MIRA INFORM REPORT

 

 

Report No. :

342264

Report Date :

01.10.2015

 

IDENTIFICATION DETAILS

 

Name :

DIFAC

 

 

Registered Office :

2 RUE Des Herons, 67960 Entzheim

 

 

Country :

France

 

 

Financials (as on) :

31.03.2009

 

 

Date of Incorporation :

April 1976

 

 

Com. Reg. No.:

305 821 225

 

 

Legal Form :

Simplified joint stock company

 

 

Line of Business :

Subject is engaged in wholesale (intercompany trade) Clothing and footwear

 

 

No. of Employee :

48 (2009)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

France

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

FRANCE - ECONOMIC OVERVIEW

 

The French economy is diversified across all sectors. The government has partially or fully privatized many large companies, including Air France, France Telecom, Renault, and Thales. However, the government maintains a strong presence in some sectors, particularly power, public transport, and defense industries. With more than 84 million foreign tourists per year, France is the most visited country in the world and maintains the third largest income in the world from tourism. France's leaders remain committed to a capitalism in which they maintain social equity by means of laws, tax policies, and social spending that mitigate economic inequality. France's real GDP increased by 0.4% in 2014. The unemployment rate (including overseas territories) increased from 7.8% in 2008 to 10.4% in the fourth quarter of 2014. Youth unemployment in metropolitan France decreased from a high of 25.4% in the fourth quarter of 2012 to 24.3% in the fourth quarter of 2014. Lower-than-expected growth and high spending have strained France's public finances. The budget deficit rose sharply from 3.3% of GDP in 2008 to 7.5% of GDP in 2009 before improving to 4% of GDP in 2014, while France's public debt rose from 68% of GDP to more than 95% in 2014, and may hit 100% by 2016. Elected on a conventionally leftist platform, President Francois HOLLANDE surprised and angered many supporters with a January 2014 speech announcing a sharp change in his economic policy, recasting himself as a liberalizing reformer. The government's budget for 2014 shifted the balance of fiscal consolidation from taxes to a total of $24 billion in spending cuts. In December 2014, HOLLANDE announced additional reforms, including a plan to extend commercial business hours, liberalize professional services, and sell off $6.2-12.4 billion in state owned assets. France’s tax burden remains well above the EU average and income tax cuts over the past decade are being partly reversed, particularly for higher earners. The top rate of income tax is 41%. The government is allowing a 75% payroll tax on salaries over $1.24 million to lapse.

 

Source : CIA


Company name

 

DIFAC

 

 

SIRET

305 821 225 00052

Name

DIFAC

Acronym

-

Trade name

-

Status

Economically active

Postal Address

DIFAC
2 RUE DES HERONS
67960 ENTZHEIM
FRANCE

Share Capital

1,094,380 Euros

Telephone

03 88 78 96 78

Activity (APE)

Wholesale (intercompany trade) Clothing and footwear (4642Z)

RCS Registration

RCS Strasbourg B 305 821 225

Formation Date

01/1976

EUR VAT Number

FR51305821225

Deregistration Date

-

Last account Date

31/03/2009

Court Registry Number

19 7 6B00157

Incorporiation Date

04/1976

Registration Court

Strasbourg (67)

Fax

-

Nationality

France

 

Legal form

Simplified joint stock company

Currency

Euros

 

Key Financials

 

Year to date

Turnover

Gross operating surplus

Shareholder's equity

Net result

Employees

31/03/2009

21,566,432 €

6.95% Turnover

5,472,404 €

655,264 €

48 employees

31/03/2008

23,041,347 €

10.52% Turnover

5,634,110 €

1,133,020 €

45 employees

31/03/2007

23,419,558 €

10.14% Turnover

5,102,677 €

1,292,200 €

48 employees

 

 

Directors

 

Current Directors

4

 

 


Ultimate Holding Company

 

Name

Country

Company Number

 

PLISSONNEAU SA

303160030

 

Affiliation links.

 

 

Judgment and Preferential

 

Judgment

No judgement

Preferential Right

This company is not under monitoring

 

 

Establishment Details

 

Type of Establishment

Head Office

Production Role

-

APE/NAF Code

4642Z

Activity

Wholesale (intercompany trade) Clothing and footwear

Formation Date

09/2014

Reason for Formation

Formation

Closure Date

-

Reason for Closure

-

Reactivation Date

-

Seasonality

-

Activity Nature

-

Activity Location

-

Trading Address

2 RUE DES HERONS
67960 ENTZHEIM

Department

Bas-Rhin (67)

Location Surface

-

District

6

City

ENTZHEIM

Status

Economically active

Business Pages FT®

-

Region

Alsace

Area

08

Size of Urban Area

-

 

 

Ultimate Parent(s)

 

1 ultimate parent company/companies for this company

 

Company Name

Activity (APE)

APE/NAF Code

City

Post Code

PLISSONNEAU SA

Activités des sièges sociaux

7010Z

FORT DE FRANCE

97200

 

 

Other Establishment(s)

 

Regionality

Legal unit with all establishments in same area

Mono-activity status

Legal unit having all establishments with the same main activity

Branches

1 branch entities in this company

 

Company Name

Company Type

APE/NAF Code

Activity

City

Post Code

DIFAC

Head Office

4642Z

Wholesale (intercompany trade) Clothing and footwear

ENTZHEIM

67960

DIFAC

Branch

4642Z

Wholesale (intercompany trade) Clothing and footwear

ECKBOLSHEIM

67201

 

 

Workforces

 

Workforce at address

20 to 49 employees

Company workforce

50 to 99 employees

 

 

Commentary

 

The comments are ordered according to the class of risk. Companies are compared with regard to other companies of the same type. Thus a positive comment for one category can be negative for another or can change depending on its value. This is a purely statistical decision.

 

The latest account data is more than 5 years old, this has an impact on the rating. Please contact with your latest financial statements if you want the risk score to be recalculated

The increase in the gearing percentage over the last two accounting periods is 29 %

The decrease of tangible fixed assets over the last two accounting periods is 16 %

The stock to turnover ratio is 28.45

The sales to current assets ratio is 1.57

High risk workforce size

The return on total assets employed is 6.91

The ratio total assets to total liabilities is 1.61

The pre-tax profit is 1,005,771 €

The net turnover is 21,566,432 €

The net current assets are 13,733,242 €

The liabilities are 8,994,578 €

The total assets are 14,553,108 €

The risk provisions are 19,646 €

Department code with low risk rating

Industry code with low risk rating

The company has 5 directors

The creditor days are 33.59

The shareholder's equity is 5,472,404 €

 

 

Industry comparison

 

Activity (APE)

Wholesale (intercompany trade) Clothing and footwear (4642Z)

Industry average credit rating

44

Industry average credit limit

19,046

 

 

Collective procedures

 

No judgment information for the company

 

 

Preferential rights details and history

 

Status of collection

This company is not under monitoring

 

 

Group Data

 

Ultimate parent company

PLISSONNEAU SA

Direct parent

PLISSONNEAU SA - 100 %

Group – Number of companies

7

Linkages – Number of companies

-

Number of countries

-

 

 

Name

SIREN

Parts

Last account published

1

PLISSONNEAU SA

303160030

-

-

2

CARITEL

311350243

78.90 %

-

DIFAC

305821225

100 %

31/03/2009

SARL RITTER

329440614

100 %

-

2

LOCMANU

382920932

Majority

31/12/2009

3

SOC LOCA VEHICULES INDUST AUX ANTILLES

479952095

99 %

-

SN AMS

420483042

95 %

-

 

 

Linkages

 

No Linkages information available for the company.

 

 

Shareholder(s)

 

Name

PLISSONNEAU SA

Name of representative

Manager position

President

Date of birth

-

Place of birth

Type

Moral person

Name at birth

 

 

Director(s)

 

Name

Mme. PETIT ELISABETH

 

Manager position

Administrator

Date of birth

25/07/1950

 

Place of birth

STRASBOURG

 

Type

Individual

Name at birth

 

Name

M. HAETTEL DOMINIQUE

 

Manager position

Administrator, Managing director

Date of birth

03/08/1950

 

Place of birth

WISSEMBOURG

 

Type

Individual

Name at birth

 

 

Name

M. SABATIER CHRISTIAN

 

Manager position

President

Date of birth

21/01/1949

 

Place of birth

ARLES

 

Type

Individual

Name at birth

 

 

 

Previous Directors

 

Manager position

Title and name

Date of Birth/Place of Birth

Managing director

M. LAISNE SERGE

04/04/1954 - STE MERE L EGLISE

President

PLISSONNEAU SA

-

 

 

Status history

 

Date

Description

20/09/2014

Economically active

 

 

Recent publications in Gazettes

 

Publication date

Gazette Name

Description

11/02/2015

Bodacc B

Modification et mutation diverse

67 - BAS-RHIN

GREFFE DU TRIBUNAL D'INSTANCE DE STRASBOURG

2459 - 305 821 225 RCS Strasbourg. DIFAC. Forme : SAS. Administration : président : PLISSONNEAU (SA) ; commissaire aux comptes titulaire : CABINET IN EXTENSO (SACA) ; commissaire aux comptes suppléant : ASSIE (Claude). Activité : .
Commentaires : modification survenue sur l'administration.

