

(%)

31/12/12

(%)

31/12/11

(%)

31/12/10

Tangible Assets

£27,751

6.3%

£26,108

17.5%

£22,221

122.7%

£9,976

2.7%

£9,718

Intangible Assets

£56,183

-11.6%

£63,520

-5.6%

£67,305

66.2%

£40,500

-5.3%

£42,750

Total Fixed Assets

£83,934

-6.4%

£89,628

0.1%

£89,526

77.4%

£50,476

-3.8%

£52,468

Stock

£76,289

-6.5%

£81,571

8%

£75,500

-6.4%

£80,702

7.3%

£75,203

Trade Debtors

£772,481

325.3%

£181,621

723.8%

£22,048

-12.4%

£25,157

-11.2%

£28,317

Cash

£18,946

186.2%

£6,619

-49.9%

£13,209

-

0

-

0

Other Debtors

0

-

0

-

0

-

0

-

0

Miscellaneous Current Assets

0

-

0

-

0

-

0

-

0

Total Current Assets

£867,716

221.6%

£269,811

143.6%

£110,757

4.6%

£105,859

2.3%

£103,520

Trade Creditors

£849,599

179.9%

£303,551

59.1%

£190,793

14.7%

£166,316

2.7%

£161,970

Bank Loans & Overdrafts

0

-

0

-

0

-

0

-

0

Other Short Term Finance

0

-

0

-

0

-

0

-

0

Miscellaneous Current Liabilities

0

-

0

-

0

-

0

-

0

Total Current Liabilities

£849,599

179.9%

£303,551

59.1%

£190,793

14.7%

£166,316

2.7%

£161,970

Bank Loans & Overdrafts and LTL

0

-

0

-

0

-

0

-100%

£145

Other Long Term Finance

0

-

0

-

0

-

0

-

0

Total Long Term Liabilities

0

-

0

-

0

-

0

-100%

£145

.

Capital & Reserves

Date Of Accounts

31/12/14

(%)

31/12/13

(%)

31/12/12

(%)

31/12/11

(%)

31/12/10

Called Up Share Capital

£5

-

£5

-

£5

-

£5

25%

£4

P & L Account Reserve

£32,046

327%

-£14,117

76.7%

-£60,515

-10.1%

-£54,986

-7.5%

-£51,131

Revaluation Reserve

-

-

-

-

-

-

-

-

-

Sundry Reserves

£70,000

-

£70,000

-

£70,000

55.6%

£45,000

-

£45,000

Shareholder Funds

£102,051

82.6%

£55,888

488.9%

£9,490

195.1%

-£9,981

-62.9%

-£6,127

 

Other Financial Items

Date Of Accounts

31/12/14

(%)

31/12/13

(%)

31/12/12

(%)

31/12/11

(%)

31/12/10

Net Worth

£45,868

701%

-£7,632

86.8%

-£57,815

-14.5%

-£50,481

-3.3%

-£48,877

Working Capital

£18,117

153.7%

-£33,740

57.8%

-£80,036

-32.4%

-£60,457

-3.4%

-£58,450

Total Assets

£951,650

164.8%

£359,439

79.5%

£200,283

28.1%

£156,335

0.2%

£155,988

Total Liabilities

£849,599

179.9%

£303,551

59.1%

£190,793

14.7%

£166,316

2.6%

£162,115

Net Assets

£102,051

82.6%

£55,888

488.9%

£9,490

195.1%

-£9,981

-62.9%

-£6,127

 

Cash Flow

Date Of Accounts

31/12/14

(%)

31/12/13

(%)

31/12/12

(%)

31/12/11

(%)

31/12/10

Net Cashflow from Operations

-

-

-

-

-

-

-

-

-

Net Cashflow before Financing

-

-

-

-

-

-

-

-

-

Net Cashflow from Financing

-

-

-

-

-

-

-

-

-

Increase in Cash

-

-

-

-

-

-

-

-

-

 

Miscellaneous

Date Of Accounts

31/12/14

(%)

31/12/13

(%)

31/12/12

(%)

31/12/11

(%)

31/12/10

Contingent Liability

NO

-

NO

-

NO

-

NO

-

NO

Capital Employed

£102,051

82.6%

£55,888

488.9%

£9,490

195.1%

-£9,981

-66.9%

-£5,982

Number of Employees

-

-

-

-

-

-

-

-

-

Accountants

Auditors

Auditor Comments

The company is exempt from audit

Bankers

Bank Branch Code

 

