MIRA INFORM REPORT

 

 

Report No. :

341542

Report Date :

01.10.2015

 

IDENTIFICATION DETAILS

 

Name :

BRANDWELL (IRL) LIMITED

 

 

Formerly Known As :

FUNDIT  COMPANY  LIMITED

 

 

Registered Office :

Unit 12, Northwest Business Park, Ballycoolin, 216410

 

 

Country :

Ireland

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

20.11.1984

 

 

Legal Form :

Not Available

 

 

Line of Business :

Subject is engaged in importation  and  distribution  of  hosiery,  handbags  and  other  travel  goods.

 

 

No. of Employee :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Ireland

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

IRELAND - ECONOMIC OVERVIEW

 

Ireland is a small, modern, trade-dependent economy. Ireland was among the initial group of 12 EU nations that began circulating the euro on 1 January 2002. GDP growth averaged 6% in 1995-2007, but economic activity dropped sharply during the world financial crisis and the subsequent collapse of its domestic property market and construction industry. Faced with sharply reduced revenues and a burgeoning budget deficit from efforts to stabilize its fragile banking sector, the Irish Government introduced the first in a series of draconian budgets in 2009. These measures were not sufficient to stabilize Ireland’s public finances. In 2010, the budget deficit reached 32.4% of GDP - the world's largest deficit, as a percentage of GDP. In late 2010, the former COWEN government agreed to a $92 billion loan package from the EU and IMF to help Dublin recapitalize Ireland’s banking sector and avoid defaulting on its sovereign debt. In March 2011, the KENNY government intensified austerity measures to meet the deficit targets under Ireland's EU-IMF bailout program. In late 2013, Ireland formally exited its EU-IMF bailout program, benefiting from its strict adherence to deficit-reduction targets and success in refinancing a large amount of banking-related debt. In 2014, the economy rapidly picked up and GDP grew by 3.6%. The recovering economy assisted lowering the deficit to 4.2% of GDP. In late 2014, the government introduced a fiscally neutral budget, marking the end of the austerity program. In the wake of the collapse of the construction sector and the downturn in consumer spending and business investment, the export sector, dominated by foreign multinationals, has become an even more important component of Ireland's economy. Ireland’s low corporation tax of 12.5% has been central to encouraging business investment. Loose tax residency requirements made Ireland a common destination for international firms seeking to avoid taxation. Amid growing international pressure the government announced it would phase in more stringent tax laws, effectively closing a loophole.

 

Source : CIA

 

 

Company name

 

BRANDWELL (IRL) LIMITED

 

 

Registered  Address

 

UNIT 12, NORTHWEST BUSINESS PARK, BALLYCOOLIN, 216410

 

 

Company  Summary

 

Registered  Address

UNIT  12

Trading  Address

UNIT  12

 

NORTHWEST  BUSINESS  PARK

 

NORTHWEST  BUSINESS  PARK

 

BALLYCOOLIN

 

BALLYCOOLIN

 

216410

 

DUBLIN  15

 

 

 

216410

Website  Address

-

 

 

Telephone  Number

 

Fax  Number

 

TPS

No

FPS

No

Incorporation  Date

20/11/1984

 

 

Previous  Name

FUNDIT  COMPANY  LIMITED

Type

Other

 

 

FTSE  Index

-

Date  of  Change

-

Filing  Date  of  Accounts

-

Currency

EUR

Share  Capital

€3

SIC07

 

Charity  Number

-

SIC07  Description

 

 

 

Principal  Activity

The  importation  and  distribution  of  hosiery,  handbags  and  other  travel  goods.

 

 

Key  Financials

 

Year  to  Date

Turnover

Pre  Tax  Profit

Shareholder

Funds  Employees

31/12/2013

-

€158,767

€2,920,021

-

31/12/2012

-

€109,247

€2,791,871

-

31/12/2011

-

€643,408

€2,710,957

-

 

 

Mortgage  Summary

 

Total  Mortgage

4

Outstanding

3

Satisfied

1

 

 

Trade  Debtors  /  Bad  Debt  Summary

 

Total  Number  of  Documented  Trade

0

Total  Value  of  Documented  Trade

€0

 

 

Commentary

 

No  exact  match  CCJs  are  recorded  against  the  company.

The  credit  limit  on  this  company  has  risen  37.5%  in  comparison  to  the  previously  suggested  credit  limit. Net  Worth  increased  by  4.6%  during  the  latest  trading  period.

Pre-tax  profits  increased  by  45.3%  compared  to  the  previous  trading  period.

