MIRA INFORM REPORT

 

 

Report No. :

342843

Report Date :

01.10.2015

 

IDENTIFICATION DETAILS

 

Name :

HOLLOWAY DIAMOND PTY LTD

 

 

Registered Office :

C/- Noel Melville & Assoc Pty Ltd, 37 Sunhill Road Mount Waverley Vic, 3149

 

 

Country :

Australia

 

 

Year of Establishment :

1976

 

 

Legal Form :

Australian Proprietary Company

 

 

LINE OF BUSINESS :

THE SUBJECT OPERATES AS JEWELERS INVOLVED IN THE DESIGN, REPAIR AND RETAIL OF JEWELLERY INCLUDING RINGS, NECKLACES, BRACELETS AND BANDS.

 

 

No. of Employees :

15

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

AUSTRALIA - ECONOMIC OVERVIEW

 

Following two decades of continuous growth, low unemployment, contained inflation, very low public debt, and a strong and stable financial system, Australia enters 2015 facing a range of growth constraints, principally driven by a sharp fall in global prices of key export commodities. Although demand for resources and energy from Asia and especially China has grown rapidly, creating a channel for resources investments and growth in commodity exports, sharp drops in current prices have already impacted growth. The services sector is the largest part of the Australian economy, accounting for about 70% of GDP and 75% of jobs. Australia was comparatively unaffected by the global financial crisis as the banking system has remained strong and inflation is under control. Australia has benefited from a dramatic surge in its terms of trade in recent years, although this trend could reverse or slow due to falling global commodity prices. Australia is a significant exporter of natural resources, energy, and food. Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector. Australia is an open market with minimal restrictions on imports of goods and services. The process of opening up has increased productivity, stimulated growth, and made the economy more flexible and dynamic. Australia plays an active role in the World Trade Organization, APEC, the G20, and other trade forums. Australia entered into free trade agreements (FTAs) with the Republic of Korea and Japan, and concluded an FTA with China, in 2014, adding to existing FTAs with Chile, Malaysia, New Zealand, Singapore, Thailand, and the US, and a regional FTA with ASEAN and New Zealand. Australia continues to negotiate bilateral agreements with India and Indonesia, as well as larger agreements with its Pacific neighbors and the Gulf Cooperation Council countries, and an Asia-wide Regional Comprehensive Economic Partnership that includes the ten ASEAN countries and China, Japan, Korea, New Zealand and India. Australia is also working on the Trans-Pacific Partnership Agreement with Brunei, Canada, Chile, Japan, Malaysia, Mexico, New Zealand, Peru, Singapore, the US, and Vietnam.

 

Source : CIA

 

 

REGISTERED NAME      

 

HOLLOWAY DIAMOND PTY LTD

 

ACN: 059 591 267

ABN: 34 059 591 267

 

 

Summary Panel

 

Established

1976

Incorporated

1993

Line of Business

Retail jewellers

Status

Trading

Chief Executive Officer

Garry Holloway

Status

Trading

 

 

EXECUTIVE SUMMARY

 

Details pertaining to the subject’s financial position were unable to be obtained for the current enquiry.

 

Enquiries in trade quarters revealed satisfaction from suppliers contacted in dealing with the subject on a credit basis.

 

 

CORPORATE SEARCH

 

Company Type             Australian Proprietary Company

 

Status                           Registered

 

Incorporation Date         26 Mar 1993

 

Incorporation State        VIC

 

 

Registered Office          C/- NOEL MELVILLE & ASSOC

PTY LTD, 37 SUNHILL ROAD

MOUNT WAVERLEY VIC, 3149

 

Current Directors Total: 1

Director Name HOLLOWAY, GARRY IAN

Appointment Date 26 Mar 1993

Date of Birth 13 Sep 1952

Place of Birth SWAN HILL VIC

Gender MALE

Resident Overseas N

Address 619 BURKE RD, HAWTHORN

EAST VIC 3123

Document Number 05959126I

 

