|
Report No. : |
352357 |
|
Report Date : |
30.11.2015 |
IDENTIFICATION DETAILS
|
Name : |
ETI D.D. |
|
|
|
|
Registered Office : |
Obrezija 5 1411 Izlake |
|
|
|
|
Country : |
Slovenia |
|
|
|
|
Financials (as on) : |
31.12.2014 |
|
|
|
|
Date of Incorporation : |
01.01.1950 |
|
|
|
|
Com. Reg. No.: |
50421780 |
|
|
|
|
Legal Form : |
Joined stocked Company |
|
|
|
|
Line of Business : |
|
|
|
|
|
Employees: |
878 |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
Payment Behaviour : |
No complaints |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31, 2015
|
Country Name |
Previous Rating (31.12.2014) |
Current Rating (31.03.2015) |
|
Slovenia |
B1 |
B1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
SLOVENIA - ECONOMIC OVERVIEW
With excellent infrastructure, a well-educated work force,
and a strategic location between the Balkans and Western Europe, Slovenia has
one of the highest per capita GDPs in Central Europe, despite having suffered a
protracted recession in 2008-2009 in the wake of the global financial crisis.
Slovenia became the first 2004 European Union entrant to adopt the euro (on 1
January 2007) and has experienced one of the most stable political transitions
in Central and Southeastern Europe. In March 2004, Slovenia became the first
transition country to graduate from borrower status to donor partner at the
World Bank. In 2007, Slovenia was invited to begin the process for joining the
OECD; it became a member in 2012. However, long-delayed privatizations,
particularly within Slovenia’s largely state-owned and increasingly indebted
banking sector, have fueled investor concerns since 2012 that the country would
need EU-IMF financial assistance. In 2013, the European Commission granted
Slovenia permission to begin recapitalizing ailing lenders and transferring
their nonperforming assets into a “bad bank” established to restore bank
balance sheets. Export-led growth fueled by demand in larger European markets
pushed GDP growth to 2.6% in 2014, while stubbornly-high unemployment fell
slightly to 13%. PM CERAR’s government took office in September 2014, pledging
to press ahead with commitments to privatize a select group of state-run
companies, rationalize public spending, and further stabilize the banking
sector.
|
Source
: CIA |
|
Name |
ETI D.D. |
Phone |
03 5657570 |
|
Address |
Obrezija 5 |
Telefax |
03 5674077 |
|
|
1411 Izlake |
E-Mail |
eti@eti.si |
|
|
Slovenia |
Web |
www.etigroup.eu |
|
Registration: |
Ljubljana |
|
|
|
Statistical Nr. |
5042178 |
Registration Nr. |
50421780 |
|
Tax Nr. |
SI41900537 |
Status |
Active |
|
Business connection |
Business connection appear
premissable |
(31) |
|
Terms of payment |
Mostly within agrees terms,
but partly also delayed |
(32) |
|
Credit Limit |
702.000 |
EUR |
Legal form Joined stocked Company
01/01/1950 as
23/08/1989 as Joined stocked
Company
last entry
on 18.11.2015
On 25.04.2008
incorporation of the
company ETI SVIT
d.o.o.to Eti d.d.
On 01.09.2005
incorporation of the
company ETI STEATITproizvodnja \
statičnih izdelkov
d.o.o. Bakovnik 4a,
Kamnik to Eti
d.d.
