MIRA INFORM REPORT

 

 

Report No. :

351214

Report Date :

27.11.2015

 

IDENTIFICATION DETAILS

 

Name :

P.T. INDOKORES SAHABAT

 

 

Registered Office :

Jalan Buni No. 61, RT. 03 RW. 05, Kelurahan Cilangkap, Kecamatan Cipayung, Jakarta Timur, 13870

 

 

Country :

Indonesia

 

 

Date of Incorporation :

16.11.1989

 

 

Com. Reg. No.:

AHU-59907.AH.01.02.TH.2012

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacturing of Hairpiece and Wig

 

 

No. of Employees :

2,100

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 


 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Indonesia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia has seen a slowdown in growth since 2012, mostly due to the end of the commodities export boom. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25% and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, a current account deficit, and unequal resource distribution among regions. President Joko WIDODO - elected in July 2014 - has emphasized maritime and other infrastructure development, and especially increased electric power capacity, since taking office. Fuel subsidies were almost completely removed in early 2015, a move which could help the government increase spending on its development priorities. Indonesia, with the nine other ASEAN members, will continue to move towards participation in the ASEAN Economic Community, though full implementation of economic integration will not be completed by the previously-set deadline of year-end 2015.

 

Source : CIA

 

 

BASIC SEARCH

 

Name of Company :

P.T. INDOKORES SAHABAT

 

A d d r e s s :

Head Office

Jalan Buni No. 61, RT. 03 RW. 05

Kelurahan Cilangkap, Kecamatan Cipayung

Jakarta Timur, 13870

Indonesia

Phones             - (62-21) 8448858 (Hunting)

Fax                   - (62-21) 8448846

Building Area    - 2 storey

Office Space    - 100 sq. meters

Region              - Commercial Building

Status               - Rent

 

Factory

Jalan Jend. A. Yani No. 4, RT. 003 RW. 04

Kandang Gempang, Purbalingga 53312

Central Java

Indonesia

Phones             - (62-281) 892777, 893359, 894630

Fax                   - (62-281) 891463

E-mail               - indokores@yahoo.com

                          Indokores_sghong@yahoo.com

Website            - http://www.indokores.com

Land Area         - 10,000 sq. meters

Office Space    - 8,200 sq. meters

Region              - Industrial Zone

Status               - Owned

 

Date of Incorporation :

16 November 1989

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

- No. C2-474 HT.01.01.TH.91

  Dated 14 February 1991

- No. AHU-60173.AH.01.02.TH.2008

  Dated 8 September 2008

- No. AHU-04567.AH.01.02.TH.2010

  Dated 28 January 2010

- No. AHU-59907.AH.01.02.TH.2012

  Dated 26 November 2012

 

Company Status :

Foreign Investment (PMA) Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 01.336.963.2-052.000

 

The Department of Industry and Trade

- No. 0046.1/11/3/I/91

  Dated 14 January 1991

- SIUP No. 979/P/09-03/PB/VII/91

  Dated 18 July 1991

- TDP No. 09.04.1.18.29130

  Dated 31 October 2005

 

The Capital Investment Coordinating Board

- No. 160/V/PMA/1999

  Dated 2 October 1999

- No. 230/II/PMA/2001

  Dated 10 September 2001

- No. 1462/III/PMA/2001

  Dated 2 November 2001

- No. 235/II/PMA/2002

  Dated 1 November 2002

 

Related Company :

None

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                           : US$ 5,550,000.-

Issued Capital                                 : US$ 5,550,000.-

Paid up Capital                               : US$ 5,550,000.-

 

Shareholders/Owners :

a. Mrs. Jang Hwa Sook                                           - US$ 5,350,000.-

    Address : Seoul

                    South Korea

b. Mr. Hong Jong Sun                                            - US$    200,000.-

    Address : Jl. Buni No. 61, RT. 03 RW. 05

                    Kelurahan Cilangkap, Kecamatan Cipayung

                    Jakarta Timur

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Hairpiece and Wig Manufacturing

 

Production Capacity :

Hairpieces and Wig                         - 500,000 pieces p.a.

 

Total Investment :

a. Equity Capital                              - US$ 5.5 million

b. Loan Capital                                - US$ 4.3 million

c. Total Investment                          - US$ 9.8 million

 

Started Operation :

1990

 

Brand Name :

Indokores Sahabat

 

Technical Assistance :

None

 

Number of Employee :

2,100 persons

 

Marketing Area :

Export    - 100%

 

Main Customer :

Buyers in South Korea, Europe Union and the USA

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. CITRA KREASI MEGAH

b. P.T. HASTA PUSAKA SENTOSA

c. P.T. HANMI HAIR INTERNATIONAL

d. P.T. SUN CHANG INDONESIA

e. P.T. SUN STARINDO WIRAHUSADA

f.  Etc.