28/11/2014

Bodacc B

Modification et mutation diverse

67 - BAS-RHIN

GREFFE DU TRIBUNAL D'INSTANCE DE STRASBOURG

1145 - 305 821 225 RCS Strasbourg. DIFAC. Forme : SAS. Administration : président : PLISSONNEAU (SA) ; directeur général : LAISNE (Serge) ; commissaire aux comptes titulaire : CABINET IN EXTENSO (SACA) ; commissaire aux comptes suppléant : ASSIE (Claude). Activité : .
Commentaires : modification survenue sur l'administration. Date d’effet : 30/06/2014.

28/11/2014

Bodacc B

Modification et mutation diverse

67 - BAS-RHIN

GREFFE DU TRIBUNAL D'INSTANCE DE STRASBOURG

1146 - 305 821 225 RCS Strasbourg. DIFAC. Forme : SAS. Activité : . Adresse de l’établissement principal : 2 rue des Hérons, 67960 Entzheim.
Adresse du siège social : 2 rue des Hérons, 67960 Entzheim.
Commentaires : transfert du siège social et de l'établissement principal. Date d’effet : 20/09/2014.

25/11/2014

JAL

Resignation / Revocation of the social representative

Affiches d Alsace et de Lorraine (Les Affiches - Le Moniteur)


Date de décision : 30/07/2014
La société 305821225 - DIFAC, 2 RUE DES HERONS, 67960 ENTZHEIM
Fait l'objet du départ de Monsieur Serge LAISNE, 15 Avenue de Chanzy, 94210, SAINT MAUR DES FOSSES

05/09/2014

JAL

Head Office Transfer

Affiches d'Alsace et de Lorraine (Les Affiches - Le Moniteur)


Date de décision : 30/06/2014
Transfert du siège social de la société 305821225 -  DIFAC
Adresse du nouveau siège : 2 RUE DES HÉRONS, 67960 ENTZHEIM
Ancienne localisation : 14 RUE DES FRERES LUMIERE, 67201 ECKBOLSHEIM
Date d'effet : 20/09/2014

11/09/2013

Bodacc B

Modification et mutation diverse

67 - BAS-RHIN

GREFFE DU TRIBUNAL D'INSTANCE DE STRASBOURG

2153 - 305 821 225 RCS Strasbourg. DIFAC. Forme : SAS. Capital : 1094380 EUR. Activité : .
Commentaires : modification survenue sur le capital.

04/06/2013

JAL

Modification of the share capital

Affiches d'Alsace et de Lorraine (Les Affiches - Le Moniteur)


Date de décision : 01/05/2013
La société : 305821225 - DIFAC, 14 RUE DES FRERES LUMIERE, 67201 ECKBOLSHEIM a subi une augmentation de son capital social désormais de 1 094 380 €
Date d'effet : 01/05/2013

08/03/2012

Bodacc B

Modification et mutation diverse

67 - BAS-RHIN

GREFFE DU TRIBUNAL D'INSTANCE DE STRASBOURG

562 - 305 821 225 RCS Strasbourg. DIFAC. Forme : S.A.S. Administration : président : PLISSONNEAU (SA), directeur général : LAISNE (Serge), commissaire aux comptes titulaire : CABINET F.P.M., commissaire aux comptes suppléant : CABINET NOELLE PASCAUD. Activité : .
Commentaires : modification survenue sur l'administration.

25/05/2011

Bodacc B

Modification et mutation diverse

67 - BAS-RHIN

GREFFE DU TRIBUNAL D'INSTANCE DE STRASBOURG

2327 - 305 821 225 RCS Strasbourg. DIFAC. Forme : S.A.S. Administration : président : PLISSONNEAU (SA) ; directeur général : LAISNE (Serge) ; commissaire aux comptes titulaire : HANS & ASSOCIES AUDIT ; commissaire aux comptes suppléant : LAGRANDEUR BOURESSY (Gérard). Activité : .
Commentaires : modification survenue sur la forme juridique, l'administration.

13/01/2011

Bodacc B

Modification et mutation diverse

67 - BAS-RHIN

GREFFE DU TRIBUNAL D'INSTANCE DE STRASBOURG

1358 - 305 821 225 RCS Strasbourg. DIFAC. Forme : S.A. Activité : importation, exportation, commercialisation d'articles en cuir, ainsi que tout autres produits de consommation courante, importation, exportation et commercialisation de mobiliers de jardin, représentation commerciale de ces articles et de tous articles similaires.
Commentaires : modification survenue sur l'activité.

13/01/2011

Bodacc B

Modification et mutation diverse

67 - BAS-RHIN

GREFFE DU TRIBUNAL D'INSTANCE DE STRASBOURG

1361 - 305 821 225 RCS Strasbourg. DIFAC. Forme : S.A. Administration : président du conseil d'administration et directeur général : LAISNE (Serge) ; administrateurs : DORMOY (Marie-André, Jean-Pierre) ; DE REYNAL DE SAINT MICHEL (Olivier) ; commissaire aux comptes titulaire : LB STRUCTURE ; commissaire aux comptes suppléant : LAGRANDEUR BOURESSY (Gérard). Activité : .
Commentaires : modification survenue sur l'administration.

08/10/2010

JAL

Appointment of the social representative

LES AFFICHES D'ALSACE ET DE LORRAINE


Société faisant l'objet d'une nomination : 305821225 - DIFAC, 14 RUE DES FRERES LUMIERE, 67201 ECKBOLSHEIM
Nominé : Monsieur Serge LAISNE, 15 AVENUE CHANZY, 94210 LA VARENNE ST HILAIRE
En la fonction de : Administrateur

08/10/2010

JAL

Appointment of the social representative

LES AFFICHES D'ALSACE ET DE LORRAINE


Société faisant l'objet d'une nomination : 305821225 - DIFAC, 14 RUE DES FRERES LUMIERE, 67201 ECKBOLSHEIM
Nominé : Monsieur Jean Pierre DORMOY, LOTISSEMENT LA CARAIBE, ALLEE HAITI, 97222 CASE PILOTE
En la fonction de : Administrateur

08/10/2010

JAL

Appointment of the social representative

LES AFFICHES D'ALSACE ET DE LORRAINE


Société faisant l'objet d'une nomination : 305821225 - DIFAC, 14 RUE DES FRERES LUMIERE, 67201 ECKBOLSHEIM
Nominé : Monsieur Olivier DE REYNAL DE SAINT MICHEL, ROUTE DE PALMISTE, 97232 LE LAMENTIN
En la fonction de : Administrateur

08/10/2010

JAL

Appointment of the social representative

LES AFFICHES D'ALSACE ET DE LORRAINE


Société faisant l'objet d'une nomination : 305821225 - DIFAC, 14 RUE DES FRERES LUMIERE, 67201 ECKBOLSHEIM
Nominé : Monsieur Serge LAISNE, 15 AVENUE CHANZY, 94210 LA VARENNE ST HILAIRE
En la fonction de : Président du Conseil d'Administration

08/10/2010

JAL

Appointment of the social representative

LES AFFICHES D'ALSACE ET DE LORRAINE


Société faisant l'objet d'une nomination : 305821225 - DIFAC, 14 RUE DES FRERES LUMIERE, 67201 ECKBOLSHEIM
Nominé : Monsieur Serge SABATIER, 15 AVENUE CHANZY, 94210 LA VARENNE ST HILAIRE
En la fonction de : DG - Directeur Général

08/10/2010

JAL

Resignation / Revocation of the social representative

LES AFFICHES D'ALSACE ET DE LORRAINE


Date de décision : 01/10/2010
La société 305821225 - DIFAC, 14 RUE DES FRERES LUMIERE, 67201 ECKBOLSHEIM
Fait l'objet du départ de Monsieur Dominique HAETTEL