23/08/1989, Ljubljana, 50421780
Statistical Nr.: 5042178
Tax Nr.: SI41900537
|
Head shareholders |
Name / Address / Status |
From |
Share |
|
|
small shareholders |
|
55,63 % |
|
9270021365 |
MAKSIMA HOLDING d.d. - v ste
čaju |
|
11,97 % |
|
9270133505 |
JEAN MUELLER GmbH |
|
10,01 % |
|
9270037166 |
Finema d.o.o. |
|
10 % |
|
9270069972 |
GIP BETON MTO, D.O.O., ZAGORJE
OB SAVI |
4,53 % |
|
Statistical Nr.: 5657245
CESTA 20. JULIJA
2C, 1410 ZAGORJE OB SAVI
Slovenia
|
9270001934 |
GORENJE, d.d. |
4,53 % |
Statistical Nr.: 5163676
Partizanska cesta 12, 3320 Velenje
Slovenia Phone Nr.: 03 899 10 00
Fax: 03 899 25 62
E-mail: info@gorenje.si WWW:
www.gorenje.si
|
9270008904 |
BPH d.o.o. borzno posredni ška
hi ša |
3,33 % |
|
|
Tom ši čeva ulica 1, 1000
Ljubljana Slovenia |
|
|
Date |
Currency |
Value |
|
|
|
EUR |
|
8.315.792,5 |
Board of Directors
|
9270149200 |
Chairman of the board |
Rafael
Kogej
Jur
čkova cesta 129b, 1000 Ljubljana Slovenia Supervisory Board
|
9270162809 |
member of the supervisory board |
Aleksander Cilen šek
|
9270162808 |
Vice chairman of the board of directors |
Andrej
Smrkolj
Jev
šnikova ulica 8, 1412 Kisovec Slovenia
|
9270148431 |
member of the supervisory board |
Bernhard
Josef M ¨uller
Scharfensteinstrasse
27, 65343 Eltville Germany
|
9270148434 |
chairman of the supervisory board |
Branko
Kalpi č
Poto
ška vas 23A, 1410 Zagorje ob Savi Slovenia
|
9270148433 |
member of the supervisory
board |
Dejan
Panger ši č
Ulica
talcev 34, 1410 Zagorje ob Savi Slovenia
|
9270007249 |
member of the supervisory board |
Radovan
Bolko
Gorska
pot 25, 5280 Idrija Slovenia
|
Valid from |
Residence address |
Valid until |
Obrezija 5, 1411 Izlake, Slovenia
Phone: 03 565 75 70
Telefax: 03 567 40 77
E-Mail: eti@eti.si
Web: www.etigroup.eu
Web: www.eti.si
|
Owner |
Name / Address / Status |
Share |
|
9270007820 |
ETI PROPLAST d.o.o. |
587.598 EUR |
|
9270037173 |
ETI Polam sp.z.o.o.Poland |
100 % |
|
9270037174 |
ETI Sarajevo d.o.o. BiH |
51 % |
|
9270037175 |
ETI ELB s.r.o.Slovakia |
100 % |
|
9270037176 |
ETI Ukraine |
100 % |
|
9270037177 |
Italweber Italy |
26 % |
|
9270037178 |
ETI DE Germany |
100 % |
|
9270037179 |
ETI BALTUS Lithuania |
80 % |
|
9270037180 |
ETI NVA Russia |
57 % |
|
9270037181 |
ETI B Serbia |
100 % |
|
9270037183 |
ETI HU KFT Hungary |
75 % |
|
9270037184 |
ETI Bulgaria Ltd Bulgaria |
100 % |
|
9270007223 |
ETI STEATIT D.O.O. |
1.208.662,6 EUR |
Statistical
Nr.: 1358472
Bakovnik
4a, 1241 Kamnik Slovenia
|
9270149448 |
NELA razvojni center d.o.o. |
600.000 EUR |
Statistical
Nr.: 3962237
Na
Plav žu 79, 4228 ˇZelezniki
Slovenia
Head shareholders
|
Main activity |
Nace |
|
Manufacture of electricity distribution
and control apparatus |
27.12 |
|
Additional activities |
Nace |
|
Manufacture of other technical
ceramic products |
23.44 |
Company
activity:
Manufacture of
electricity distribution and
control apparatus
Manufacture of
ceramic products, manufacture
of plastic and metal
gallantry
Headquarters and
business premises are
located on the address
above
production premises
are located in
Trbovlje and in
Kamnik Significant suppliers:
ALCOA CHEMIE
Ludwigshafen, Germany
Significant customers:
Elektronabava Ljubljana
Export to
60 countries, mainly
to Germany, Poland
and former \ Yugoslavia
Turnover and Employees
|
Date |
Turnover |
Employees |
|
2008 |
77.185.500 EUR |
1282 |
|
2009 |
58.310.370 EUR |
1106 |
|
2010 |
77.216.811 EUR |
852 |
|
2011 |
90.446.573 EUR |
918 |
|
2012 |
78.762.250 EUR |
826 |
|
2013 |
82.675.899 EUR |
