MIRA INFORM REPORT

 

 

Report No. :

342781

Report Date :

01.10.2015

 

IDENTIFICATION DETAILS

 

Name :

A.K.H. KNITTING AND DYEING LTD.

 

 

Registered Office :

AKH Tower, 133/134, Hemayetpur, Savar

 

 

Country :

Bangladesh

 

 

Date of Incorporation :

13.05.2003

 

 

Legal Form :

Private Company

 

 

Line of Business :

Manufacturer, Knitting, Dyeing, Exporter, Importer, Printing and Embroidery of T- Shirt, Polo Shirt, Sweat Shirt, Tank Top, Boxer Shorts, Jogging Suit, Pajama Sets & Brief (Men’s & Ladies)

 

 

No. of Employees :

5200

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Bangladesh

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BANGLADESH - ECONOMIC OVERVIEW

 

Bangladesh's economy has grown roughly 6% per year since 1996 despite political instability, poor infrastructure, corruption, insufficient power supplies, slow implementation of economic reforms, and the 2008-09 global financial crisis and recession. Although more than half of GDP is generated through the service sector, almost half of Bangladeshis are employed in the agriculture sector with rice as the single-most-important product. Garment exports, the backbone of Bangladesh’s industrial sector, accounted for more than 80% of total exports and surpassed $18 billion in 2014. The sector has remained resilient in recent years amidst a series of factory accidents that have killed over 1,000 workers and crippling strikes that shut down virtually all economic activity. Steady garment export growth combined with remittances from overseas Bangladeshis - which totaled $14 billion and 8% of GDP in 2014 - are the largest contributors to Bangladesh’s current account surplus and rising foreign exchange holdings.

 

Source : CIA

 


 

IDENTIFICATION DETAILS

Correct company Name

:

A.K.H. KNITTING AND DYEING LTD.

Head Office

:

AKH Tower, 133/134, Hemayetpur, Savar, Bangladesh.

Tel No

:

88-02-7744001-8

Fax No

:

88-02-7741830

E-mail

:

info@akhfashions.com

Website

:

www.akhfashion.com

Date/ Year of Incorporation

:

13.05.2003

Incorporation No.

:

C-49207

Bonded Warehouse No.

:

106/CUS-SBW/2001

Export Registration Certificate No

:

RA 53894

Legal Form (General)

:

 Public Listed Co      Public (but not listed)   Private Co   State-owned Co

 Sole Proprietorships  Partnership            Not Registered

 others (please specify) ________________

Legal form (Specific)

:

LTD   CORP    INC  CO    

 others (please specify) ________________

Issuing Authority

:

Registrar of Joint Stock Companies & Firms   City Corporation

 Municipal Administration                                Union Council

 Cantonment Board                                          Chief Controller of  Import & Export (CCIE)

 

FINANCIALS- SUMMARY

 

      Year

Turnover/ Sales

 Assets

     Income

31st December, 2013

BDT 462.90 Million

BDT  2012.15 Million

BDT 9.37 Million

31st December, 2014

BDT 985.70 Million

BDT 2105.23 Million

BDT 54.17 Million

Exchange Rate

USD1-Tk. 77.8200

EUR 1- Tk. 100.2711

GBP 1- Tk.118.5354

AUD 1 - Tk.82.8563

JPY 1 - Tk.0.9286

CAD 1 - Tk.80.1887

SEK 1 - Tk.12.2870

SGD 1 - Tk.65.3045

CNH 1 - Tk.12.8399

 

 

 

 

 

 

 

 

 

 

 

 

 

FULLCHECK REPORT DETAILS

 

                                                             Information Parted By

 

 

 

Name

:

Mr. Mofizur Rahman

Designation

:

Senior Officer (Commercial)

Contract No

:

88-01911789269

 

                                                               Locations Details

 

Operating Address

:

AKH Tower, 133/134, Hemayetpur, Savar, Bangladesh.

Tel No

:

88-02-7744001-8

Fax No

:

88-02-7741830

E-mail

:

info@akhfashions.com, hossain@akhfashions.com, alam@akhfashions.com, kashem@akhfashions.com

Website

:

www.akhfashion.com

 

Location :

: Owned

Ö

 

Rented

 

 

Leased

 

Area

6,000

Sq. ft.

 

 

Type of Office :

  :       Commercial Office Bldg.

Ö

 

Semi-commercial office Bldg.

 

     

Retail shop

 

 

Industrial Park

 

     

Business Center

 

 

Home Office

 

     

Residential Bldg.

 

 

 

 

 

 

Factory:

 

 

Address

:

92, Phulbaria, Tetulzora, Savar, Bangladesh.

Tel No

:

88-01713479212, 01711536592, 01713479243

Fax No

:

880-2-9135987

 

Location :

   Owned

Ö

 

Rented

 

 

Leased

 

Area

2,05,000

Sq. ft.

