MIRA INFORM REPORT

 

 

Report No. :

342960

Report Date :

01.10.2015

 

IDENTIFICATION DETAILS

 

Name :

OZALP TOROS GIDA SANAYI VE TICARET LTD. STI.

 

 

Registered Office :

Inonu Bulvari Klas Plaza B Blok K:5/10 Akdeniz Mersin

 

 

Country :

Turkey

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

13.04.2011

 

 

Com. Reg. No.:

35631

 

 

Legal Form :

Limited Company

 

 

Line of Business :

Subject is engaged in wholesale trade of pulse.

 

 

No. of Employee :

5

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Turkey

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

TURKEY - ECONOMIC OVERVIEW

 

Turkey's largely free-market economy is increasingly driven by its industry and service sectors, although its traditional agriculture sector still accounts for about 25% of employment. An aggressive privatization program has reduced state involvement in basic industry, banking, transport, and communication, and an emerging cadre of middle-class entrepreneurs is adding dynamism to the economy and expanding production beyond the traditional textiles and clothing sectors. The automotive, construction, and electronics industries are rising in importance and have surpassed textiles within Turkey's export mix.

Oil began to flow through the Baku-Tbilisi-Ceyhan pipeline in May 2006, marking a major milestone that has brought up to 1 million barrels per day from the Caspian region to market. Several gas pipeline projects also are moving forward to help transport Caspian gas to Europe through Turkey, which over the long term will help address Turkey's dependence on imported oil and gas, which currently meets 97% of its energy needs.

After Turkey experienced a severe financial crisis in 2001, Ankara adopted financial and fiscal reforms as part of an IMF program. The reforms strengthened the country's economic fundamentals and ushered in an era of strong growth averaging more than 6% annually until 2008. Global economic conditions and tighter fiscal policy caused GDP to contract in 2009, but Turkey's well-regulated financial markets and banking system helped the country weather the global financial crisis, and GDP rebounded strongly to around 9% in 2010-11, as exports returned to normal levels following the recession. Two rating agencies upgraded Turkey's debt to investment grade in 2012 and 2013, and Turkey's public sector debt to GDP ratio fell to 33% in 2014. The stock value of Foreign Direct Investment reached nearly $195 billion at year-end 2014.

Despite these positive trends, GDP growth dropped to 4.4% in 2013 and 2.9% in 2014. Growth slowed considerably in the last quarter of 2014, largely due to lackluster consumer demand both domestically and in Europe, Turkey’s most important export market. High interest rates have also contributed to the slowdown in growth, as Turkey sharply increased interest rates in January 2014 in order to strengthen the country’s currency and reduce inflation. Turkey then cut rates in February 2015 in a bid to spur economic growth.

The Turkish economy retains significant weaknesses. Specifically, Turkey's relatively high current account deficit, domestic political uncertainty, and turmoil within Turkey's neighborhood leave the economy vulnerable to destabilizing shifts in investor confidence. Turkey also remains dependent on often volatile, short-term investment to finance its large current account deficit.

 

Source : CIA


 

COMPANY IDENTIFICATION

 

 

NAME

:

OZALP TOROS GIDA SANAYI VE TICARET LTD. STI.

HEAD OFFICE ADDRESS

:

Inonu Bulvari Klas Plaza B Blok K:5/10 Akdeniz Mersin / Turkey

PHONE NUMBER

:

90-324-237 40 41

 

FAX NUMBER

:

90-324-237 40 82

 

WEB-ADDRESS

:

www.ozalptoros.com

E-MAIL

:

ozalptoros@ozalptoros.com

 

 

LEGAL STATUS AND HISTORY

 

 

TAX OFFICE

:

Uray

TAX NO

:

6630322628

REGISTRATION NUMBER

:

35631

REGISTERED OFFICE

:

Mersin Chamber of Commerce and Industry

DATE ESTABLISHED

:

13.04.2011

ESTABLISHMENT GAZETTE DATE/NO

:

21.04.2011/7799

LEGAL FORM

:

Limited Company

TYPE OF COMPANY

:

Private

 

REGISTERED CAPITAL

:

TL   1.000.000

PAID-IN CAPITAL

:

TL   1.000.000

HISTORY

:

Previous Registered Capital

:

TL 250.000

Changed On

:

06.10.2011 (Commercial Gazette Date /Number 14.10.2011/ 7921)

 

 

OWNERSHIP / MANAGEMENT

 

 

SHAREHOLDERS

:

Ozalp Toros

99 %

Fevziye Toros

1 %

 

 

SISTER COMPANIES

:

LEFKE AGRO GIDA DEPOLAMA TEKSTIL OTOMOTIV TICARET LTD. STI.

 

DIRECTORS

:

Ozalp Toros                                                                                                                                                                                                                                                                                   

 

 

 

OPERATIONS

 

 

BUSINESS ACTIVITIES

:

Wholesale trade of pulse.