815 |
|
2014 |
84.261.383 EUR |
878 |
Group Eti:
per 31.12.2007
/ 1913 employees
per 31.3.2008
/ 1911 employees
per 31.12.2009
/ 1641employees
per 31.12.2010/
1.665 employees
per 31.12.2011/ 1737 employees
per 31.12.2012/ 1611 employees
per 31.12.2013/ 1579 employees
per 31.12.2014/
1.595 employees
Group Eti:
Annual turnover 2014 EUR 100.166.518,-
net profit
2014 EUR 981.959,-
annual turnover
2013 EUR 99.057.436,-
net profit
2013 EUR 974.632,-
annual turnover
2012 EUR 97.117.802,-
net profit
2012 EUR 1.116.066,-
Turnover 2011 EUR
107.281.733,-
net profit 2011 EUR
1.839.332
annual turnover
2010 EUR 95.235.789
net profit
2010 EUR 2.810.148
annual turnover
2009 EUR 74.557.307
net loss
2009 EUR 1.739.273
annual turnover
2008 EUR 104.208.184
net profit
2008 EUR 2.623.538
annual turnover 2007 EUR 2.162.624
net profit
2007 EUR 75.428.639
annual turnover
2006 EUR 75.428.639
net profit
2006 EUR 1.354.119,
|
Import / Export |
|
|
|
|
Import |
Export |
|
Percentage |
Unknown |
Unknown |
|
Countries |
Unknown |
Germany, Poland, Serbia, |
|
|
|
Bosnia-Hercegovina,
Montenegro, Croatia, |
|
|
|
Macedonia |
|
Properties |
|
|
|
|
Name |
Detail |
Currency |
Value |
|
Land and build- |
Company’s property |
EUR |
5.410.417 |
|
ings |
per 31.12.2014 |
|
(Official source) |
Remarks
Company name:
ETI Elektroelement d.d.
Participation in capital:
Eti Proplast d.o.o.
Slovenia(100% share)
ETI Polam,Poland (100% share)
ETI Ukraine (100%share)
ETI Sarajevo,BIH (51%share)
ETI DE GmbH Germany (100% share)
ETI BEOGRAD, Serbia (100% share)
Italweber S.p.A. Rho, Italy (26% share)
ETI HU Kft., Hungary(100% share)
ETI BULGARIA Ltd.(100% share)
ETI ELB s.r.o.Slovakia(100%
share)
ETI Romania (100% share)
ETI Elektroelement d.o.o.Croatia
(100%share)
RC eNeM d.o.o. (21,1% share)
ETI BALTUS UAB, Lithuania(100%)
OOO ETI Elektroelement, Moskva,
Russsia (100%)
ELB s.r.o., Slovakia (100%)
ETI PROSTIK d.o.o. (90%)
ETI REVICAR d.o.o. (90%)
ETI SPLET d.o.o. (90%) (stand
per 31.12.2014)
an account in foreign bank:
40807810738090012861, BIC:
SABRRUMMXXX, SBERBANK, Russia
40807840038090012861, BIC:
SABRRUMMXXX, SBERBANK, Russia
40807978638090012861, BIC:
SABRRUMMXXX, SBERBANK, Russia
40807810912030000001, BIC:
MBOGRUMMXXX, ORGBANK INTERBANK ASSOCIATION, Russia
RS35325960190001217815, BIC:
OTPVRS22XXX, OTP BANKA SRBIJA A.D. NOVI SAD, Serbia
AT801200010006686058, BIC:
BKAUATWWXXX, UNICREDIT BANK AUSTRIA AG, Austria
|
Code |
Bank name / Address |
Account Nr. |
|
122 |
ABANKA VIPA d.d. |
05100-8000034912 |
|
|
Slovenska cesta 58, 1517
Ljubljana , 1517, |
|
|
106 |
BANKA KOPER d.d. |
SI56 101000037907013 |
|
|
Pristani ška 14, 6502 Koper ,
6502, |
|
|
110 |
GORENJSKA BANKA d.d. |
SI56 0700 0000 1481 |
|
|
Bleiweisova cesta 1, 4000
Kranj , 4000, |
668 |
|
120 |
HYPO ALPE-ADRIA-BANK d.d. |
SI56 330000005752673 |
Dunajska cesta 117, 1000 Ljubljana
, 1000,
|
100 |
NOVA LJUBLJANSKA BANKA d.d.,
LJUBLJANA |
02338-0011381297 |
Trg
republike 2, 1520 Ljubljana , 1250,
|
104 |
SKB BANKA d.d. LJUBLJANA |
03100-1005218375 |
|
|
Ajdov š čina 4, 1513
Ljubljana , 1513, |
|
|
134 |
UNICREDIT BANKA SLOVENIJA d.d. |
29000-0001826561 |
|
|
Smartinska 140, 1000 Ljubljana
, 1000, |
|
|
Main indices |
|
|
Payment experience and credit opinion |
|
|
Terms of payment |
Mostly within agrees terms,
but partly also delayed |
|
Business connection |
Business connection appear
premissable |
|
Business development |
|
|
Company development |
Positive |
|
Business course |
satisfactory |
Events
No negative events registered.
