MIRA INFORM REPORT

 

 

Report No. :

343381

Report Date :

02.10.2015

 

IDENTIFICATION DETAILS

 

Name :

GRAINPRO INC.

 

 

Registered Office :

Subic Bay Industrial Park, Subic Bay Free Port Zone, Zambales, 2222

 

 

Country :

Philippines

 

 

Date of Incorporation :

13.11.2002

 

 

Legal Form :

Private Corporation

 

 

Line of Business :

Subject is engaged in safe storage and drying of grains and seeds.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Philippines

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

PHILIPPINES - ECONOMIC OVERVIEW

 

The economy has weathered global economic shocks better than its regional peers due to less exposure to troubled international securities, lower dependence on exports, relatively resilient domestic consumption, large remittances from four- to five-million overseas Filipino workers, and a rapidly expanding outsourcing industry. The current account balance has recorded consecutive surpluses since 2003, international reserves remain at comfortable levels, and the banking system is stable; the stock market resumed an upward trajectory in 2014, climbing to new record highs during the first four months of 2015. Efforts to improve tax administration and management of expenditures have helped ease the Philippines' tight fiscal situation and reduce debt levels. Nevertheless, government taxation and spending remain weak. The Philippines has received investment-grade credit ratings on its sovereign debt under the AQUINO administration and has had little difficulty financing its deficits. Economic growth has accelerated, averaging 6.0% per year from 2011-2014, compared with 4.5% under the MACAPAGAL-ARROYO government; competitiveness has improved; and foreign direct investment hit a historic high in 2014, although it continues to lag compared with the rest of the region. Unemployment has remained high, hovering at around 7% of the population, and underemployment is nearly 20%. At least 40% of the employed work in the informal sector and poverty afflicts about a quarter of the population. The AQUINO administration has been working to boost expenditures for education, health, transfers to the poor, and other social spending programs. Infrastructure remains underfunded and the government is relying on the private sector to help with major projects under its Public-Private Partnership program. Other long term challenges include reforming governance, the judicial system, and the regulatory environment, and improving the ease of doing business. The Philippine Constitution and other laws restrict foreign ownership in important activities/sectors - such as land ownership and public utilities. Some progress has been made in establishing a Customs Modernization Act to meet international standards and commitments.

 

Source : CIA

 

Company name

 

GRAINPRO INC.

 

 

antecedent information

 

Company:                 GRAINPRO PHILIPPINES INC.

Address:                   Subic Bay Industrial Park, Subic Bay Free Port Zone,

                                 Zambales, 2222

Country:                    Philippines

Service Type:            Normal                  

 

 

VERIFICATION WITH SECURITIES & EXCHANGE COMMISSION (SEC): GRAINPRO INC.

 
Legal Entity       -     PRIVATE CORPORATION
 

REGISTRATION –

 

a)     Certificate No.                       :       A200210131

b)    Date                                      :       November 13, 2002

c)     Term                                     :       Fifty (50) years

d)    Telephone No.                      :       (63) 47 252 7884

e)     Fax No.                                :       (63) 47 252 7885

f)     Type of Company                 :       Foreign Stock     

g)    Country Where Organized   :        USA

 

           

Address              :      3C Carmela Suite, 15 Chronicle Street, West Triangle, Quezon City, Philippines

                         

(Note:  Currency in Philipine Peso, unless otherwise specified)

           

 CAPITALIZATION -     Not Available

 

   

OTHER FINDINGS

 

From various sources, we gathered the following: -

 

GrainPro, Inc., a green, “not-only-for-profit“ company, is driving a global revolution in safe storage and  drying of grains and seeds. Using the principles of Ultra Hermetic™ technology and modified atmospheres, GrainPro has grown to become a world-leader and a key proponent of the Second Green   

 

Revolution – the proper storage, handling and distribution of food commodities.


