MIRA INFORM REPORT

 

 

Report No. :

342828

Report Date :

01.10.2015

 

IDENTIFICATION DETAILS

 

Name :

P.T. NAVAL OVERSEAS

 

 

Registered Office :

Jalan Agung Niaga 4 Block G.4 No. 41, Sunter Agung, Tanjung Priok, Jakarta Utara, 14350

 

 

Country :

Indonesia

 

 

Date of Incorporation :

13.03.2006

 

 

Com. Reg. No.:

AHU-58684.AH.01.02.TH.2013

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading, Distribution, Import and Exporter of Agricultural Commodities Products, Chemical.

 

 

No. of Employees :

15

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Indonesia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia has seen a slowdown in growth since 2012, mostly due to the end of the commodities export boom. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25% and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, a current account deficit, and unequal resource distribution among regions. President Joko WIDODO - elected in July 2014 - has emphasized maritime and other infrastructure development, and especially increased electric power capacity, since taking office. Fuel subsidies were almost completely removed in early 2015, a move which could help the government increase spending on its development priorities. Indonesia, with the nine other ASEAN members, will continue to move towards participation in the ASEAN Economic Community, though full implementation of economic integration will not be completed by the previously-set deadline of year-end 2015.

 

Source : CIA

 


 

BASIC SEARCH

 

Name of Company :

P.T. NAVAL OVERSEAS

 

A d d r e s s :

Head Office

Jalan Agung Niaga 4 Block G.4 No. 41

Sunter Agung, Tanjung Priok

Jakarta Utara, 14350

Indonesia

Phones             - (62-21) 6400 646, 6400 647, 6400 648

Fax                   - (62-21) 6400 566

E-mail               - marketing@navaloverseas.com

Website            - http://www.navaloverseas.com

Building Area    - 2 storey

Building Space  - 110 sq. meters

Region              - Commercial

Status               - Rent

 

Date of Incorporation :

13 March 2006

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

- No. C-13487.HT.01.01.TH.2006

  Dated 23 May 2006

- No. AHU-09620.AH.01.02.TH.2009

  Dated 27 March 2009

- No. AHU-58684.AH.01.02.TH.2013

  Dated 14 November 2013

 

Company Status :

Foreign Investment (PMA) Company

 

Permit by the Government Department :

a. The Department of Finance

    NPWP No. 02.419.499.5-048.000

b. The Capital Investment Coordinating Board

    No. 254/I/PMA/2006

    Dated 8 March 2006

 

Related Companies :

None

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                           : US$ 300,000.-

Issued Capital                                 : US$ 150,000.-

Paid up Capital                               : US$ 150,000.-

 

Shareholders/Owners :

a. Mr. Rameshchandra Laxminarayan Maheshwari - US$ 135,000.-

    Address : 61B Rula Park, Bldg, Survey No. 49

                    Juhu, Mumbai 49, Maharshtra

                    India

b. Mr.  Maheshwari Neelesh Rameshchandra                   - US$     7,500.-

    Address : 61B Rula Park, Bldg, Survey No. 49

                    Juhu, Mumbai 49, Maharshtra

                    India

c. Mr.  Vishal Rameshchandra Maheshwari                      - US$     7,500.-

    Address : 61B Rula Park, Bldg, Survey No. 49

                    Juhu, Mumbai 49, Maharshtra

                    India

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading, Distribution, Import and Exporter of Agricultural Commodities Products, Chemical.

 

Production Capacity :

a. Distribution Services                    - US$ 500,000.-

b. Import Services                           - US$ 500,000.-

c. Export Services                           - US$ 500,000.-

 

Total Investment :

a. Equity Capital                              - US$ 150,000.-

b. Loan Capital                                - US$   50,000.-

c. Total Investment                          - US$ 200,000.-

 

Started Operation :

June 2007

 

Brand Name :

Naval Overseas

 

Technical Assistance :

None

 

Number of Employee :

15 persons

 

Marketing Area :

Export    - 50%

Local       - 50%

 

Main Customer :

Buyers in India and Pakistan

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. ASIA AGROMAS

b. P.T. NASCO

c. C.V. SEKAWAN

d. P.T. SARIMAKMUR TUNGGALMANDIRI

e. Etc

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a.   P.T. Bank MANDIRI Tbk

      Jalan Angkasa Raya

      Jakarta Pusat

      Indonesia

b.   P.T. Bank CENTRAL ASIA Tbk

      Jalan Angkasa Raya

      Jakarta Pusat

      Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2012 – Rp. 23.6 billion

2013 – Rp. 25.0 billion

2014 – Rp. 27.0 billion

 

 

 

Net Profit (estimated) :

2012 – Rp. 2.1 billion

2013 – Rp. 2.5 billion

2014 – Rp. 2.8 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                           - Mr. Maheshwari Neelesh Rameschandra

Director                                          - Mr. Vishal Rameschandra Maheswari

 

Board of Commissioners :

Commissioner                                 - Mr. Rameshchandra Laxminarayan Maheshwari

 

Signatories :

President Director (Mr. Maheshwari Neelesh Rameshchandra) or the Director (Mr. Vishal Rameschandra Maheswari) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

 

OVERALL PERFORMANCE

 

Based on search and investigation the correct address of the Subject is located at Jalan Agung Niaga 4 Block G.4 No. 41, Sunter Agung sub-district, Tanjung Priok district, North Jakarta not at Mega Glodok Kemayoran 1st Floor Block A5/3, Jalan Angkasa Raya No. 18, Kemayoran, Central Jakarta. According information the company office had been moved from Mega Glodok Kemayoran to new address Sunter Agung, North Jakarta.