31.12.2014 The enclosed balance
of 2014 is originated from official source, it is not authenticated by the
auditor.
31.12.2013 The enclosed balance
of 2013 is originated from official source, it is not authenticated by the
auditor. 31.12.2012 The enclosed balance of 2012 is originated from official
source, it is not authenticated by the auditor. 31.12.2011 The enclosed balance
of 2011 is originated from official source, it is not authenticated by the
auditor.
|
|
|
31/12/2014 |
31/12/2013 |
31/12/2012 |
31/12/2011 |
|
|
|
1 |
1 |
1 |
1 |
|
Name |
Ref. |
|
|
|
|
|
|
|
EUR |
EUR |
EUR |
EUR |
|
|
|
balance |
balance |
balance |
balance |
|
ASSETS (AKTIVA) |
|
68.362.931 |
66.525.647 |
65.891.774 |
70.953.535 |
|
LONG-TERM ASSETS |
|
29.983.725 |
31.618.071 |
28.971.759 |
28.468.860 |
|
Intangible assets
and long-term deferred costs |
|
3.425.023 |
2.699.392 |
1.973.286 |
1.245.346 |
|
and accrued revenues |
|
|
|
|
|
|
Intangible assets |
|
3.425.023 |
2.699.392 |
1.973.286 |
1.245.346 |
|
Long-term deferred costs and
accrued revenues |
|
0 |
0 |
0 |
0 |
|
Tangible fixed assets |
|
14.314.302 |
15.073.630 |
15.032.981 |
15.789.240 |
|
Long-term financial
investments and Real estate |
|
9.757.529 |
11.036.208 |
9.909.632 |
9.500.455 |
|
investments |
|
|
|
|
|
|
Investment property |
|
356.974 |
357.598 |
299.768 |
354.402 |
|
Long-term financial
investments |
|
9.400.555 |
10.678.610 |
9.609.864 |
9.146.053 |
|
Long-term operating
receivables |
|
47.961 |
995.923 |
943.884 |
891.846 |
|
Deferred receivables for taxes |
|
2.438.910 |
1.812.918 |
1.111.976 |
1.041.973 |
|
SHORT-TERM ASSETS |
|
38.365.130 |
34.877.676 |
36.916.075 |
42.467.027 |
|
Assets (group for estrange)
for sell |
|
0 |
0 |
0 |
0 |
|
Inventories |
|
11.918.938 |
13.589.612 |
14.042.542 |
15.986.515 |
|
Short-term financial
investments |
|
6.188.377 |
4.405.600 |
5.555.610 |
7.760.584 |
|
Short-term operating
receivables |
|
20.243.376 |
16.835.983 |
17.254.774 |
18.377.163 |
|
Cash assets |
|
14.439 |
46.481 |
63.149 |
342.765 |
|
Short-term deferred
costs and accrued
rev- |
|
14.076 |
29.900 |
3.940 |
17.648 |
|
enues |
|
|
|
|
|
|
Off-balance sheet items |
|
9.077.460 |
7.863.664 |
7.257.601 |
6.298.072 |
|
LIABILITIES |
|
68.362.931 |
66.525.647 |
65.891.774 |
70.953.535 |
|
CAPITAL |
|
30.847.246 |
30.881.617 |
30.931.858 |
31.511.588 |
|
Called-up capital |
|
8.315.793 |
8.315.793 |
8.315.793 |
8.315.793 |
|
Basic (subscribed) capital |
|
8.315.793 |
8.315.793 |
8.315.793 |
8.315.793 |
|
Non called-up capital
(deductive item) |
|
0 |
0 |
0 |
0 |
|
Capital reserves |
|
12.983.762 |
12.983.762 |
12.983.762 |
12.983.762 |
|
Reserves from profit |
|
9.095.313 |
8.707.489 |
8.799.521 |
8.857.666 |
|
Surplus from revaluation |
|
-11.622 |
405.909 |
333.867 |
204.138 |
|
Retained net |
|
0 |
40.000 |
80.000 |
0 |
|
Net business result for the
business year |
|
464.000 |
428.664 |
420.915 |
1.150.229 |
|
PROVISIONS AND
LONG-TERM ACCRUED |
|
3.580.690 |
2.935.161 |
2.867.909 |
3.150.821 |
|
FINANCIAL AND BUSINESS
LIABILITIES |
|
33.089.454 |
32.158.458 |
