MIRA INFORM REPORT

 

 

Report No. :

343171

Report Date :

07.10.2015

 

IDENTIFICATION DETAILS

 

Name :

P.T. INDAH JAYA TEXTILE INDUSTRY

 

 

Registered Office :

Jl. Pejajaran 14 No. 62 Jatiuwung, Tengerang 14137 Banten Province

 

 

Country :

Indonesia

 

 

Date of Incorporation :

30.10.1962

 

 

Com. Reg. No.:

AHU-0933526.AH.01.02.Tahun 2015

 

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Line of Business :

Subject is engaged in Textile Industry.

 

 

No. of Employee :

4,230 Persons

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Indonesia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA ECONOMIC OVERVIEW

 

Indonesia has seen a slowdown in growth since 2012, mostly due to the end of the commodities export boom. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25% and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating toINVESTMENT grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, a current account deficit, and unequal resource distribution among regions. President Joko WIDODO - elected in July 2014 - has emphasized maritime and other infrastructure development, and especially increased electric power capacity, since taking office. Fuel subsidies were almost completely removed in early 2015, a move which could help the government increase spending on its development priorities. Indonesia, with the nine other ASEAN members, will continue to move towards participation in the ASEAN Economic Community, though full implementation of economic integration will not be completed by the previously-set deadline of year-end 2015.

 

Source : CIA

 

 

Company name

 

P.T. INDAH JAYA TEXTILE INDUSTRY

 

 

Address

 

Head Office & Towel/Yarn Factory

Jl. Pejajaran 14 No. 62

Jatiuwung, Tengerang 14137

Banten Province

Indonesia

Phones             - (62-21) 591 8888 (hunting)

Fax                   - (62-21) 591 8830, 591 8158

Email                - marketing@indahjaya.co.id

Land Area         - 35 hectares

Building Space  - 20 hectares

Region              - Industrial Zone

Status               - Owned

 

 

Date of Incorporation

 

30 October 1962

 

 

Legal Form

 

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Company Reg. No.

 

The Ministry of Law and Human Rights

  a.  No. Y.A. 5/319/4

      Dated 03 June 1976

  b.  No. AHU-11833.AH.01.02.Tahun 2008

      Dated 11 March 2008

  c.  No. AHU-06813.AH.01.02.Tahun 2010

      Dated 09 February 2010

  d.  No. AHU-26176.AH.01.02.Tahun 2010

      Dated 24 May 2010

  e.  No. AHU-AH.01.10-36905

      Dated 05 September 2013

  f.  No. AHU-0933526.AH.01.02.Tahun 2015

      Dated 17 April 2015

 

 

Company Status

 

National Company

 

 

Permits by the Government Department

 

  a.  The Department of Finance

      NPWP No. 01.313.830.0-415.000

 

  b.  The Department of Industry

      - No. 225/DJAI/IUT-3/Non-Fas/V/1984

        Dated 29 May 1984

      - APE No. 090728.P

        Dated 03 November 1986

      - No. 201/Daglu/KP/III/1988

        Dated 09 March 1988

 

 

Related/Affiliated Companies

 

a. P.T. PARAMA MEGAH JAYA (Trading and Distributor of Towels)

b. P.T. INDAH JAYA GARMENT (Garment Manufacturing)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital         - Rp. 376,650,000,000,000.-

Issued Capital               - Rp. 376,650,000,000,000.-

Paid up Capital             - Rp. 376,650,000,000,000.-

 

Shareholders/Owners :

a. Mr. Johnny Pesik                       - Rp.   27,500,000,000.- ( 7.3%)

    Address : Jl. Imperial Drive No. 02

                    Lippo Karawaci, Tangerang

                    Banten Province

 

b. Mr. Tony Pesik                           - Rp.   27,500,000,000.- ( 7.3%)

    Address : Jl. Imperial Drive No. 35

                    Lippo Karawaci, Tangerang

                    Banten Province

c. PT. Terry Palmer Indonesia        - Rp. 321,650,000,000.- (85.4%)

    Address : Jl. Pajajaran 14 No. 62

                    Jatiuwung, Tangerang 15137

                    Banten Province

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Textile Industry

 

Production Capacity :

a. Dobby & Jacquard Towels               -   15,600 tons p.a.

b. Cotton Carded & Combed Yarns      - 168,000 tons p.a.

 

Total Investment :

a. Equity Capital               - Rp. 376.6 billion

b. Loan Capital                 - Rp.     --    billion

c. Total Investment           - Rp. 376.6 billion

 

 

Started Operation :

1962

 

Brand Name :

Terry Palmer

 

Technical Assistance :

None

 

Number of Employee :

4,230 persons

 

Marketing Area :

Local                                                   - 35%

Export  - 65%

 

Main Customers :

a. Hotels, Supermarkets

b. Country Clubs

c. Etc.