08/10/2010

JAL

Resignation / Revocation of the social representative

LES AFFICHES D'ALSACE ET DE LORRAINE


Date de décision : 01/10/2010
La société 305821225 - DIFAC, 14 RUE DES FRERES LUMIERE, 67201 ECKBOLSHEIM
Fait l'objet du départ de Monsieur Serge LAISNE

08/10/2010

JAL

Resignation / Revocation of the social representative

LES AFFICHES D'ALSACE ET DE LORRAINE


Date de décision : 01/10/2010
La société 305821225 - DIFAC, 14 RUE DES FRERES LUMIERE, 67201 ECKBOLSHEIM
Fait l'objet du départ de Monsieur Dominique HAETTEL

08/10/2010

JAL

Resignation / Revocation of the social representative

LES AFFICHES D'ALSACE ET DE LORRAINE


Date de décision : 01/10/2010
La société 305821225 - DIFAC, 14 RUE DES FRERES LUMIERE, 67201 ECKBOLSHEIM
Fait l'objet du départ de Madame Elisabeth PETIT

08/10/2010

JAL

Resignation / Revocation of the social representative

LES AFFICHES D'ALSACE ET DE LORRAINE


Date de décision : 01/10/2010
La société 305821225 - DIFAC, 14 RUE DES FRERES LUMIERE, 67201 ECKBOLSHEIM
Fait l'objet du départ de Monsieur Christian SABATIER

05/03/2010

Bodacc C

Comptes annuels et rapports

67 - BAS-RHIN

GREFFE DU TRIBUNAL D'INSTANCE DE STRASBOURG

1199 - 305821225 RCS. DIFAC. Forme : S.A.. Adresse : 14, rue des Frères-Lumière 67038 Strasbourg Cedex 2. Commentaires : Comptes annuels et rapports de l'exercice clos le : 31/03/2009.

06/08/2009

Bodacc C

Comptes annuels et rapports

67 - BAS-RHIN

GREFFE DU TRIBUNAL D'INSTANCE DE STRASBOURG

1456 - 305821225 RCS. DIFAC. Forme : S.A.. Adresse : 14, rue des Frères-Lumière 67038 Strasbourg Cedex 2. Commentaires : Comptes annuels et rapports de l'exercice clos le : 31/03/2008.

31/10/2000

Bodacc B

Modifications et mutations diverses

Ancienne situation du siège social. RCS Strasbourg B 305821225 RC 76-B 157 DIFAC. Forme : S.A.R.L. Capital : 1 000 000 de F. Adresse : 9 rue Gay-Lussac, 67038 Eckbolsheim Nouvelle situation du siège social. Forme : S.A. Capital : 1 039 780 euros. Adresse : 14 rue des Frères- Lumière, 67038 Strasbourg Cedex Etablissement principal: Adresse : 9 rue Gay-Lussac, 67038 Eckbolsheim ETABLISSEMENT PRINCIPAL nouvelle situation. Adresse : 14 rue des Frères- Lumière, 67038 Strasbourg Cedex. Administration : président : SABATIER ( Christian), ancien gérant. Directeur général et administrateur : HAETTEL ( Dominique). Administrateur : PETIT ( Elisabeth). Les commissaires aux comptes sont maintenus. Commentaires : réduction du capital de 1 000 000 de F à 742 700 F, puis augmentation à 6 820 509,695 F et conversion en euros. Date d'effet : 8 juin 2000.

 

 

Establishment events history

 

 

20/09/2014

Formation of Head office (after transfer)

 

 

Synthesized Accounts

 

Annual Accounts

 

31/03/2009

31/03/2008

31/03/2007

Account period (month)

12

12

12

Account Type

Normal

Normal

Normal

Date of capture

27/04/2010

-

-

Activity Code

4642Z

4642Z

4642Z

Employees

48

45

48

 

Active account

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Sector Median 2009

Capital not called

0

0%

0

0%

0

0

0%

Total fixed assets

815,220

-10.0 %

906,287

1.1 %

896,650

38,868

1997.4 %

Intangible assets

122,358

10.6 %

110,658

-41.3 %

188,413

3,235

3682.3 %

Tangible assets

543,297

-15.8 %

645,415

15.3 %

559,710

5,758

9335.5 %

Financial assets

149,565

-0.4 %

150,213

1.1 %

148,528

5,024

2877.0 %

Net current assets

13,733,242

0.3 %

13,686,814

2.9 %

13,306,832

202,031

6697.6 %

Stocks

6,136,275

21.8 %

5,038,334

0.8 %

4,997,571

47,604

12790.3 %

Advanced payments

26,466

-80.9 %

138,747

2363.5 %

5,632

0

0%

Receivables

7,116,054

-7.2 %

7,666,148

-2.6 %

7,868,779

59,313

11897.5 %

Securities and cash

454,447

-46.1 %

843,584

94.0 %

434,851

30,983

1366.8 %

Prepaid expenses

-

-

-

-

-

52

-

Accounts of regularization

4,646

-62.2 %

12,289

420.9 %

2,359

0

0%

Total Assets

14,553,108

-0.4 %

14,605,389

2.8 %

14,205,840

273,934

5212.6 %

 

Passive Account

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Sector Median 2009

Shareholders' equity

5,472,404

-2.9 %

5,634,110

10.4 %

5,102,677

50,927

10645.6 %

Share capital

1,039,780

0%

1,039,780

0%

1,039,780

8,001

12895.6 %

Other capital resources

0

0%

0

0%

0

0

0%

Risk Provisions

19,646

59.9 %

12,289

-52.1 %

25,677

0

0%

Liabilities

8,994,578

1.7 %

8,841,176

-2.5 %

9,068,990

185,342

4753.0 %

Financial liabilities

6,058,214

24.9 %

4,849,395

7.5 %

4,510,524

13,441

44972.6 %

Advanced payments received

3,788

-98.7 %

302,360

3.6 %

291,991

0

0%

Trade account payables

1,984,804

-14.3 %

2,315,712

-15.8 %

2,748,841

62,492

3076.1 %

Tax and social liabilities

778,806

-16.5 %

933,193

-13.6 %

1,080,191

44,829

1637.3 %

Other debts and fixed assets liabilities

235,445

-57.8 %

558,330

25.2 %

445,940

9,520

2373.2 %

Account regularization

0

0%

0

0%

0

0

0%

Total liabilities

14,553,107

-0.4 %

14,605,389

2.8 %

14,205,840

273,934

5212.6 %

 

Results

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Sector Median 2009

Sales of Goods

21,883,292

-6.6 %

23,441,939

-1.0 %

23,690,431

435,730

4922.2 %

Net turnover

21,566,432

-6.4 %

23,041,347

-1.6 %

23,419,558

424,150

4984.6 %

of which net export turnover

4,782,210

20.4 %

3,973,115

19.6 %

3,320,906

4,010

119157.1 %

Operating charges

20,490,521

-2.8 %

21,089,398

-1.7 %

21,453,296

429,454

4671.3 %

Operating profit/loss

1,392,771

-40.8 %

2,352,541

5.2 %

2,237,135

6,916

20038.4 %

Financial income

33,039

-21.8 %

42,226

32.8 %

31,802

6

550550.0 %

Financial charges

475,287

-14.6 %

556,484

24.4 %

447,311

834

56888.8 %

Financial profit/loss

-442,248

14.0 %

-514,258

-23.8 %

-415,510

-167

-264719.2 %

Pretax net operating income

950,523

-48.3 %

1,838,283

0.9 %

1,821,625

5,540

17057.5 %

Extraordinary income

104,173

82.3 %

57,143

-73.5 %

215,822

8

1302062.5 %

Extraordinary charges

48,926

-52.1 %

102,162

30.7 %

78,176

261

18645.6 %

Extraordinary profit/loss

55,247

222.7 %

-45,018

-132.7 %

137,646

0

0%

Net result

655,264

-42.2 %

1,133,020

-12.3 %

1,292,200

5,896

11013.7 %

 

 

Accounts – Active

 

Normal Account

 

31/03/2009

31/03/2008

31/03/2007

Months

12

12

12

 

Grand Total - Active Accounts (I to VI)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Grand Total (I to VI)

Net

14,553,108

-0.4 %

14,605,389

2.8 %

14,205,840

Gross

CO

15,738,367

0.6 %

15,636,854

3.7 %

15,079,384

Amortisation

1A

1,185,259

14.9 %

1,031,464

18.1 %

873,544

 

Non declared distributed capital (I)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Non declared distributed capital (I)

AA3

0

0%

0

0%

0

Gross

AA

0

-

-

-

-

 

Active fixed asset (II)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Total Active fixed asset (II)

