MIRA INFORM REPORT

 

 

Report No. :

343615

Report Date :

03.10.2015

 

IDENTIFICATION DETAILS

 

Name :

PRIME MELANGE YARN MILLS LTD.

 

 

Registered Office :

Sena Kalyan Bhaban (8th Floor), 195 Motijheel C/A, Dhaka-1000, Bangladesh.

 

 

Country :

Bangladesh

 

 

Date of Incorporation :

26.06.2000

 

 

Com. Reg. No.:

C-40603

 

 

Legal Form :

Private Company  

 

 

Line of Business :

Manufacturer and Exporter of Melange Yarn, Polyester/Cotton Blended Yarn

 

 

No. of Employees :

230

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 


 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Bangladesh

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BANGLADESH - ECONOMIC OVERVIEW

 

Bangladesh's economy has grown roughly 6% per year since 1996 despite political instability, poor infrastructure, corruption, insufficient power supplies, slow implementation of economic reforms, and the 2008-09 global financial crisis and recession. Although more than half of GDP is generated through the service sector, almost half of Bangladeshis are employed in the agriculture sector with rice as the single-most-important product. Garment exports, the backbone of Bangladesh’s industrial sector, accounted for more than 80% of total exports and surpassed $18 billion in 2014. The sector has remained resilient in recent years amidst a series of factory accidents that have killed over 1,000 workers and crippling strikes that shut down virtually all economic activity. Steady garment export growth combined with remittances from overseas Bangladeshis - which totaled $14 billion and 8% of GDP in 2014 - are the largest contributors to Bangladesh’s current account surplus and rising foreign exchange holdings.

 

Source : CIA

 

 

 

EXECUTIVE SUMMARY

 

                                                IDENTIFICATION DETAILS

 

Correct company Name

:

Prime Melange Yarn Mills Ltd.

Head Office

:

Sena Kalyan Bhaban (8th Floor), 195 Motijheel C/A, Dhaka-1000, Bangladesh.

Tel No

:

88-02-9564851-3, 9590570, 9564856

Fax No

:

88-02-9564857

E-mail

:

info@primegroup-bd.com

Website

:

www.primegroup.com.bd

Date/ Year of Incorporation

:

26.06.2000

Incorporation No.

:

C-40603

Legal Form (General)

:

 Public Listed Co        Public (but not listed)   Private Co   State-owned Co

 Sole Proprietorships  Partnership                     Not Registered

 others (please specify) ________________

Legal form (Specific)

:

LTD   CORP    INC  CO    

 others (please specify) ________________

Issuing Authority

:

Registrar of Joint Stock Companies & Firms      City Corporation

 Municipal Administration                                   Union Council

 Cantonment Board                                              Chief Controller of  Import & Export (CCIE)

 

 

FINANCIALS- SUMMARY

      Year

Turnover/ Sales

 Assets

     Income

July’ 13~June’ 14

BDT  461 Million

BDT 2231.25 Million

BDT  18.90 Million

July’ 14~June’ 15

BDT 895 Million

BDT 2397.50 Million

BDT 49.22 Million

Exchange Rate

USD1-Tk. 77.8200

EUR 1- Tk. 100.2711

GBP 1- Tk.118.5354

AUD 1 - Tk.82.8563

JPY 1 - Tk.0.9286

CAD 1 - Tk.80.1887

SEK 1 - Tk.12.2870

SGD 1 - Tk.65.3045

CNH 1 - Tk.12.8399

 

 

 

 

 

 

FULLCHECK REPORT DETAILS

 

                                                             Information Parted By

 

 

 

Name

:

Mr. Mohsin Patwary

Designation

:

General Manager

Contract No

:

N/A

 

                                                               Locations Details

 

Operating Address

:

Sena Kalyan Bhaban (8th Floor), 195 Motijheel C/A, Dhaka-1000, Bangladesh.

Tel No

:

88-02-9564851-3, 9590570, 9564856

Fax No

:

88-02-9564857

E-mail

:

info@primegroup-bd.com

Website

:

www.primegroup.com.bd

 

Location :

: Owned

 

Rented

Ö

 

Leased

 

Area

3600

Sq. ft.

 

 

Type of Office :

  :       Commercial Office Bldg.

Ö

 

Semi-commercial office Bldg.

 

     

Retail shop

 

 

Industrial Park

 

     

Business Center

 

 

Home Office

 

     

Residential Bldg.

 

 

 

 

 

 

Factory:

 

 

 

 

 

Address

:

Nandalalpur, Pagla, Narayangonj, Bangladesh.

Tel No

:

88-02- 7604194-95, 7604161, 7604038, 011850140, 011863892

Fax No

:

88-02- 9712202

 

Location :

   Owned

 

 

Rented

 

 

Leased

 

Area

454

DEcimals

 

 

Registered Address:

 

 

 

Address

:

Kadamtali, Shyampur, Dhaka-1204, Bangladesh.