 

Business Trend :

Growing

 

 


BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a.   P.T. Bank KEB INDONESIA

      Wisma GKBI 20th Floor

      Jalan Jend. Sudirman No. 28

      Jakarta Pusat

      Indonesia

b.   P.T. Bank WOORI SAUDARA INDONESIA Tbk

      Indonesia Stock Exchange Building Tower 1

      Jalan Jend. Sudirman Kav. 52-53

      Jakarta Selatan, 12190

      Indonesia

c.   P.T. Bank MANDIRI Tbk

      Purbalingga Main Branch

      Central Java

      Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2012 – Rp.   93.0 billion

2013 – Rp. 102.0 billion

2014 – Rp. 114.0 billion

 

Net Profit (estimated) :

2012 – Rp. 7.4 billion

2013 – Rp. 8.6 billion

2014 – Rp. 9.7 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                           - Mr. Jong Sun Hong

Director                                          - Mr. Kim Hyun Don

 

Board of Commissioners :

Commissioner                                 - Mrs. Jang Hwa Sook

 

Signatories :

President Director (Mr. Jong Sun Hong) or the Director (Mr. Kim Hyun Don) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

 

OVERALL PERFORMANCE

 

P.T. INDOKORES SAHABAT (P.T. IKS) was established in Jakarta with the authorized capital of Rp. 100,000,000 wholly issued and paid up. The company was founded by Mr. Laurens Budihardja and Mr. Basuki, both are indigenous businessmen. The company notary deed has been changed a couple of times. In December 1999, Mr. Laurens Budihardja and Mr. Basuki pulled out and the whole shares sold to Mr. Jong Sun Hong and his wife Mrs. Jang Hwa Sook, both are of South Korea. On the same occasion the company status was converted into Foreign Investment (PMA) facility and the authorized capital was also converted into US$ 400,000 entirely paid up. Then in July 2009 the authorized capital was increased to US$ 3,450,000 wholly issued and paid up. With this development the composition of its shareholders has been changed to become Mrs. Jang Hwa Sook (94.20%) and her husband Mr. Jong Sun Hong (5.80%). The latest according to revision of notary deed Mr. H. Rizul Sudarmadi, SH., no. 23 dated 6 August 2012 the company authorized capital was raised to US$ 5,550,000 entirely issued and paid up. With this development the composition of its shareholders has been changed to become Mrs. Jang Hwa Sook (96.40%) and her husband Mr. Jong Sun Hong (3.60%). The deed of amendments was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-59907.AH.01.02.TH.2012 dated August 6, 2012.

 

P.T. IKS obtained a Foreign Capital Investment (PMA) facility issued by the Capital Investment Coordinating Board (BKPM) to deal with hairpiece and wig manufacturing. The plants located at Jalan Jend. A. Yani No. 4, Kandang Gempang, Purbalingga, Central Java on a land of 10,000 sq. meters.

 

The plant has been operating since 1990 and has expanding frequently to increasing production capacity. The company produces of hairpieces and wigs of 490,000 pieces per annum with an investment of US$ 9.8 million come from owned capital of US$ 5.5 million and the rest from loans. The whole basic materials to produces of hairpieces and wigs imported from China, India and other countries. P.T. IKS types of products are Custom Toupee; Ready Made Toupee, All kinds of hair net for Toupee, Human Hair (Raw and dived), Human Hair Wig/hand made and machine made, Synthetic wig, Braids and weaving, hair pieces, Eye lash and Special braid and whiskers. P.T. IKS production capacity are 3,000 pieces of Custom Toupee; 2,000 pieces of press styled stocked toupee; 15,000 pieces of Human hair wigs and hand made and 15,000 pieces hair pieces. The whole products likes hairpieces and wigs is exported to Singapore, Hongkong, Taiwan, China, South Korea, Europe Union, the USA and other countries. We observe the operation of P.T. IKS has been growing and developing well in the last three years.

 

In general, we note that the demand for hairpieces and wigs continue to rise in the last five years in line with the increasing demand of international market. It is estimated demand for the hairpieces and wigs will still increase by about 5% to 7% in three years to come. Meanwhile competition in this business is very tight because a lot of similar companies operating within the country. Besides production costs also rose due to rising imported raw material prices, rising electricity tariffs and other resources. Business position of P.T. IKS still considered good enough because all of its production for the export market.

 

Until this time P.T. IKS has not been registered with Indonesian Stock Exchange, so that they had not obliged to announce their financial statement. The management of P.T. IKS is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2012 amounted to Rp. 93.0 billion increased to Rp. 102.0 billion in 2013 rose to Rp. 114.0 billion in 2014 and projected to go on rising by at least 4% in 2015. The operation in 2014 yielded an estimated net profit of at least Rp. 9.7 billion and the company has an estimated total net worth of at least Rp. 60.0 billion. We observe that P.T. IKS is supported by foreign partner with has financially strong and sound behind it. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

The management of P.T. IKS is led by Mr. Jong Sun Hong (63) a businessman and professional manager of South Korea with experience in hairpieces and wigs manufacturing. Daily activity he is assisted by Mr. Kim Hyun Don (52) a professional manager of South Korea as Director. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. INDOKORES SAHABAT is sufficiently fairly good for business transaction.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.55

UK Pound

1

Rs.100.64

Euro

1

Rs.70.70

Rupiah 

1

Rs.0.0048

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

TRI

 

 

Report Prepared by :

NIT

 

               


 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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