Current Secretaries Total: 1

Secretary Name HOLLOWAY, GARRY IAN

Appointment Date 26 Mar 1993

Date of Birth 13 Sep 1952

Place of Birth SWAN HILL VIC

Address 619 BURKE ROAD HAWTHORN

EAST VIC, 3123

Document Number 05959126I

 

Company Shares Total: 4 Amount: $4

Class C SHARES [C]

Number of Shares Issued 2

Paid Capital $2.00

Total Amount Due and Payable $0.00

Document Number 05959126H

Class ORDINARY SHARES [ORD]

Number of Shares Issued 2

Paid Capital $2.00

Total Amount Due and Payable $0.00

Document Number 007330466

 

Current Shareholders

Shareholder Name HOLLOWAY, GARRY IAN

Address 619 BURKE ROAD HAWTHORN

EAST VIC, 3123

Class C

Number Held 2

Beneficially Held N

Fully Paid Y

Jointly Held N

Document Number 05959126H

 

Shareholder Name HOLLOWAY, GARRY IAN

Address 619 BURKE ROAD HAWTHORN

EAST VIC, 3123

Class ORD

Number Held 2

Beneficially Held Y

Fully Paid Y

Jointly Held N

Document Number 05959126G

 

SECURITY INTERESTS

 

Effective 30 January 2012 the Personal Property Securities Register (PPSR)  was introduced to give the different Commonwealth, State and Territory laws and registers regarding security interests in personal property under one national system.

 

As a result of PPS Reform a number of existing Commonwealth, State and Territory personal property security registers will close. Interests registered on existing security interest registers will be migrated to the national PPS Register. Subsequently Registered Charges are no longer lodged with the Australian Securities and Investments Commission (ASIC).

 

Please contact us should you require a search of the PPSR.

 

 

BUSINESS STRUCTURE

 

TRADING ADDRESS                 112 Canterbury Rd

                                                CANTERBURY, VIC 3126                                  

 

TELEPHONE                             (613) 9880 9011

 

EMAIL                                      shop@hollowaydiamonds.com.au

                                   

WEBSITE                                  www.hollowaydiamonds.com.au

 

BRANCHES                              BRIGHTON, VIC

 

BANK                                       Not determined

                                               

EMPLOYEES                            15        

 

 

BACKGROUND

 

The subject was incorporated in Victoria on 26 March 1983 before adopting the current style on 30 September 2015.

 

Operations were originally founded in 1976.

 

 

OPERATIONS

 

The subject operates as jewelers involved in the design, repair and retail of jewellery including rings, necklaces, bracelets and bands.

 

Activities are conducted from premises located at the above listed trading address.

ADVERSE

                                               

A search of of on 25 September 2015 failed to trace any litigation listed against the subject at that date.

 

 

FINANCES

 

The subject is not required to lodge financial statements with the Australian Securities and Investments Commission.

 

During the current interview conducted with Director Garry Holloway he advised that the subject has been trading profitably, however declined to release any financial details for the current enquiry.

 

Details in this regard were subsequently unable to be obtained for the current enquiry.

 

In regards to asset backing, the subject is noted to own the premises located at the above listed trading address. A property search can be conducted at your request to confirm ownership.

 

Enquiries in trade quarters revealed satisfaction from suppliers contacted in dealing with the subject on a credit basis.

 

 

TRADE SURVEY

 

A trade survey on the subject traced the following accounts:

 

1.     (PJW) Purchases range up to $30,000 per month on 30 day terms. Payment is met in 30 days and the account is considered satisfactory having been known for 30 years.

 

2.     (Apec Investment) Subject operates a medium sized account on 7 day terms. Payment is met in 7 days and the account is considered satisfactory having been known for over 20 years.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.74

UK Pound

1

Rs.99.53

Euro

1

Rs.73.80

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

VNT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.