MIRA INFORM REPORT

 

 

Report No. :

352477

Report Date :

30.11.2015

 

IDENTIFICATION DETAILS

 

Name :

POT EN MAND B.V.

 

 

Registered Office :

Pietseweg 13a, 4751RT Oud Gastel

 

 

Country :

Netherlands

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

30.11.1992

 

 

Com. Reg. No.:

24285514

 

 

Legal Form :

Private company with regular structure

 

 

Line of Business :

  • Operation of a wholesale business, including import and export in pots, baskets, dekoratiematerialen, flowers and plants.
  • Wholesale of flowers and plants
  • Wholesale of glassware, china and pottery

 

 

Employees:

17

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Netherlands

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

NETHERLANDS - ECONOMIC OVERVIEW

 

The Netherlands, the sixth-largest economy in the European Union, plays an important role as a European transportation hub, with a persistently high trade surplus, stable industrial relations, and moderate unemployment. Industry focuses on food processing, chemicals, petroleum refining, and electrical machinery. A highly mechanized agricultural sector employs only 2% of the labor force but provides large surpluses for food-processing and underpins the country’s status as the world’s second largest agricultural exporter. The Netherlands is part of the Eurozone, and as such, its monetary policy is controlled by the European Central Bank. The Dutch financial sector is highly concentrated, with four commercial banks possessing over 90% of banking assets. The sector suffered as a result of the global financial crisis and required billions of dollars of government support, but the European Banking Authority completed stringent reviews in 2014 and deemed Dutch banks to be well-capitalized. To address the 2009 and 2010 economic downturns, the government sought to stimulate the domestic economy by accelerating infrastructure programs, offering corporate tax breaks for employers to retain workers, and expanding export credits. The stimulus programs and bank bailouts, however, resulted in a government budget deficit of 5.3% of GDP in 2010 that contrasted sharply with a surplus of 0.7% in 2008. The government of Prime Minister Mark RUTTE has since implemented significant austerity measures to improve public finances and has instituted broad structural reforms in key policy areas, including the labor market, the housing sector, the energy market, and the pension system. As a result, the government budget deficit at the end of 2014 dropped to 1.8% of GDP. Following a protracted recession during which unemployment doubled to 7.4% and household consumption contracted for nearly three consecutive years, the year 2014 saw fragile GDP growth of 0.8 percent and a rise in most economic indicators. Drivers of growth included increased exports and business investments, as well as newly invigorated household consumption.

Source : CIA

 

 

Summary    

 

Company name

Pot en Mand B.V.

Operative address

Pietseweg 13a

 

4751RT Oud Gastel

 

Netherlands

 

Status

Active

Legal form

Private company with regular structure

Registration number

24285514

VAT-number

806933379

 

 

Year

2013

Mutation

2012

Mutation

2011

Fixed  assets

923.025

 

1.150.083

 

936.026

 

 

-19,74

 

22,87

 

Total  receivables

1.944.312

 

2.380.238

 

2.052.803

 

 

-18,31

 

15,95

 

Total  equity

4.629.957

 

4.363.128

 

4.478.611

 

 

6,12

 

-2,58

 

Short  term  liabilities

2.048.948

 

2.468.069

 

1.973.020

 

 

-16,98

 

25,09

 

Net  result

266.830

 

170.508

 

662.845

 

 

56,49

 

-74,28

 

Working  capital

3.807.032

 

3.437.919

 

3.796.714

 

 

10,74

 

-9,45

 

Quick  ratio

1,18

15,69

1,02

-23,88

1,34

 

 

Contact information

 

Company name

Pot en Mand B.V.

Trade names

Pot en Mand B.V.