Net

815,220

-10.0 %

906,287

1.1 %

896,650

Gross

BJ

1,787,901

2.8 %

1,740,032

12.9 %

1,541,184

Amortisation

BK

972,681

16.7 %

833,745

29.4 %

644,534

 

Intangible fixed assets

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Start-up cost

Net

0

0%

0

0%

0

Gross

AB

0

0%

0

0%

0

Amortisation

AC

0

0%

0

0%

0

R&D expenses

Net

0

0%

0

0%

0

Gross

CX

0

0%

0

0%

0

Amortisation

CQ

0

0%

0

0%

0

Distributorships, patents

Net

122,358

10.6 %

110,658

-41.3 %

188,413

Gross

AF

393,685

5.5 %

373,247

-9.6 %

412,799

Amortisation

AG

271,327

3.3 %

262,589

17.0 %

224,386

Goodwill

Net

0

0%

0

0%

0

Gross

AH

0

0%

0

0%

0

Amortisation

AI

0

0%

0

0%

0

Other intangible fixed assets

Net

0

0%

0

0%

0

Gross

AJ

0

0%

0

0%

0

Amortisation

AK

0

0%

0

0%

0

Pre-payments and downpayments

Net

0

0%

0

0%

0

Gross

AL

0

0%

0

0%

0

Amortisation

AM

0

0%

0

0%

0

Sub Total Intangible asset

Net

122,358

10.6 %

110,658

-41.3 %

188,413

 

Tangilble fixed assets

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Lands

Net

0

0%

0

0%

0

Gross

AN

0

0%

0

0%

0

Amortisation

AO

0

0%

0

0%

0

Buildings

Net

213,209

-19.2 %

263,986

-10.2 %

294,092

Gross

AP

412,812

-0.5 %

414,781

4.7 %

396,061

Amortisation

AQ

199,603

32.4 %

150,795

47.9 %

101,969

Plant

Net

66,290

-29.2 %

93,577

68.1 %

55,659

Gross

AR

151,161

-2.4 %

154,952

64.1 %

94,404

Amortisation

AS

84,871

38.3 %

61,375

58.4 %

38,745

Other tangible fixed assets

Net

263,798

-8.4 %

287,852

37.1 %

209,959

Gross

AT

680,678

5.2 %

646,839

32.2 %

489,392

Amortisation

AU

416,880

16.1 %

358,987

28.5 %

279,433

Fixed assets in construction

Net

0

0%

0

0%

0

Gross

AV

0

0%

0

0%

0

Amortisation

AW

0

0%

0

0%

0

Advances and payments on account

Net

0

0%

0

0%

0

Gross

AX

0

0%

0

0%

0

Amortisation

AY

0

0%

0

0%

0

Sub Total Tangible asset

Net

543,297

-15.8 %

645,415

15.3 %

559,710

 

Financial assets

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Associates at equity

Net

0

0%

0

0%

0

Gross

CS

0

0%

0

0%

0

Amortisation

CT

0

0%

0

0%

0

Other participations

Net

37,716

0%

37,716

0%

37,716

Gross

CU

37,716

0%

37,716

0%

37,716

Amortisation

CV

0

0%

0

0%

0

Inter-company receivables

Net

0

0%

0

0%

0

Gross

BB

0

0%

0

0%

0

Amortisation

BC

0

0%

0

0%

0

Other investment securities

Net

3,180

0%

3,180

0%

3,180

Gross

BD

3,180

0%

3,180

0%

3,180

Amortisation

BE

0

0%

0

0%

0

Loans

Net

5,414

-10.7 %

6,062

38.5 %

4,377

Gross

BF

5,414

-10.7 %

6,062

38.5 %

4,377

Amortisation

BG

0

0%

0

0%

0

Other financial assets

Net

103,255

0%

103,255

0%

103,255

Gross

BH

103,255

0%

103,255

0%

103,255

Amortisation

BI

0

0%

0

0%

0

Sub Total Financial assets

Net

149,565

-0.4 %

150,213

1.1 %

148,528

 

Current Assets (III)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Total Current Assets

Net

13,733,242

0.3 %

13,686,814

2.9 %

13,306,832

Gross

CJ

13,945,820

0.4 %

13,884,533

2.6 %

13,535,842

Amortisation

CK

212,578

7.5 %

197,719

-13.7 %

229,010

 

Stocks

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Raw materials

Net

4,892

-12.2 %

5,573

-44.0 %

9,960

Gross

BL

4,892

-12.2 %

5,573

-44.0 %

9,960

Amortisation

BM

0

0%

0

0%

0

Work in progress (goods)

Net

0

0%

0

0%

0

Gross

BN

0

0%

0

0%

0

Amortisation

BO

0

0%

0

0%

0

Work in progress (services)

Net

0

0%

0

0%

0

Gross

BP

0

0%

0

0%

0

Amortisation

BQ

0

0%

0

0%

0

Semi-finished and finished products

Net

0

0%

0

0%

0

Gross

BR

0

0%

0

0%

0

Amortisation

BS

0

0%

0

0%

0

Goods for resale

Net

6,131,383

21.8 %

5,032,761

0.9 %

4,987,611

Gross

BT

6,333,317

21.3 %

5,223,108

0.5 %

5,197,705

Amortisation

BU

201,934

6.1 %

190,347

-9.4 %

210,094

Sub Total Stocks

Net

6,136,275

21.8 %

5,038,334

0.8 %

4,997,571

 

Advance payments to suppliers

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Advance payments to suppliers

Net

26,466

-80.9 %

138,747

2363.5 %

5,632

Gross

BV

26,466

-80.9 %

138,747

2363.5 %

5,632

Amortisation

BW

0

0%

0

0%

0

 

Debtors

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Trade accounts receivable

Net

5,449,536

-17.7 %

6,624,747

-4.9 %

6,964,198

Gross

BX

5,460,180

-17.7 %

6,632,120

-5.0 %

6,983,114

Amortisation

BY

10,644

44.4 %

7,373

-61.0 %

18,916

Other debtors

Net

393,850

185.5 %

137,956

-13.9 %

160,300

Gross

BZ

393,850

185.5 %

137,956

-13.9 %

160,300

Amortisation

CA

0

0%

0

0%

0

Capital subscribed and called up

Net

0

0%

0

0%

0

Gross

CB

0

0%

0

0%

0

Amortisation

CC

0

0%

0

0%

0

Sub Total debtors

Net

5,843,386

-13.6 %

6,762,703

-5.1 %

7,124,498

 

Divers

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Investment securities

Net

0

0%

0

0%

0

Gross

CD

0

0%

0

0%

0

Amortisation

CE

0

0%

0

0%

0

Cash and cash equivalents

Net

454,447

-46.1 %

843,584

94.0 %

434,851

Gross

CF

454,447

-46.1 %

843,584

94.0 %

434,851

Amortisation

CG

0

0%

0

0%

0

Sub Total Divers

Net

454,447

-46.1 %

843,584

94.0 %

434,851

 

Prepaid expenses

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Prepaid expenses

Net

1,272,668

40.9 %

903,445

21.4 %

744,281

Gross

CH

1,272,668

40.9 %

903,445

21.4 %

744,281

Amortisation

CI

0

0%

0

0%

0

 

Equalization accounts (IV to VI)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Expenses of loan issue to be spread

CW3

0

0%

0

0%

0

Gross

0

-

-

-

-

Premiums on redemption of bonds

CM3

0

0%

0

0%

0

Gross

0

-

-

-

-

Currency differential gain

CN3

4,646

-62.2 %

12,289

420.9 %

2,359

Gross

4,646

-

-

-

-

 

References

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Due within one year

CP

0

0%

0

0%

0

Due after one year

CR

0

0%

0

0%

0

 

 

Accounts – Passive

 

Grand Total - Passive Accounts (I to V)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Grand Total (I to V)

EE

14,553,107

-0.4 %

14,605,389

2.8 %

14,205,840

 

Shareholder Equity (I)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Total shareholders' equity (Total I)

DL

5,472,404

-2.9 %

5,634,110

10.4 %

5,102,677

Equity and shareholders' equity

DA

1,039,780

0%

1,039,780

0%

1,039,780

Issue and merger premiums

DB

0

0%

0

0%

0

Revaluation differentials

DC

0

0%

0

0%

0

Of which equity differential

EK

0

0%

0

0%

0

Legal reserve

DD

103,978

0%

103,978

0%

103,978

Statutory or contractual reserve

DE

0

0%

0

0%

0

Special regulated reserves

DF

0

0%

0

0%

0

Of which special reserve of provisions for current fluctuation

B1

0

0%

0

0%

0

Other reserves

DG

3,673,382

9.4 %

3,357,332

25.9 %

2,666,719

Of which reserve for buying originals works from alive artists

EJ

0

0%

0

0%

0

Profits or losses brought forward

DH

0

0%

0

0%

0

Profit or loss for the period

DI

655,264

-42.2 %

1,133,020

-12.3 %

1,292,200

Investment grants

DJ

0

0%

0

0%

0

Special tax-allowable reserves

DK

0

0%

0

0%

0

 