Ratios

Date Of Accounts

31/12/14

31/12/13

31/12/12

31/12/11

31/12/10

Pre-tax profit margin %

-

-

-

-

-

Current ratio

1.02

0.89

0.58

0.64

0.64

Sales/Net Working Capital

-

-

-

-

-

Gearing %

0

0

0

0

-2.40

Equity in %

11.40

18.90

7.10

-8.60

-5.40

Creditor Days

-

-

-

-

-

Debtor Days

-

-

-

-

-

Liquidity/Acid Test

0.93

0.62

0.18

0.15

0.17

Return On Capital Employed %

-

-

-

-

-

Return On Total Assets Employed %

-

-

-

-

-

Current Debt Ratio

8.32

5.43

20.10

-16.66

-26.43

Total Debt Ratio

8.32

5.43

20.10

-16.66

-26.45

Stock Turnover Ratio %

-

-

-

-

-

Return on Net Assets Employed %

-

-

-

-

-

 

Report Notes

There are no notes to display.

 

Status History

No Status History found

 

Event History

Date

Description

17/04/2015

New Accounts Filed

19/12/2014

Annual Returns

28/03/2014

New Accounts Filed

20/12/2013

Annual Returns

24/09/2013

New Accounts Filed

27/03/2013

Change in Reg.Office

27/03/2013

Change of Company Postcode

19/12/2012

Annual Returns

04/08/2012

New Accounts Filed

21/12/2011

Annual Returns

12/07/2011

New Accounts Filed

18/12/2010

Annual Returns

11/03/2010

New Accounts Filed

24/12/2009

Annual Returns

03/04/2009

New Accounts Filed

Previous Company Names

No Previous Names found

 

Writ Details

No writs found

 

Statistics

Group

-

Linkages

0 companies

Countries

In 0 countries

 

 

Summary

 

Holding Company

-

Ownership Status

Ultimate Holding Company

-

 

Group Structure Full

 

No Group Structure

 

 

Exact CCJ Details

 

Date

Court

Amount

Status

Case Number

Date Paid

23/12/2010

MANCHESTER

£295

Satisfied

0IQ00574

20/05/2011

 

 

Possible CCJs Details

 

Possible CCJ matches show CCJs that may be matched to a company based on various criteria such as similar trading names or addresses. This data is provided for your information only as an aid to decision-making and does not affect a company’s rating.

 

There are no possible CCJ details

 

 

Mortgage Details

 

Mortgage Type:

Date Charge Created:

28/11/14

Date Charge Registered:

09/12/14

Date Charge Satisfied:

-

Status:

OUTSTANDING

Person(s) Entitled:

LLOYDS BANK COMMERCIAL FINANCE LTD;

Amount Secured:

Details:

CONTAINS FIXED CHARGE.CONTAINS FLOATINGCHARGE.FLOATING CHARGE COVERS ALL THE PROPERTY OR UNDERTAKING OF THE COMPANY.CONTAINS NEGATIVE PLEDGE.

Mortgage Type:

DEBENTURE

Date Charge Created:

21/05/09

Date Charge Registered:

22/05/09

Date Charge Satisfied:

-

Status:

OUTSTANDING

Person(s) Entitled:

LLOYDS TSB BANK PLC

Amount Secured:

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Details:

FIXED AND FLOATING CHARGE OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE, INCLUDING GOODWILL, BOOKDEBTS, UNCALLED CAPITAL, BUILDINGS, FIXTURES, FIXED PLANT & MACHINERY

 

 

Previous Director/Company Secretaries

 

Name

Current Directorships

Previous Directorships

Matthew David Hocking

1

1

Glenn Paul Southwell

1

1

Average Invoice Value

Ł158.92

Invoices available

30

Paid

30

Outstanding

0

 

Trade Payment Data is information that we collect from selected third party partners who send us information about their whole sales ledger.

 

Within Terms

0-30 Days

31-60 Days

61-90 Days

91+ Days

Paid

19

10

1

0

0

Outstanding

0

0

0

0

0

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.55

UK Pound

1

Rs.100.64

Euro

1

Rs.70.70

 

INFORMATION DETAILS

 

Analysis Done by :

TRI

 

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.