 

NACE CODE

:

G .51.21

 

SECTOR

:

Commerce

 

NUMBER OF EMPLOYEES

:

5

 

NET SALES

:

13.780.680 TL

(13.04-31.12.2011) 

20.696 TL Thousand

(2012) 

11.023 TL Thousand

(2013) 

23.835 TL Thousand

(2014) 

14.909 TL Thousand

(01.01-30.06.2015) 

 

 

CAPACITY

:

None

 

PRODUCTION

:

None

 

 

IMPORT COUNTRIES

:

Uruguay

Canada

China

Vietnam

Peru

Madagascar

Italy

 

MERCHANDISE IMPORTED

:

Pulse

 

EXPORT VALUE

:

997.094 TL

(2012)

1.171 TL Thousand

(2013)

4.119 TL Thousand

(2014)

5.975 TL Thousand

(01.01-30.06.2015)

 

 

EXPORT COUNTRIES

:

Egypt

Lebanon

Iraq

Syria

 

MERCHANDISE  EXPORTED

:

Pulse

 

HEAD OFFICE ADDRESS

:

Inonu Bulvari Klas Plaza B Blok K:5/10 Akdeniz  Mersin / Turkey

 

BRANCHES

:

Warehouse  :  Mersin Bakliyatcilar Sitesi Ozgurluk Mah. A-5/6 Mersin/Turkey (rented)

 

Warehouse  :  Ozgurluk Mah. Halk Bankasi Depolari No:3/4 Mersin/Turkey

 

Warehouse  :  Mersin Serbest Bolgesi (Free Zone) N Ada 3/5, 3/4 Parsel Mersin/Turkey

 

Liaison Office  :  Limonluk Mah. 2417 Sok. Motiva Is Merkezi Kat:3 Daire:7 Mersin/Turkey

                                                                                

INVESTMENTS

:

None

 

 

TREND OF BUSINESS

:

There was an upwards trend in  2014. There appears an upwards trend in  1.1 - 30.6.2015.

SIZE OF BUSINESS

:

Large

 

 

FINANCE

 

 

MAIN DEALING BANKS

:

Akbank Liman Branch

 

CREDIT FACILITIES

:

The subject company is making use of credit facilities.

 

PAYMENT BEHAVIOUR

:

No payment delays have come to our knowledge.

 

KEY FINANCIAL ELEMENTS

:

 

(13.04-31.12.2011) TL

(2012) TL Thousand

(2013) TL Thousand

(2014) TL Thousand

(01.01-30.06.2015) TL Thousand

Net Sales

13.780.680

20.696

11.023

23.835

14.909

Profit (Loss) Before Tax

164.148

110

116

378

44

Stockholders' Equity

546.981

1.197

1.289

1.637

 

Total Assets

2.544.424

3.271

3.284

12.037

 

Current Assets

2.241.875

2.978

2.684

9.722

 

Non-Current Assets

302.549

293

600

2.315

 

Current Liabilities

1.997.443

2.074

799

8.905

 

Long-Term Liabilities

0

0

1.196

1.495

 

Gross Profit (loss)

356.237

479

238

809

346

Operating Profit (loss)

213.931

202

22

312

74

Net Profit (loss)

130.481

67

91

347

44

 

 

 

 

COMMENT ON FINANCIAL POSITION

 

Capitalization

Insufficient As of 31.12.2014

Liquidity

Satisfactory As of 31.12.2014

Remarks On Liquidity

A part of current liabilities consist of short-term loans from shareholders rather than liabilities to third parties. 

 

The unfavorable gap between average collection and average payable period has an adverse effect on liquidity.

 

Profitability

Fair Operating Profitability (13.04-31.12.2011)

Low Net Profitability (13.04-31.12.2011)

Low Operating Profitability  in 2012

Low Net Profitability  in 2012

Low Operating Profitability  in 2013

Low Net Profitability  in 2013

Low Operating Profitability  in 2014

Low Net Profitability  in 2014

Low Operating Profitability (01.01-30.06.2015)

Low Net Profitability (01.01-30.06.2015)

 

Gap between average collection and payable periods

Unfavorable in 2014

General Financial Position

Passable

 

 

 

 

Incr. in producers’ price index

 

Average USD/TL

Average EUR/TL

Average GBP/ TL

 ( 2011 )

13,33 %

1,6797

2,3378

2,6863

 ( 2012 )

2,45 %

1,7995

2,3265

2,8593

 ( 2013 )

6,97 %

1,9179

2,5530

3,0178

 ( 2014 )

6,36 %

2,1891

2,8989

3,6060

 ( 01.01-30.06.2015)

5,49 %

2,5568

2,8727

3,9250

 ( 01.01-31.08.2015)