 

 

CJ

 

Total  Number  of  Exact  CJs  -

0

Total  Value  of  Exact  CJs  -

€0

Total  Number  of  Possible  CJs  -

0

Total  Value  of  Possible  CJs  -

€0

Total  Number  of  Satisfied  CJs  -

0

Total  Value  of  Satisfied  CJs  -

€0

 

Total  Current  Directors

2

Total  Current  Secretaries

1

Total  Previous  Directors  /  Company

 

Secretaries

7

 

 

Current  Directors

 

Name

SEAN  MAHON

Date  of  Birth

24/01/1967

Officers  Title

 

Nationality

 

Present  Appointments

12

Function

Director

Appointment  Date

12/02/1990

 

 

Address

GREENOGUE,  KILSALLAGHAN,  CO.MEATH

 

 

Name

JEFF  MAHON

Date  of  Birth

30/09/1970

Officers  Title

 

Nationality

 

Present  Appointments

6

Function

Director

Appointment  Date

25/09/1998

 

 

Address

45 BROOKVILLE,  ASHBOURNE,  CO.  MEATH

 

 

 

 

Current  Company  Secretary

 

Name

ROBERT  BARTER

Date  of  Birth

22/08/1970

Officers  Title

 

Nationality

 

Present  Appointments

3

Function

Company  Secretary

Appointment  Date

04/10/1999

 

 

Address

GREEN  ACRES,  KENTSTOWN,  CO.MEATH

 

 

 

 

Top  20  Shareholders

 

Name

 

Currency     Share  Count

Share  Type

Nominal  Value

% of  Total  Share  Count

BRANDWELL  GROUP  LTD

EUR

2

ORDINARY

1.27

100

 

 

Financials

 

Profit  &  Loss

 

Date  Of

 

 

 

 

 

 

 

 

 

Accounts

31/12/13

(%)

31/12/12

(%)

31/12/11

(%)

31/12/10

(%)

31/12/09

Weeks

52

(%)

52

(%)

52

(%)

52

(%)

52

Currency

EUR

(%)

EUR

(%)

EUR

(%)

EUR

(%)

EUR

Consolidated

N

(%)

N

(%)

N

(%)

N

(%)

N

A/cs

 

 

 

 

 

 

 

 

 

Turnover

-

-

-

-

-

-

-

-

-

Export

-

-

-

-

-

-

-

-

-

Cost  of  Sales

-

-

-

-

-

-

-

-

-

Gross  Profit

€3,329,398

7.8%

€3,087,443

5.7%

€2,920,292

18.1%

€2,472,797

-24.6%

€3,280,839

Wages  & Salaries

-

-

-

-

-

-

-

-

-

Directors

-

-

-

-

-

-

-

-

-

Emoluments

 

 

 

 

 

 

 

 

 

Operating  Profit

€230,877

41.9%

€162,696

-62.9%

€438,137

740%

€52,158

-75.6%

€213,646

Depreciation

€169,898

-38.9%

€278,069

70.6%

€162,979

44.3%

€112,928

-30.8%

€163,083

Audit  Fees

€17,096

7.9%

€15,846

21.2%

€13,070

-12.5%

€14,935

-21.2%

€18,965

Interest

 

 

 

 

 

 

 

 

 

 

€72,110

34.9%

€53,449

-39%

€87,600

32.6%

€66,067

-29.9%

€94,189

Payments

 

 

 

 

 

 

 

 

 

Pre  Tax  Profit

€158,767

45.3%

€109,247

-83%

€643,408

169.9%

-€920,499

-870.6%

€119,457

Taxation

-€30,617

-8.1%

-€28,333

-231.7%

-€8,542

-183.7%

€10,207

200%

-€10,207

Profit  After  Tax

€128,150

58.4%

€80,914

-87.3%

€634,866

169.7%

-€910,292

-933.2%

€109,250

Dividends

Payable

-

-

-

-

-

-

-

-

-

Retained  Profit

€128,150

58.4%

€80,914

-87.3%

€634,866

169.7%

-€910,292

-933.2%

€109,250

 

 

Balance  Sheet

 

 

31/12/13

(%)

31/12/12

(%)

31/12/11

(%)

31/12/10

(%)

31/12/09

Accounts

 

 

 

 

 

 

 

 

 

Tangible  Assets

€253,925

-32.9%

€378,347

-19.5%

€469,810

-6.6%

€503,177

-6.4%

€537,567

Intangible

0

-

0

-

0

-

0

-

0

Assets

 

 

 

 

 

 

 

 

 

Total  Fixed

€253,925

-32.9%

€378,347

-19.5%

€469,810

-6.6%

€503,177

-6.4%

€537,567

Assets

 

 

 

 

 

 

 

 

 