Operative address

Pietseweg 13a

 

4751RT Oud Gastel

 

Netherlands

Correspondence address

Pietseweg 13a

 

4751RT Oud Gastel

 

Netherlands

Telephone number

0165517000

Fax number

0165517017

Email address

info@ptmd.nl

Website

www.ptmd.nl

 

 

 

Registration

                                                  

Registration number

24285514

Branch number

000016592530

VAT-number

806933379

Status

Active

First registration company register

1998-06-25

Memorandum

1998-05-29

Establishment date

1992-11-30

Legal form

Private company with regular structure

Legal person since

1998-05-29

Issued placed capital

EUR 18.151

Paid up share capital

EUR 18.151

 

 

Activities

 

SBI

4622: Wholesale of flowers and plants

 

46441: Wholesale of glassware, china and pottery

Exporter

Yes

Importer

Yes

Branche organisations

Nederlandse Thuiswinkel Organisatie

 

Goal

Operation of a wholesale business, including import and export in pots, baskets, dekoratiematerialen, flowers and plants.

 

 

 

Relations

 

Shareholders                            Pot en Mand Beheer B.V.

                                                            Pietseweg 13a

                                                            4751RT Oud Gastel

                                                            Netherlands

                                                            Registration number: 24241844

                                                            Percentage: 100%

 

 

Companies on same address     Pot en Mand Beheer B.V.

                                                Registration number: 24241844

 

 

Management

 

Active management                  Pot en Mand Beheer B.V.

                                               Pietseweg 13a

                                               4751RT Oud Gastel Netherlands

                                               Registration number: 24241844

                                               Competence: Fully authorized

                                               Function: Manager

                                               Starting date: 1998-05-29

 

J.B. van Opdorp Johannes Baptist

Netherlands

Competence: Fully authorized

Function: Manager

Starting date: 1998-05-29

Date of birth: 1964-05-18, Rotterdam, NL

Involved with the following companies:

 

Pot en Mand Beheer B.V.

Pietseweg 13a

4751RT Oud Gastel Netherlands

Registration number: 24241844

Function: Manager

 

G. van der Dussen Gideon

Netherlands

Competence: Fully authorized

Function: Manager

Starting date: 2000-01-13

Date of birth: 1970-09-25, Capelle aan den IJssel, NL

Involved with the following companies:

 

Pot en Mand Beheer B.V.

Pietseweg 13a

4751RT Oud Gastel Netherlands

Registration number: 24241844

Function: Manager

 

 

 

Employees

 

Year

2015

2013

2012

2011

2010

Total

17

92

97

87

81

 

 

 

Payments

 

Description

Payments made under No Complanits condition

 

Key figures

                                                                                                         

Year

2013

2012

2011

2010

2009

Quick  ratio

1,18

1,02

1,34

1,07

0,92

Current  ratio

2,86

2,39

2,92

2,60

2,23

Working  capital/  balance  total

0,56

0,49

0,57

0,54

0,48

Equity  /  balance  total

0,68

0,62

0,67

0,65

0,59

Equity  /  Fixed  assets

5,02

3,79

4,78

4,97

4,56

Equity  /  liabilities

2,15

1,62

2,01

1,84

1,43

Balance  total  /  liabilities

3,15

2,62

3,01

2,84

2,43

Working  capital

3.807.032

3.437.919

3.796.714

3.153.308

2.970.272

Equity

4.629.957

4.363.128

4.478.611

3.815.766

3.640.842

Mutation  equity

6,12

-2,58

17,37

4,80

4,45

Mutation  short  term  liabilities

-16,98

25,09

0,17

-18,43

-21,45

Return  on  total  assets  (ROA)

4,88

3,02

13,25

3,60

3,19

Return  on  equity  (ROE)

7,15

4,89

19,84

5,57

5,42

Gross  margin

8.503.985

8.986.717

8.701.512

7.656.274

8.261.304

Operating  result

320.377

269.421

910.067

353.237

270.091

Net  result  after  taxes

266.830

170.508

662.845

174.924

155.036

Cashflow

657.296

512.914

923.335

429.011

361.928

EBIT

320.377

269.421

910.067

353.237

270.091

EBITDA

710.843

611.827

1.170.557

607.324

476.983

 

 

Summary                     The 2013 financial result structure is a postive working captial of 3.807.032 euro, which is in agreement with 56 % of the total assets of the company.

 

The working capital has increased with 10.74 % compared to previous year. The ratio, with respect to the total assets of the company has however, increased.