Other capital resources (II)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Total other capital resources (Total II)

DO

0

0%

0

0%

0

Income from participating securities

DM

0

0%

0

0%

0

Conditional loans

DN

0

0%

0

0%

0

 

Provisions for risks and charges (III)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Total provisions for risks and charges (Total III)

DR

19,646

59.9 %

12,289

-52.1 %

25,677

Risk provisions

DP

19,646

59.9 %

12,289

-52.1 %

25,677

Reserves for charges

DQ

0

0%

0

0%

0

 

Liabilities (IV)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Total Liabilities (Total IV)

EC

8,994,578

1.7 %

8,841,176

-2.5 %

9,068,990

Convertible debentures

DS

0

0%

0

0%

0

Other debentures

DT

0

0%

0

0%

0

Bank loans and liabilities

DU

5,455,653

14.5 %

4,765,363

12.5 %

4,236,629

Sundry loans and financial liabilities

DV

602,561

617.1 %

84,032

-69.3 %

273,895

Of which participating loans

EI

0

0%

0

0%

0

Advance payments received for current orders

DW

3,788

-98.7 %

302,360

3.6 %

291,991

Trade accounts payables

DX

1,984,804

-14.3 %

2,315,712

-15.8 %

2,748,841

Tax and social security liabilities

DY

778,806

-16.5 %

933,193

-13.6 %

1,080,191

Fixed asset liabilities

DZ

0

0%

0

0%

0

Other debts

EA

168,966

-61.6 %

440,516

0.7 %

437,444

 

Translation loss (V)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Translation loss (Total V)

ED

66,479

-43.6 %

117,814

1286.7 %

8,496

 

Equalization accounts

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Deferred income

EB

0

0%

0

0%

0

 

References

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Of which tax-allowable reserve

EF

0

0%

0

0%

0

Deferred income and liabilities

EG

8,905,925

6.1 %

8,390,099

-0.4 %

8,420,269

Of which current bank facilities

EH

5,235,972

20.6 %

4,342,211

20.1 %

3,615,236

 

 

Result account

 

1 - Operating result (I-II)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Operating result (Total I-II)

GG

1,392,771

-40.8 %

2,352,541

5.2 %

2,237,135

 

2 - Financial result (V-VI)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Financial result (Total V-VI)

GV

-442,248

14.0 %

-514,258

-23.8 %

-415,510

 

3 - Pre-tax net operating income result (I to VI)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Pre-tax net operating income (Total I-II+II-IV+V-VI)

GW

950,523

-48.3 %

1,838,283

0.9 %

1,821,625

 

4 - Extraordinary result (VII-VIII)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Extraordinary result (Total VII-VIII)

HI

55,247

222.7 %

-45,018

-132.7 %

137,646

 

Profit or loss

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Profit or loss

HN

655,264

-42.2 %

1,133,020

-12.3 %

1,292,200

 

Total Income (I+III+V+VII)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Total Income (Total I+III+V+VII)

HL

22,020,504

-6.5 %

23,541,308

-1.7 %

23,938,054

 

Total Charges (Total II+IV+VI+VIII+IX+X)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Total Charges (Total II+IV+VI+VIII+IX+X)

HM

21,365,239

-4.7 %

22,408,287

-1.0 %

22,645,854

 

Operating income (I)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Total operating income (Total I)

FR

21,883,292

-6.6 %

23,441,939

-1.0 %

23,690,431

 

Operating income (details)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Sale of goods for resale

FC

21,450,006

-6.4 %

22,913,412

-1.6 %

23,286,984

France

FA

16,667,796

-12.0 %

18,940,297

-5.1 %

19,966,078

Export

FB

4,782,210

20.4 %

3,973,115

19.6 %

3,320,906

Sale of goods produced

FF

0

0%

0

0%

0

France

FD

0

0%

0

0%

0

Export

FE

0

0%

0

0%

0

Sale of services

FI

116,426

-9.0 %

127,936

-3.5 %

132,575

France

FG

116,426

-9.0 %

127,936

-3.5 %

132,575

Export

FH

0

0%

0

0%

0

Net turnover

FL

21,566,432

-6.4 %

23,041,347

-1.6 %

23,419,558

France

FJ

16,784,222

-12.0 %

19,068,232

-5.1 %

20,098,653

Export

FK

4,782,210

20.4 %

3,973,115

19.6 %

3,320,906

Stocked production

FM

0

0%

0

0%

0

Self-constructed assets

FN

0

0%

0

0%

0

Operating grants

FO

0

0%

0

0%

0

Release of reserves and provisions

FP

190,346

-14.1 %

221,637

12.5 %

197,005

Other income

FQ

126,514

-29.3 %

178,954

142.3 %

73,867

 

Operating charges (II)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Total operating charges (Total II)

GF

20,490,521

-2.8 %

21,089,398

-1.7 %

21,453,296

 

Exploitation charges

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Purchase of goods for resale

FS

14,046,824

4.5 %

13,439,457

-3.4 %

13,913,410

Change in stocks of goods for resale

FT

-1,110,209

-4270.4 %

-25,403

-121.6 %

117,804

Purchase of raw materials

FU

62,470

-1.7 %

63,536

22.5 %

51,856

Change in stocks of raw materials

FV

681

-84.5 %

4,387

497.4 %

-1,104

Other external purchases and charges

FW

4,195,874

-4.7 %

4,403,208

1.5 %

4,336,100

Tax, duty and similar payments

FX

288,402

2.5 %

281,335

29.2 %

217,684

Payroll

FY

1,768,820

4.7 %

1,689,055

2.9 %

1,640,770

Social security costs

FZ

814,201

7.0 %

761,264

-0.8 %

767,381

 

Depreciation

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Depreciation of fixed assets

GA

198,793

-22.8 %

257,386

31.1 %

196,282

Amortisation of fixed assets

GB

0

0%

0

0%

0

Depreciation/amortisation of current assets

GC

205,205

7.8 %

190,346

-9.4 %

210,094

Provisions for risks and charges

GD

15,000

0%

0

0%

0

 

Other charges

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Other charges

GE

4,460

-82.0 %

24,827

722.6 %

3,018

 

Operating charges (III-IV)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Share of joint-venture transferred to other partner(s) (Total III)

GH

0

0%

0

0%

0

Share of joint venture transferred from other partner(s) (Total IV)

GI

0

0%

0

0%

0

 

Financial income (V)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Total financial income (Total V)

GP

33,039

-21.8 %

42,226

32.8 %

31,802

Share financial income

GJ

0

0%

0

0%

0

Other investment income & capitalised receivables

GK

573

178.2 %

206

-32.5 %

305

Other interest and similar income

GL

20,177

-49.1 %

39,661

30.8 %

30,314

Released provisions and transferred charges

GM

12,289

420.9 %

2,359

99.4 %

1,183

Exchange gains

GN

0

0%

0

0%

0

Net income from disposal of investment securities

GO

0

0%

0

0%

0

 

Financial charge (VI)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Total financial charge (Total VI)

GU

475,287

-14.6 %

556,484

24.4 %

447,311

Financial reserves and provisions

GQ

4,646

-62.2 %

12,289

420.9 %

2,359

Interest and similar charges

GR

470,641

-13.5 %

544,195

22.3 %

444,953

Exchange losses

GS

0

0%

0

0%

0

Net loss from disposal of investment securities

GT

0

0%

0

0%

0

 

Extraordinary income (VII)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Total extraordinary income (Total VII)

HD

104,173

82.3 %

57,143

-73.5 %

215,822

Extraordinary operating income

HA

70,153

596.2 %

10,077

-78.0 %

45,808

Extraordinary income from capital transactions

HB

34,020

43.3 %

23,748

-61.8 %

62,214

Released provisions and transferred charges

HC

0

0%

23,319

-78.4 %

107,800

 

Extraordinary charges (VIII)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Total extraordinary charges (Total VIII)

HH

48,926

-52.1 %

102,162

30.7 %

78,176

Extraordinary operating charges

HE

23,761

-50.7 %

48,176

220.4 %

15,034

Extraordinary charges from capital transactions

HF

25,164

-52.2 %

52,680

32.3 %

39,823

Extraordinary reserves and provisions

HG

0

0%

1,305

-94.4 %

23,319

 