Tel No

:

Nil

Fax No

:

Nil

 

Employee:

 

 

 

No. of Employees 

 

In Office

:

20

In Factory

:

210

In Branch:

:

-

Total

:

230

Details:

 

                    

 

 

 

OWNERSHIP/SHAREHOLDERS

 

         Names of Shareholders

                      No. of Share     

Mr. Md. Abdul Awal

5, 00,000

Mr. Md. Abul Basher

 40, 000

Mrs. Fatema Khatun

75, 000

Mr. Md. Abdul Karim

 22, 000

Mrs. Sanjida Awal

20, 000

Mrs. Sajia Awal

20,000

Mr. Asif Mahmud

25, 000

Prime Textile Spinning Spinning Mills Ltd

400000

Prime Composite Mills Ltd

400000

Prime Peoples Property Ltd

50000

Prime Steel Re-Rolling Mills Ltd

150000

Prime Dairy & poultry Ind. ltd

300000

Prime Fisheries Ind. Ltd

300000

Prime Blended yarn mills Ltd

1650000

Mrs. Khaleda Begum

2875

Mr. Khairul Alam Rabbi

13417

Mrs. Hasna Nayna Rika

6708

Mr. Md. Abdul Hafiz

25000

 

 

DIRECTORS

 

Name

Designation

Mr. Md. Abdul Awal

Chairman

Mr. Md. Abul Basher

Deputy Managing Director

Mrs. Fatema Khatun

Director

Mr. Md. Abdul Karim

Director

Mr. Md. Abdul Hafiz

Director

Mr. Abdul Halim

Director

 

 

MANAGEMENT

 

Name

:

Mr. Mohsin Patwary

Job Description

:

General Manager

Nationality

:

Bangladeshi

Email address

:

N/A

Other details

:

N/A

 

 

 

Name

:

Mr. Azizur Rahman

Job Description

:

Deputy General Manager

Nationality

:

Bangladeshi

Email address

:

N/A

Other details

:

N/A

 

Name

:

Mr. Sirajul Haque

Job Description

:

Asst. General Manager

Nationality

:

Bangladeshi

Email address

:

N/A

Other details

:

N/A

 

 

BUSINESS OPERATIONS

 

Nature of Activity       :

Manufacturer

Ö

Trader

 

Dealer

 

Distributor

 

 

 

 

Exporter

Ö

Importer

 

Services

 

Others

 

 

 

Range of Products:

 

Products

:

Melange Yarn, Polyester/Cotton Blended Yarn

Production Capacity

:

20822 kgs. per day

Last Year Production

:

Do

 

 

Trading Terms:

 

Purchasing Terms:

L/C

Ö

Cash

 

Others

 

 

 

Credit :

 

30 days

 

60 days

Ö

90 days

 

 

days

 

Selling Terms      :

L/C

Ö

Cash

 

Others

 

 

 

Credit :

 

30 days

 

60 days

Ö

90 days

 

 

days

 

 

DETAILED DATA

 

Trade Reference & Related Parties

:

 

Overseas Clients

:

N/A

Local Clients

:

N/A

 

Overseas Suppliers

:

N/A

Local Suppliers

:

N/A

 

Trade Markets

:

 

Exports

:

Europe, USA

 

Imports

:

India, China

 

Brand Name

:

N/A

Certified

:

N/A

Auditors

:

N/A

Operation Status

:

Active

Member

:

Nil

 

 

CAPITAL STRUCTURE

 

Authorized Capital

:

BDT 1000 Million

 

Paid-up Capital

:

BDT  40, 00,00,000

    No. of Shares

:

40, 00,000

Share Value

:

BDT 100.0Each

Main Assets

:

BDT 2397.50 Million

 

 

 

 

 

FINANCIAL STATEMENT- DETAILED

 

The subject company don’t submit update full financial figure to local registry office.

 

 

 

ASSOCIARES/SUBSIDIARIES/ RELATED PARTIES

 

Sister Concerns

:

Prime Textile Spinning Mills Ltd.

Prime Steel Re-Rolling Mills Ltd.

Prime Dairy & Poultry Ind. Ltd.

Prime Fisheries Industries Ltd.

Prime Tran’s National ltd.

Prime Peoples Property Ltd.

Prime World Trade Ltd.

Prime Super Printing Mills Ltd.

Prime Synthetics Ltd.

Prime Energy Limited

Prime Weaving Mills Ltd

Prime Dyeing & Finishing Mills Ltd

Prime Blended Yarn Mills Ltd.

Prime Rotor Spinning Mills Ltd.

Prime Knitwear’s Ltd.

Prime Information Technologies Ltd.

Steel Enterprise Ltd.

Doleswar Iron & Engineering Works Ltd.

Unique Steel Industries Ltd

Jahanabad Ship Breakers Ltd.

Prime Ship Breakers Ltd.

Prime FSS Recycling Ltd

Prime Textile Fabrics Ltd.

Prime Knit Fabrics Ltd.

Doleswar Iron & Engineering Works

Prime Specialized Yarn Mills Ltd.

Prime Composite Mills ltd.

Subsidiary

:

Nil

Name of  The Group

:

Prime Group

 

 

BANKING

 

Bank Name  

:

Bangladesh Development Bank Ltd.

Janata Bank Ltd.

 

 

ADVERSE DATA MONITORING

 

Dishonored Checks           

 

:     

No Record Found         

Debt

 

:

No Record Found

Litigation  

                   

:

Clear         

Performance Defaults

 

:

No Record Found         

Adverse Local Media Coverage/ Adverse Filling History

:

No Record Found

 

 

SITE VISIT COMMENTARY

 

Our Representative Visited the subject company Head office which is situated at Sena Kalyan Bhaban (8th Floor), 195 Motijheel C/A, Dhaka-1000, Bangladesh. It is  situated at commercial area which is a well decorated modern office.

 

 

GENERAL COMMENTS

Subject is mainly engaged in Manufacturer & Exporter. The subject company maintains acceptable business volume.

 

Based on the financial statements, SC’s financial performance appears to be average.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.55

UK Pound

1

Rs.99.17

Euro

1

Rs.73.08

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ANK

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.