31.565.867 |
35.232.416 |
|
LONG-TERM LIABILITIES |
|
9.975.377 |
8.602.871 |
5.183.029 |
8.504.415 |
|
Long-term financial
liabilities |
|
9.872.729 |
8.478.391 |
5.081.983 |
8.409.614 |
|
Long-term operating
liabilities |
|
0 |
41.342 |
41.352 |
43.767 |
|
Deferred liabilities for taxes |
|
102.648 |
83.138 |
59.694 |
51.034 |
|
SHORT-TERM LIABILITIES |
|
23.114.077 |
23.555.587 |
26.382.838 |
26.728.001 |
|
Liabilities, included in
groups for estrange |
|
0 |
0 |
0 |
0 |
|
Short-term financial
liabilities |
|
6.236.737 |
7.288.392 |
11.140.789 |
10.059.529 |
|
Short-term operating
liabilities |
|
16.877.340 |
16.267.195 |
15.242.049 |
16.668.472 |
|
SHORT-TERM ACCRUED
COSTS AND DE- FERRED REVENUES |
|
845.541 |
550.411 |
526.140 |
1.058.710 |
|
Off balance sheet items |
|
9.077.460 |
7.863.664 |
7.257.601 |
6.298.072 |
Profit and loss accounts
31.12.2014 The enclosed profit
and loss account of 2014 is originated from official source, it is not
authenticated by the auditor.
31.12.2013 The enclosed profit and
loss account of 2013 is originated from official source, it is not
authenticated by the auditor.
31.12.2012 The enclosed profit
and loss account of 2012 is originated from official source, it is not
authenticated by the auditor.
31.12.2011 The enclosed profit
and loss account of 2011 is originated from official source, it is not
authenticated by the auditor.
|
|
|
31/12/2014 |
31/12/2013 |
31/12/2012 |
31/12/2011 |
|
|
|
|
1 |
1 |
1 |
1 |
|
|
Name |
Ref. |
EUR |
EUR |
EUR |
EUR |
|
|
|
|
profit and |
profit and |
profit and |
profit and |
|
|
|
|
loss account |
loss account |
loss account |
loss account |
|
|
Net sales |
|
83.846.122 |
81.438.770 |
77.424.194 |
85.740.748 |
|
|
Changes in the value of
inventories of prod- |
|
-1.495.795 |
-309.539 |
-1.110.476 |
1.796.467 |
|
|
ucts and work-in-process |
|
|
|
|
|
|
|
Capitalised own products and
own services |
|
0 |
0 |
0 |
0 |
|
|
Other operating revenues (with subventions, |
|
552.083 |
581.364 |
1.284.902 |
1.696.394 |
|
|
grants,...) |
|
|
|
|
|
|
|
GROSS OPERATING YIELD |
|
82.902.410 |
81.710.595 |
77.598.620 |
89.233.609 |
|
|
Cost of goods, material and
services |
|
60.271.939 |
59.732.380 |
55.372.906 |
65.695.630 |
|
|
Purchase value of goods and
materials sold and |
|
49.190.556 |
48.871.316 |
45.926.915 |
53.391.684 |
|
|
cost of material and cost of
material used |
|
|
|
|
|
|
|
Cost of services |
|
11.081.383 |
10.861.064 |
9.445.991 |
12.303.946 |
|
|
Labour cost |
|
17.635.792 |
17.433.860 |
17.238.251 |
17.513.079 |
|
|
Cost of wages |
|
12.294.876 |
12.320.172 |
12.191.220 |
12.450.625 |
|
|
Cost of pension insurance |
|
363.648 |
357.722 |
357.853 |
374.053 |
|
|
Cost of other social insurance |
|
2.069.341 |
2.047.874 |
2.039.717 |
2.054.352 |
|
|
Other labour cost |
|
2.907.927 |
2.708.092 |
2.649.461 |
2.634.049 |
|
|
Write-offs |
|
4.175.402 |
4.375.134 |
4.673.945 |
4.658.149 |
|
|
Depreciation |
|
3.584.416 |
3.727.357 |
3.589.567 |
3.667.738 |
|
|
Revaluation operating expenses
for non-tangible |
|
28.062 |
49.294 |
27.952 |
9.179 |