 

Market Situation :

Very Competitive

 

Main Competitors :

a. PT. Bahtera Jaya Persada

b. PT. Tatapusaka Sentosa Textile Mills

c. PT. Ferinatex Jaya

d. PT. Toscana Mulia

e. PT. Pabrik Tekstil Kasrie\

f.  Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a.   P.T. Bank CENTRAL ASIA Tbk

      Ruko Alam Sutra

      Jl. Sutra Niaga I No. 39

      Serpong, Tangerang

      Banten Province

 

b.   P.T. Bank MANDIRI Tbk

      Ruko Gading Serpong Blok AA 4

      Jl. Boulevard No. 38

      Serpong, Tanerang

      Banten Province

 

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 2,510.0 billion

2011 – Rp. 2,850.0 billion

2012 – Rp. 3,240.0 billion

2013 – Rp. 3,680.0 billion

2014 – Rp. 3.840.0 billion

2015 – Rp. 2,008.0 billion (January – June)

 

Net Profit (estimated) :

2010 – Rp. 115.0 billion

2011 – Rp. 129.0 billion

2012 – Rp. 147.0 billion

2013 – Rp. 168.0 billion

2014 – Rp. 172.0 billion

2015 – Rp.   90.0 billion (January – June)

 

Payment Manner :

Good

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                           - Mr. Johnny Pesik

Directors                                         - a. Mr. Arifin Widjaja

                                                        b. Mr. Ivan Pesik

                                                        c. Mr. Joko Hanggono

                                                        d. Mr. Thavasi Vijayakumar

                                                        e. Mr. Victor Pesik

                                                        f.  Mr. Wiryadinata Gunawan

 

Board of Commissioners :

President Commissioner                  - Mr. Tony Pesik

 

Signatories :

President Director (Mr. Johnny Pesik) or one of the Directors (Mr. Arifin Widjaja, Mr. Ivan Pesik, Mr. Joko Hanggono, Mr. Thavasi Vijayakumar, Mr. Victor Pesik or Mr. Wiryadinata Gunawan) which must be approved by Board of Commissioner (Mr. Tony Pesik)

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

 

OVERALL PERFORMANCE

 

P.T. INDAH JAYA TEXTILE INDUSTRY or P.T. INDAH JAYA was established in Jakarta on October 30, 1962 with the authorized capital of Rp. 25,000,000 issued capital of Rp. 5,000,000 fully and paid up. The founding and original shareholders of the company are Mr. Albert Leopold Ferdinand Rimbing, Mrs. Tie Khan Tjoe, Mr. Kho Tan I Lie, Mrs. Kartieni (all Indonesian entrepreneurs of Chinese extraction) and Mr. Poerwo Soebagio, an indigenous businessman.  The Articles of Association of the company has frequently been revised. in 1980 the authorized capital was raised to Rp. 50,000,000.- entirely was issued and fully paid up. Since then, the company’s shareholders are Mr. Albert Leopold Ferdinand Rimbing, Mr. Johnny Pesik, Mr. Tony Pesik and Mr. Eddy Pesik.

 

In December 2009 the authorized capital was raised again to Rp. 55,000,000,000.- entirely was issued and fully paid up.  Concurrently, Mr. Alber Leopold Ferdinand Rimbing and Mr. Eddy Pesik pulled out and whole share is sold to Mr. Andreas Ian Tika and Mrs. Margareta Tika and Mrs. Magdalena Surya Tika. This amendment to Deed was approved by the Minister of Law and Human Rights of the Republic of Indonesia by virtue of Decision Letter No. AHU-06813.AH.01.02.Tahun 2010 dated February 09, 2010. In July 2013, the above shareholders withdrew and the whole shares are sold to Mr. Johnny Pesik (50%) and his younger brother Mr. Tony Pesik (50%).  The amendment to Deed has been approved by the Minister of Law and Human Rights of the Republic of Indonesia through Decree No. AHU-AH.01.10-36905 dated September 05, 2013.

 

The most recently by notary deed of Setiawan, SH., No. 46 dated April 15, 2015, the authorized capital was raised to Rp. 376,650,000,000.- entirely was issued and fully paid up.  Since then, the shareholders of the company are Mr. Johnny Pesik (7.3%), Mr. Tony Pesik (7.3%) and PT. Terry Palmer Indonesia (85.4%).  The amendment to Deed has been approved by the Minister of Law and Human Rights of the Republic of Indonesia through Decree No. AHU-0933526.AH.01.02.Tahun 2015 dated April 17, 2015.

 

 

P.T. INDAH JAYA at first was just a home industry managing a knitting workshop at Jalan Kebayoran Lama No. 55, South Jakarta.  The home industry has been in operation since 1962 producing knitted undershirts and T-shirts of low to medium quality.  In 1975, the company diversified operations into the production of bath towels for household and hotels.  The company’s business kept growing fairly fast, particularly its bath towel industry. Since 1986, the company focused operation on just the production of towel.   In 1990, P.T. INDAH JAYA expanded business by building a new plant on a 30 hectares land area at Jalan Pajajaran 14 No. 62, Jatiuwung, Tangerang, Banten Province.  The plant which went into commercial operation in 1992 has been running smoothly to date.  At the same year, P.T. INDAH JAYA started to export to Japanese market. 

