MIRA INFORM REPORT

 

 

Report No. :

343833

Report Date :

06.10.2015

 

IDENTIFICATION DETAILS

 

Name :

KURUSU INTERNATIONAL CO LTD

 

 

Registered Office :

1-34-2 Kinuta Setagayaku Tokyo 157-0073

 

 

Country :

Japan

 

 

Financials (as on) :

31.03.2015

 

 

Date of Incorporation :

June 1979

 

 

Com. Reg. No.:

0109-01-003508 (Tokyo-Setagayaku)

 

 

Legal Form :

Limited Company (Kabushiki Kaisha)

 

 

Line of Business :

Subject is engaged in retails of furniture, interior goods, upholstery (rugs & carpets, curtains)

 

 

No. of Employee :

23

 


 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

 

 


COMPANY NAME

 

KURUSU INTERNATIONAL CO LTD

 

REGD NAME:   Kurusu International KK

 

 

ADDRESS

 

1-34-2 Kinuta Setagayaku Tokyo 157-0073 JAPAN

Tel: 03-3417-4622      Fax: 03-3466-8055

 

*.. The is one of its 4 stores

URL:                 N/A

 

 

ACTIVITIES

 

Retail of furniture

 

 

BRANCHES

 

Setagayaku (as given), Meguroku, Kichijoji (2) (Tot 4 stores)

 

 

FACTORIES

 

Setagayaku (Workshop)

 

 

OFFICERS

 

EIJI ISHIKAWA, PRES

Kimiko Ishikawa, dir

Miyuki Maeyama, dir

                       

Yen Amount:     In million Yen, unless otherwise stated

 

 

SUMMARY

 

FINANCES        FAIR                             A/SALES          Yen 310 M

PAYMENTSNO COMPLAINTS    CAPITAL           Yen 10 M

TREND STEADY                       WORTH            Yen 388 M       

STARTED         1979                             EMPLOYES      23

 

 

COMMENT

 

RETAILER OF FURNITURE.

FINANCIAL SITUATION CONSIDERED FAIR AND GOOD FOR ORDINARY BUSINESS ENGAGEMENTS.

                       

MAX CREDIT LIMIT: ESTIMATED AT YEN 5.7 MILLION, ON 30 DAYS NORMAL TERMS.

 

 

HIGHLIGHTS

           

The subject company was established by Eiji Ishikawa in order to make most of his experience in the subject line of business.  This is a retailer of furniture, interior goods, upholstery (rugs & carpets), other. Operates 4 stores in Tokyo. 

 

 

FINANCIAL INFORMATION

           

Financials are disclosed only partially.  Profits are not disclosed and only estimated.

 

The sales volume for Mar/2015 fiscal term amounted to Yen 310 million, a 3% up from

Yen 300 million in the previous term.  The net profit is estimated posted at Yen 16 million, compared with Yen 15 million a year ago.

 

For the current term ending Mar 2016 the net profit is projected at Yen 17 million, on a 3% rise in turnover, to Yen 320 million.

 

The financial situation is considered FAIR and good for ORDINARY business engagements.  Max credit limit is estimated at Yen 5.7 million, on 30 days normal terms.

 

 

REGISTRATION

    

Date Registered:                       Jun 1979

Regd No.:                                 0109-01-003508 (Tokyo-Setagayaku)

Legal Status:                Limited Company (Kabushiki Kaisha)

Authorized:                  520 shares

Issued:                         200 shares

Sum:                            Yen 10 million

Major shareholders (%):           Eiji Ishikawa (100)

 

Nothing detrimental is known as to the commercial morality of executives.

 

 

OPERATION

           

Activities: Retails furniture, interior goods, upholstery (rugs & carpets, curtains), other, operating 4 stores in Tokyo (--100%)

 

Clients: Consumers, buyers, other 

No. of accounts: Unavailable

Domestic areas of activities: Centered in the greater-Tokyo

 

Suppliers: [Mfrs, wholesalers] Y Ikemura & Co, Moriyoshi Co, Give Heart Co, other

 

Payment record: No Complaints

 

Location: Business area in Tokyo.  Office premises at the caption address are owned and maintained satisfactory.

 

Bank References:

MUFG (Shinjukudori)

Relations: Satisfactory

 

 

FINANCES

 

(In Million Yen)

Terms Ending:

 

31/03/2016

31/03/2015

31/03/2014

31/03/2013

Annual Sales

 

320

310

300

300

Recur. Profit

 

..

..

..

..

Net Profit

 

17

16

15

15

Total Assets

 

 

N/A

N/A

N/A

Net Worth

 

 

388

373

358

Capital, Paid-Up

 

 

10

10

10

Div.P.Share(¥)

 

 

0.00

0.00

0.00

<Analytical Data>

 

(%)

(%)

(%)

(%)

    S.Growth Rate

 

3.23

3.33

0.00

0.00

    Current Ratio

 

 

..

..

..

    N.Worth Ratio

 

 

..

..

..

    N.Profit/Sales

 

5.31

5.16

5.00

5.00

Notes: Financials are only partially disclosed.  Profits are not disclosed and only estimated.

Forecast (or estimated) figures for the 31/03/2016 fiscal term.


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.