Stock

€2,802,073

-19.7%

€3,491,058

25.8%

€2,775,327

-7.3%

€2,994,666

-4.3%

€3,128,259

Trade  Debtors

€2,475,202

8.8%

€2,275,120

-9.1%

€2,501,839

21.4%

€2,060,485

-2.2%

€2,107,275

Cash

€295,447

999.9%

€3,834

-99.4%

€601,088

607.3%

€84,978

17%

€72,630

Other  Debtors

€611,277

10.6%

€552,522

6.7%

€517,778

-20.7%

€653,104

-55.1%

€1,454,109

Miscellaneous

Current  Assets

0

-

0

-

0

-100%

€10,207

-

0

Total  Current Assets

€6,183,999

-2.2%

€6,322,534

-1.1%

€6,396,032

10.2%

€5,803,440

-14.2%

€6,762,273

Trade  Creditors

€1,149,058

-12.7%

€1,316,152

3.4%

€1,272,323

14.7%

€1,109,270

-8.7%

€1,214,721

Bank  Loans  &

Overdrafts

€1,273,820

-18.9%

€1,569,812

-14.6%

€1,838,402

0.3%

€1,833,675

8.8%

€1,685,852

Other  Short  Term

Finance

€157,555

-43.7%

€279,885

-34.8%

€429,420

-31.7%

€628,690

-15.5%

€744,410

Miscellaneous

Current

Liabilities

€888,190

28%

€693,710

14.7%

€604,576

-4.1%

€630,577

2.2%

€617,248

Total  Current

Liabilities

€3,468,623

-10.1%

€3,859,559

-6.9%

€4,144,721

-1.4%

€4,202,212

-1.4%

€4,262,231

Bank  Loans  &

Overdrafts  and
LTL

€1,323,100

-18.3%

€1,619,263

-12.4%

€1,848,566

-0.7%

€1,861,989

7.2%

€1,737,078

Other  Long  Term

Finance

€49,280

-0.3%

€49,451

386.5%

€10,164

-64.1%

€28,314

-44.7%

€51,226

Total  Long  Term

Liabilities

€49,280

-0.3%

€49,451

386.5%

€10,164

-64.1%

€28,314

-44.7%

€51,226

 

 

Capital  &  Reserves

 

 

31/12/13

(%)

31/12/12

(%)

31/12/11

(%)

31/12/10

(%)

31/12/09

Accounts

 

 

 

 

 

 

 

 

 

Called  Up  Share

Capital

€3

-

€3

-

€3

-

€3

-

€3

P  &  L  Account

Reserve

€2,920,018

4.6%

€2,791,868

3%

€2,710,954

30.6%

€2,076,088

-30.5%

€2,986,380

Revaluation

Reserve

-

-

-

-

-

-

-

-

-

Sundry

Reserves

-

-

-

-

-

-

-

-

-

Shareholder

Funds

€2,920,021

4.6%

€2,791,871

3%

€2,710,957

30.6%

€2,076,091

-30.5%

€2,986,383

 

 

Other  Financial  Items

 

Date  Of

 

 

 

 

 

 

 

 

 

Accounts

31/12/13

(%)

31/12/12

(%)

31/12/11

(%)

31/12/10

(%)

31/12/09

 

 

 

 

 

 

 

 

 

 

Net  Worth

€2,920,021

4.6%

€2,791,871

3%

€2,710,957

30.6%

€2,076,091

-30.5%

€2,986,383

Working  Capital

€2,715,376

10.2%

€2,462,975

9.4%

€2,251,311

40.6%

€1,601,228

-36%

€2,500,042

Total  Assets

€6,437,924

-3.9%

€6,700,881

-2.4%

€6,865,842

8.9%

€6,306,617

-13.6%

€7,299,840

Total  Liabilities

€3,517,903

-10%

€3,909,010

-5.9%

€4,154,885

-1.8%

€4,230,526

-1.9%

€4,313,457

Net  Assets

€2,920,021

4.6%

€2,791,871

3%

€2,710,957

30.6%

€2,076,091

-30.5%

€2,986,383

 

 

Cash  Flow

 

Date  Of

 

 

 

 

 

 

 

 

 

Accounts

31/12/13

(%)

31/12/12

(%)

31/12/11

(%)

31/12/10

(%)

31/12/09

 

 

 

 

 

 

 

 

 

 

Net    Cashflow

-

-

-

-

-

-

-

-

-

from    Operations

-

-

-

-

-

-

-

-

-

Net    Cashflow

-

-

-

-

-

-

-

-

-

before    Financing

-

-

-

-

-

-

-

-

-

Net    Cashflow

from    Financing

-

-

-

-

-

-

-

-

-

Increase    in

-

-

-

-

-

-

-

-

-

Cash

-

-

-

-

-

-

-

-

-

 