 

Employee:

 

 

 

No. of Employees 

 

In Office

:

120

In Factory

:

5080

In Branch:

:

-

Total

:

5200

Details:

 

                    

 

 

OWNERSHIP/SHAREHOLDERS

 

         Names of Shareholders

                      No. of Share     

Mr. Md. Abul Kashem

                                 5000

Mr. Md. Delwar Hossain

                                 5000

Mr. Md. Samsul Alam

                                 5000

Mr. Shamim Haque

                                 5000

 

DIRECTORS

 

Name

Designation

Mr. Md. Delwar Hossain

Chairman

Mr. Md. Samsul Alam

Managing Director

Mr. Md. Abul Kashem

Dy. Managing Director

Mr. Shamim Haque

Director

 

MANAGEMENT

 

Name

:

Md. Delwar Hossain

Job Description

:

Chairman

Nationality

:

Bangladeshi

Email address

:

hossain@akhfashions.com

Other details

:

N/A

 

 

 

Name

:

Md. Shamsul Alam

Job Description

:

Managing Director

Nationality

:

Bangladeshi

Email address

:

alam@akhfashions.com

Other details

:

88-01911789269

 

 

Name

:

Md. Abul Kashem 

Job Description

:

Dy. Managing Director

Nationality

:

Bangladeshi

Email address

:

kashem@akhfashions.com

Other details

:

N/A

 

 

Name

:

Mr. Mir Zahidul Omar

Job Description

:

Senior Commercial Manager 

Nationality

:

Bangladeshi

Email address

:

N/A

Other details

:

N/A

 

BUSINESS OPERATIONS

 

Nature of Activity       :

Manufacturer

Ö

Knitting

Ö

Dyeing

Ö

Distributor

 

 

 

 

Exporter

Ö

Importer

Ö

Printing

Ö

Embroidery

Ö

 

Range of Products:

 

Products

:

T- Shirt, Polo Shirt, Sweat Shirt, Tank Top, Boxer Shorts, Jogging Suit, Pajama Sets & Brief (Men’s & Ladies).

Production Capacity

:

16, 00,000 Pcs. per month.

Last Year Production

:

Do

 

Trading Terms:

 

Purchasing Terms:

L/C

Ö

Cash

 

Others

 

 

 

Credit :

 

30 days

 

60 days

Ö

90 days

 

 

days

 

Selling Terms      :

L/C

Ö

Cash

 

Others

 

 

 

Credit :

 

30 days

 

60 days

Ö

90 days

 

 

days

 

DETAILED DATA

 

 

Trade Reference & Related Parties

:

 

Overseas Clients

:

Tchibo

 ALDI

 C&A

 LIDL

Sainsburry’s

 CDF,

Marcopolo

B&C

 Tex-Ebo

 Li & Fung

Wal Mart

 K-Mart

 JC Penney

 Target

 Macy’s 

Kohls

Local Clients

:

N/A

Overseas Suppliers

:

N/A

Local Suppliers

:

N/A

Trade Markets

:

 

Exports

:

Europe, USA, Singapore, HK,

 

Imports

:

China, India

 

Brand Name

:

N/A

 

Certified

:

ISO 9001:2000

 

Auditors

:

N/A

 

Operation Status

:

Active

 

Member

:

Bangladesh Garments Manufacturer & Exporters Association

 

 

CAPITAL STRUCTURE

 

 

Authorized Capital

:

BDT 30 Million

 

Paid-up Capital

:

BDT 2000000

No. of Shares

:

20000

 Share Value

:

BDT 100.00Each

Main Assets

:

BDT 2105.23 Million

 

 

 

FINANCIAL STATEMENT- DETAILED

 

The subject company don’t submit update financial figure to local registry office.

 

 

ASSOCIARES/SUBSIDIARIES/ RELATED PARTIES

 

Sister Concerns

:

Angshuk Ltd

AKH Shirts Ltd

AKH Trims Ltd

AKH Washing Ltd

AKH Fashions Ltd

AKH Apparel Ltd

AKH Knitwear Ltd

AKH Carbo Service

AKH Stitch Art Ltd

AKH Textiles Ind. Ltd

AKH Knitting & Dyeing Ltd

Sabah Trade International Ltd

AKH Packaging & Accessories Ltd

Subsidiary

:

N/A

Name of  The Group

:

AKH Group

 

BANKING

 

 

Bank Name  

:

Export Import Bank of Bangladesh Ltd.

Bank Address

:

Gulshan Branch,

Gulshan Branch, 75, Gulahsn Avenue,

Dhaka 1212, Bangladesh. 

Phone: 9886296, 9862262, 8819711.

Telex: 632125 EXN GL BJ. Fax: 880-2-8818703.

E-mail: eximgul@bttb.net.bd. Swift # EXBKBDDH 007.

 

 

ADVERSE DATA MONITORING

 

Dishonored Checks           

 

:     

No Record Found         

Debt

 

:

No Record Found

Litigation  

                    

:

Clear         

Performance Defaults

 

:

No Record Found         

Adverse Local Media Coverage/ Adverse Filling History

:

No Record Found

 

 

SITE VISIT COMMENTARY

 

Our representative visited the subject company Head Office at 133/134, Hemayetpur, Savar, Dhaka, Bangladesh. It is situated outside of Dhaka city which is industrial area. Its office is decorated by modern furniture.

 

 

GENERAL COMMENTS

 

Subject is mainly engaged in Manufacturer & Exporter of Readymade Garments. The subject company maintains acceptable business volume. Based on the financial statements, SC’s financial performance appears to be Strong.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.74

UK Pound

1

Rs.99.53

Euro

1

Rs.73.80

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.