Employee profit sharing (IX)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Employee profit sharing (Total IX)

HJ

0

0%

0

0%

0

 

Tax on profits (X)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Tax on profits (Total X)

HK

350,507

-46.9 %

660,244

-1.0 %

667,071

 

References

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Of which equipment leases

HP

94,665

-22.0 %

121,342

-16.4 %

145,203

Of which property leases

HQ

0

0%

0

0%

0

Of which transferred charges

A1

0

0%

0

0%

0

Of which trader's own contributions

A2

0

0%

0

0%

0

Of which royalties on licences and patents (income)

A3

0

0%

0

0%

0

Of which royalties on licences and patents (charges)

A4

0

0%

0

0%

0

 

 

Other incomes tax return forms

 

Fixed Assets

 

Grand Total Fixed Assets (I to IV)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Gross value at begin of period

OG

0

0%

1,541,184

25.1 %

1,231,627

Increasess due to revaluation

OH

0

0%

0

0%

0

Decreasess, acquisitions, creations, contributions

OJ

0

0%

311,437

-26.4 %

423,317

Decreasess by budget item transfer

OK1

0

0%

0

0%

0

Decreasess by transfers

OK2

94,670

-15.9 %

112,589

-1.0 %

113,760

Gross value at the end of period

OL

1,787,900

2.8 %

1,740,032

12.9 %

1,541,184

 

Research and development Charge (Total I)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Gross value at begin of period

CZ

0

0%

0

0%

0

Increasess due to revaluation

KB

0

0%

0

0%

0

Increasess, acquisitions, creations, contributions

KC

0

0%

0

0%

0

Decreasess by budget item transfer

CO1

0

0%

0

0%

0

Decreasess by transfers

CO2

0

0%

0

0%

0

Gross value at the end of period

DO

0

0%

0

0%

0

 

Other budget item from Intangible fixed assets (Total II)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Gross value at begin of period

KD

373,247

-9.6 %

412,799

51.6 %

272,352

Increasess due to revaluation

KE

0

0%

0

0%

0

Increasess, acquisitions, creations, contributions

KF

20,438

388.1 %

4,187

-97.0 %

140,447

Decreasess by budget item transfer

LV1

0

0%

0

0%

0

Decreasess by transfers

LV2

0

0%

43,739

0%

0

Gross value at the end of period

LW

393,685

5.5 %

373,247

-9.6 %

412,799

 

Tangible fixed assets (Total III)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Gross value at begin of period

LN

1,216,573

24.2 %

979,857

20.8 %

810,914

Increasess due to revaluation

LO

0

0%

0

0%

0

Increasess, acquisitions, creations, contributions

LP

113,100

-62.6 %

302,463

7.7 %

280,939

Decreasess by budget item transfer

NG1

0

0%

0

0%

0

Decreasess by transfers

NG2

85,022

29.3 %

65,748

-41.3 %

111,996

Gross value at the end of period

NH

1,244,650

2.3 %

1,216,573

24.2 %

979,857

 

Financial assets (Total IV)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Gross value at begin of period

LQ

150,212

1.1 %

148,528

0.1 %

148,360

Increasess due to revaluation

LR

0

0%

0

0%

0

Increasess, acquisitions, creations, contributions

LS

9,000

88.0 %

4,787

147.9 %

1,931

Decreasess by budget item transfer

NJ1

0

0%

0

0%

0

Decreasess by transfers

NJ2

9,648

211.0 %

3,102

75.9 %

1,764

Gross value at the end of period

NK

149,565

-0.4 %

150,212

1.1 %

148,528

 

 

Reserve for depreciation

 

Situation and movement of reserve for depreciation - Grand total (I-II-III)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Reserve for depreciation value at begin of period

ON

0

0%

541,631

29.7 %

417,522

Increases

OP

0

0%

258,691

31.8 %

196,282

Decreasess

OQ

0

0%

69,480

-3.7 %

72,173

Reserve for depreciation value at the end of period

OR

0

0%

730,842

34.9 %

541,631

 

Research and development charge (Total I)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Reserve for depreciation value at begin of period

CY

0

0%

0

0%

0

Increases

PB

0

0%

0

0%

0

Decreasess

PC

0

0%

0

0%

0

Decreasess by budget item transfer

PD

0

0%

0

0%

0

 

Other intangible assets (Total II)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Reserve for depreciation value at begin of period

PE

159,686

31.4 %

121,483

106.6 %

58,787

Increases

PF

8,738

-89.3 %

81,942

30.7 %

62,695

Decreasess

PG

0

0%

43,739

0%

0

Decreasess by budget item transfer

PH

168,424

5.5 %

159,686

31.4 %

121,483

 

Total fixed assets amotisation (Total III)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Reserve for depreciation value at begin of period

QU

571,157

35.9 %

420,148

17.1 %

358,735

Increases

QV

190,054

7.5 %

176,749

32.3 %

133,587

Decreases

QW

59,858

132.5 %

25,741

-64.3 %

72,173

Decreasess by budget item transfer

QX

701,353

22.8 %

571,157

35.9 %

420,148

 

 

Movements during period affecting charge allocated over several period

 

Deferred charges and debt issuance costs

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Gross value at begin of period

Z91

0

0%

0

0%

0

Increases

Z92

0

0%

0

0%

0

Depreciation of fixed assets during period

Z9

0

0%

0

0%

0

Decreasess by budget item transfer

B1

0

0%

0

0%

0

 

Premium refund of obligations

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Net value at begin of period

SP1

0

0%

0

0%

0

Increases

SP2

0

0%

0

0%

0

Depreciation of fixed assets during period

SP

0

0%

0

0%

0

Net value at the end of period

SR

0

0%

0

0%

0

 

 

Provisions included in balance sheet

 

Grand Total (I-II-III)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Value at begining of period

7C

312,911

-12.5 %

357,590

-16.4 %

427,807

Increases

UB

224,851

11.0 %

202,635

-14.1 %

235,771

Decreases

UC

202,635

-18.1 %

247,315

-19.2 %

305,988

Value at the end of period

UD

335,127

7.1 %

312,911

-12.5 %

357,590

 

Includes Total allocations

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Operating

UE

0

0%

190,346

-9.4 %

210,094

Financial

UG

0

0%

12,289

420.9 %

2,359

Exceptional

UJ

0

0%

0

0%

23,319

 

Includes Total Withdrawal

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Operating

UF

0

0%

221,637

12.5 %

197,005

Financial

UH

0

0%

2,359

99.4 %

1,183

Exceptional

UK

0

0%

23,319

-78.4 %

107,800

 

Total regulated provisions (Total I)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Value at begining of period

3Z

0

0%

0

0%

0

Increases

TS

0

0%

0

0%

0

Decreases

TT

0

0%

0

0%

0

Value at the end of period

TU

0

0%

0

0%

0

 

Total risk and charge provisions (Total II)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Value at begining of period

5Z

12,289

-52.1 %

25,677

-76.4 %

108,983

Increases

TV

19,646

59.9 %

12,289

-52.1 %

25,677

Decreases

TW

12,289

-52.1 %

25,677

-76.4 %

108,983

Value at the end of period

TX

19,646

59.9 %

12,289

-52.1 %

25,677

 

Total Provision for depreciation (Total III)

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Value at begining of period

7B

300,622

-9.4 %

331,913

4.1 %

318,824

Increases

TY

205,205

7.8 %

190,346

-9.4 %

210,094

Decreases

TZ

190,346

-14.1 %

221,637

12.5 %

197,005

Value at the end of period

UA

315,481

4.9 %

300,622

-9.4 %

331,913

 

 

State deadlines claims and debts at the end of period

 

State claims

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Gross value

VT

7,235,368

-7.0 %

7,782,837

-2.7 %

7,995,326

1 year at most

VU

7,233,390

-7.0 %

7,781,209

-1.4 %

7,887,694

More than one year

VV

1,978

21.5 %

1,628

-98.5 %

107,632

 

State of loans

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Claims related to holdings (gross)

UL

0

0%

0

0%

0

Claims related to shareholdings (1 year at most)

UM

0

0%

0

0%

0

Loans (gross)

UP

5,414

-10.7 %

6,062

38.5 %

4,377

Loans (1 year at most)

UR

3,436

-22.5 %

4,434

0%

0

Other financial assets (gross)

UT

103,255

0%

103,255

0%

103,255

Other financial assets (1 year at most)

UV

0

0%

103,255

0%

0

 

Receivables statement of assets

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Customers doubtful or disputed