6,19 %

2,6233

2,9381

4,0377

 

 

BALANCE SHEETS

 

 

 ( 31.12.2011 )  TL

 

 ( 31.12.2012 )  TL Thousand

 

 ( 31.12.2013 )  TL Thousand

 

 ( 31.12.2014 )  TL Thousand

 

CURRENT ASSETS

2.241.875

0,88

2.978

0,91

2.684

0,82

9.722

0,81

Not Detailed Current Assets

0

0,00

0

0,00

0

0,00

0

0,00

Cash and Banks

191.424

0,08

207

0,06

648

0,20

1.202

0,10

Marketable Securities

0

0,00

0

0,00

0

0,00

0

0,00

Account Receivable

1.471.355

0,58

1.820

0,56

565

0,17

3.287

0,27

Other Receivable

0

0,00

0

0,00

0

0,00

1

0,00

Inventories

397.897

0,16

345

0,11

57

0,02

2.644

0,22

Advances Given

142.256

0,06

532

0,16

1.338

0,41

2.413

0,20

Accumulated Construction Expense

0

0,00

0

0,00

0

0,00

0

0,00

Other Current Assets

38.943

0,02

74

0,02

76

0,02

175

0,01

NON-CURRENT ASSETS

302.549

0,12

293

0,09

600

0,18

2.315

0,19

Not Detailed Non-Current Assets

0

0,00

0

0,00

0

0,00

0

0,00

Long-term Receivable

0

0,00

0

0,00

0

0,00

0

0,00

Financial Assets

0

0,00

0

0,00

0

0,00

0

0,00

Tangible Fixed Assets (net)

299.585

0,12

283

0,09

462

0,14

2.192

0,18

Intangible Assets

2.784

0,00

4

0,00

4

0,00

6

0,00

Deferred Tax Assets

0

0,00

0

0,00

0

0,00

0

0,00

Other Non-Current Assets

180

0,00

6

0,00

134

0,04

117

0,01

TOTAL ASSETS

2.544.424

1,00

3.271

1,00

3.284

1,00

12.037

1,00

CURRENT LIABILITIES

1.997.443

0,79

2.074

0,63

799

0,24

8.905

0,74

Not Detailed Current Liabilities

0

0,00

0

0,00

0

0,00

0

0,00

Financial Loans

372.265

0,15

767

0,23

0

0,00

2.235

0,19

Accounts Payable

1.190.462

0,47

462

0,14

222

0,07

1.735

0,14

Loans from Shareholders

0

0,00

573

0,18

196

0,06

1.246

0,10

Other Short-term Payable

0

0,00

0

0,00

0

0,00

0

0,00

Advances from Customers

414.677

0,16

237

0,07

373

0,11

3.679

0,31

Accumulated Construction Income

0

0,00

0

0,00

0

0,00

0

0,00

Taxes Payable

20.039

0,01

35

0,01

5

0,00

5

0,00

Provisions

0

0,00

0

0,00

3

0,00

5

0,00

Other Current Liabilities

0

0,00

0

0,00

0

0,00

0

0,00

LONG-TERM LIABILITIES

0

0,00

0

0,00

1.196

0,36

1.495

0,12

Not Detailed Long-term Liabilities

0

0,00

0

0,00

0

0,00

0

0,00

Financial Loans

0

0,00

0

0,00

1.183

0,36

1.477

0,12

Securities Issued

0

0,00

0

0,00

0

0,00

0

0,00

Long-term Payable

0

0,00

0

0,00

0

0,00

0

0,00

Loans from Shareholders

0

0,00

0

0,00

0

0,00

0

0,00

Other Long-term Liabilities

0

0,00

0

0,00

13

0,00

18

0,00

Provisions

0

0,00

0

0,00

0

0,00

0

0,00

STOCKHOLDERS' EQUITY

546.981

0,21

1.197

0,37

1.289

0,39

1.637

0,14

Not Detailed Stockholders' Equity

0

0,00

0

0,00

0

0,00

0

0,00

Paid-in Capital

416.500

0,16

1.000

0,31

1.000

0,30

1.000

0,08

Cross Shareholding Adjustment of Capital

0

0,00

0

0,00

0

0,00

0

0,00

Inflation Adjustment of Capital

0

0,00

0

0,00

0

0,00

0

0,00

Equity of Consolidated Firms

0

0,00

0

0,00

0

0,00

0

0,00

Reserves

0

0,00

130

0,04

198

0,06

290

0,02

Revaluation Fund

0

0,00

0

0,00

0

0,00

0

0,00

Accumulated Losses(-)

0

0,00

0

0,00

0

0,00

0

0,00

Net Profit (loss)

130.481

0,05

67

0,02

91

0,03

347

0,03

TOTAL LIABILITIES AND EQUITY

2.544.424

1,00

3.271

1,00

3.284

1,00

12.037

1,00

 

 

REMARKS ON FINANCIAL STATEMENT

:

At the financial statements according to TAS, "Cheques Received" and "Outstanding Cheques" figures are under "Cash And Banks" figure. Beginning from the financial statements of 31.12.2011, "Cheques Received" and "Outstanding Cheques" figures are given under "Account Receivable" figure and "Account Payable" figure respectively. 