 

Miscellaneous

 

Date  Of

 

 

 

 

 

 

 

 

 

Accounts

31/12/13

(%)

31/12/12

(%)

31/12/11

(%)

31/12/10

(%)

31/12/09

 

 

 

 

 

 

 

 

 

 

Contingent

NO

-

NO

-

NO

-

NO

-

NO

liability

 

 

 

 

 

 

 

 

 

Capital

Employed

€2,969,301

4.5%

€2,841,322

4.4%

€2,721,121

29.3%

€2,104,405

-30.7%

€3,037,609

Number  of

Employees

-

-

-

-

-

-

-

-

-

Accountants

 

 

 

 

 

 

 

 

 

Auditors

SINNOTT  HUGHES  &  CO

 

 

 

 

Auditor

 

 

 

 

 

 

 

 

 

Comments

The  audit  report  contains  no  adverse  comments

 

 

 

 

Bankers

ALLIED  IRISH  BANK

 

 

 

 

 

 

Bank  Branch Code

 

 

 

 

 

 

 

 

 

 

 

Ratios

 

Date Of Accounts

31/12/13

31/12/12

31/12/11

31/12/10

31/12/09

Pre-tax profit margin %

-

-

-

-

-

Current ratio

1.78

1.64

1.54

1.38

1.59

Sales/Net

 

 

 

 

 

Working Capital

 

 

 

 

 

Gearing %

45.30

58

68.20

89.70

58.20

Equity in %

45.40

41.70

39.50

32.90

40.90

Creditor Days

-

-

-

-

-

Debtor Days

-

-

-

-

-

Liquidity/Acid Test

0.97

0.73

0.87

0.66

0.85

Return On

 

 

 

 

 

Capital

Employed %

5.34

3.84

23.64

-43.74

3.93

Return On Total

 

 

 

 

 

Assets

Employed %

2.46

1.63

9.37

-14.59

1.63

Current Debt Ratio

1.18

1.38

1.52

2.02

1.42

Total Debt Ratio

1.20

1.40

1.53

2.03

1.44

Stock Turnover Ratio %

-

-

-

-

-

Return on Net

 

 

 

 

 

Assets Employed %

5.43

3.91

23.73

-44.33

4

 

 

Report  Notes

 

There  are  no  notes  to  display.

 

Status  History

 

No  Status  History  found

 

 

Event  History

 

Date

Description

 

19/11/2014

New  Accounts  Filed

 

18/11/2014

Annual  Returns

 

30/11/2013

Annual  Returns

 

30/11/2013

New  Accounts  Filed

 

28/11/2012

New  Accounts  Filed

 

27/11/2012

Annual  Returns

 

01/12/2011

New  Accounts  Filed

 

30/11/2011

Annual  Returns

 

02/12/2010

Annual  Returns

 

01/12/2010

New  Accounts  Filed

 

01/12/2010

New  Accounts  Filed

 

06/11/2009

Annual  Returns

 

05/11/2009

New  Accounts  Filed

 

05/11/2009

New  Accounts  Filed

 

13/11/2008

New  Accounts  Filed

 

 

 

Previous  Company  Names

 

Date

Previous  Name

N/A

FUNDIT  COMPANY  LIMITED

08/12/1989

SYMPHONY  INTERNATIONAL  (IRELAND)  LIMITED

 

Received  Documents

 

Writ  Details

 

No  writs  found

 

Statistics

 

Summary

 

Group

4 companies

Holding  Company

BRANDWELL  GROUP

Linkages

0 companies

 

LIMITED

Countries

In  0  countries

Ownership  Status

Wholly  Owned

 

 

Ultimate  Holding  Company

BRANDWELL  GROUP

LIMITED

 

 

Group  Structure

 

 

 

 

 

 

Company  Name

Registered

Latest  Key

Consol.

Turnover

 

Number

Financials

Accounts

 

BRANDWELL  GROUP  LIMITED

IE283844

31.12.2013

N

 

BELLEVUE  PROPERTIES  LI...

IE307974

31.03.2014

N

 

BRANDWELL  (IRL)  LIMITED

IE104370

31.12.2013

N

 

TREND  STREET  UK  LTD

03888313

31.12.2013

 

 

 

 

Business Owner  Links

 

 

 

 

Business  Name

Business  No

Business  Status.

BRANDWELL  (IRL)  LIMITED

IE104370

 

  BRANDWELL

451444

NORMAL

  SYMPHONY  IRELAND

83837

NORMAL

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.74

UK Pound

1

Rs.99.53

Euro

1

Rs.73.80

 

INFORMATION DETAILS

 

Analysis Done by :

KIN

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.