 

The improvement between 2012 and 2013 has mainly been caused by an increase of the current assets.

 

The current ratio of the company in 2013 was 2.86. A company with a current ratio between

 

1.5 and 3.0 generally indicates good short-term financial strength.

The quick ratio in 2013 of the company was 1.18. A company with a Quick Ratio of more than 1 can currently pay back its current liabilities.

 

The 2012 financial result structure is a postive working captial of 3.437.919 euro, which is in agreement with 49 % of the total assets of the company.

The working capital has diminished with -9.45 % compared to previous year. The ratio, with respect to the total assets of the company has however, declined.

The deterioration between 2011 and 2012 has mainly been caused by an increase of the current liabilities.

The current ratio of the company in 2012 was 2.39. A company with a current ratio between 1.5 and 3.0 generally indicates good short-term financial strength.

The quick ratio in 2012 of the company was 1.02. A company with a Quick Ratio of more

than 1 can currently pay back its current liabilities.

 

 

Financial statement

 

Last annual account

2013

Remark annual account

The company is obliged to file its financial statements.

Type of annual account

Corporate

Annual account

Pot en Mand B.V.

                  Pietseweg 13a

      4751RT Oud Gastel Netherlands

      Registration number: 24285514

 

Balance

 

Year

2013

2012

2011

2010

2009

End  date

2013-12-31

2012-12-31

2011-12-31

2010-12-31

2009-12-31

Tangible  fixed  assets

883.109

1.120.313

905.546

736.523

767.268

Financial  fixed  assets

39.916

29.770

30.480

30.966

31.686

Fixed  assets

923.025

1.1 50.083

936.026

767.489

798.954

Total  stock

3.445.759

3.380.442

3.119.035

3.021.087

3.175.089

Accounts  receivable

 

 

1.175.782

1.068.269

1.369.779

Other  receivables

 

 

877.021

651.380

628.584

Total  receivables

1.944.312

2.380.238

2.052.803

1.719.649

1.998.363

Liquid  funds

465.909

145.308

597.896

382.296

211.522

Current  assets

5.855.980

5.905.988

5.769.734

5.123.032

5.384.974

Total  assets

6.779.005

7.056.071

6.705.760

5.890.521

6.183.928

Issued  capital

18.151

18.151

18.151

18.151

18.151

Other  reserves

4.611.806

4.344.977

4.460.460

3.797.615

3.622.691

Total  reserves

4.611.806

4.344.977

4.460.460

3.797.615

3.622.691

Total  equity

4.629.957

4.363.128

4.478.611

3.815.766

3.640.842

Provisions

46.495

52.514

121.152

69.029

73.111

Long  term  interest  yielding  debt

53.605

172.360

132.977

36.002

55.273

Long  term  liabilities

53.605

172.360

132.977

36.002

55.273

Short  term  liabilities

2.048.948

2.468.069

1.973.020

1.969.724

2.414.702

Total  short  and  long  term  liabilities

2.149.048

2.692.943

2.227.149

2.074.755

2.543.086

Total  liabilities

6.779.005

7.056.071

6.705.760

5.890.521

6.183.928

 

 

Summary                     The total assets of the company decreased with -3.93 % between 2012 and 2013.

This downturn is mainly retrievable in the fixed asset decrease of -19.74 %. The asset reduction is in contrast with the equity growth of 6.12 %. Due to this the total debt decreased with -20.2 %.

In 2013 the assets of the company were 13.62 % composed of fixed assets and 86.38 % by current assets. The assets are being financed by an equity of 68.3 %, and total debt of 31.7 %.

The total assets of the company increased with 5.22 % between 2011 and 2012. The total asset increase is retrievable in the fixed asset growth of 22.87 %. Asset growth is in contrasts with the net worth decline of -2.58 %. The company's indebtedness has, therefore, increased with 20.91 %.

In 2012 the assets of the company were 16.3 % composed of fixed assets and 83.7 % by current assets. The assets are being financed by an equity of 61.84 %, and total debt of 38.16 %.