Founded in 1992 in Concord, Massachusetts, USA, GrainPro has a wide distribution network starting from its head office in Concord to its offices in Asia (Philippines and India), Africa (Kenya, Ethiopia and Ivory Coast) and Latin America (Mexico, Costa Rica, Guatemala and Brazil). GrainPro’s  solutions are developed andmanufactured by its wholly-owned subsidiary, GrainPro Philippines, Inc., located in Subic Bay Gateway Park, Philippines. GrainPro’s line of environmentally-friendly, easy-to-use and affordable storage and drying solutions are designed to reduce post-harvest losses of dry agricultural commodities. The following are the Corporate Officers –

 

1.     Tom de Bruin, President/CEO

2.     Tommy Ng, VP for Sales & Marketing – International

3.     Lerva Cardinoza, Sales & Marketing Coordinator – AFRICA

4.     Claire R. Pagaduan, Sales & Marketing Coordinator  -  ASIA

5.     Lyra D.                      Sales & Marketing Coordinator  -  AMERICA

            

Products:

 

  1. GrainPro Flood Protected Self-Verifying Cocoon – an airtight (ultra hermetic) unsupported rectangular structures made of lightweight UV resistant PVC.           

 

  1. GrainPro Super Grainbag – water resistant gas tight solution for a vast range of dry agricultural commodities. Used as an inner linen for jute bags & ordinary sacks.

 

  1. GrainPro Collapsible Dryer Case – a low cost solution for safe, effective & convenient drying of a vast ranges of agricultural products.

 

  1. GrainPro TransSafeLiner – prevents condensation & infection in agricultural commodities transported in shipping lines.

 

  1. GrainPro GrainSafe – a water resistant & gas tight solution for dry agricultural products. Made of foodgrade UV resistant flexible PVC, designed for indoor & outdoon installation

 

  1. GrainPro Silbag – a sealed collapsible enclosure, used for making, storing & preserving good quality silage.

 

Address 1:   Lots 28 & 29 Innovative Street, Olongapo City, Zambales.

                                                    Tel. No. (047) 252 7884.   Fax No. (047) 252 7885

                       

Address 2:   46 Efficiency Avenue, Subic Bay Industrial Park, Subic Bay Freeport Zone,

                                                    Zambales.  Mobile No. 0917-590-0457.

           

Email:  salesasia@grainpro.com    

Website: www.grainpro.com         

 

 

FINANCIAL CONDITION

 

(Audited Financial Statement, Not Available)

 

 

SOCIAL/MEDIA REPORTS

 

June 01, 2015 –

                        

“A Subic-based company, recognized as world leader in post-harvest storage & drying solutions, launched another innovation of solar-powered grain dryers that aim to improve the the productivity of small farmers. GrainPro Inc., with a manufacturing and marketing facility in Subic Bay, announced the commercial launching of its Solar Bubble Dryer 25 (SBD25), which promises significantly improved grain drying capability all-year round. The company also produces the SBD25-Electric, which has the same specifications but uses electricity to operate. SBD25 is a collapsible modular dryer measuring 15 meters long and with a drying area of 25 square meters that can accommodate up to 500 kilograms of grains. Because of its compact feature, the SBD25 can be easily transported, assembled, and stored. Last year, GrainPro rolled out at its production facility in Subic Bay the SBD25’s predecessor, the Solar Bubble Dryer 50 (SBD50) and Collapsible Dryer Case II (CDC II) which are designed to dry up to one metric ton using the same principles employed by the SBD25. A wholly-owned subsidiary of US-based GrainPro, GrainPro Philippines has sales offices in India, Kenya, Ethiopia, Ivory Coast, Costa Rica, Guatemala, Brazil and Mexico. “  

 

November 12, 2014 –

 

 “GrainPro continues to strengthen its focus on providing safe storage and drying solutions for                                                                                 the poorest farmers around the world. Last month, GrainPro introduced the new SuperGrainBagFarm, a low-cost, reusable hermetic storage bag developed primarily for subsistence farmers.  In addition to the SGB Farm, GrainPro also recently unveiled a Solar Bubble Dryer that was developed in cooperation with Hohenheim University (Germany) and the non-profit International Rice Research Institute (IRRI), based in the Philippines.  The SBD uses pure solar energy to dry grains and because of the bubble enclosure quickly dries  commodities while protecting them from impurities.

                                      

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.55

UK Pound

1

Rs.99.17

Euro

1

Rs.73.08

 

INFORMATION DETAILS

 

Analysis Done by :

KIN

 

 

Report Prepared by :

TRU

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.