|
|
assets and tangible fixed
assets |
|
|
|
|
|
|
|
Revaluation operating expenses
for current assets |
|
562.924 |
598.483 |
1.056.426 |
981.232 |
|
|
Other operating expenses |
|
227.958 |
228.116 |
286.771 |
344.464 |
|
|
OPERATING REVENUES |
|
84.398.205 |
82.020.134 |
78.709.096 |
87.437.142 |
|
|
OPERATING EXPENSES |
|
82.311.091 |
81.769.490 |
77.571.873 |
88.211.322 |
|
|
OPERATING RESULT |
|
2.087.114 |
250.644 |
1.137.223 |
-774.180 |
|
|
EBIT |
|
591.319 |
-58.895 |
26.747 |
1.022.287 |
|
|
Financial income from
investments in other enter- |
|
943.311 |
589.198 |
736.182 |
758.523 |
|
|
prises |
|
|
|
|
|
|
|
Financial income from loans |
|
106.791 |
110.171 |
177.549 |
175.981 |
|
|
Financial income from operating
receivables |
|
303.600 |
253.893 |
237.189 |
277.022 |
|
|
Financial expenses from
depreciation and write- |
|
583.875 |
100.000 |
171.309 |
116.400 |
|
|
offs of financial investments |
|
|
|
|
|
|
|
Financial expenses from financial
liabilities |
|
655.572 |
692.898 |
759.961 |
687.367 |
|
|
Financial expenses from
operating liabilities |
|
478.477 |
333.525 |
130.059 |
163.834 |
|
|
Financial income |
|
1.353.702 |
953.262 |
1.150.920 |
1.211.526 |
|
|
Financial expenses |
|
1.717.924 |
1.126.423 |
1.061.329 |
967.601 |
|
|
Other revenues |
|
5.271 |
12.042 |
12.710 |
1.438 |
|
|
Other expenses |
|
16.039 |
52.264 |
2.314 |
3.649 |
|
|
Total revenues |
|
84.261.383 |
82.675.899 |
78.762.250 |
90.446.573 |
|
|
Total costs |
|
84.045.054 |
82.948.177 |
78.635.516 |
89.182.572 |
|
|
Total business result |
|
216.329 |
-272.278 |
126.734 |
1.264.001 |
|
|
Tax on profit |
|
0 |
0 |
0 |
0 |
|
|
Deferred taxs |
|
-625.992 |
-700.942 |
-294.181 |
113.772 |
|
|
Net business result for the
accounting period |
|
842.321 |
428.664 |
420.915 |
1.150.229 |
|
Financial
Ratios
|
Name |
Ref. |
31/12/2014 |
31/12/2013 |
31/12/2012 |
31/12/2011 |
|
Equity ratio |
1 |
0,12 |
0,12 |
0,13 |
0,12 |
|
Cleared equity ratio |
2 |
0,12 |
0,12 |
0,12 |
0,11 |
|
Current liquidity |
3 |
1,66 |
1,48 |
1,40 |
1,59 |
|
Quick liquidity |
4 |
1,14 |
0,90 |
0,87 |
0,99 |
|
Working capital |
5 |
15251053,00 |
11322089,00 |
10533237,00 |
15739026,00 |
|
Gearing |
6 |
8,22 |
8,00 |
7,92 |
8,53 |
|
Cleared gearing |
7 |
1,93 |
1,99 |
2,03 |
2,28 |
|
Profitability |
8 |
0,26 |
-0,33 |
0,16 |
1,40 |
|
Operating profitability |
9 |
1,00 |
0,52 |
0,53 |
1,27 |
|
Stock days |
10 |
51,63 |
60,00 |
65,08 |
64,51 |
|
Debtor days |
11 |
87,69 |
74,33 |
79,96 |
74,16 |
|
Supplier days |
12 |
73,11 |
71,82 |
70,63 |
67,27 |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.66.75 |
|
|
1 |
Rs.100.68 |
|
Euro |
1 |
Rs.70.88 |
|
Euro |
1 |
Rs.70.77 |
Note :
Above are approximate rates obtained from sources believed to be correct
INFORMATION DETAILS
|
Analysis Done by
: |
TRI |
|
|
|
|
Report Prepared
by : |
SDA |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall
operation is considered normal. Capable to meet normal commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s
credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.