 

 

 

Profit and loss

 

Year

2013

2012

2011

2010

2009

Gross  margin

8.503.985

8.986.717

8.701.512

7.656.274

8.261.304

Wages  and  salaries

4.996.311

3.996.916

3.577.983

3.215.732

3.306.495

Amorization  and  depreciation

390.466

342.406

260.490

254.087

206.892

other  operating  costs

2.796.831

4.377.974

3.952.972

3.833.218

4.477.826

Operating  expenses

8.183.608

8.717.296

7.791.445

7.303.037

7.991.213

Result  in  subsidiaries

10.146

-710

-486

-720

-3.924

Operating  result

320.377

269.421

910.067

353.237

270.091

Financial  expenses

 

 

21.248

 

 

Financial  result

477

-55.390

-21.248

-140.165

-68.955

Result  on  ordinary  operations  before  taxes

331.000

213.321

888.333

212.352

197.212

Taxation  on  the  result  of  ordinary  activities

64.170

42.813

225.488

37.428

42.176

Result  of  ordinary  activities  after  taxes

266.830

170.508

662.845

174.924

155.036

Net  result

266.830

170.508

662.845

174.924

155.036

 

 

Summary                     The gross profit of the company decreased by -5.37 % between 2012 and 2013.

The operating result of the company grew with 18.91 % between 2012 and 2013. This evolution implies an increase of the company's economic profitability. The result of these changes is an increase of the company's Economic Profitability of 61.59 % of the analysed period, being equal to 4.88 in the year 2013.

The Net Result of the company increased by 56.49 % between 2012 and 2013. The company's Financial Profitability has been positively affected by the financial activities in

 

           

comparison to the EBITs behaviour. The result of these variations is a profitability increase of 46.22 % of the analysed period, being 7.15 in the year 2013.

                                    The company's financial structure has slowed down its financial profitability.

 

The gross profit of the company grew with 3.28 % between 2011 and 2012. The operating result of the company declined with -70.4 % between 2011 and 2012. This evolution implies an decrease of the company's economic profitability. The result of these changes is a reduction of the company's Economic Profitability of -77.21 % of the analysed period, being equal to 3.02 in the year 2012.

The Net Result of the company decreased by -74.28 % between 2011 and 2012. The company's Financial Profitability has been negatively affected by the financial activities in comparison to the EBITs behaviour. The result of these variations is a profitability reduction of -75.35 % of the analysed period, being 4.89 in the year 2012.

The company's financial profitability has been positively affected by its financial structure.

 

 

 

Analysis

 

Branch (SBI)

Wholesale trade (no motor vehicles and motorcycles) (SBI code 46)

Region

West-Brabant

Summary

In the Netherlands 109662 of the companies are registered with the SBI code 46

 

In the region West-Brabant 4857 of the companies are registered with the SBI code 46 In the                     Netherlands 2387 of the bankrupcties are published within this sector In the region West-Brabant 119 of the bankruptcies are published within this sector The risk of this specific sector in the Netherlands is normal

 

The risk of this specific sector in the region West-Brabant is normal

 

 

 

Publications

 

Deposits                       04-02-2015: De jaarrekening over 2013 is gepubliceerd.

05-02-2014: De jaarrekening over 2012 is gepubliceerd.

08-04-2013: De jaarrekening over 2011 is gepubliceerd.

20-02-2012: De jaarrekening over 2010 is gepubliceerd.

24-02-2011: De jaarrekening over 2009 is gepubliceerd.

 

 

 

Company structure

 

Relations

4

Company

Registration

 

number

Pot  en  Mand  Beheer  B.V.  (Oud  Gastel)

24241844

|  -  -  Pot  en  Mand  B.V.  (Oud  Gastel)

24285514

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.55

UK Pound

1

Rs.100.68

Euro

1

Rs.70.88

Euro

1

Rs.70.77

Note : Above are approximate rates obtained from sources believed to be correct

 

INFORMATION DETAILS

 

Analysis Done by :

KIN

 

 

Report Prepared by :

SANS


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.