 

P.T. INDAH JAYA produces towels under its own brand, which is TERRY PALMER, a bath towel of good quality well-known in the country.  In order to compete with the price and quality worldwide, P.T. INDAH JAYA built their own spinning mill in 2002 and began production in 2003.  Currently, the Company has a capacity to produce 15,600 tons of towels (dobby & jacquard) and 168,000 tons of yarns (cotton carded & combed) per year.  Some 35% of P.T. INDAH JAYA' products are marketed locally (hotels, supermarkets, country clubs, etc) while the rest 15% is exported to Japan, Singapore, Hong Kong, Saudi Arabia, Bangladesh, the USA, the Netherlands, Belgium, Germany and other European countries.  We observed that P.T. INDAH JAYA is the largest company of its kind in the country of which the operation has been growing in the last three years.

 

Generally, demand for textile and textile product including cotton yarn, polyester textured yarn, finished fabrics, garment, textile chemicals and raw materials has been fluctuating in the last five years.  Generally, the demand for specialty chemicals such as; textile chemicals, auxiliary, dyestuff and textile raw materials tended to be fluctuating within the last five years in line with the fluctuating of Indonesian textile industry in general. 

 

According to the Central Bureau of Statistics (BPS) the Indonesia textile products export in 2002 amounted to 1,425.9 tons (US$ 3,075.9 million) to 1,307.5 tons (US$ 3,064.6 million) in 2003 to 1,300.4 tons (US$ 3,354.6 million) in 2004 to 1,427.3 tons (US$ 3,704.0 million) in 2005 to 1,477.800 tons (US$ 3,908.6 million) in 2006 to 1,473.6 tons (US$ 4,178.0 million) in 2007 declined to 1,312,200 tons (US$ 4,127.9 million) in 2008 to 1,369,600 tons (US$ 3,602.8 million) in 2009 to 1,525,900 tons (US$ 4,721.8 million) in 2010 declined to 1,493,3000 tons (US$ 5,563.3 million) in 2011 rose again to 1,508,500 tons (US$ 5,278.1 million) in 2012 to 1,633.1 thousand tons (US$ 5,293.6 million) in 2013 and to 1,815.6 thousand tons (US$ 5,379.9 million) in 2014. The export volume and value of the national TPT products in 2002 to as of January 2015 are pictured on the following table.

 

 

Year

Textile Products

Garment

(Thousand Ton)

(US$ Million)

(Thousand Ton)

(US$ Million)

2002

2003

2004

2005

2006

2007

2008

2009

2010

2011

2012

2013

2014

2015*

1,425.9

1,307.5

1,300.4

1,427.3

1,477.8

1,473.6

1,312.2

1,369.6

1,525.9

1,493.3

1,508.5

1,633.1

1,815.6

   153.0

3,075.9

3,064.6

3,354.6

3,704.0

3,908.6

4,178.0

4,127.9

3,602.8

4,721.8

5,563.3

5,278.1

5,293.6

5,379.9

   421.6

333.1

339.9

327.3

369.5

399.6

399.8

417.6

393.4

445.2

450.9

450.2

470.2

463.9

   35.4

3,887.2

4,037.9

4,351.9

4,967.0

5,608.1

5,712.9

6,092.2

5,735.6

6,598.0

7,801.5

7,304.8

7,501.0

7,450.9

   594.5

 

Until this time P.T.  INDAH JAYA has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. Therefore, the company has no obligation to publish financial statement publicly. We have checked to Department of Trade and Industry and found that no financial statement has been reported. P.T. INDAH JAYA’s management is very reclusive to outsider and rejecting to disclose its financial condition.  We observed that total sales turnover of the company in 2012 amounted to Rp. 3,240.0 billion increased to Rp. 3,680.0 billion in 2013 and rose again to Rp. 3,840.0 billion in 2014.  The operation in 2014 yielded an estimated net profit about of Rp. 172.0 billion and the company has an estimated total net worth at least Rp. 1,650.0 billion. It is projected that total sales turnover of the company will increase at least 4% in 2015. 

 

The Company's management is headed by Mr. Johnny Pesik (54) as President Director, a businessman with more than 21 years experience in textile industry and trading.  In daily activities he is assisted by six directors namely Mr. Arifin Widjaja (56), Mr. Ivan Pesik, (25), Mr. Joko Hanggono (33), Mr. Thavasi Vijayakumar (52), Mr. Victor Pesik (27) and Mr. Wiryadinata Gunawan (50).   The company’s management has close relations with many high-ranking government officials as well as with private businessmen within and outside the country. So far, we did not hear that the company’s management involved in the business malpractices or detrimental cases that settled in the country. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.

 

P.T. INDAH JAYA TEXTILE INDUSTRY is appraised to be good for business transaction.  However, in view of the economic condition in the country is still unstable and slowdown, we recommend to treat prudently in extending any new loan to the company.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.39

UK Pound

1

Rs.99.05

Euro

1

Rs.73.19

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

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