VA

60,040

253.6 %

16,982

-67.6 %

52,485

Other claims customer

UX

5,400,141

-18.4 %

6,615,138

-4.6 %

6,930,628

Receivables represent Loaned Securities

UU

0

0%

0

0%

0

Provision for depreciation previously established

UQ

0

0%

0

0%

0

Personnel and associated accounts

UY

0

0%

0

0%

100

Social Security and other social organizations

UZ

0

0%

0

0%

0

Income taxes

VM

313,460

3025.8 %

10,028

0%

0

Value added tax

VB

80,390

-33.9 %

121,702

57.1 %

77,460

Other taxes and payments assimilated

VN

0

0%

0

0%

0

State and other public - Miscellaneous

VP

0

0%

0

0%

0

Group and Associates

VC

0

0%

0

0%

0

Accounts receivable (including claims relating to the operation of pension titles)

VR

0

0%

6,226

-92.5 %

82,740

 

Prepaid

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Prepaid

VS

1,272,668

40.9 %

903,445

21.4 %

744,281

 

State Debt

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Total debt (gross)

VY

8,990,790

5.3 %

8,538,816

-2.7 %

8,777,000

1 year at most

VZ2

8,905,925

6.1 %

8,390,099

-0.4 %

8,420,269

More than 1 year and 5 years at most

VZ3

84,865

-42.9 %

148,717

-58.3 %

356,730

More than 5 years

VZ4

0

0%

0

0%

0

 

Details

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Convertible bonds (gross)

7Y1

0

0%

0

0%

0

1 year at most

7Y2

0

0%

0

0%

0

More than 1 year and 5 years at most

7Y3

0

0%

0

0%

0

Other bonds (gross)

7Z1

0

0%

0

0%

0

1 year at most

7Z2

0

0%

0

0%

0

More than 1 year and 5 years at most

7Z3

0

0%

0

0%

0

Borrowing & debts to 1 year maximum at the origin (gross)

VG1

5,236,494

20.5 %

4,345,470

20.2 %

3,616,167

1 year at most

VG2

5,236,494

24.8 %

4,196,753

16.1 %

3,616,167

More than 1 year and 5 years at most

VG3

0

0%

148,717

0%

0

Borrowing & debts to more than 1 year at the origin (gross)

VH1

219,159

-47.8 %

419,893

-32.3 %

620,462

1 year at most

VH2

134,294

-68.0 %

419,893

59.2 %

263,731

More than 1 year and 5 years at most

VH3

84,865

0%

0

0%

356,730

Loans and various financial liabilities (gross)

8A1

0

0%

0

0%

0

1 year at most

8A2

0

0%

0

0%

0

More than 1 year and 5 years at most

8A3

0

0%

0

0%

0

Suppliers and associated accounts (gross)

8B1

1,984,804

-14.3 %

2,315,712

-15.8 %

2,748,841

1 year at most

8B2

1,984,804

-14.3 %

2,315,712

-15.8 %

2,748,841

More than 1 year and 5 years at most

8B3

1,984,804

0%

0

0%

0

Personnel and associated accounts (gross)

8C1

232,892

15.0 %

202,437

-21.8 %

258,763

1 year at most

8C2

232,892

15.0 %

202,437

-21.8 %

258,763

More than 1 year and 5 years at most

8C3

0

0%

0

0%

0

Social Security and other social organizations (gross)

8D1

268,581

2.0 %

263,319

-6.3 %

281,040

1 year at most

8D2

268,581

2.0 %

263,319

-6.3 %

281,040

More than 1 year and 5 years at most

8D3

0

0%

0

0%

0

Taxes on profits (gross)

8E1

0

0%

0

0%

55,488

1 year at most

8E2

0

0%

0

0%

55,488

More than 1 year and 5 years at most

8E3

0

0%

0

0%

0

VAT (Gross)

VW1

217,554

-46.5 %

406,446

-3.8 %

422,685

1 year at most

VW2

217,554

-46.5 %

406,446

-3.8 %

422,685

More than 1 year and 5 years at most

VW3

0

0%

0

0%

0

Backed Obligations (gross)

VX1

0

0%

0

0%

0

1 year at most

VX2

0

0%

0

0%

0

More than 1 year and 5 years at most

VX3

0

0%

0

0%

0

Other taxes and assimilated (gross)

VQ1

59,779

-2.0 %

60,991

-2.0 %

62,216

1 year at most

VQ2

0

0%

60,991

-2.0 %

62,216

More than 1 year and 5 years at most

VQ3

0

0%

0

0%

0

Assets and liabilities associated accounts (gross)

8J1

0

0%

0

0%

0

1 year at most

8J2

0

0%

0

0%

0

More than 1 year and 5 years at most

8J3

0

0%

0

0%

0

More than 5 years

8J4

0

0%

0

0%

0

Groups and associates (gross)

VI1

602,561

617.1 %

84,032

-69.3 %

273,895

1 year at most

VI2

602,561

617.1 %

84,032

-69.3 %

273,895

More than 1 year and 5 years at most

VI3

0

0%

0

0%

0

More than 5 years

V14

0

0%

0

0%

0

Other liabilities (gross)

8K1

168,966

-61.6 %

440,516

0.7 %

437,444

1 year at most

8K2

168,966

-61.6 %

440,516

0.7 %

437,444

More than 1 year and 5 years at most

8K3

0

0%

0

0%

0

Debt representative of borrowed securities (gross)

SZ1

0

0%

0

0%

0

1 year at most

SZ2

0

0%

0

0%

0

More than 1 year and 5 years at most

SZ3

0

0%

0

0%

0

Products in advance (gross)

8L1

0

0%

0

0%

0

1 year at most

8L2

0

0%

0

0%

0

More than 1 year and 5 years at most

8L3

0

0%

0

0%

0

 

References

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Loans made during the period

VJ

75,000

15.4 %

65,000

-89.5 %

620,000

Debt repaid during the period

VK

275,734

3.8 %

265,569

-9.1 %

292,231

 

 

Table allocation results and other information

 

Dividends distributed

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Dividends

ZE

816,970

0%

0

0%

601,587

 

Commitments

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Commitments leasing furniture

YQ

129,726

-50.9 %

264,316

-15.1 %

311,219

Commitments Real Estate Leasing

YR

0

0%

0

0%

0

Effects brought to the discount and unmatured

YS

1,242,032

-28.4 %

1,734,555

53.4 %

1,131,080

 

Other charges Externes

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Subcontracting

YT

542,709

-8.4 %

592,534

16.3 %

509,615

Rentals, rental charges and condominiums

XQ

858,880

3.1 %

832,905

2.8 %

810,490

Staff outside the company

YU

31,489

746.3 %

3,721

-54.9 %

8,255

Remuneration intermediaries and fees (excluding fees)

SS

291,575

-14.6 %

341,566

94.3 %

175,785

Fees, commissions and brokerage

YV

0

0%

0

0%

0

Other accounts

ST

2,471,220

-6.1 %

2,632,481

-7.0 %

2,831,956

Total Other purchases and external

ZJ

4,195,874

-4.7 %

4,403,208

1.5 %

4,336,100

 

Taxes and Fees

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Business tax

YW

93,682

4.3 %

89,834

71.5 %

52,383

Other taxes and payments assimilated

9Z

194,720

1.7 %

191,501

15.8 %

165,301

Total taxes and fees

YX

288,402

2.5 %

281,335

29.2 %

217,684

 

VAT

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Amount VAT collected

YY

3,239,148

-13.0 %

3,723,126

-3.3 %

3,850,748

Total VAT on goods and services

YZ

695,592

-74.8 %

2,756,743

-10.2 %

3,068,188

 

Average number of employees

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Average number of employees

YP

48

6.7 %

45

-6.3 %

48

 

Groups and Shareholders

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Groups and Shareholders

ZR

1

-

-

-

-

 

 

Ratios

 

Structure and Liquidity

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Sector Median 2009

Fixed Asset Financing

4.08

1.5 %

4.02

-7.2 %

4.33

1.86

119.4 %

Global Debt

150 days

8.7 %

138 days

-0.7 %

139 days

140 days

7.1 %

Working Capital Fund overall net

92 days

12.2 %

82 days

3.8 %

79 days

43 days

114.0 %

Financial independence

90.33 %

-22.2 %

116.18 %

2.7 %

113.13 %

104.43 %

-13.5 %

Solvability

37.60 %

-2.5 %

38.58 %

7.4 %

35.92 %

25.10 %

49.8 %

Capacity debt futures

101.89 %

-11.1 %

114.65 %

-12.8 %

131.52 %

1,007.96 %

-89.9 %

Coverage of current assets by net working capital overall

43.39 %

7.3 %

40.42 %

0.8 %

40.08 %

30.54 %

42.1 %

General Liquidity

0.81

-12.9 %

0.93

-1.1 %

0.94

0.41

97.6 %

Restricted Liquidity

0.86

-16.5 %

1.03

4.0 %

0.99

0.73

17.8 %

 