 

P.T. NAVAL OVERSEAS (P.T. NO) was incorporated in Jakarta on March 13, 2006 with an authorized capital of US$ 300,000 issued capital of US$ 75,000 fully and paid up. The company was founded by Mr. Rameshchandra Laxminarayan Maheshwari, Mr. Maheshwari Neelesh Rameshcandra and Mr. Vishal Rameshchandra Maheshwari, they are Indian descent business person of India. The company notary deed has been changed and in January 2009 the issued capital was raised to US$ 150,000 entirely paid up. With this time the composition of its shareholders has been changed to become Mr. Rameshchandra Laxminarayan Maheshwari (90%), Mr. Maheshwari Neelsh Rameschandra (5%) and Mr. Vishal Rameschandra Maheshwari (5%). Later according to the latest revision of notary deed Mrs. Novianti, SH., No. 67 dated 12 September 2013 the company board of director and the board of commissioner had been changed to lead and runs of the company’s operation. The deed of amendments was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-58684.AH.01.02.TH.2013 dated September 12, 2013.

 

P.T. NO was established in the frame work of Foreign Investment (PMA) facility to deal with trading, wholesales, distribution, exporter import services. The company has been operating since June 2007 and has been growing up to present. In export services the company exported of agricultural commodities products such as oleo pine resin, gum rosin, turpentine oil, gum Benjamin, gum copal, gum dammar, dammar batu, cassia vera, cloves and pepper. Mrs. Desi Herawati, manager of the company said, that the agricultural product is collected and bought from farmers of North Sumatera, Java, Sulawesi and other island of Indonesia. Belonging to the Lauraceous family, Cassia Vera is the stem bark of the evergreen bush native to Indonesia. This reddish brown bark is peeled away from the bush in the form of quills which are then dried and cut to size / into thin strips or ground into powder. Cassia Vera from Indonesia has aromatic sensory qualities similar to its counterpart in Sri Lanka. It contains essential oil (mainly cinnamic aldehyd) but does not contain eugenol. Indonesian Cassia Vera is normally found in West Sumatra in the region of the city of Padang.

 

Since 1993 Inhutani IV (Persero) in self-managed pine resin production activities in Aceh Province, North Sumatra and West Sumatra. Pine resin production activities in Aceh Province has been suspended since 2002, due to the security conditions are not conducive, while the sap production activities in North Sumatra and West Sumatra still ongoing. Letter of the Ministry of Forestry. 194/MENHUT-IV/1993 dated February 6, 1993, concerning the Rights Petition Tapping pine sap on Areal Post Reforestation Project in North Sumatra and West Sumatra province, has provided an opportunity to Inhutani IV (Persero) to improve corporate performance. Sales of pine resin intended for export marketing and implementation in cooperation with P.T. Milatronika Karya Niaga, P.T. Ispak, C.V. Avinis, and P.T. Naval Overseas.

 

The whole products exported to Europe, the USA, India, China, Bangladesh, and South Korea. The whole products uses in Inks, Polishes, Varnishes, water resistant coatings, injection moulding materials, for caulking boats and  baskets, incense, natural mosquito repellant  and Ayurvedic medicine etc.

 

Meanwhile the company also imported of garlic origin of China and the whole garlic marketed locally thorough traditional market in Jakarta and surroundings. Besides, P.T. NO is also imported of chemical and other chemical products from Singapore, China and other countries based on job orders from their clients in Indonesia. We observed that the company’s operation has been growing in the last three years.

 

We have noticed that the demand for agricultural products had increased some 10% to 11% per annum in the last five years in line with the growth of industrial manufacturing in the country and international market. In the coming years, the growth rate of demand is estimated at about 6% to 7% per annum. The present market situation for agricultural products is very competitive for a large number of similar companies operating in the country. Meanwhile, competition is quite heavy in the export import of agricultural products with many companies now doing business in this field in Indonesia. We consider P.T. NO to be in a quite favorable position for having already got hold of a steady clientele in the country and abroad.

 

Until this time P.T. NO has not been registered with Indonesian Stock Exchange so, that they had not obliged to announce their financial statement. The management of the company is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2012 amounted to Rp. 23.6 billion increased to Rp. 25.0 billion in 2013 rose to Rp. 27.0 billion in 2014 and projected to go on rising by at least 5% in 2015. The operation in 2014 yielded an estimated net profit at least Rp. 2.8 billion and the company has an estimated total networth by at least Rp. 6.0 billion. We observe that P.T. NO is supported by foreign partner which has financially fairly strong behind it. So far, we did not hear that the company having been black listed by the Central Bank (Bank Indonesia). Mrs. Desi Herawati, manager of the company disclosed that the company usually pays its debts punctually to suppliers.

 

P.T. NO management is headed by Mr. Maheswari Neelesh Rameshchabdra (50), a businessman and professional manager of India which experienced for more than 12 years in the field of trading, exporter of agricultural commodities products. Daily operation he is assisted by Mr. Vishal Rameshchandra Maheswari (50) as a Director. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. NAVAL OVERSEAS is sufficiently fairly good for business transaction.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.74

UK Pound

1

Rs.99.53

Euro

1

Rs.73.80

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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