 

In the sub-items of "Account Receivable", TL thousand 0 is "Doubtful Trade Receivables" at the last balance sheet. 

 

The details of "Other Receivable" figure at the last balance sheet (TL Thousand): Due From Shareholders:0, Due From Participations:0, Due From Affiliated Companies:0, Due From Personnel:0, Other Miscellaneous Receivables:1, Other Receivable Total:1            

 

TL thousand 0 of "Tax Payable" is due to "Overdue, Delayed or Deferred Tax by Installments and Other Liabilities" at the last balance sheet. 

 

At the last income statement TL thousand 1.096 of the other income is due to "Profit from Foreign Currency Exchange". 

 

At the last income statement TL thousand 1.056 of the other expenses is due to "Loss from Foreign Currency Exchange" .

 

 

 

INCOME STATEMENTS

 

 

(13.04-31.12.2011) TL

 

(2012) TL Thousand

 

(2013) TL Thousand

 

(2014) TL Thousand

 

(01.01-30.06.2015) TL Thousand

 

Net Sales

13.780.680

1,00

20.696

1,00

11.023

1,00

23.835

1,00

14.909

1,00

Cost of Goods Sold

13.424.443

0,97

20.217

0,98

10.785

0,98

23.026

0,97

14.563

0,98

Gross Profit

356.237

0,03

479

0,02

238

0,02

809

0,03

346

0,02

Operating Expenses

142.306

0,01

277

0,01

216

0,02

497

0,02

272

0,02

Operating Profit

213.931

0,02

202

0,01

22

0,00

312

0,01

74

0,00

Other Income

247.393

0,02

246

0,01

449

0,04

765

0,03

1.097

0,07

Other Expenses

297.176

0,02

317

0,02

301

0,03

630

0,03

1.063

0,07

Financial Expenses

0

0,00

21

0,00

54

0,00

69

0,00

64

0,00

Minority Interests

0

0,00

0

0,00

0

0,00

0

0,00

0

0,00

Profit (loss) of consolidated firms

0

0,00

0

0,00

0

0,00

0

0,00

0

0,00

Profit (loss) Before Tax

164.148

0,01

110

0,01

116

0,01

378

0,02

44

0,00

Tax Payable

33.667

0,00

43

0,00

25

0,00

31

0,00

0

0,00

Postponed Tax Gain

0

0,00

0

0,00

0

0,00

0

0,00

0

0,00

Net Profit (loss)

130.481

0,01

67

0,00

91

0,01

347

0,01

44

0,00

 

 

FINANCIAL RATIOS

 

 

(13.04-31.12.2011)

(2012)

(2013)

(2014)

LIQUIDITY RATIOS

 

 

Current Ratio

1,12

1,44

3,36

1,09

Acid-Test Ratio

0,83

0,98

1,52

0,50

Cash Ratio

0,10

0,10

0,81

0,13

ASSET STRUCTURE RATIOS

 

 

Inventory/Total Assets

0,16

0,11

0,02

0,22

Short-term Receivable/Total Assets

0,58

0,56

0,17

0,27

Tangible Assets/Total Assets

0,12

0,09

0,14

0,18

TURNOVER RATIOS

 

 

Inventory Turnover

33,74

58,60

189,21

8,71

Stockholders' Equity Turnover

25,19

17,29

8,55

14,56

Asset Turnover

5,42

6,33

3,36

1,98

FINANCIAL STRUCTURE

 

 

Stockholders' Equity/Total Assets

0,21

0,37

0,39

0,14

Current Liabilities/Total Assets

0,79

0,63

0,24

0,74

Financial Leverage

0,79

0,63

0,61

0,86

Gearing Percentage

3,65

1,73

1,55

6,35

PROFITABILITY RATIOS

 

 

Net Profit/Stockholders' Eq.

0,24

0,06

0,07

0,21

Operating Profit Margin

0,02

0,01

0,00

0,01

Net Profit Margin

0,01

0,00

0,01

0,01

Interest Cover

 

6,24

3,15

6,48

COLLECTION-PAYMENT

 

 

Average Collection Period (days)

38,44

31,66

18,45

49,65

Average Payable Period (days)

31,92

8,23

7,41

27,13

WORKING CAPITAL

244432,00

904,00

1885,00

817,00

 

 

 

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.74

UK Pound

1

Rs.99.53

Euro

1

Rs.73.80

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.