Management or rotation

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Sector Median 2009

Need background in operating working capital

151 days

21.8 %

124 days

6.9 %

116 days

8 days

1787.5 %

Treasury

-80 days

-45.5 %

-55 days

-12.2 %

-49 days

6 days

-1433.3 %

Inventory turnover of goods

176 days

25.7 %

140 days

5.3 %

133 days

79 days

122.8 %

Average length of credit granted to customers

97 days

-14.2 %

113 days

5.6 %

107 days

32 days

203.1 %

Average length of credit obtained suppliers

40 days

0%

40 days

-13.0 %

46 days

60 days

-33.3 %

Inventory turnover of raw materials in industrial enterprises

0 days

0%

1 days

0%

1 days

0 days

0%

Inventory turnover of intermediate and finished products in the industrial enterprise

-

-

-

-

-

2,075 days

-

Rotation tangible assets

1,732.73 %

-8.5 %

1,893.96 %

-20.8 %

2,390.10 %

2,057.53 %

-15.8 %

 

Profitability of the business

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Sector Median 2009

Margin trading

39.48 %

-4.2 %

41.23 %

4.3 %

39.52 %

31.22 %

26.5 %

Profitability of the business

6.95 %

-33.9 %

10.52 %

3.7 %

10.14 %

2.80 %

148.2 %

Net profit

3.04 %

-38.2 %

4.92 %

-10.9 %

5.52 %

1.54 %

97.4 %

Growth rate of turnover (excluding VAT)

-6.40 %

-297.5 %

-1.61 %

-

-

-3.03 %

-111.2 %

Rates integration

20.27 %

-9.4 %

22.38 %

4.8 %

21.36 %

18.47 %

9.7 %

Rate leasing furniture

0.44 %

-17.0 %

0.53 %

-14.5 %

0.62 %

0.00 %

0%

Work Factor

59.10 %

24.4 %

47.52 %

-1.3 %

48.15 %

69.02 %

-14.4 %

Weight interests

2.20 %

-9.1 %

2.42 %

26.7 %

1.91 %

0.26 %

746.2 %

 

Return on capital

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Sector Median 2009

Cash flow from the overall profitability

3.94 %

-23.5 %

5.15 %

1.8 %

5.06 %

1.91 %

106.3 %

Rates of economic profitability

13.00 %

-43.5 %

23.00 %

-8.0 %

25.00 %

13.00 %

0%

Financial profitability

5,472,404.00 %

-2.9 %

5,634,110.00 %

10.4 %

5,102,677.00 %

21,632.00 %

25197.7 %

Return on investment

9.80 %

-39.2 %

16.12 %

-10.9 %

18.10 %

10.96 %

-10.6 %

 

Management intermediate balances

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Sector Median 2009

Turnover

21,566,432

-6.4 %

23,041,347

-1.6 %

23,419,558

424,150

4984.6 %

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Sector Median 2009

Sales of goods

21,450,006

-6.4 %

22,913,412

-1.6 %

23,286,984

-

- Purchase of goods

14,046,824

4.5 %

13,439,457

-3.4 %

13,913,410

-

+/- Stock of goods variation

-1,110,209

-4270.4 %

-25,403

-121.6 %

117,804

-

Trading margin

8,513,391 €

-10.4 %

9,499,358 €

2.6 %

9,255,770 €

103,991 €

8086.7 %

39.48 % CA

-4.2 %

41.23 % CA

4.3 %

39.52 % CA

32.55 % CA

21.3 %

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Sector Median 2009

Sale of goods produced

116,426

-9.0 %

127,936

-3.5 %

132,575

-

+/- Stocked production

0

0%

0

0%

0

-

+ Self-constructed assets

0

0%

0

0%

0

-

Period production

116,426 €

-9.0 %

127,936 €

-3.5 %

132,575 €

2,507 €

4544.0 %

0.54 % CA

-3.6 %

0.56 % CA

-1.8 %

0.57 % CA

1.12 % CA

-51.8 %

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Sector Median 2009

Trading margin

8,513,391

-10.4 %

9,499,358

2.6 %

9,255,770

103,991

8086.7 %

+ Period Production

116,426

-9.0 %

127,936

-3.5 %

132,575

2,507

4544.0 %

- Purchase of raw materials

62,470

-1.7 %

63,536

22.5 %

51,856

-

+/- Change in stocks of raw materiels

681

-84.5 %

4,387

497.4 %

-1,104

-

- Other external purchases and charges

4,195,874

-4.7 %

4,403,208

1.5 %

4,336,100

-

Added value

4,370,792 €

-15.2 %

5,156,163 €

3.1 %

5,001,493 €

81,720 €

5248.5 %

20.27 % CA

-9.4 %

22.38 % CA

4.8 %

21.36 % CA

18.46 % CA

9.8 %

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Sector Median 2009

Added value

4,370,792 €

-15.2 %

5,156,163 €

3.1 %

5,001,493 €

81,720 €

5248.5 %

+ Operating grants

0

0%

0

0%

0

-

- Tax, duty and similar payments

288,402

2.5 %

281,335

29.2 %

217,684

-

- Personal charges

2,583,021

5.4 %

2,450,319

1.8 %

2,408,151

-

Gross operating surplus

1,499,369 €

-38.2 %

2,424,509 €

2.1 %

2,375,658 €

8,805 €

16928.6 %

6.95 % CA

-33.9 %

10.52 % CA

3.7 %

10.14 % CA

2.80 % CA

148.2 %

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Sector Median 2009

Gross operating surplus

1,499,369 €

-38.2 %

2,424,509 €

2.1 %

2,375,658 €

8,805 €

16928.6 %

+ Release of reserves and provisions

190,346

-14.1 %

221,637

12.5 %

197,005

-

+ Other operating income

126,514

-29.3 %

178,954

142.3 %

73,867

-

- Depreciation/ Amortisation

418,998

-6.4 %

447,732

10.2 %

406,376

-

- Other charges

4,460

-82.0 %

24,827

722.6 %

3,018

-

Operating result

1,392,771 €

-40.8 %

2,352,541 €

5.2 %

2,237,136 €

6,910 €

20055.9 %

6.46 % CA

-36.7 %

10.21 % CA

6.9 %

9.55 % CA

2.06 % CA

213.6 %

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Sector Median 2009

Operating result

1,392,771 €

-40.8 %

2,352,541 €

5.2 %

2,237,136 €

6,910 €

20055.9 %

+/- Result of joint-venture transferred from/to other partners

0

0%

0

0%

0

-

+ Financial income

33,039

-21.8 %

42,226

32.8 %

31,802

-

- Financial charges

475,287

-14.6 %

556,484

24.4 %

447,311

-

Pre-tax result

950,523 €

-48.3 %

1,838,283 €

0.9 %

1,821,627 €

5,513 €

17141.5 %

4.41 % CA

-44.7 %

7.98 % CA

2.6 %

7.78 % CA

1.61 % CA

173.9 %

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Sector Median 2009

Extraordinary income

104,173

82.3 %

57,143

-73.5 %

215,822

8

1302062.5 %

- Extraordinary charges

48,926

-52.1 %

102,162

30.7 %

78,176

-

Extraordinary result

55,247 €

222.7 %

-45,019 €

-132.7 %

137,646 €

0 €

0%

0.26 % CA

230.0 %

-0.20 % CA

-133.9 %

0.59 % CA

0.00 % CA

0%

 

31/03/2009

Variation

31/03/2008

Variation

31/03/2007

Sector Median 2009

Pre-tax result

950,523 €

-48.3 %

1,838,283 €

0.9 %

1,821,627 €

5,513 €

17141.5 %

Extraordinary result

55,247 €

222.7 %

-45,019 €

-132.7 %

137,646 €

0 €

0%

- Employee profit sharing

0

0%

0

0%

0

-

- Tax on profits

350,507

-46.9 %

660,244

-1.0 %

667,071

-

Net result

655,263 €

-42.2 %

1,133,020 €

-12.3 %

1,292,202 €

5,874 €

11055.3 %

3.04 % CA

-38.2 %

4.92 % CA

-10.9 %

5.52 % CA

1.52 % CA

100.0 %

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.74

UK Pound

1

Rs.99.53

Euro

1

Rs.73.80

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.